15 Things You Should Always Buy at Yard Sales

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15 Things You Should Always Buy at Yard Sales
Yard sales are the ultimate form of recycling. Whether your neighbor is hawking a souvenir spoon collection on her lawn or your church has gathered congregants’ donations for a fundraiser, you can dig up some hidden gems. Plus, pat yourself on the back: Giving these items new life will likely save trash from filling up a landfill. Here’s a look at things you’d be smart to snatch... [...]
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7 Surprising Things That Damage Your Credit Score

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7 Surprising Things That Damage Your Credit Score
The next time you check your credit score, you might discover it has taken a tumble because of a seemingly small mishap on your part. This happened to me once because I misplaced a bill for a whopping $12.70. My nonpayment ended up being reported to credit bureaus, also known as credit-reporting agencies. The result was an 80-point decrease in my credit score and several months of regret. [...]
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The 9 Best Things to Buy in September — and What Will Be Hit by Tariffs

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The 9 Best Things to Buy in September — and What Will Be Hit by Tariffs
This post comes from Julie Ramhold of partner site DealNews.com. September can be an excellent month to shop, thanks to a plethora of Labor Day, summer clearance and back-to-school sales. But not everything in stores will be worth parting with your hard-earned cash. Check out our guide below to learn what to buy in September, and what you might want to skip for now. Labor Day marks the unofficial... [...]
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Blow Your Budget? 5 Things to Do — and Not to Do — to Get Back on Track

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Blow Your Budget? 5 Things to Do — and Not to Do — to Get Back on Track
In budgeting, all it takes is one ill-timed expense to send the best-laid plans into a tizzy. Maybe you blew your budget for reasons out of your control: a sick pet, a car breakdown or a dreaded dental emergency.  Or maybe your shortfall happened because you made a mistake: You overindulged on your vacation, or you didn’t plan for an irregular expense that’s very much expected. Hey, it happens to the best of us. 5 Moves to Make After You’ve Blown Your Budget When you blow your calorie count by splurging on dessert, it’s tempting to say you’ve blown it for the day/week/month — even though the obvious solution is to cut back the next couple of days and schedule extra gym time. With budgeting, it’s the same. When you’ve spent too much, the worst thing you can do is give up and start plopping down the credit card just because you’re over budget. You can bounce back with a little self-reflection and discipline. Follow these five tips for how to get back on track with a budget. 1. Identify the Problem If your budget shortfall was the result of a one-time emergency expense, this one is so obvious. But if you blew your budget because you simply spent too much, or if blowing your budget is a regular occurrence, it’s time to take a hard look at your spending. Did you overspend on a one-time event, like back-to-school shopping or a birthday gift? Were impulse purchases a factor? Or maybe your budget has slowly been creeping up month after month, and you’ve just now realized you’re spending too much. We’ll discuss how to combat these budget-busting habits later. Your first step is to diagnose the problem. 2. Pay Off Your Bills Now, if You Can If you charged the expenses you didn’t budget for to a credit card and you can afford to pay it off now, do it. If that means you don’t add money to your savings account this month, that’s OK. Your goal is to get back on track.  If the expense was for a true emergency — meaning it was unexpected, urgent and necessary — and you have money set aside in a rainy day fund, you have our permission to tap into it if you need to. Of course, if you can make extra money on the side, pick up extra shifts or sell stuff online to cover your shortfall without touching your savings, that’s even better. 3. Adjust Your Budget if You Incurred Debt If you weren’t able to pay down your extra expenses immediately and have a lingering credit card balance as a result, you need a plan to pay it off as soon as possible. If you don’t have a monthly budget, it’s time to change that.  One of our favorite budgeting methods is zero-based budgeting, which makes you give every cent of income a job — whether it’s for needs, wants, saving, investing or paying off debt. Look at your past three months’ worth of bills to determine your normal spending habits and figure out where you can cut back to put as much toward paying off your credit card debt as you can. 4. Look at Past Spending to Find Overspending Patterns Let’s face it: A lot of times you blow your budget because you’ve developed bad habits. Looking back at your past spending can help you identify patterns. Here’s what to look for and how to curb your budget-busting behavior. Impulse Spending Look through your recent transactions for purchases you didn’t plan to make: the Uber Eats meals you ordered at the end of a long day, the shoes you had to have because they were 20% off, the trip to Target for paper towels that somehow turned into a $200 shopping spree.  If you find a lot of these, you’re probably prone to impulse buying, especially when you’re feeling anxious or down. The key is to make it harder for yourself to spend money on a whim. Delete shopping and food delivery apps. Unsubscribe from emails from your favorite store. If you want to spend money on something that isn’t a need, try a cooling off period of at least a week. If you still want the item after that and it won’t break your budget, then you’re allowed to buy it. Incomplete Budgeting Of course you know to budget for your rent or mortgage, car payment and groceries. But a lot of expenses occur regularly — but not monthly — and they’re easy to forget about when you’re budgeting. Your cat’s annual vet checkup, your driver’s license and tag renewal, and the hair cut you get every two or three months, to name a few. Here’s a complete list of 101 budgeting categories you can use to make sure you’re not leaving anything out.  Another common mistake: failing to account for variable expenses, i.e., the ones that fluctuate. If you live in a warm area, you probably need to budget extra for the summer months when your A/C is cranking. Lifestyle Inflation If your spending is slowly creeping up month after month, or if you see that your spending for each given month is significantly higher than it was for the same month last year, you may be succumbing to lifestyle inflation, which happens when you increase your spending as your income goes up. Some lifestyle inflation is inevitable, but it’s important not to put every cent of each pay raise or bonus toward upgrades like a fancier apartment or more dining out. You’ll only get ahead and prevent future budgeting mishaps if you divert some of that cash to savings. 5. Give Yourself Room to Make Mistakes If you want to never go over budget, you need to predict the future, have perfect luck and morph into a budgeting robot that never makes a mistake. Since that’s not happening, you need a safety cushion so that an unexpected expense or a little overspending doesn’t cause a crisis. The first goal to work toward is building an emergency fund with three to six months’ worth of living expenses that you can dip into as a last resort. No, it’s not easy — if you’re not swimming in disposable cash, this is a long-term goal. Just remember if you get frustrated that even saving a few hundred dollars could stave off a crisis. For major expenses that you can plan for, you may want to start a sinking fund, which you contribute to over time to spread out the cost. FROM THE BUDGETING FORUM How do you distribute your income? 8/5/19 @ 1:38 PM T Budgeting Apps? 3/18/19 @ 12:42 AM Is there a particular budgeting booklet 8/19/19 @ 2:14 PM A Have you tried the Zero Based budgeting method? 6/7/19 @ 1:58 PM See more in Budgeting or ask a money question 5 Things Not to Do After Overspending The most important thing to remember when you blow your budget is that it’s a temporary setback. Your bank account will recover. But if you do any of the following, you risk making a short-lived problem into a long-term one. 1. Take Out a Payday Loan The annual interest rates for payday loans are often upward of 300%, and about 70% of borrowers need a second loan within a month. That means you’re likely to keep blowing your budget as you struggle to pay back the loan. 2. Get a Cash Advance The interest rate for the average credit card cash advance is about 6 percentage points higher than credit card interest rates, plus they usually have fees of about 5%. You’ll almost always pay less by charging a purchase to your credit card. 3. Borrow From Your 401(k) Not only will you miss out on potential g [...]
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Never Buy These 13 Things at a Thrift Store

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Never Buy These 13 Things at a Thrift Store
One of the best ways to make the most of your money is to head to the thrift store and see what’s available. Last year, I bought a bed frame and cute lampstand for less than $13 total. But just because something is cheap, that doesn’t mean it’s a good idea to buy it. There are some things you should avoid at thrift stores. I asked a few consumer advocates and frugal experts to... [...]
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6 Things to Know About United Lounges

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6 Things to Know About United Lounges
When it comes to airport lounges, there are many options for travelers. If you’re evaluating which lounge will be the best for you, here’s what you need to know about United Airline lounges. 1. United lounges are everywhere It’s not hard to find a United Airlines-associated lounge, especially if you’re flying first or business class... Amanda Johnson is a writer at NerdWallet. Email: travel@nerdwallet.com. The article 6 Things to Know About United Lounges originally appeared on NerdWallet. [...]
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5 Things to Know About the Rakuten Cash Back Visa Card

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5 Things to Know About the Rakuten Cash Back Visa Card
Virtual window shoppers who use Rakuten.com — formerly known as the cash-back shopping website Ebates — could be earning even more cash back on their purchases with the Rakuten Cash Back Visa credit card. Image courtesy of Synchrony In 2019, Ebates rebranded as Rakuten, but the $0-annual-fee credit card’s rewards structure remained the same. The new name, which means... Melissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. The article 5 Things to Know About the Rakuten Cash Back Visa Card originally appeared on NerdWallet. [...]
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5 Things to Do When You Get the Bank of America Premium Rewards Credit Card

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5 Things to Do When You Get the Bank of America Premium Rewards Credit Card
You’ve applied for the Bank of America® Premium Rewards® credit card and were accepted. Once you receive it in the mail, what should you do next? 1. Plan your next vacation over dinner Cardholders receive 2 points per $1 on travel and dining and 1.5 points per dollar on other spending. Enjoy a leisurely dinner... Amanda Johnson is a writer at NerdWallet. Email: travel@nerdwallet.com. The article 5 Things to Do When You Get the Bank of America Premium Rewards Credit Card originally appeared on NerdWallet. [...]
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36 Things That Will Soon Be Obsolete

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36 Things That Will Soon Be Obsolete
Aaron Amat / Shutterstock.com When’s the last time you popped in a cassette tape? Rented a movie at a video store? Wrote a check for groceries? Maybe you still do some — or all — of these things. But chances are good you’ve replaced many of what used to be common, everyday activities with more technologically updated trends. It can be tough to believe that many of the... [...]
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5 Things to Know About the Banc of California Los Angeles Football Club Mastercard

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5 Things to Know About the Banc of California Los Angeles Football Club Mastercard
Do you bleed black and gold for the Los Angeles Football Club? You might want to check out the Banc of California Los Angeles Football Club Mastercard®. Learn More The $0-annual-fee card, issued by Elan Financial Services, earns decent rewards, but it’s also packed with perks that any superfan would get a kick out of....The article 5 Things to Know About the Banc of California Los Angeles Football Club Mastercard originally appeared on NerdWallet. [...]
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5 Things to Know About UBS Business Credit Cards

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5 Things to Know About UBS Business Credit Cards
UBS Bank caters to wealthy individuals, institutions and corporate clients worldwide, as well as private clients in Switzerland. So naturally, when the bank launched a trio of business credit cards in June 2019, the cards all came with princely perks and swanky benefits befitting the high-end clientele most likely to bank with UBS. Not everyone will be... Robin Saks Frankel is a writer at NerdWallet. Email: rfrankel@nerdwallet.com. Twitter: @robinsaks. The article 5 Things to Know About UBS Business Credit Cards originally appeared on NerdWallet. [...]
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4 Things to Know About Singapore Airlines Lounges

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4 Things to Know About Singapore Airlines Lounges
Airport lounge access continues to be one of the more sought-after travel perks. Travelers can escape from the bustle of the main terminal into a smaller, often quieter area that includes snacks, drinks, private bathrooms and more. Singapore Airlines offers some of the most exclusive airline operated lounges out there. Here’s how to gain access to... Curtis Sprung is a writer at NerdWallet. Email: travel@nerdwallet.com. The article 4 Things to Know About Singapore Airlines Lounges originally appeared on NerdWallet. [...]
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7 Things to Do ASAP If Your Spouse Asks for a Divorce

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7 Things to Do ASAP If Your Spouse Asks for a Divorce
When your spouse asks you for a divorce, there are things you should do immediately to protect your personal and financial interests. It’s difficult to focus on money when your marriage is ending. And yet, it’s up to you to make sure that you reach a fair and equitable divorce settlement. You wouldn’t end a business partnership without first determining that all assets were... [...]
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Free Things to Do in Minneapolis, Minnesota

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Free Things to Do in Minneapolis, Minnesota
Looking for free things to do in Minneapolis, Minnesota? Here are some places our family visited and did on a recent road trip there. Want more free and cheap road trip ideas? Check out my 14-day series on our East Coast Road Trip. Also, check out my post on Free Things to Do in Madison, Wisconsin. Free Things to Do in Minneapolis, Minnesota If you missed yesterday’s post about our impromptu road trip a few weeks ago, check it out here. On Day 2 of our impromptu road trip, we had planned to spend the day in Minneapolis. Many of you had given us suggestions and we were so excited to explore this area. Only, we woke up to cold and rain. So, we came up with Plan B — which involved spending most of the day at the Mall of America. Mall of America We’ve always wanted to visit MOA and we really loved our experience there. Someone commented online about how that was the least frugal place to go and I had to laugh! You see, MOA is only expensive if you actually buy stuff at it! If you just walk around and look at the stores and displays like we did, it’s a completely free thing to do in Minneapolis, Minnesota! Fun fact from their website: “MOA does not use a central heating system; instead, 70 degrees is maintained year-round with passive solar energy from 1.2 miles of skylights and heat generated from lighting, store fixtures and body heat.” Our kids’ favorite stores were the Crayola stores and the LEGO stores. Silas and Kaitlynn decided to use some of their money to buy a Pick a Brick Bucket. We had fun at Five Below — and can you believe I’d never been in that store before? I was definitely impressed. We did end up buying a few cool travel games for the kids for the long car drive home. We also went to the Gucci section at one of the stores and just about fell over when we saw the prices. No offense to anyone who wears Gucci (though I’m guessing if you read here, you likely don’t!), but, to me, the clothes looked like something I would find at an outdated thrift store. Clearly, I’m very hip and up with the times! 😉 But basically, you could buy a decent used car for the same price of most of the clothing items!! BurgerBurger We wanted to get a late lunch, so I got out my phone and searched, “Cheapest places to eat at Mall of America.” One of the places it pulled up was BurgerBurger. We discovered they had a Happy Hour from 3-6 p.m. where you could get $2 off burgers. It was getting close to 3 p.m. at this point, so guess what we did? Of course we waited until 3 p.m.  You had to order from the bar to get the Happy Hour prices, but we asked and they said you could order anything off the menu and did not need to order alcohol to get the Happy Hour prices. The wait was a little long to get our food, but it was worth it because the burgers were truly amazing! IKEA There is an IKEA right across from MOA and none of us had ever been before. So, once the rain let up, we decided to walk over and check it out. Since I’d heard so much about IKEA for so long from many, many people, I think I had set the bar really high for what it was going to be. Unfortunately, I was underwhelmed with it because of my very high expectations. I have been told that this IKEA is small and not as great as other IKEA stores, though. So maybe that was it? The kids had fun pretending to sleep on the beds and I loved looking at the small space setups (I dream of someday living part-time in an RV.) We were all hungry again, so we got some food at IKEA. I’d say that the food was probably the most impressive part! 🙂 We all loved it and the prices were quite good, too. Minnehaha Falls One good thing about the rain? It meant that we got to see Minnehaha Falls when it was raging. And I do mean raging! This was the highlight of the day — and maybe even the trip! If you get a chance to check out Minnehaha Falls, definitely do so — especially if it’s on a day when it has rained! We met a local who told us that the river leading to the Falls was higher than he’d ever seen it. And he told us it was 2 inches lower than the highest it had ever been recorded! This was looking down onto the Falls from the top. I couldn’t believe they didn’t have it fenced off or something! It was rushing at such a ferocious speed it was pretty breath taking and mesmerizing! What are your best tips and suggestions for free things to do in Minneapolis, Minnesota? Let us know in the comments! [...]
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Free Things To Do in Madison, Wisconsin

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Free Things To Do in Madison, Wisconsin
Looking for free things to do in Madison, Wisconsin? Here are some places our family visited and did on a recent road trip there. Want more free and cheap road trip ideas? Check out my 14-day series on our East Coast Road Trip. An Impromptu Road Trip to 3 States A few weeks ago, we took a sort of impromptu road trip to Wisconsin, Minnesota, and Iowa. If you’ve been following along here, you know our family goal to visit all 50 states and 7 continents by the time Kathrynne is 18 (she’s currently 14 and before this trip, we had 16 states and 5 continents to go). We only had 5 days to hit the 3 states, so we decided to just pick one city to focus on in each state. After looking at the map, we looked at routes, and we ended up picking Madison, WI, Minneapolis, MN, and Des Moines, IA. We had such a fun time in Madison and Minneapolis that I wanted to devote an entire post to each city to share photos and some of free and cheap things we did in Madison, WI and Minneapolis, MN. (Note: It was pouring rain and cold the whole time we were in Iowa so we didn’t end up getting to do much there. We’ll have to go back!) Free Things to Do In Madison, Wisconsin Jesse and I had both been to Wisconsin before many years ago, but the kids had never been. And none of us had ever been to Madison. I did what I often do when we visit a new area and asked on Facebook and Instagram for your best suggestions of free and frugal things to do. You all give the best recommendations! I went through all of them and picked the top places that were suggested over and over again. And here’s what we ended up doing… Olbrich Botanical Gardens First off, we went to the Olbrich Botanical Gardens. Many of you had suggested this and you were so right. The gardens were gorgeous! (It was also a completely beautiful day, which made the experience that much better!) Admission to the outdoor gardens is completely FREE! There are 16 acres of gardens to walk through including: A Thai Pavilion and Garden (This Thai Pavilion is the only one in the continental United States and the only one outside of Thailand surrounded by a garden.) Rose Garden Perennial Garden Sunken Garden Herb Garden We loved the Rose Garden and the Herb Garden the best. They had a sundial in the Rose Garden that the kids had fun trying to read. We also found a nest of baby birds! They seemed crazy hungry (aren’t baby birds always hungry, though??) and we waited awhile to see if the mama bird would come back. We were afraid that she might dive bomb us if we got too close so we had someone watch out for her while I took a picture and video. 🙂 There is also an indoor Tropical Conservatory that costs $2 per person for admission. It is probably fantastic, but we were happy to just visit the free gardens! Ian’s Pizza I asked for restaurant recommendations and this Ian’s Pizza was one you all recommended over and over again. And you were again correct — it was delicious and had such a fun vibe! Ian’s Pizza sells a variety of unique pizzas — by the slice. Or, you can order a full pizza and customize it. We ordered a large pizza that was half Mac & Cheese (it was delicious!) and half Macadilla Killa. Plus, we ordered a side of 9 breadsticks. Our total was around $25 and this was more than enough to fill us all up (plus we took some leftovers back to the hotel!) Excitement Outside the Capitol Building We had parked close to the capitol building (parking was free on the weekends), so after a very late afternoon lunch, we went to explore the capitol. It’s free and open to the public, too. We were detoured from visiting the capitol building by two ambulances and a lot of police cars with sirens blaring. They all pulled up up at a bus stop right outside the capitol building. We weren’t sure what happened, but it appeared maybe two guys had gotten into a fight and gotten hurt. I’ve never seen something like that up so close and I felt a little weird just watching the whole thing, but it was also kind of fascinating to see it all go down, too. (I don’t know that fascinating is the right word because these were people’s lives we are talking about. However, it felt like a scene from a movie or something! Gratefully, it appeared like both men were going to be okay and they both were conscious and breathing on their own when they were put on the ambulances and taken to the hospital.) Wisconsin State Capitol Building After that commotion outside the capitol, we finally made it inside. It was pretty incredible — as most capitol buildings seem to be! We had heard that there was a cool observation deck on the 6th floor so we went about figuring out how to get to that. We walked up a bunch of stairs and tried multiple elevators (some only went to certain floors, etc.) I couldn’t believe they just let you explore like this! We finally asked the security guard at the front desk how to get up to the top. It was then that we found out that they don’t let anyone up through the special elevator 30 minutes before closing! We had literally walked in the door 29 minutes before the building closes. Oh well! At least we had quite a fun time trying to find it! 🙂 Henry Vilas Zoo We then headed to the Henry Vilas Zoo — a FREE zoo in Madison, Wisconsin. I honestly couldn’t believe it. It’s small and it was pretty crowded, but you can’t beat the price point of free! And it far exceeded my expectations of what a free zoo would be! To my knowledge, I don’t ever recall actually seeing a real badger. So that was cool to see! Our favorite exhibit, by far, was the Polar Bear exhibit. Not only cannot ever remember seeing a Polar Bear, this guy was in rare form and showing off for us! Vilas Park Right outside the zoo was the Vilas Park beach. It would be a fun place to take a picnic or to swim in. It was also free and open to the public. We didn’t have bathing suits on, but Silas and Kathrynne still got into the water for a bit! The Cheese Chalet Many people had told me we couldn’t come to Wisconsin without getting cheese curds. So we stopped at The Cheese Chalet on the way out of Madison to pick some up. They had so many different kinds of cheese! I wasn’t sure of the best kind of cheese curds to get (I forgot to ask you all about that!), so I just played it safe and went with marbled! Culver’s I had no idea the “cult following” that Culver’s has until I asked where we should eat in Madison. I learned that there will be one answer and one answer only for that question: Culver’s! We actually have a Culver’s in our area, but I think Jesse has only taken the kids one time and that was a few years ago. I thought it was just a typical fast food place, but I was actually pretty impressed with it! We each got to pick one treat (mine was the flavor of the day with double whipped cream — yum!). Needless to say, I’m pretty sure we will be back to Culver’s soon! What other suggestions do you have for free or cheap things to do in Madison, Wisconsin? Tell us in the comments! [...]
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10 Things That Can Ding Your Social Security Benefit

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10 Things That Can Ding Your Social Security Benefit
Halfpoint / Shutterstock.com You’ve worked hard for Social Security retirement benefits, and you probably want every dollar you’re entitled to receive. Unfortunately, the sad reality is that there are reasons why your Social Security payments could decrease. Many are in your control, but some are not. Keep reading to find out how your monthly check could get dinged for everything from... [...]
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7 Things I Always Buy at Estate Sales

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7 Things I Always Buy at Estate Sales
Zadorozhnyi Viktor / Shutterstock.com I love a good estate sale. It’s one of the few opportunities in life to walk into someone’s home, look around and take away whatever catches my eye. Who could resist? My love of estate sales started in Chicago, a city where weekend “estate sale-ing” is practically a contact sport. Twenty years later, it’s still my favorite way to... [...]
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8 Things Private Equity Firms Look for in Companies

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8 Things Private Equity Firms Look for in Companies
The post 8 Things Private Equity Firms Look for in Companies appeared first on ONEtoONE Corporate Finance. [...]
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8 Things Private Equity Firms Look for in Companies

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8 Things Private Equity Firms Look for in Companies
The post 8 Things Private Equity Firms Look for in Companies appeared first on ONEtoONE Corporate Finance. [...]
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5 Things You Should NOT Buy at Dollar Tree

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5 Things You Should NOT Buy at Dollar Tree
Since you all loved my list of what NOT to buy at Aldi, I thought it’d be fun to put together a list of what NOT to buy at Dollar Tree! What You Shouldn’t Buy at Dollar Tree Wondering what you shouldn’t buy at Dollar? Well, I’ve got you covered in this post! Now, before you think I’m here to disparage Dollar Tree, let me be clear: Dollar Tree is one of my favorite places to shop at. And I’m thrilled that I passed that love on to my daughter! I mean, what’s not to love about Dollar Tree? Everything in the store is a dollar or less. If you’re wondering what I think you should buy at Dollar Tree, be sure to check out my HUGE list of the best things to buy at Dollar Tree. I go to the Dollar Tree for Valentine’s Day gifts. We have a family Christmas tradition where we all go to Dollar Tree and buy each other stocking stuffers! I even think it’s a great place to save money on groceries! But just like any other store, there are definitely some things I think you should not purchase at Dollar Tree because they aren’t great deals. I put together a list of my top five things below: (Psst! Did you see my list of 5 Things You Should Not Buy at Aldi?) 1. Cheap Plastic Toys Okay, so if you want to buy the cheap plastic toys, you totally can — especially if they will give your kids a lot of enjoyment. (Hey, if a cheap plastic toy for $1 will buy you 30 minutes of peace and quiet, I’m all for that!) And full disclosure, we have totally have bought the games, puzzles, activity books many times over the years (especially for road trips), but we try to be careful that we’re not buying cheap toys that won’t work and are just going to break in a few minutes. 2. Boxes of Cereal While they do have name brand cereals, they are small boxes and the price per ounce isn’t a great deal — especially compared to what you’d pay for cereal at Aldi. 3. Mac & Cheese I’ve told you that my kids are big fans of the boxed Mac & Cheese at Aldi — and it’s less than $0.50 per box! Also, there are often deals on Annie’s Mac & Cheese where you can get it for $1 per box or less! Looking for a really delicious homemade mac & cheese recipe. I highly recommend this one. 4. Chips/Pretzels If you don’t have a Kroger or Aldi, the prices on tortilla chips and pretzels could be a good deal for you. The packages are smaller than a typical bag of chips or pretzels at the grocery store. Aldi has the larger bags for $1.19 and Kroger often has larger bags on sale for $1. 5. Hand towels and wash cloths I had to include these because of all the things you can buy at Dollar Tree these are one of the few things I think you should never buy. Why? Because they are basically scratchy, non-absorbent rags. I mean, if you want to buy them for rags, be my guest. But I think you’d be better off using leaves off your backyard trees to clean up a mess than these “towels”. 🙂 Okay, that might be a little bit of an exaggeration, but still, just don’t buy these! Wait until Kohl’s has a deal and a coupon code, and then spend $1-2 per hand towel and wash cloth to buy something that actually works! Do you agree with my list? Is there anything you would add to it? I’d love to hear! Related Links: My 25 Favorite Things to Buy at Dollar Tree 21 Valentine’s Day Deals at Dollar Tree 23 Stocking Stuffer Ideas from Dollar Tree My 25 Favorite Things to Buy at Aldi 5 Things You Should NOT Buy at Aldi [...]
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21 Things You Should Always Buy at a Dollar Store

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21 Things You Should Always Buy at a Dollar Store
Diego Cervo / Shutterstock.com Dollar stores lure us in with rock-bottom prices. Sometimes you get what you pay for, but often the things they sell are good products at a tremendous discount — a real bargain. Here’s what bargain-shopping experts say are among the best buys at dollar stores. [...]
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5 Things to Know about the AAdvantage Aviator Red and Silver Mastercards

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5 Things to Know about the AAdvantage Aviator Red and Silver Mastercards
The AAdvantage® Aviator® Red World Elite Mastercard® and the AAdvantage® Aviator® Silver World Elite Mastercard®, both issued by Barclays, will reward users who book a lot of travel on American Airlines. In fact, American Airlines purchases are the only way to earn double AAdvantage miles per dollar spent on the Aviator® Red — for every other purchase,... Sara Rathner is a writer at NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article 5 Things to Know about the AAdvantage Aviator Red and Silver Mastercards originally appeared on NerdWallet. [...]
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5 Things You Should NOT Buy at ALDI

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5 Things You Should NOT Buy at ALDI
Because so many of you loved my list of 25 best things to buy at ALDI, I decided it was time for me to put together a list of what NOT to buy at ALDI! {Psst! Wondering why I love ALDI so much? Read this post on why I think everyone should shop at ALDI to save money!} 5 Things You Should Never Buy at Aldi As you well know, I think you can save a lot of money by shopping at Aldi. However, that doesn’t mean that everything at Aldi is a good deal. One of the most popular posts on my site is my post on 25 of the best things to buy at Aldi. Today, I thought it would be fun to tell you what I think you shouldn’t buy at Aldi. Here’s my list of what I think you should avoid buying… 1. Name Brand Items Don’t buy brand name items! Why? Because not only are these usually over-priced, you can’t use coupons on them to save more money. What to buy instead: The Aldi brand/off brand counterparts for these name brand items. In most cases, you’ll save 40-60% off of what the name brand item is priced! And we’ve found that it usually works or tastes just as good! (See above photos for side by side comparisons.) 2. Aldi Finds When you walk in the store and near the end of the store as you’re going to checkout, Aldi typically has what they call Aldi Finds. These are often name brand items and are typically unique or weird flavor combinations. I don’t know exactly where they get these from, but my theory is that they were some kind of overstock or trial run at mainstream grocery stores that didn’t do well. (Anyone know?) Not only are they usually not a great deal, but they are also probably a sort of risky purchase since they are likely a flavor or item you haven’t tried before. What to buy instead: Stick to the Aldi brand regular deals and pass up the Aldi Finds. 3. Seasonal Items Aldi has a big section of the store (well, big percentage-wise when you compare it to the size of the store!) devoted to Seasonal type deals. Right now, there will be a lot of summer toys and other things that would be geared toward the summer months. While they often do have some good prices, unless you were looking for that specific item and/or saving up for it and you know this price is less than what you’d pay elsewhere, skip this section of the store. Why? Because you’ll just end up spending money on “good deals” that you don’t need and weren’t planning to purchase in the first place. This, in turn, will negate all of the savings you are getting on groceries! What to buy instead: Focus on purchasing the items are already on your grocery list instead of impulse buying. 4. Pre-Packaged Food If you normally buy pre-packaged snacks and frozen foods, then you will save some money by buying them at Aldi. However, please don’t start buying pre-packaged foods just because you think they are “so inexpensive” at Aldi. What to buy instead: Ingredients to make your own homemade snacks and items! 5. Things You Can Get Cheaper at Dollar Tree If you have a Dollar Tree in your area, be sure to peruse the food and household product aisles to price-check the Dollar Tree prices and sizes against the Aldi prices and sizes. While some Aldi prices are the same or less, some items are significantly cheaper at Dollar Tree. For instance, see the lemon juice shown above? It’s regularly $2.49 at Kroger, $2.39 at Aldi, and just one dollar at Dollar Tree! What to buy instead: Nothing! If you can get it cheaper at Dollar Tree, don’t buy it at Aldi! 🙂 Do you agree with my list? What do you think you shouldn’t purchase at Aldi? I’d love to hear! Related Links: My 25 Favorite Things to Purchase at ALDI Kroger vs. ALDI: Which is Cheaper? An Open Letter to ALDI 52 Different Ways to Save $100 per Year: Shop at ALDI [...]
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