Marriott Plans to Add More All-Inclusive Resorts

Marriott Plans to Add More All-Inclusive Resorts

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Marriott Plans to Add More All-Inclusive Resorts
Currently, Marriott Bonvoy members have pretty limited options if they’re looking for a Sandals-type vacation where the price of food and accommodations are rolled into one. Type in “all-Inclusive” to the search bar on the Marriott Bonvoy website and you get only two resorts to choose from: a Westin in Costa Rica and a Sheraton... Meghan Coyle is a writer at NerdWallet. Email: mcoyle@nerdwallet.com. The article Marriott Plans to Add More All-Inclusive Resorts originally appeared on NerdWallet.
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Old Navy: Kids Uniform Polos only $3.40, plus more!

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Old Navy: Kids Uniform Polos only $3.40, plus more!
This post may contain affiliate links. Read my disclosure policy here. Still needing some school clothes? Old Navy has kids uniform polos for only $3.40! Right now, Old Navy is offering up to 60% off kids back to school clothes! Plus, today only, you can get an extra 15% off your order when you use the promo code EXTRA at checkout! Here are some deals you can score… Get Boys or Girls Uniform Polos for just $3.40 after the promo code! Get Boys Jeans for just $6.80 after the promo code! Get Girls Jeans for just $6.80 after the promo code! Choose free in-store pickup to avoid shipping costs. Valid today only, August 21, 2019. Thanks, The Krazy Coupon Lady! [...]
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ESL Teachers: Here’s What You Need to Know About TEFL Certifications

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ESL Teachers: Here’s What You Need to Know About TEFL Certifications
English is the language of the global business world, which means demand for English teachers is high while requirements to teach remain relatively low, especially so abroad and even more so online. In recent years, scores of online certification companies have sprouted up to train soon-to-be English teachers, offering credentials in what’s called Teaching English as a Foreign Language (TEFL) or Teaching English to Speakers of Other Languages (TESOL). For our purposes, they’re interchangeable. “This is a very, very rapidly growing industry,” said Jessie Smith, a former English teacher in South Korea and Vietnam who now works at the International TEFL Academy. “The demand can’t really be put into words.”  Teaching English as a Second Language (ESL) online is a welcomed side gig for many. Teachers get to set their own schedules, connect with students around the world and rake in between $15 and $25 an hour teaching premade lessons.  Not bad for a part-time, entry-level position. But before you sign up — and pay — to obtain TEFL certification online, here’s what you need to know. What to Consider Before Getting a TEFL Certification Online You might be ready to start shopping for TEFL providers, but do this first: Determine your goals as an ESL teacher. “You owe it to your students to be a good teacher, to be a trained teacher,” Smith said. “You need to be prepared professionally, mentally.” Why Do You Want to Teach ESL? Do a quick pulse check. Ask yourself what you plan to accomplish as an ESL teacher. Do you want a career change? A lucrative side gig? To travel and work in other countries? Your answer will determine what type of TEFL certification you’re going to need.  For career changes, proper education is always a good idea. Colleges and universities are big providers of TEFL certifications, and some degrees even include them. If you don’t have a degree in TEFL, the University of Cambridge and Trinity College provide the most comprehensive certifications — referred to as the CELTA and the Trinity, respectively. These programs are only offered in-person. (Full disclosure: I earned a CELTA before teaching English abroad. It was the most intense program I’ve ever experienced.) But if you’re eyeing a temporary side gig, you may not want to shell out the money for an expensive, in-person certification to teach ESL online. Almost all accredited TEFL certifications will require an in-person component, usually a 20-hour teaching practicum at a local language center or school. However, as members of ESL advice forums will tell you, most online employers don’t check or require accredited certifications with in-person practicums (for now). Lastly, one of the most effective ways to earn money while traveling is by teaching English abroad. Requirements vary by country, though it’s good to have a bachelor’s degree plus an accredited TEFL certificate with a teaching practicum. Latin American and Southeast Asian countries have laxer rules and may not require a degree or a TEFL certification. FROM THE MAKE MONEY FORUM Private tutor 8/20/19 @ 1:27 PM How Can Someone Living in the Heart of Africa Make Money Online? 8/20/19 @ 1:23 PM Passive Income 8/9/19 @ 1:07 PM Extra Income 4/10/19 @ 3:01 PM B See more in Make Money or ask a money question What Does it Take to Become TEFL-Certified? The majority of programs simply require that applicants are 18 years old or older and have a high school diploma. Native English fluency isn’t required, as TEFL certifications are popular credentials for foreign English teachers as well. But a high level of English fluency is required to participate in top-tier programs (C1 or IELTS Band 7, for the ESL nerds). Programs may vary slightly, but quality programs should include at least 120 hours of coursework with 20 hours dedicated to hands-on teaching to foreign-language-speaking students. These lessons should be observed by a qualified ESL professor. CELTA and Trinity programs are graded on a pass/fail basis while some online hybrid programs may include quizzes and a passing score of 60%.  How Much Do TEFL Certifications Cost? Depending on what program you choose and what your goals are as a teacher, costs will range widely. A fully online TEFL certification can run for $9 on Groupon, but you should know that it’s unaccredited. Online ESL teachers tend to purchase Groupon programs simply for a certification code that they add to their job applications, which can boost hourly pay toward the $25 mark. But if you plan to teach in person or long-term, skip the bargain bin programs. Pro Tip Plan to teach English in person? Get a TEFL certification with an in-person practicum to boost your confidence and gain real-world teaching experience.  The “brand name” TEFL certifications, aka the CELTA and Trinity, run between $2,000 and $3,000. These programs are internationally recognized and are more suited for career ESL teachers. Most accredited TEFL programs are usually half that price: around $1,100. “A true, university-level TEFL class could not possibly run under $1,000,” Smith said. How Do You Know If a TEFL Certification Online is Legit? Online TEFL providers are everywhere. They’re quick. They’re cheap. And most of the time, they’re unaccredited. Some companies aren’t transparent in their accreditation, which means they probably aren’t legit. In some program listings, you’ll see the words “self-accredited,” Smith said. “Which — needless to say — means just about nothing.” Price is another factor. The cheaper the price, the higher the chance the program is unaccredited. That doesn’t mean, however, that expensive programs are automatically legit. Shady providers can just as easily charge more money to give an air of quality. If the program costs hundreds or thousands of dollars, confirm that it’s run by an experienced professor and that the company holds a recognized accreditation.  The most popular accrediting bodies for TEFL programs are: Accrediting Council for Continuing Education and Training (ACCET) British Council Chartered College of Teaching (formerly College of Teachers) Training Qualifications U.K. (TQUK) The World TEFL Accrediting Commission Popular accredited TEFL providers include: Council on International Educational Exchange (CIEE) International TEFL Academy International Open Academy University-run TEFL programs, including the CELTA and Trinity You owe it to your students to be a good teacher, to be a trained teacher. You need to be prepared professionally. The list is by no means exhaustive. If you stumble upon a program that you’re unsure of, search the website for an accreditation seal or license number. Still unsure? Contact the accrediting body directly to confirm that the provider is legit. If you’re only shelling out $9, you may decide it’s not worth your time. But if you come across an expensive TEFL program that isn’t mentioned above, be sure to check for accreditation.    Most accrediting bodies require TEFL providers to include a practicum to receive accreditation. One notable exception is International Open Academy’s TEFL program, which is fully online. The Penny Hoarder confirmed with [...]
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Field & Stream Magazine Subscription Discount

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Field & Stream Magazine Subscription Discount
Snag a great deal on a subscription to Field & Stream Magazine! FIELD & STREAM MAGAZINE SUBSCRIPTION DISCOUNT Now through 8/21/19 (11:59 pm EST), you can score Filed & Stream Magazine for as $4.99 per year!  That is a savings of 85% off the list price! Add a subscription for one, two or three years to ... Read More about Field & Stream Magazine Subscription Discount The post Field & Stream Magazine Subscription Discount appeared first on Penny Pinchin' Mom. [...]
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These 6 Stores Buy Used Clothes. Here’s How to Get the Best Cash Offer

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These 6 Stores Buy Used Clothes. Here’s How to Get the Best Cash Offer
Do me a favor and take a quick look in your closet. Overflowing, right? Well, there’s a solution to that problem: selling your used clothes.  It’s a win-win, and you don’t have to wait for a spring-cleaning binge to get started. In fact, you should do it seasonally to stay in vogue.  So tear a page from the Marie Kondo playbook and make one big pile of all your clothes. Yes, even your winter gear from the living room closet. Definitely the swimsuit collection. And all the baby shower clothes that you never even used, too. You may surprise yourself with the amount of clothes you have once you get them all in one place. Kondo recommends that as you sift through your stuff, you ask yourself, “Does this item spark joy?” Nope? Then sell it.  Where to Sell Used Clothes Plenty of apps and websites like Poshmark, Threadflip, Etsy and eBay allow you to sell used clothes online. But maybe you don’t have the technical know-how (or the patience) to do it yourself. Don’t fret. There are several other brick-and-mortar places to pawn off your used clothes, shoes, handbags, accessories — even baby clothes, toys and supplies — to get cash in your pocket by the end of the day. Uptown Cheapskate Want to pop some tags? Uptown Cheapskate is your place. It’s located in 21 states and is a cross between a trendy boutique and a thrift store for young adults. You can sell or trade in men’s and women’s clothes at any of its locations. Trade-ins get 25% bonus store credit.  Brands that do well at Uptown Cheapskate include Urban Outfitters, Levi’s and H&M. If you’re unsure if your clothes will fit in style-wise, visit its website for more info on trending brands and styles. Buffalo Exchange Founded back in 1974, Buffalo Exchange has remained family owned as it has expanded to 18 states and the District of Columbia. The company is a firm believer in reusing and recycling clothes to reduce waste and pollution (and save cash). Each store also partners with local charities.  Pro Tip If you don’t live near a Buffalo Exchange, the company also has a sell-by-mail program. Buffalo Exchange accepts a wide array of clothes for both men and women — vintage, athletic wear, plus sizes and more. Contrary to its name, it does not accept bison at this time. Sorry in advance. Clothes Mentor Clothes Mentor is a one-stop shop for fashionable women’s clothing sized 0 to 26 and maternity wear. It’s a hub for those who want designer brands without designer price tags. Clothes that sell well include Armani, Banana Republic, Saks Fifth Avenue, White House Black Market and others. Shoes, accessories, jewelry and handbags are also accepted. Clothes Mentor has 136 stores across 30 states and, at certain locations, offers personal shoppers who tailor outfits to suit your tastes. Plato’s Closet Ah, the ole standby, Plato’s Closet. You may not have known this was a clothing exchange store, but it’s likely that you’ve caught a glimpse of one of its more than 480 locations in North America — probably tucked between your local Chinese buffet and the grocery store. Plato’s is Winmark Corp.’s most successful clothing exchange franchise, and it’s aimed at teens and young adults. Everyday styles from Abercrombie & Fitch, American Eagle, H&M, Nike and Obey are typically in demand.  FROM THE MAKE MONEY FORUM Extra Income 4/10/19 @ 11:01 AM B This mom needs work! 8/12/19 @ 9:14 AM L Anyone have experience doing an Air B N B? 8/11/19 @ 8:16 AM Passive Income 8/9/19 @ 9:07 AM See more in Make Money or ask a money question Plato’s Closet also buys athletic wear, shoes and accessories.  To see if your wardrobe surplus is a good fit for Plato’s, browse its website for other brands and styles that sell well. Style Encore Another solid option from Winmark Corp. is Style Encore. It’s like Plato’s sibling, only slightly older and more sophisticated. Style Encore accepts women’s clothing from brands like Banana Republic, Calvin Klein, Coach and Kate Spade. Like Clothes Mentor, Style Encore has personal stylists to help you look like a million bucks (without spending a million). It’s Winmark’s newest clothing exchange brand, so locations aren’t as comprehensive as Plato’s. Double-check the store locator to find the closest one to you. Once Upon a Child Last but not least in Winmark’s clothing resale portfolio is Once Upon a Child.  It’s no surprise that child care expenses are a budget buster, but this store can help keep costs down when it comes to baby clothes, supplies and even furniture.  In addition to children’s clothes sized preemie to youth 20, Once Upon a Child will buy used cribs, cradles, strollers, baby electronics, halloween costumes and toys. Even more good news for parents: You won’t have to look very far. Once Upon a Child has more than 380 stores across the U.S. and Canada. Local Consignment Shops If none of the above stores fit the bill, you can always try your nearest consignment shop.  These shops work a little differently than clothing exchanges, because consignment stores may not pay you until your item sells. That means it’s unlikely you’ll walk out with a pocketful of cash. It’s also difficult to predict what brands they will buy, because most local stores don’t have databases and metrics to go off of. Sales are often based on personal taste or season. But hey, anything is better than leaving unused clothes tucked away in the furthest corner of your shelf for years to come.  How to Get the Most Cash From Your Clothes Some things are guesswork when trying to sell your clothes. Stock and styles change, so it’s hard to say for sure which brand or outfit will sell. However, there are a few things you should always take into consideration, no matter the item or the store.  Following these few guidelines will ensure you get the best quote possible. Clean and Fold Your Clothes If it seems like I’m wagging my finger, it’s because I’m wagging my finger. Almost every store listed above recommends washing your clothes before taking them in. Since your payout is based on an associate’s quote after they carefully check each item, you don’t want dirt or food caked to your shirt. It’ll definitely go in the “no” pile. Pro Tip In general, to keep colors bright, you can soak your clothes in salt. Only wash them as needed — inside out and in cool water to avoid fading. Likewise, super wrinkly clothes come across as unwashed, and you don’t want to give that impression. So be sure to fold them neatly before taking them in. Use a Nice Basket or Hamper to Carry Your Clothes Quick! What do you think of when you see trash bags? Trash, right? Not clothes.  Presentation matters. The associates checking your clothes don’t want to sift through trash bags. So after you’ve washed all the clothes you want to sell, fold them and place them in a basket, hamper or box that you can take to the store.  Check for Damage or Pit Stains If you were a shopper, would you buy a shirt that had pit stains or a missing pocket? Didn’t think so. The stores work the same way. They don’t want damaged, stained or heavily faded clothing. Before you take your clothes in, examine [...]
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My Completely Honest Review of The Ultimate Productivity Bundle

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My Completely Honest Review of The Ultimate Productivity Bundle
This post may contain affiliate links. Read my disclosure policy here. Wondering if The Ultimate Productivity Bundle is worth buying? Read my honest review below, and you can decide for yourself! If you are on other blogger’s email lists, there’s a good chance you’ve gotten some emails or seen some blog posts or social media posts yesterday and today about The Ultimate Productivity Bundle. I know a number of you have already purchased this bundle, but if you haven’t purchased The Ultimate Productivity Bundle yet this year, here are two things you need to know: 1) It is back again through midnight tonight for a Flash Sale! This is your last chance to grab it at this huge discount! 2) I went through every single resource in the bundle and went through it so I could give you my completely honest review. Yes, you read that right. I literally signed up for every.single.course and downloaded every ebook and printable. My poor computer put in a lot of work! While I didn’t read every word or listen to every single minute of video (that would have taken me a LONG time!), I went through and at least skimmed every single resource and decided to share my really honest thoughts… Here were my honest thoughts: The Negatives: Some of the products had an inflated price tag. This is a pet peeve of mine. Don’t put $29 on a product just to make it sound more impressive. While The Ultimately Productivity Bundle is supposedly valued at $1500, I’m going to be honest and say that I felt at least 25% of the products had an inflated price tag. And I likely wouldn’t use at least 60% of them, so for me, the value would be really and truly more like a few hundred dollars, not $1500. There weren’t as many products in it as I was expecting. I was surprised that there weren’t more like 60-70 products in it (there are only 46 products in it). I think I’m used to them having that many when it’s the Homemaking Bundle, so I thought the options weren’t as plentiful as I was hoping for. I wish there had been more ebooks. While courses are great, I often prefer ebooks because they are easier for me to read and digest — especially since I’m a fast reader and sometimes skim (Shh! Don’t tell anyone!). There are only 5 ebooks in this bundle and the rest of the products are printables or courses. Some of the printables were poorly designed. I know that we don’t always have the highest quality design on things we offer because of various reasons and I know sometimes you just do the best you can do, but I found that at least 30% of the printables were ones I would never consider using because they just looked like they were designed by someone who didn’t have a lot of design experience or it just was not my style at all. A few products felt very clunky to download. I noticed there were a number of .zip files as well as some courses that seemed to require multiple hoops to jump through to get them to download. It felt like it sort of flew in the face of productivity to have to go to quite a bit of effort to download a product in order to be able to use it. The Positives: There were a number of really helpful and well-designed printables. I was impressed with how many different styles of printables this bundle offered. If you love printables, you will just adore this bundle! So many great options to choose from! I loved that many of the resources were created by people who aren’t naturally organized. It seems like many times, productivity classes and courses and ebooks are created by naturally organized people. This was not the case with many of the products in this bundle — many of the creators said they were more of a Type B, laid back personality —  and that’s why I feel like it has much wider appeal. The bundle offered a variety of printable planners. If you are looking for a planner for yourself and you’re okay with printing it yourself, you’ve got a wealth of choices in this bundle! There were some really high quality products. There were some really high quality products in the bundle that I felt would make it worth the price tag ($37) if you would use these and they would help your life be more organized. Like I said, I went through each and every product to pick out the ones I felt were the highest quality and value and something I would personally use or that I thought would be really helpful to other people. Here were my top 4 favorites: Family Chore Planner: The Complete Home Management System for Families ($17 value) This PDF download not only offers some great tips for getting your kids to help around the house and suggested chore ideas for different ages, but you get customizable rotating chore chart systems for your family! Child, It’s Time to Get Off Your Butt ($7 value) This may have been one of my favorite resources in the bundle. It’s an inspirational ebook with very practical tips on how to get your kids to go from being couch potatoes to being assets in your home — without having some rigid system that was designed for Type A moms. There are lots of helpful charts and hands-on examples in the book, like this: If you’re frustrated that your kids aren’t more disciplined and diligent but you just don’t know where to start, you’ll find a lot of fantastic help in this short but highly actionable ebook. Brilliant Baby Steps: Productivity Course ($47 value) This course was one of the most beautiful and value-packed courses in the bundle and I couldn’t believe all you got for the price. It definitely was not one of the products that I felt had an inflated price tag. One of the best parts of it is where Beth Anne shows you just how much you can get done in 10 minutes. She’s not a Type A personality, so her advice will work for pretty much every personality type. How to Organize Your Life With Trello ($47 value) Okay, so full disclosure here: I am not a Trello person and I don’t think I ever will be. BUT, I do believe that it can be an amazing organizational system for many people and I wanted to highlight this course because it was so well done and helpful for those who are looking for a better way to organize their life and thoughts and projects. If you haven’t purchased The Ultimate Productivity Bundle yet, and you are still interested in purchasing after reading my honest review, you can click here to purchase it for just $37 through August 15, 2019! You’ll get access to these 4 products + 42 other resources including a number of printable planners and other time management and organizational and goal-setting resources! Go here to read more. Click here to purchase The Ultimate Productivity Bundle. Remember, this special flash sale price is only good through midnight tonight (August 15, 2019)! P.S. Have you purchased The Ultimate Productivity Bundle? If so, I’d love to hear your honest thoughts on it! [...]
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35 Online Stores That Offer Free Shipping With No Minimum Order

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35 Online Stores That Offer Free Shipping With No Minimum Order
We’ve all been there: You finally find an item you’ve been looking for online, and it’s on sale for $5! You add it to your cart, go to check out — and realize you have to pay $8 for shipping. It’s not such a good deal anymore. Here’s another common scenario: You add everything you need to your cart, and the total comes to $25. The site offers free shipping — but only on orders over $50. Shipping costs often double or even triple the price you pay for small orders — eliminating the savings of shopping online. But if you know where to look, you can get thousands of items shipped for free. 35 Stores With Free Shipping These companies offer free shipping with no minimum purchase. Some of them ship worldwide for free, while others only ship free within the continental U.S. Some also offer free shipping to your local store. 1. Target If you have a Target REDcard, you’re in for a treat! In addition to saving 5% off your order, you qualify for free U.S. shipping. Alaska and Hawaii are included, and Target also ships to APO/FPO addresses. 2. Timberland Known for its boots and outdoors wear, Timberland offers free standard U.S. shipping on every order. 3. The North Face The North Face sells outdoor apparel and equipment for men, women and kids. Standard shipping is free on all orders in the U.S. 4. Nordstrom Nordstrom is known for its high-end products, but it offers free U.S. shipping to soften the blow — including Alaska, Hawaii and Puerto Rico. If that’s not enough, it also offers free returns! 5. Neiman Marcus Much like Nordstrom, Neiman Marcus is top-of-the-line. But there’s no shipping costs added to their premium offerings, and you’ll have your goods in 3 to 5 business days. 6. Kate Spade Everyone’s favorite purse label — which also sells clothing, shoes and jewelry, by the way — offers free shipping and free returns in all 50 states, via USPS. 7. Lily Pulitzer You know this brand for its brightly colored tropical and paisley prints. But did you know Lily Pulitzer offers free economy shipping on all orders in the U.S., including Alaska, Hawaii and Puerto Rico? 8. Tiffany & Co. The most storied jewelry store ever offers free shipping and free returns on every precious order. 9. Reformation This sustainable women’s clothing maker uses the tagline “Being naked is the #1 most sustainable option. We’re #2.” Bonus: It offers free shipping and free returns on all orders. 10. Bonobos This men’s clothing and accessories shop distinguishes itself with free shipping and free returns in the U.S. 11. Cents of Style Cents of Style is an affordable women’s retailer selling clothes, shoes and accessories. Double down on the deals with free shipping all the time. 12. Ray-Ban What’s cooler than a pair of slick shades? Free U.S. shipping from Ray-Ban! Alaska and Hawaii are included, and orders usually arrive within two to three days. If you want to send an item back, you can return it for free. 13. Fossil You probably know Fossil for its watches. But it also has full lines of men’s and women’s clothing, plus bags and jewelry. All of it ships for free in the U.S. and territories, with delivery in 7 to 10 business days. 14. Keds Enjoy free shipping and free returns on all your sneaker orders. 15. Zappos From shoes to handbags, Zappos has a wonderful selection of clothing and accessories, and everything ships free. This includes Alaska, Hawaii and U.S. territories. The site also offers free returns for one year. Zappos uses USPS Priority Mail to make sure your order gets to your doorstep in four to five days. 16. MAC Cosmetics Makeup, skincare products, kits, makeup tools, fragrances — all MAC products ship for free with standard shipping, which arrives in 2 to 5 business days. 17. Dermstore Dermstore, which sells skincare products, makeup and hair care products, offers free standard shipping on all orders — including to Alaska, Hawaii and Puerto Rico. 18. Apple If the iPad or Mac you’re eyeing is in stock on Apple’s online store, it most likely ships for free. (Excluded are such items as customized Macs and engraved products.) For iPhones you can even get free next-day shipping. 19. Microsoft Microsoft will give you free standard shipping on all orders to the U.S. and Puerto Rico. 20. Dell If you’re in the market for a new laptop, you can get free U.S. shipping to any of the 48 contiguous states. Your order will arrive within three to five days, and you won’t spend a penny extra. Dell also offers a price match guarantee to make sure you get the most bang for your buck. 21. Samsung Samsung offers free shipping on all order in the contiguous United States, including on big TVs. Mobile devices and accessories default to free expedited shipping. 22. AT&T AT&T offers free express shipping on all orders, which normally costs $14.95. Accessory-only orders get free priority shipping, and AT&T will even pay for the return shipping if you choose to send an item back. 23. Otter Box Otter Box makes mobile phone cases, yes. But they also sell outdoor gear including coolers, dry bags and tumblers. All U.S. orders ship free. 24. Crate & Barrel Longing for a new addition to your kitchen? Crate & Barrel boasts a wide range of products that all ship free. As long as you’re in the contiguous U.S., you can snag this deal. Make sure your cart only contains eligible items, or else you’ll have to fork over the shipping cost. 25. Sweetwater If you’re a musician who regularly buys gear, consider buying from Sweetwater. The highly reputable site offers free U.S. shipping on thousands of items. While APO and FPO addresses qualify, Alaska and Hawaii don’t. Most of the company’s orders ship the same day, so you’ll get your new equipment at lightning speed. 26. Amoeba Music Need another reason to buy that record you’ve been eyeballing? Free U.S. shipping from Amoeba should do the trick. It offers cost-free USPS media mail shipping for all music and movie formats. While orders can take 5 to 21 days to arrive, the wait is worth it. 27. Molton Brown Molton Brown’s wide selection of cruelty-free bath and body products is even cooler because of the free U.S shipping. If you’re in the contiguous states, you’ll receive your order within three to seven days. Bonus: You’ll get a free 1-ounce sample with every order and a complimentary gift box if you’re buying for someone else. 28. AbeBooks AbeBooks has a humongous selection of books at unbelievably low prices, and thousands of them qualify for free shipping. The best part? You can search for books that will ship for free specifically to your corner of the world. The site allows you to search for free shipping to the U.S., U.K., Canada and Australia, and they even have a worldwide option. FROM THE SAVE MONEY FORUM Acorns 8/14/19 @ 6:00 PM How to save when grocery shopping 8/15/19 @ 2:43 PM Travel Tips, anyone have any to share? 8/13/19 @ 2:27 PM Save Money, Mystery Shop! Free tickets, food, hotels, entertainment and more! 8/13/19 @ 2:27 PM See more in Save Money or ask a money question 8 Retailers That Offer Free Shipping if You Pick Up in Store These retailers don’t offer free shipping directly to your home without a minimu [...]
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Trying to be more productive? Grab this $1500 bundle of eResources for just $37!

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Trying to be more productive? Grab this $1500 bundle of eResources for just $37!
This post may contain affiliate links. Read my disclosure policy here. Do you wish you could be more productive and use your time intentionally? If so, you’ll definitely want to grab this productivity bundle that’s on sale right now! This bundle was SO popular earlier this year when it was offered, and they’ve brought it back as a flash sale for two days only!! Hurry and grab it for just $37 before the end of tomorrow, August 15th! This Productivity Bundle has everything you need to conquer your to-do list, be more productive, free up more time for yourself, and reach your goals — and you can get it for just $37!! It contains $1506.90 worth of eBooks, printables, eCourses, and membership sites…and all you pay is $37 for all 46 resources! These resources are designed to help you: Set clear goals and priorities so you’ll use your time wisely Create routines to help you be more productive so you won’t fall behind Get started with tasks instead of procrastinating Deal with distractions instead of getting sidetracked Find the energy to be productive all day instead of burning out If you feel overwhelmed or stuck when it comes to your productivity and time-management, this Productivity Bundle will help give you the practical tools and tips you need to take that first step! Go here to grab your Ultimate Productivity Bundle for just $37. [...]
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Architectural Digest Magazine Discount

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Architectural Digest Magazine Discount
Grab this great deal on Architectural Digest magazine for only $5.95 per year (90% off)! You can order up to 3 years at this price!  You will also receive a digital download of each issue! Add this magazine to your shopping cart and then enter the coupon code pennypinch and you will see the price drop!  This deal ... Read More about Architectural Digest Magazine Discount The post Architectural Digest Magazine Discount appeared first on Penny Pinchin' Mom. [...]
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Our Visit to Christian County Discount Freight & Grocery

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Our Visit to Christian County Discount Freight & Grocery
Have you checked out Christian County Discount Freight & Grocery in Ozark, MO? In this post, I share about our recent trip there, the deals I found, and my honest thoughts on the store. Visiting Christian County Discount Freight & Grocery Our family met up with all of my extended family this past week in Lampe, MO for our annual week at the lake trip. On our way home, we stopped at Lambert’s Cafe in Ozark, MO for lunch. I had mentioned this on Instagram stories and one of my followers messaged me and said we had to check out this discount store that was close to Lambert’s called Christian County Discount Freight & Grocery. (Note: they don’t seem to have an actual website that I could find. They do have a very regularly-updated Facebook Page.) It just so happened, that we were at the gas station right down the road when I read the message and it just so happened that we had some wiggle room in our day. So I asked Jesse if we could run into the store to check it out. I Was So Impressed With the Deals! Honestly, because of all of the great deals I often find at my local stores, it takes a lot to impress me when it comes to grocery deals. And when we first walked in and I looked at some of the prices, I figured that this might have a few good deals but probably most of the prices weren’t anything to get too excited about. But then I kept looking and I started getting more and more excited. I should have known one of my followers wouldn’t steer me wrong! I picked up a few boxes of $0.49 cookies and crackers and then a few more. Pretty soon, when I started dropping things because my arms were full, Jesse looked at me and said, “Um, I think you need to get a shopping basket.” That was the point when I knew that I wasn’t going to make it out of this store with “just a few purchases” as I had initially planned on. I was quickly falling in love with Christian County Discount Freight & Grocery. There were SO many, many good deals! I was especially impressed with the prices on crackers and cookies. They had boxes and boxes and boxes of name brands that were $0.49 to $0.99! Also, I discovered that if you kept looking, there were many that were marked down to half price! The Best Deals Were on Snack Items Some of the prices were more than what I’d pay at my grocery stores when pairing coupons and sales. However, most of the snack prices were less expensive than I can ever find. For instance, Jesse was thrilled to find Sunflower Seeds for $0.49/bag! All of the protein bars — including RXbars — were $0.50 each!! They even had this medicine area with $0.49 items! I found a number of organic items at great prices, too! And the candy prices were so good. My kids just couldn’t believe it! So much for buying just a few things! How Much I Spent at Christian County Discount Freight & Grocery Jesse laughed as he saw me walking towards him with my precariously balanced basket. I couldn’t fit one more item in so I knew it was time to call it quits. (We didn’t have a lot of extra space in the car, otherwise I probably would have purchased 2-3 times as much!) Guess how much we paid for this entire basket full of stuff? $14!!! Basically, I felt like we were shopping at Dollar Tree! That said, since so many of the items were just $0.49 each, it felt even better than Dollar Tree! If you are ever in or near Ozark, MO, I highly recommend checking out Christian County Discount Freight & Grocery! [...]
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Low Price on Elle Magazine Subscription!

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Low Price on Elle Magazine Subscription!
Here’s a great deal for the popular Elle Magazine, get it for only $4.99 per year. That’s a savings of 89%! Just enter coupon code PENNYPINCH at checkout and watch the price drop! Elle Magazine is the ultimate shopping and lifestyle guide for today’s modern woman. Devoted to the sophisticated and well-traveled woman, Elle features the hottest ... Read More about Low Price on Elle Magazine Subscription! The post Low Price on Elle Magazine Subscription! appeared first on Penny Pinchin' Mom. [...]
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EXPO Low-Odor Dry Erase Markers, Ultra Fine Tip (8 count) only $5.80!

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EXPO Low-Odor Dry Erase Markers, Ultra Fine Tip (8 count) only $5.80!
This post may contain affiliate links. Read my disclosure policy here. Grab a set of these EXPO Low-Odor Dry Erase Markers, Ultra Fine Tip for this great price! Amazon has these EXPO Low-Odor Dry Erase Markers, Ultra Fine Tip (8 count) for only $5.80 right now! This is a great deal on these markers! Sign up for a free trial of Amazon Prime to get free 2-day shipping. And don’t forget you can sign up for Swagbucks to earn free gift cards to use on deals on Amazon. Looking for more Back to School Amazon deals? Paper Mate Pink Pearl Erasers, Large, 12 Count for just $4.29 Ticonderoga Pencils, 96-count for just $9.96 Thermos Funtainer 10 Ounce Food Jar in Teal for only $9.03 EXPO Low Odor Dry Erase Markers, Chisel Tip (16 count) for only $10.94 Learning Resources Calendar & Weather Pocket Chart for only $17.63 BIC Xtra Smooth Mechanical Pencils (40 count) for only $6.63 Skip Hop Zoo Kids Unicorn Insulated Lunch Box for just $8.88 Westcott School Left and Right Handed Kids Scissors (12 pack) for only $9.98 when you clip the $2.50 off e-coupon! Elmer’s All Purpose School Glue Sticks, Washable, 60 Pack for just $14.87 Crayola Washable Gel Pens, 14 count for only $7.94 Be sure to check out all of the Best 2019 Back To School Deals! Don’t forget you can also sign up for our daily email newsletter to get all of the best back to school deals emailed to you every week! And be sure to check out my post on 5 Simple Ways to Save on Back to School Deals. Thanks, Passionate Penny Pincher! [...]
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Truman’s Non-Toxic Household Cleaners Starter Kit for just $7.50 shipped!

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Truman’s Non-Toxic Household Cleaners Starter Kit for just $7.50 shipped!
This post may contain affiliate links. Read my disclosure policy here. Interested in non-toxic household cleaning options? Check out this deal on Truman’s Household Cleaners!! Have you heard of Truman’s? It’s a relatively new subscription service that delivers non-toxic household cleaners to your doorstep! Each Truman’s delivery includes four different cleaners for your kitchen, floors, bathroom, and glass surfaces. (And the kitchen spray is also an all-purpose cleaner!) You receive the spray bottles and cleaners on your very first delivery and then cleaner refill cartridges on each subsequent delivery. Each delivery of cleaners should last you 6 months, but you can pause, skip, cancel, or change your subscription at any time. And right now you can get 50% off your first subscription with code SUMMER at checkout. Here’s how: Head over to this page. Click on “Get Your Starter Kit.” Choose the $15 option. When you choose this option, you’ll be signed up for automatic subscriptions but you can pause, skip, or cancel your subscription at any time after your first order ships out. Click through to checkout. On the page where you enter all of your information, look on the right side of the page where it says “Have a discount code? Enter it here.” Use code SUMMER to get 50% off! You’ll pay just $7.50 and shipping is FREE. If you love Truman’s cleaning products and want to continue with your subscription, you’ll be automatically charged at the regular price of $15 for your subsequent deliveries. (Note: The next delivery ships out after 45 days, so be sure to go in and change that since each delivery lasts for 6 months!) If you don’t want to continue after your first discounted starter kit, just go in and cancel before your next shipment. Super simple! This seems really cool! Have any of you tried it yet? I’d love to hear in the comments! Go here to get your Truman’s Starter Kit for $7.50! (Just use code SUMMER.) [...]
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Outside Magazine Discount

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Outside Magazine Discount
Snag big savings on a subscription to Outside Magazine!! OUTSIDE SUBSCRIPTION DISCOUNT Now through 8/6/19 (11:59 pm EST), order a subscription to Outside Magazine for just $4.99 per year! That is a savings of 89% off the list price!  You can order up to 2 years at this low price.  Enter the coupon code PENNYPINCH ... Read More about Outside Magazine Discount The post Outside Magazine Discount appeared first on Penny Pinchin' Mom. [...]
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How to Prepare for the Budget-Busting Cost of Day Care

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How to Prepare for the Budget-Busting Cost of Day Care
Finding the right child care option for your family and your budget can feel like a Catch-22. You want the best for your kid — a friendly, well-qualified caregiver who will meet all your child’s needs. But the best of anything is expensive, and you don’t want to be working so much just to afford child care that you never have time to see your kid. This is where good budgeting comes in handy. You need the reality of your financial situation to match up with the costs you’ll have to pay. Whether you’re early in your pregnancy or nearing the end of maternity leave, here’s what you need to have in mind when setting your child care budget. Establish What You Can Afford for Your Child Care Budget Child care can take up a significant chunk of parents’ budgets. Last year, The Penny Hoarder surveyed over 1,200 adults and found half spent at least 15% of their income on child care. Unless you regularly have hundreds of dollars in surplus at the end of every month, finding the funds to pay for day care will require making changes. Pull out your budget — or if you don’t regularly budget, pull out bank statements and receipts from the past few months and calculate the average of what you spend in each category. Now go through your expenditures and see where you can make cuts. What nonessentials can you cut? See where you can reduce spending on dining out, entertainment, clothing and personal care. Pro Tip Using the cash envelope system can help you stick to your spending limits. Once the cash in your envelopes is gone, no more spending until the next pay day. Your essential spending isn’t off the hook either. Implement money-saving grocery shopping tips. Opt for a cheaper cell phone plan. Are you able to move to a more affordable home or downgrade to a less expensive car? Another place you’ll want to analyze in your budget is what you’re spending to reach your financial goals. While it’s certainly prudent to pay more than the minimum on your debt and to exceed your employer’s 401(k) match, now might be time to focus on your most immediate financial challenge. Of course, cutting your spending isn’t the only way to find room in your budget. Increasing your income is always a plus. Could you or your partner ask for a raise or secure a better-paying job? Are you able to pick up a side gig? If you can find a way to increase your income without increasing the need for more hours of child care, you’ll be ahead of the game. FROM THE BUDGETING FORUM Hi 8/1/19 @ 11:42 PM J Can Drinking Coffee Affect Your Finances? 3/25/19 @ 10:30 AM Apple iOS apps in Canada 6/28/19 @ 2:08 PM Budgeting tips 6/14/19 @ 8:36 AM See more in Budgeting or ask a money question Research Child Care Costs In Your Area Next, you need to get familiar with how much child care costs where you live. Try not to be intimidated by the scary claims that child care costs more than housing or college tuition. Yes, that can be true, but child care generally comes in a wide range of options at various price points.  Licensed caregivers who operate day cares out of their homes usually charge less than a formal child care center. Enrolling your little one in a center typically costs less than hiring a full-time nanny.  According to Care.com’s Cost of Care survey, parents in 2018 spent an average of $199 a week on in-home care, $213 a week for child care centers and $596 a week to have a nanny. However, costs vary greatly by region. What you pay can also depend on your child’s age. The younger your child is, the more expensive care generally will be. After deciding what type of care you prefer, start researching options in your area. Get recommendations from people you know. Check sites like Care.com, ChildCare.gov and Child Care Aware of America. Search Facebook and Nextdoor for local providers and parenting groups.  Local parenting publications may have information or advertisements about child care centers. Your school system might operate a program for preschoolers or at least have some insight about which preschools their kindergartners are coming from. When you’re vetting child care providers, you’ll want to ask a ton of questions to determine if they’d be a good fit. Cost isn’t the only important factor. However, when asking about the rates, make sure to ask about registration fees, if meals or snacks are included and if there are any additional costs like supplies or field trips. Ask about the price of wrap-around care if standard hours don’t cover your typical work day. Consider the transportation costs involved in getting your child to and from child care. Pro Tip Don’t forget to inquire about availability. It doesn’t matter that an option is perfect and affordable if families have to be on a waiting list for years. Figure Out a Plan that Works for Your Family Finding child care isn’t always as easy as determining how much you can spend and finding a place that fits your budget. Sometimes there just isn’t enough money to stretch. Depending on your income and family size, your family might qualify for child care assistance via programs like Head Start, a government subsidy or financial aid through nonprofits like the YMCA or the United Way.  Some employers offer benefits for working parents, such as tuition discounts at day care centers or dependent care flexible spending accounts. Other companies allow employees to work remotely or bring their baby to the office. Some parents in a pinch work out informal caregiving arrangements with grandparents or another family member. Plenty of parents find they have to make tough sacrifices, like quitting their jobs, working less hours or working schedules opposite of their partner so one parent is always home. Child care costs can have a huge impact on your budget — and your life — but at least it’s only a temporary aspect of raising a child. You’ll hit some financial relief once your kid starts kindergarten. Then you can switch your focus to saving money for college! Nicole Dow is a senior writer at The Penny Hoarder. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Fisher-Price Thomas & Friends Adventures, Space Robot Set

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Fisher-Price Thomas & Friends Adventures, Space Robot Set
Have a little one that loves Thomas & Friends Adventures? This would be a great deal to grab now and use as a gift idea during the holidays! You can order the Fisher-Price Thomas & Friends Adventures, Space Robot Set for only $10.67. You will be saving 57% on this purchase because it is usually ... Read More about Fisher-Price Thomas & Friends Adventures, Space Robot Set The post Fisher-Price Thomas & Friends Adventures, Space Robot Set appeared first on Penny Pinchin' Mom. [...]
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Popular Science Magazine Subscription Discount

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Popular Science Magazine Subscription Discount
Today, you can pick up a subscription to Popular Science magazine for only $4.95 per year (89% off)! You can order up to 3 years at this price! Add this magazine to your shopping cart and then enter the coupon code pennypinch and then you will see the price drop!  This deal is good until  8/3/19 at 11:59 ... Read More about Popular Science Magazine Subscription Discount The post Popular Science Magazine Subscription Discount appeared first on Penny Pinchin' Mom. [...]
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Companies Pay Big Settlements Over Bogus Beer Ads, Harassing Calls

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Companies Pay Big Settlements Over Bogus Beer Ads, Harassing Calls
You’re in for a cool brew on Kona Beer if you bought the brand because you thought it was made in Hawaii. You also might benefit if you were the recipient of harassing phone calls or took a bogus supplement.  See if you qualify for any of this month’s highlighted class-action settlements. Kona Beer Hawaiian Origin Beer drinkers who thought they were drinking brew made in the tropical islands of Hawaii may be eligible for up to $20 from Kona Beer. If you bought a 4-pack, 6-pack, 12-pack or 24-pack of Kona Beer between Feb. 28, 2013 and June 14, 2019, you could be eligible for the following: $1.25 per unit for a 4-pack of Kona Beer $1.25 per unit for a 6-pack of Kona Beer $2 per unit for a 12-pack of Kona Beer $2.75 per unit for a 24-pack of Kona Beer Purchases of single cans or single bottles are not eligible for the settlement. The class-action suit alleged that Kona Brewing Company used imagery including surfers and Waikiki Beach to trick customers into believing the beer was brewed in Hawaii.  In reality, Kona beverages were brewed in New Hampshire, Oregon, Tennessee and Washington. Under the terms of the settlement, you can claim to up to $10 without a proof of purchase, or up to $20 with proof of purchase. For a full list Kona Beer varieties covered by the settlement and to submit a claim by the Oct. 7, 2019 deadline click here. Los Angeles Natural Gas Tax  If you were a customer of Southern California Gas Company and were charged a Los Angeles City Users Tax for natural gas use between Dec. 12, 2012 and April 12, 2019, you could be eligible for a portion of a $32.5 million settlement. The class action alleged Los Angeles residents were charged a 10 percent fee based on the amount of gas they used. The city allegedly began to base the fee on the amount also paid for other surcharges, which resulted in city residents paying more than $30 million in additional, unfair taxes. The city agreed to remove the additional tax amount, saving gas customers an estimated $6.18 million per year. The settlement fund will automatically be awarded to L.A. residents who were Southern California Gas Company customers by reducing their natural gas tax bill for 36 months between five and 10 percent.  Because the settlement fund will be automatically awarded, affected customers only need to make it known if they wish to object to or opt out by Aug. 19, 2019. For complete details, click here. FoodState Supplements (MegaFoods, Innate Response) Did you buy vitamin supplements by FoodState, including brands MegaFoods and Innate Response Formula, between Jan. 11, 2011 and Sept. 15, 2018? If so, you could be entitled to a portion of a $2.1 million class-action settlement regarding allegations of false advertising. FoodState was accused of falsely stating its supplements contained more nutrients from “whole foods” than they actually did. The company also allegedly included magnesium stearate in some supplements but did not include it on its list of ingredients. The compound, which may be found naturally in certain foods, can irritate the bowels of some consumers.  Class members who submit a valid claim by the Aug. 19, 2019 deadline will receive $25 per bottle, up to a maximum of $100. For the complete list of all the supplements covered by the settlement and to submit a claim, click here. National Holdings Telemarketing Did you receive a call from National Holdings Corporation between Nov. 11, 2010 and May 24, 2019, despite your number being registered with the National Do Not Call List? If so, you could be eligible for an estimated cash payment of $20. A higher or lower payment amount is possible depending upon the number of valid claims received. The calls, which allegedly violated the Telephone Consumer Protection Act, were made by either National Holdings representatives or by Shampan Lamport on behalf of National Holdings.  Click here to file a valid claim by the Aug. 23, 2019 deadline.  PTZ Insurance Robocalls If you received unsolicited phone calls from PTZ Insurance, you could qualify for a portion of a $5.5 million class-action settlement. The calls used a pre-recorded voice to play a “Day 2” or “Day 6” message and were made between Oct. 16, 2013 and Nov. 30, 2016. The lawsuit alleged the calls violated the Telephone Consumer Protection Act. The value of each claim will depend upon the number of valid claims received and could range from about $46 to $92.  Eligible consumers should have received a claim number and PIN to file a claim. For full details, click here and file your claim by Aug. 28, 2019. FROM THE MAKE MONEY FORUM How I'm Making Money on Poshmark 12/31/18 @ 4:47 PM C Buying & Reselling On eBay 4/5/19 @ 2:52 PM Dumpster 7/27/19 @ 4:19 AM Selling stamp collection 7/31/19 @ 2:13 PM See more in Make Money or ask a money question New York & Company (California Only) Clothing store New York & Company will provide customers who bought items in California up to a $25 discount voucher to resolve claims the retailer used false prices to convince customers they were getting a great deal. If you purchased items at any California New York & Company outlet store between June 9, 2013 and May 23, 2019 or from a New York & Company retail store in California between Feb. 11, 2012 and May 23, 2019, you could qualify for a voucher. The lawsuit alleged the clothing retailer advertised its outlet merchandise prices as a certain percentage off of regular retail prices, but the “sale” merchandise allegedly never was sold at the listed retail price. Customers can receive a voucher worth $7.50 off of any purchase or 25 percent off a purchase up to $100. Click here and file your valid claim by Sept. 9, 2019.  CVS Algal-900 DHA Supplement If you bought a CVS-branded Algal-900 DHA dietary supplement that included a claim that it was “clinically shown to improve memory” or had “clinically shown memory improvement” on the label, you could receive a full refund or $7 in vouchers. The lawsuit alleged the claims about memory improvement were deceptive. CVS customers who bought the supplements between Nov. 15, 2008 and Sept. 30, 2016 could be eligible for a variety of different awards, based on the proof of purchase and whether a CVS ExtraCare account was associated with the purchase. For complete details and to file a claim by the Dec. 12, 2019 deadline, click here.   This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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How to Have a Stronger Marriage

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How to Have a Stronger Marriage
Want to have a stronger marriage? In this episode, Jesse and I talk about our #1 tip for building a stronger relationship and having less conflict and disagreements. Missed previous episodes of The Crystal Paine show? You can listen to them here. Jesse and I are so very, very different. And I love it so much (well, most of the time!) Case in point: Jesse and I went to Home Depot recently to pick out lighting fixtures for the bathroom renovation. I walked in, scanned the shelves, and picked the first fixture that was inexpensive and looked like it would match. Jesse, on the other hand, had spent at least an hour beforehand looking at multiple websites, researching brands, and comparing options. Then, in store, he analyzed the pros and cons, price, and durability of each potential lighting fixture. Even though our differences can sometimes drive each other batty, the longer we’ve been married, the more we appreciate how our unique perspective compliments the other. For instance, if I were the only one in charge of choosing a lighting fixture, my lack of research and hasty decision-making would land us with a lemon of a light fixture that wouldn’t work well and wouldn’t last. On the other hand, if Jesse were solely in charge of picking out a light fixture, he’d probably still be in Home Depot right now… because there’s always something else you need to research. And that’s why we need each other. He’s the slow down to my hurry up. And I love him so much! When we stop trying to change our spouse and instead appreciate the gift that their differences bring to our life, it transforms our marriage! In this episode, we share more about how learning to see, accept, and embrace our differences has changed our marriage in such a powerful way. And we share how this can apply to all relationships. In This Episode:  [00:26] – We’re back! Hear about our foray into fostering through respite care. [03:48] – What’s saving our lives? For Jesse it’s the YNAB app. For me? It’s Waze. [11:41] – Jesse talks about a book he just finished and I read a poignant excerpt of a book I just finished that goes hand-in-hand with our last episode. [16:33] – Today Jesse and I share about our number one tip for creating a stronger marriage (well, Jesse isn’t quite sure about that!) [19:20] – We discuss one of the things that has caused the most conflict in our marriage and how it has played out over the years. [22:09] – Trying to change your spouse never works… it only creates more conflict and tension. [22:55] – The secret to healthier, happier relationships? Recognize, own, and embrace your differences and see them as a gift. Links and Resources: YNAB app Waze app Backlash: A Thriller Preach to Yourself: When Your Inner Critic Comes Calling, Talk Back With Truth Crystal’s Favorite Things on Amazon CrystalPaine.com MoneySavingMom.com Crystal’s Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal@moneysavingmom.com How to Listen to The Crystal Paine Show The podcast is available on iTunes, Android, Stitcher, and Spotify. You can listen online through the direct player we’ll include in the show notes of each episode. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.) Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app. Note: This post contains affiliate links. If you click through and make a purchase, we may receive a small commission — at no additional cost to you. Thank you so much for your support! [...]
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Mrs. Meyer’s Liquid Hand Soap Refill, Basil (33 oz) only $4.89 shipped!

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Mrs. Meyer’s Liquid Hand Soap Refill, Basil (33 oz) only $4.89 shipped!
This post may contain affiliate links. Read my disclosure policy here. Love Mrs. Meyer’s products? This is a great stock up price on Mrs. Meyer’s Liquid Hand Soap! Amazon has this Mrs. Meyer’s Liquid Hand Soap Refill, Basil (33 oz) for only $4.89 shipped when you checkout through Subscribe & Save! Note: Once your order ships, you can go into your Amazon account and cancel your subscription if you don’t want recurring orders. Thanks, Hip2Save! [...]
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Live in Seattle? See How Much Money Your Home Could Earn For You This Summer

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Live in Seattle? See How Much Money Your Home Could Earn For You This Summer
Look. We get it. Your home is your sanctuary. Your place to be alone. Some days, you don’t even want to have your own family over — let alone people you don’t know. So, the idea of listing your place on Airbnb is daunting for a lot of folks. But if you’re willing to give it a shot, you could make some serious extra income. You can share a spare room — or list your entire place if you’re headed out of town. Yep. You’d basically be making money for going on vacation. Hollis Giammatteo, a writer and Airbnb Superhost in Seattle, has been listing her downstairs guest suite since 2015. She says it’s a great way to earn extra money — and to capitalize on living in a city that’s so popular with tourists. Seattle has come a long way from the slow-moving port and manufacturing town Giammatteo remembers it being when she first moved there in 1979. Today, it’s known for its big businesses and major tourist attractions — something she says works in her favor as an Airbnb host. With Pike Place Market, the Space Needle and professional sports galore, there’s always a demand for space. In fact, Seattle is a top summer travel destination, and there’s a shortage of hosts. If you’re starting to come around on the idea of becoming an Airbnb host, see how much money you could make by listing your place. How Much Could Your Place in Seattle Fetch? First things first: list your property on the Airbnb website. You’ll want to create a listing that stands out from others so potential guests will take notice. You can adjust or change your information and settings at any time, so you’re not committed to anything permanently. Yep. You’re not locked in. Try hosting and see if you like it — if you’re curious, it’s worth a shot. Use Airbnb’s price calculator to see how much money you could make in your area. We’ll walk you through the process with some insider tips from Giammatteo. How to Create the Best Airbnb Listing in Seattle The first step to becoming an Airbnb host is to check your local laws and prepare your space for guests. (We’ll get into that later.) We’ll show you everything you need to know to make your place stand out from others, with some added insight from Giammatteo. Answer Some Quick Questions About Your Space/Amenities To set up your listing, you’ll start by answering some basic questions, such as how many guests your space can accommodate and what amenities are included. It’s fine if you don’t have an entire house or apartment available for guests. You can rent out one floor or even just a room. Giammatteo has made her downstairs area available as a guest suite, which gives people the feeling of having a one-bedroom apartment to themselves. Set the Scene with Photos Put yourself in your guests’ shoes. What would you want to see in the photos of an Airbnb listing? The platform offers some basic photo tips, which include utilizing natural light, avoiding flash and shooting in landscape mode from the corners of rooms, so you add perspective. Of course, you’ll want to include pictures of the bedrooms, kitchen and backyard. But Giammatteo knows from experience that guests also like photos of items that may seem like small details but can actually be game changers. “Guests typically want to know about such amenities as washer/dryer, ironing board, Wi-Fi, parking,” she says. Think about the details that make your home inviting. Maybe you own a nice ironing board guests can use, or you boast both a drip coffee maker and a Keurig. Capture those amenities. People might not take the time to read about them, so providing pictures could capture guests’ attention. Write a Description Now that you’ve provided stellar images for potential guests, it’s time to describe your place. You’ll want to highlight what makes it unique. Do a little market research by browsing Superhosts’ listings in your area to see how they describe their places. (They’re Superhosts for a reason, right? Their descriptions draw guests to their homes!) Giammatteo’s main advice? “Never be too wordy.” She has a point — this is the internet, after all. People like to skim. In fact, in Giammatteo’s listing, her description is a mere two sentences. She explains how guests can relax and rejuvenate in various parts of the spacious suite. She’s obviously pinpointed her audience: people who want to take it easy on vacation. Another big tip? “Be as honest as possible about the glories, and limitations, of your space,” Giammatteo says. “Don’t oversell, and don’t omit.” If the master bedroom has a window with a great view of the Space Needle, let potential guests know. On the other hand, if sound carries throughout the house, give readers a heads up. You don’t want a negative experience to surprise them, resulting in a bad review. Giammatteo’s home was built in 1948, so there are lots of squeaks and creaks. She lets guests know ahead of time that they will hear her when she walks around upstairs. Name Your Listing “Like choosing a color for your new car, naming your space is a tortuous journey,” Giammatteo says. She’s right — naming your Airbnb listing might seem like a shallow detail. But it matters. When guests scroll through places to stay on Airbnb, the first details they see are the pictures and name of your property. The title should provide an accurate description of the space, catch people’s eye and draw them in. Giammatteo recommends combining information about both your listing’s location and atmosphere. Her accommodation is listed as “Secluded Spa Retreat with Woodland Garden Deck in Queen Anne.” “Our space was designed to be a sanctuary, really — to envelop guests in the comfort of high-quality materials, plentiful lighting and a spa/luxury bathroom,” says Giammatteo. Think about what type of traveller would enjoy your home. (You might better pick up on this once you have your first few guests.) Is it set in a quiet part of town where people won’t be disturbed? Is it in the middle of everything, perfect for thrill-seekers? Giammatteo also made sure to include Queen Anne in the name, because the neighborhood is walking distance from downtown and a prime spot for festivals and trendy shops. Think about what your home’s location offers guests. Is it close to a lot of high-end restaurants? Does it provide a view of Mount Rainier? Is it near a Light Link Rail stop or the Seattle Art Museum? Let your guests know. Set House Rules Airbnb has a set list of rules you can opt into if you’d like them included in your listing. A few of these include: suitable for pets, no smoking allowed, and no events or parties allowed. You also have the option to write in additional rules. Giammatteo sets pretty standard rules for her guests, such as banning smoking and requiring people clean up after their pets. Like many Seattleites, she takes recycling seriously, so she requires guests to read and follow her recycling instructions. Set Up Your Calendar You’ll arrange a calendar of when guests can stay at your listing. This step is important, because Airbnb will charge you a fee if you cancel after guests have booked time at your home. Here are some questions you’ll answer: How often do you want to have guests? How much notice do you need before a guest arrives? How far in advance can guests book? What time can guests check in? How long can guests stay? You can change your calendar settings down the road, so you aren’t married to the dates and times you set now. Price Your Space Airbnb has a Smart Pricing tool. If you choose to use this, Airbnb will automatically adjust your pricing based on demand. For example, if the system notices that a lot of music lovers are booking Seattle spots for Bumbershoot or tourists are flocking to town in August in attempts to avoid the rain, it will likely increase the price of your listing at these times. You can set a price minimum and maximum so your h [...]
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6 Ways to Save Money at Culver’s

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6 Ways to Save Money at Culver’s
Love Culver’s? Don’t miss out on these 6 easy ways to save money at Culver’s! {Also be sure to check out 16 Ways to Save More at Restaurants and our Master List of Restaurants Where Kids Eat Free!} Guest post from Bridgitte of BrigitteBrulz.com Ask anyone in my immediate family what their favorite restaurant is and Culver’s is the answer! It’s something we all agree on! What’s not to love about ButterBurgers and fresh frozen custard? Well, if you are on a tight budget… possibly the price. On the rare occasion my family does go out to eat, we often end up at Culver’s. As a result, I have learned a few tips to save money on those Culver’s visits. 1. Buy kid’s meals. One of the easiest ways to save money at Culver’s is to eat kid’s meals. Even adults can purchase a kid’s meal at all of the Culver’s I have visited. Less calories, less cost, and enough to fill my belly (but not my husband’s who does order from the “adult” menu). Each kid’s meal automatically comes with a coupon for a free scoop of custard and a Scoopie token. Just don’t forget to take the coupon and token off the side of the kid’s meal bag before throwing it away! You can save ten Scoopie tokens to get a free kid’s meal later. You can also save the free scoop of custard coupon for a future visit. It’s nice being able to go out as a treat for just custard and not having to pay anything! I keep the coupons and tokens in an envelope in my purse (along with gift cards) until I am ready to use them. If you are automatically charged for a drink with the kid’s meal but prefer water, you can ask for a cup for water (free) and bring the carton of milk (included in the meal) home to use later. 2. Sign up for their e-mail list. If you want to save money at Culver’s, be sure to sign up for their email list! Those signed up for a free MyCulver’s account receive coupons, updates, a monthly flavor forecast, and coupons for free custard on each family member’s birthday by email. The monthly flavor forecast gives you a calendar of the “flavor of the day” for each day of the month for your local Culver’s. Just keep in mind those flavors are only for your local Culver’s. If you are traveling, you can find the flavor of the day for any other Culver’s on the Culver’s website or the Culver’s App. 3. Purchase Culver’s gift cards during the holidays. Culver’s typically runs a promotional deal on gift cards just before Christmas. For each gift card you purchase (at the amount required), you receive a free value basket coupon. You can keep the free value basket coupon for yourself and give the gift card to someone else for Christmas. You can also purchase the gift cards for yourself to use throughout the year (and still keep the free value basket coupons)! 4. Use expired coupons. One of my tricks to save money at Culver’s is to not throw away my expired Culver’s coupons! You may want to ask your local Culver’s if they will accept expired coupons, but all of the ones I have asked have accepted them. The birthday coupons for free custard typically state they expire in two weeks. The free value basket coupons received with the gift cards at the end of the year typically state they expire at the end of February. BUT, since my local Culver’s accepts expired coupons, I don’t have to use them (or throw them away) until we are ready to use them. 5. Fill out the survey on your receipt. Sometimes the receipts will have information about taking an online survey. If your receipt does, you can go online, answer the questions about your recent visit, and receive a code for a free scoop of custard. Write the code at the bottom of the receipt and bring it in the next time you want a a scoop of custard (possibly on a day that has your favorite flavor of the day). 6. Only go if you have coupons and/or gift cards. I typically purchase a set number of gift cards at the end of the year (when Culver’s has their gift card promotion) using money set aside for that. We also get Culver’s gift cards as gifts from others who know we enjoy Culver’s. Those gift cards and coupons last us for the entire next year of Culver’s visits. If we don’t have a gift card or free custard/free value basket coupons, we don’t go! What are your best tips to save money at Culver’s — or your favorite restaurant? Brigitte Brulz is a homeschooling mom, creator of Reading Journals for kids, author of the book Pickles, Pickles, I Like Pickles, and freelance writer. She offers free coloring pages, activity ideas, and more on her website at www.brigittebrulz.com. [...]
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Free Printable Back to School Shopping Planner

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Free Printable Back to School Shopping Planner
Grab this free planner to help with all your Back To School shopping! Download a free printable Back to School Shopping Planner! It includes budget pages, sales trackers, price trackers, shopping lists, and more. Be sure to check out all of the Best 2019 Back To School Deals! Don’t forget you can also sign up for our daily email newsletter to get all of the best back to school deals emailed to you every week! And be sure to check out my post on 5 Simple Ways to Save on Back to School Deals. [...]
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Garden & Gun Magazine | Low Price!

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Garden & Gun Magazine | Low Price!
We’ve tracked down a new discount offer for Garden & Gun Magazine! for only $4.99! GARDEN & GUN SUBSCRIPTION DISCOUNT For a limited time, you can save 89% off your subscription to Garden & Gun magazine!  Now through 7/27/19 (11:59 pm EST), you can order this popular title for just $4.99 per year.  Enter the coupon ... Read More about Garden & Gun Magazine | Low Price! The post Garden & Gun Magazine | Low Price! appeared first on Penny Pinchin' Mom. [...]
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Up to 90% off Tarte Cosmetics (Collector’s Sets, Palettes, Lip Paints, and more!)

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Up to 90% off Tarte Cosmetics (Collector’s Sets, Palettes, Lip Paints, and more!)
This post may contain affiliate links. Read my disclosure policy here. Love Tarte Cosmetics? You can get up to 90% off collector’s sets, palettes, lip paints and more right now! Right now, Tarte Cosmetics is offering up to 70% off select items! Plus, you can get an extra 20% off sale prices when you use the promo code CYBER at checkout! Even better, each purchase includes two free samples at checkout. Here are some deals you can score… Get this Tarte Limited-Edition Magic Star Collector’s Set for just $28 after the promo code ($290 value)! Get this Tarte Party Pouts Lip Set (includes 5 full size lip paints) for just $20 after the promo code ($100 value)! Get this Tarte Limited-Edition Make Believe in Yourself Eye & Cheek Palette for just $13.60 after the promo code (regularly $40)! Get this Tarte Passport to Paradise Collector’s Set for just $32 after the promo code ($291 value)! Get this Tarte Pineapple of My Eye Collector’s Set for just $33.60 after the promo code ($354 value)! Get this Tarte Sweet Escape Collector’s Set for just $32 after the promo code ($364 value)! Valid through July 29, 2019. Shipping is free on orders of $40 or more. Thanks, Hip2Save! [...]
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Pottery Barn Backpacks as low as $14.99 shipped, plus more!

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Pottery Barn Backpacks as low as $14.99 shipped, plus more!
This post may contain affiliate links. Read my disclosure policy here. Need to buy a new backpack? You can score some great deals on Pottery Barn Backpacks and Lunch Boxes right now! Right now, Pottery Barn has some great deals on backpacks and lunch boxes! Plus, you can get an extra 25% off select bags plus free shipping when you use the promo code BIGDEAL at checkout! Please note that this code only works on select backpacks and lunch boxes. Look for the discount listed below the name of the bag to find the qualifying bags. Backpacks – as low as $19.99 (regularly $69.50) Use promo code BIGDEAL (25% off + free shipping) $14.99 shipped after promo code Lunch Bags – as low as $7 (regularly $24.50) Use promo code BIGDEAL (25% off + free shipping) $5.25 shipped after promo code Valid for a limited time only. Be sure to check out all of the Best 2019 Back To School Deals! Don’t forget you can also sign up for our daily email newsletter to get all of the best back to school deals emailed to you every week! And be sure to check out my post on 5 Simple Ways to Save on Back to School Deals. Thanks, Hip2Save! [...]
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Woman’s Day Magazine Discount

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Woman’s Day Magazine Discount
Woman’s Day magazine is a popular title that has been around for years!  We’ve been able to find a great deal for you! WOMAN’S DAY MAGAZINE SUBSCRIPTION DEAL Until 7/23/19 (11:59 pm EST), subscribe to Woman’s Day Magazine for just $4.95 per year!  That is a savings of 89% off the retail price. Head over ... Read More about Woman’s Day Magazine Discount The post Woman’s Day Magazine Discount appeared first on Penny Pinchin' Mom. [...]
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Inbox Dollars: Get paid to read emails, take surveys, search the web, and more!

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Inbox Dollars: Get paid to read emails, take surveys, search the web, and more!
This post may contain affiliate links. Read my disclosure policy here. Looking for ways to make some extra money from home? Try Inbox Dollars! Sign up for Inbox Dollars and you’ll get paid to read emails, search the web, take surveys, and more. I loved earning free gift cards from this company when Jesse was in law school and I had a lot more time than money. You won’t get rich using Inbox Dollars, but it’s a really great way to make a few extra bucks each month to stretch your budget a little further! Sign up here to get started. Looking for more opportunities to make money from home? See my list of recommended survey companies here. [...]
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How to Pay for a Coding Boot Camp

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How to Pay for a Coding Boot Camp
Coding boot camps are short-term training programs with big price tags. For a typical 15-week coding boot camp, you’ll pay an average of $11,906 for in-person programs, according to Course Report, a coding boot camp review site. Coding boot camps are run by for-profit companies and are not accredited schools. That means the boot camps aren’t overseen... Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article How to Pay for a Coding Boot Camp originally appeared on NerdWallet. [...]
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These States’ Tax-Free Holidays Mean Big Savings on Back-to-School Shopping

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These States’ Tax-Free Holidays Mean Big Savings on Back-to-School Shopping
Back-to-school shopping may be exciting for the kids who’ll get new gear, but less so for the parents who have to pay for it all. The National Retail Federation estimates the average household with kids in elementary through high school is expected to spend about $697 on new clothes, shoes, electronics and school supplies in 2019.  Some shoppers will be able to find a little financial relief this summer as 16 states hold tax-free holidays during July and August, saving consumers from paying sales tax on certain school-related items. Now, you may not save a ton of money by shopping during tax-free holidays. For example, if you bought $500 worth of clothes, shoes and school supplies during Florida’s tax-free weekend in a county where the sales tax is 6%, you would save only $30. But what parent wouldn’t want to save 30 bucks?   And if you use the tax-free holidays in conjunction with smart comparison shopping and deal-stacking, you’ll save even more on your back-to-school supplies.   Some states’ tax-free holidays are held over a weekend, while others are a week long. Each state has different criteria for what merchandise won’t be taxed, and many states require the purchases to be under a certain price threshold. Tax-Free Weekends: When, Where and What The states that have back-to-school tax-free weekends (or weeks) this year are Alabama, Arkansas, Connecticut, Florida, Iowa, Maryland, Massachusetts, Mississippi, Missouri, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas and Virginia. Alabama When: July 19-21 What is tax-free:  Clothing and shoes — $100 or less per item.  Books — $30 or less per item.  School supplies — $50 or less per item. Computers and related equipment — $750 or less per item.  Arkansas When: Aug. 3-4 What is tax-free: Clothing and shoes — less than $100 per item.  Clothing accessories — less than $50 per item. School supplies — no price threshold, but must be on a state-approved list. Connecticut When: Aug. 18-24 What is tax-free:  Clothing and shoes — less than $100 per item. Florida When: Aug. 2-6 What is tax-free:  Computers and certain electronics — $1,000 or less per item.  Clothing, accessories and shoes — $60 or less per item. School supplies — $15 or less per item. Iowa When: Aug. 2-3 What is tax-free:  Clothing and shoes — less than $100 per item. Maryland When: Aug. 11-17 What is tax-free:  Clothing and shoes — $100 or less per item. Bookbags/backpacks — the first $40 is tax-free. Massachusetts When: Aug. 17-18 What is tax-free:  Most consumer products — $2,500 or less per item. Clothing — Massachusetts does not charge any sales tax on clothes under $175 year round. Mississippi When: July 26-27 What is tax-free:  Clothing and shoes — less than $100 per item. Missouri When: Aug. 2-4 What is tax-free: Clothing and shoes — $100 or less per item. School supplies — $50 or less per purchase (exception: graphing calculators must be $150 or less). Computers and related equipment — $1,500 or less per item.  Computer software — $350 or less. FROM THE SAVE MONEY FORUM Summer Is Here: Is Your Electric Bill Affected by Running the AC? 7/17/19 @ 4:08 PM Do You Ever Pick up A Stray Penny? 2/7/19 @ 5:27 PM Do drive-in movie theaters save you money? 7/1/19 @ 7:38 PM What to buy (and not buy) from Fourth of July Sales 2019 6/27/19 @ 1:00 PM M See more in Save Money or ask a money question New Mexico When: Aug. 2-4 What is tax-free:  Clothing, accessories and shoes — less than $100 per item.  School supplies — less than $30 per item (exceptions: backpacks, maps and globes must be under $100 and calculators must be under $200). Computers — $1,000 or less per item.  Computer hardware — $500 or less per item. Ohio When: Aug. 2-4 What is tax-free:  Clothing and shoes — $75 or less per item. School supplies — $20 or less per item. School instructional materials — $20 or less per item. Oklahoma When: Aug. 2-4 What is tax-free:  Clothing and shoes — less than $100 per item.  South Carolina When: Aug. 2-4 What is tax-free: Clothing, accessories and shoes — no price threshold. School supplies — no price threshold. Computers and related equipment — no price threshold. Bedding, pillows, bath towels, wash cloths and shower curtains — no price threshold. Books and musical instruments — no price threshold (if they are for school assignments). Tennessee When: July 26-28 What is tax-free:  Clothing and shoes — $100 or less per item.  School supplies — $100 or less per item.  Computers — $1,500 or less per item. Texas When: Aug. 9-11 What is tax-free:  Clothing and shoes — less than $100 per item. School supplies — less than $100 per item. Virginia When: Aug. 2-4 What is tax-free:  Clothing and shoes — $100 or less per item. School supplies — $20 or less per item. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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My Completely Honest KiwiCo Review (plus get 40% off your first box!)

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My Completely Honest KiwiCo Review (plus get 40% off your first box!)
This post may contain affiliate links. Read my disclosure policy here. Interested in KiwiCo reviews — or maybe specifically a Kiwi Crate review (since that’s the most popular box)? If you’re interested in trying a KiwiCo box for your kids, check out my completely honest thoughts below! And be sure to scroll to the bottom to get a promo code for 40% off your first box! {And if you’re looking for more honest reviews, you might be interested in my Montessori by Mom review and JellyTelly review. You can also check out my top 10 recommended subscription boxes for kids and my top 13 recommended magazine subscriptions for kids.} What is KiwiCo (formerly Kiwi Crate)? If you’re looking for some really unique ways to keep your kids entertained, I highly recommend KiwiCo! In case you’ve never heard of KiwiCo, it used to be called Kiwi Crate but after expanding and adding on so many different types of boxes, they rebranded to be called KiwiCo. KiwiCo is a monthly subscription service that offers kid’s educational projects, crafts, and activities on different themes. You can get a subscription for as low as $16.95 per month — including shipping. Each box includes all the materials to make a fun hands-on project (or 2-3 simpler projects, depending on the box!). What age range is it for? The original Kiwi Crate was designed for kids ages 5-8, but they’ve now added on so many different options! KiwiCo offers monthly crate subscriptions for various ages: Tadpole Crate for ages 0-3 years (Explore & Discover) Koala Crate for ages 3-4 (Play & Learn) Kiwi Crate for ages 5-8 (Science, Art, & More) Atlas Crate for ages 6-11 (Geography & Culture) Doodle Crate for ages 9-16+ (Art & Design) Tinker Crate for ages 9-16+ (Science & Engineering) Eureka Crate for ages 14-104 (Engineering & Design) The two most popular crates (at least in our house!) seem to be Kiwi Crate and Tinker Crate, but I love that they have choices for different ages and preferences! My Honest KiwiCo Review If you’re looking for completely honest Kiwi Crate reviews, I’m here to tell you that my kids have been using KiwiCo for years and absolutely LOVE it. They received it as a gift one year and loved it so much that they continued requesting it as a gift each year after that! I have fond memories of them running to the mailbox in excitement and anticipation to see what would be in this month’s Kiwi Crate box. I still remember how much Silas loved the very first Kiwi Crate box we received in the mail! He made a glow worm from a sock and named it “Billy Butler” after one of his favorite Royal’s baseball players. Since we’re a family that has never had a lot of toys, the KiwiCo boxes have been a great fit for us. It’s really nice that they’re mostly consumable and don’t contribute to toy clutter around the house. I also really love how hands-on, educational, unique, and entertaining they are. And they always have really great instructions for kids (and parents) to follow. Even as they’ve gotten older, they still really enjoy getting the boxes in the mail. (And I love that KiwiCo has now added on some really cool boxes for older kids!) In fact, we recently received a Kiwi Crate and Tinker Crate in the mail and ended up taking it with us on our family vacation in Utah. Our nieces and nephews loved working on the projects together and all gave it a thumbs up! (How’s that for an honest Kiwi Crate review? 😉) It was so much fun and such a great way for them to all do a hands-on activity together! How much does Kiwi Crate cost? The one negative thing I have to say about KiwiCo is the cost. (But be sure to scroll down for a coupon code to save on your first box!) While my kids have absolutely loved their Kiwi Crate boxes, we’ve always received them as gifts from grandparents. And I do think that they’re a little bit on the expensive side — especially if you’re on a tight budget. Most of the boxes cost $19.95 per month and you can get them for as low as $16.95 per month if you buy an entire annual subscription at once. {The Eureka box costs even more at $29.95 per month or $24.95 per month if you purchase an annual subscription.} This is why I think a KiwiCo subscription is a GREAT idea for grandparents as birthday or Christmas gifts! And you can purchase different lengths of subscriptions, depending on your budget — one month, three months, six months, or an entire year. Save 40% off your first KiwiCo box! If this honest KiwiCo review made you interested to try it, I’ve got a great deal for you! You can get 40% off your first box as a MoneySavingMom.com reader when you shop through this link. That makes your first box just $11.97 shipped. And there’s no obligation to continue with your subscription after your first box. Just log in to your account and cancel your subscription before it renews at the regular price. This is a great way to try KiwiCo at a discounted price and see if your kids like it! Have you tried Kiwi Crate before? If so, what was your experience? Related Links: Top 10 Subscription Boxes for Kids Top 13 Magazine Subscriptions for Kids 5 Reasons I’m Glad We’ve Chosen to Not Have Many Toys 5 Simple Ways to Cut Down on Toy Clutter 10 Non-Toy Gift Ideas for Kids Non-Toy Gift Kids: 10 More Ideas 10 Experience Gifts for Kids Top 10 Toys for a Minimalist Family 145 Non-Toy Gifts for Every Age My Completely Honest Review of Montessori By Mom Toolboxes My Completely Honest JellyTelly Review medianet_width = "600"; medianet_height = "120"; medianet_crid = "568454786"; medianet_versionId = "3111299"; [...]
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Fisher-Price Think & Learn Smart Scan Word Dash

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Fisher-Price Think & Learn Smart Scan Word Dash
  Wow, this looks like a fun game for kids and right now you can grab a great deal on it! You can get the Fisher-Price Think & Learn Smart Scan Word Dash for only $12.55 right now! You will be saving 58% on this purchase because this is typically $29.99! Not only will your child be ... Read More about Fisher-Price Think & Learn Smart Scan Word Dash The post Fisher-Price Think & Learn Smart Scan Word Dash appeared first on Penny Pinchin' Mom. [...]
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Here’s How to See If Your Old Pokemon Cards Are Worth Something

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Here’s How to See If Your Old Pokemon Cards Are Worth Something
The resurgence of Pokemon — thanks to a new movie and video game set for release soon  — has young adults rummaging through their closets in hopes of finding their old collection of trading cards. And, if they’re lucky, a rare card that could make them a fortune. The 1996 video game-turned-Japanese-anime-turned-trading-card-game series holds a special place in the hearts of ‘90s kids, who cherished the furry creatures with elemental powers that could be traded and battled and hoarded for years to come. For Scott Pratte, a Pokemon enthusiast and card-trading expert, the hobby never dimmed. Pratte, 31, collects and sells some of the most treasured Pokemon cards in the world. “I’ve done 7-figure deals,” Pratte says. “That’s just one deal, not even my lifetime” earnings. Due to nondisclosure agreements, he can’t say exactly which cards have made him the most money, but he says that his trophy cards, aka the rarest Pokemon cards on the market, easily rake in upwards of $1 million. Only a select few people hold these trophy cards, usually those who won Pokemon tournaments in the early 2000s and were awarded ultra limited edition cards. But there are a fair amount of more common Pokemon cards that could sell for hundreds or even thousands of dollars. Pokemon Cards Worth Selling The two biggest value factors to consider about old Pokemon cards are their rarity and condition. In terms of rarity, “base-set” cards are where the money is for most collectors, and these cards are the most traded ones in the hobby. Set cards are “any card you can pull from a pack” bought from the store, says Pratte. The base set comprises the original 102 cards printed in 1999 and includes classic Pokemon like Pikachu, Blastoise, Charizard and Venusaur. A complete first-edition base set in mint condition sold for $100,000 in December 2017. If you have a base-set card in your collection, there are a few visual indicators of its worth. Holographic cards: These are the most discernable at first glance. The background of the Pokemon illustration is shiny and reflective — not the whole card, only the picture of the monster. They’re typically referred to as “holo” cards, and only 16 of the original 102 are holo. First-edition cards: Directly next to the left corner of the illustration appears the “edition 1” logo. These cards were bought up shortly after initial release and remain some of the rarest and most sought-after cards. Shadowless cards: This version is almost identical to the first-edition prints but exclude the first-edition logo. If you don’t have a newer card for comparison, this is particularly hard to notice: the illustration box appears 2D. On newer cards, the picture box has a shadow along the right border to give it a 3D appearance. Unlimited cards: These cards are still old and rare, but they do not include the first-edition symbol and have an added shadow behind the illustration to give the picture box a 3D effect. To check if your card is part of the base set, look at the bottom right corner of the picture box. If you do not see one of the many later-added set symbols, then you have a base-set, Unlimited card. The second important factor in a card’s value is the condition. If you do happen to have a first-edition, holographic base-set Charizard, you’re not guaranteed thousands of dollars. The price it fetches depends on how well the card has been taken care of. If you have a card that you expect is worth more than $100, Pratte recommends getting it graded by Professional Sports Authenticator (PSA). Despite its name, the PSA grades all kinds of trading cards, including non-sports cards like Pokemon. PSA’s 10-point grading scale is accepted as the industry standard, and the company also publishes price guides to help determine a card’s worth. According to its current valuations, first-edition cards in perfect condition are valued at a minimum of $40. Those aren’t rarer, holographic cards either. A first-edition holo in mint condition can rake in between $1,000 and $24,000. So why Pratte’s $100 limit? Well, the number isn’t a hard-and-fast rule, but the card-grading services offered by PSA will cost $20 or more per card, meaning a lower-value card doesn’t always merit the cost to get it authenticated. “It’s a process,” says PSA spokesperson Terry Melia. “But it’s something that could reap big rewards in the end.” In addition to grading the condition of the card, PSA ensures the card isn’t a forgery by using high-powered lights and magnifying equipment to check for tampering. “There are a lot of forgeries and bogus merchandise out there,” says Melia. Especially so online. FROM THE MAKE MONEY FORUM How I Get 5/6 Customers To Leave Reviews (All Positive) 7/11/19 @ 6:26 PM S Need advice on working from home 6/14/19 @ 12:35 PM Pls help 7/9/19 @ 1:33 PM tutoring business 6/16/19 @ 10:17 PM See more in Make Money or ask a money question Where to Sell Pokemon Cards After you’ve done some homework — checking the type of card, estimating its value and sending it in for authentication, if needed — you’re finally ready to sell. “The main marketplace is for sure going to be eBay,” Pratte says. “Even if you’re someone who just stumbled upon your childhood collection, it’s really easy to take a couple of pictures [and] make a decent listing.” The PSA’s grading system and authentication make selling online much easier. This process allays fears that the card is a fake and curbs arguments over its true condition. Each authenticated card comes in a protective case with the grade and barcode clearly visible at the top. As Pokemon re-enters mainstream culture with the release of new video games and movies, expect to see an uptick in buying and selling activity of old cards. But interest doesn’t pick up overnight. “It’s not binary in that sense,” Pratte says. Instead, it’s a more gradual process where each new Pokemon-related release reminds twenty- and thirty-somethings of their childhood: the crinkling sound of ripping open a new pack of cards followed by a strong whiff of ink as they shuffle through the set, hoping to find something rare. Pratte offers this caution about getting rich overnight: “Be realistic.” “If you put in little or no effort back in the day,” he says, “you probably don’t have the homerun card.” But as you rummage through your collection, remember that there’s no rush to purge now. Spend some time with your cards. See if they’re valuable. Consider getting them authenticated. Then decide if they’re worth selling. After two decades, Pokemon — and its card-collecting hobbyists — aren’t going anywhere anytime soon. Adam Hardy is a staff writer at The Penny Hoarder. He specializes in ways to make money that don’t involve stuffy corporate offices. Read his ​latest articles here, or say hi on Twitter @hardyjournalism. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Prime Day 2019: All of the Best Deals Still Available!!

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Prime Day 2019: All of the Best Deals Still Available!!
This post may contain affiliate links. Read my disclosure policy here. Worried you missed some of the best Amazon Prime Day Deals? We’ve got you covered with this list! Wow! Prime Day 2019 has been GREAT this year with all kinds of HOT deals! Seriously, the deals over the past two days have been BETTER than last year’s Black Friday and Prime Day pricing! It’s been a crazy two days of deals, so we wanted to do a quick round-up of all of the deals that are still available from Amazon Prime Day 2019! Remember: Prime Day 2019 ends tonight at 11:59 p.m. ET, so you have until then to snag these deals. And don’t forget most of these are while supplies last, so definitely buy something right away if you want it. Stuff has been selling out SUPER FAST! {Hint: If something sold out or went up in price that you really wanted, be sure to keep checking back. It seems that some of the items are coming in and out of stock at their discounted pricing!} Top Deals From Today: Catan Board Game for just $29.99 shipped!! Fitbit Alta HR Activity Tracker for just $49.99 shipped! Utopia Bedding King Comforter Duvet Insert only $27.99 shipped! *HOT* Brother Sewing Machine only $59.99 shipped! *HOT* Ring Alarm System 5-Piece Kit for just $119 shipped! Up to 50% off Select Children’s Books! Dash Deluxe Rapid Egg Cooker for just $17.99 shipped! HUGE Savings on Area Rugs!! Hoover Cordless Stick Vacuum Cleaner only $149.99 shipped, plus more! Great Prices on Ticket to Ride Board Games!! American Mini Doll and Book Sets as low as $11.18 shipped! Echo (2nd Generation) only $49.99 shipped! NIVEA Pamper Time Gift Set – 5 Piece Luxury Collection only $12.97 shipped! CHI Straightening Hairstyling Iron only $68.59 shipped! Dyson Ball Animal 2 Total Clean Upright Vacuum Cleaner only $349.99 shipped! Quaker Life Breakfast Cereal, 3 Flavor Variety Pack (4 Boxes) only $4.39 shipped! Old Navy: Jeans for the Family only $8 – $10! *HOT* Lands’ End ClassMate Medium Backpacks as low as $7.64 shipped (Reg. $40!) All-New Echo Dot Kids Edition only $44.99 shipped! Aquaphor Healing Ointment Multipack only $11.56 shipped! Mrs. Meyer’s Clean Day Scented Soy Candle (2 Pack) as low as $10.16 shipped! GREAT Deals on Games for the Family! Cuisinart Chef’s Classic Stainless 7-Piece Cookware Set only $49.97 shipped! CamelBak Eddy+ Water Bottle with Straw only $7.41! Top Deals From Yesterday: Get $5 Off Any $15 Books Purchase on Amazon (My Favorite Prime Day Deal!) *HOT* Instant Pot 6-Quart 7-in-1 Programmable Pressure Cooker as low as $49.99 shipped! *HOT* Amazon Fire TV Stick with Alexa Voice Remote for just $14.99 shipped! *HOT* Bose SoundSport In-Ear Headphones only $39 shipped (Reg. $100!) Amazon Fire 7 Tablet only $24.99 shipped, plus more! HOT Prime Day Grocery Deals = Stock Up On Snacks, Oatmeal, Sparkling Water and more! Prime Day Deals on Weighted Blankets! Prime Day Deals on Air Fryers! iRobot Roomba 690 Robot Vacuum only $229 shipped! *HOT* All-New Kindle just $59.99 shipped (with $5 eBook credit!) *HOT* Kindle Paperwhite for just $84.99 shipped (with bonus $5 eBook credit!) Oral-B Pro 500 Electric Power Rechargeable Toothbrush for just $19.99 shipped! Tarte Cosmetics: Hot Steals Sale = Cosmetics just $10! *HOT* Adidas Men’s Duramo 9 Shoes only $21 shipped, plus more! Superfeet Men’s/Women’s Charcoal Insoles only $14.97 per pair, shipped! Chromebooks as low as $169.99 shipped! ECOVACS DEEBOT 500 Robotic Vacuum Cleaner for just $169.99 shipped! Dyson V7 Animal Pro+ Cordless Vacuum Cleaner only $279.99 shipped! All-New Fire 7 Kids Edition Tablet with Kid-Proof Case just $49.99 each, shipped! Prime Day Deals on AncestryDNA and 23andMe DNA Testing Kits! Magformers XL Double Cruiser 42-Piece Set Magnetic Building Blocks only $41.98 shipped, plus more! *HOT* Echo Show for just $49.99 shipped! Echo Dot 3rd Generation for just $22 shipped! LEGO Star Wars Millennium Falcon Building Kit for just $83.30 shipped! LOWEST Prices on LEGO Sets! Beats Solo3 Wireless On-Ear Headphones for just $139.99 shipped! Safety 1st Grow and Go 3-in-1 Convertible Car Seat only $99.99 shipped! Revlon One-Step Hair Dryer & Volumizer Hot Air Brush only $36.71 shipped! HUGE Savings on Board Games and Puzzles! Over 40% off Popular Melissa & Doug Toys and Puzzles! Fitbit Alta Smart Fitness Activity Tracker as low as $67.95 shipped! Samsung 11.6″ Chromebook 3, 16GB only $159 shipped! Go here to see all the Prime Day 2019 Deals! Not an Amazon Prime member? If you’re not already an Amazon Prime member, now is a GREAT time to sign up for the free 30-day trial of Amazon Prime so that you can take advantage of all these Prime Day deals before it ends tonight! What was your favorite Prime Day deal? We’d love to hear in the comments! [...]
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Reduce the Pain at the Pump With These 20 Ways to Save Money on Gas

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Reduce the Pain at the Pump With These 20 Ways to Save Money on Gas
Filling up the gas tank can be a thoroughly miserable experience as you watch the counter flip past $40, then $50, and keep on going.  But you can save money on gas based on where you fill up, how you pay, when you visit the gas station, how you drive and even the condition of your car. We’ve compiled 20 smart tips to help you spend less on fuel. You could save hundreds of dollars over the course of a year. How to Save Money on Gas at the Pump The biggest savings will be evident in the price you pay at the gas station. So it’s worth shopping around and employing a bit of strategy before filling up. 1. Use Apps to Find the Cheapest Gas You don’t want to buy gas at one place and then come across a station with cheaper fuel just down the street. Several websites and apps tell you the price of gasoline at the stations in your area. GasBuddy and Waze are two popular options.  Look for the cheapest gas stations along any of the routes you normally drive for work or shopping. Don’t wait until your tank is near empty and be forced to buy gas wherever is closest.  The price of gas can vary significantly across state lines, so if you’re planning a trip, check where prices are lower throughout your route. Avoid getting gas at stations just off a highway exit or in the middle of a major city — stations in those locations tend to charge more than ones a little more out of the way. 2. Skip the Premium Option Higher-octane gas isn’t necessary or beneficial in most cars, so you’re just spending more money when you buy premium. Premium gas can cost about 20 to 40 cents per gallon more than regular-grade fuel. Use regular-grade gasoline unless your car’s manufacturer specifically requires premium. 3. Join a Fuel Rewards Program Many gas station chains and grocery stores across the country offer fuel rewards programs to try to turn you into a loyal customer. Each gas station fuel rewards program and grocery store fuel rewards program has its own set of rules on how much you can save and what you have to spend in order to get the rewards, so read up on the details.  GasBuddy also offers its own fuel savings program called Pay with GasBuddy. Join for free, and you’ll  save 10 cents per gallon on your initial fill-up and 5 cents per gallon on every subsequent fill-up. You can also sign up for paid versions (Pay with GasBuddy Plus is $4.99 a month and Pay with GasBuddy Premium is $6.99 a month) to save 20 cents per gallon. (Note: Exxon Mobil, BJs, Costco, Sam’s Club, H-E-B, select Walmart stations, select Arco stations and some small, local gas stations don’t accept the Pay with GasBuddy card.) 4. Use a Rewards Credit Card When you fuel up, choose a credit card that pays you cash back or one that allows you to earn rewards points when you purchase gas. Just be sure you know what you’re getting into before opening a rewards credit card. Pay the fuel charges off in full each month so you’re not paying interest on your gas purchases. 5. Use Cash Instead of a Card Some gas stations charge a lower price per gallon if you pay with cash rather than a card. It’s their way of avoiding card processing fees. While some stations will let you pay the cash price if you use a debit card, others won’t. Check with the gas station before you swipe your card, or simply use cash when it’s time to fill up. 6. Use Free or Discounted Gift Cards You can earn gift cards or cash from survey sites like Swagbucks or Survey Junkie. You can also purchase discounted gift cards from sites like Raise or Gift Card Granny. 7. Fill Up Early in the Week According to a 2018 GasBuddy gas price analysis, gas prices tend to be the lowest on Mondays. Sundays and Tuesdays are also good days to buy cheap gas. Avoid filling your tank on Thursdays or Fridays when gas prices tend to be the most expensive. How to Save Money on Gas With Better Driving Habits How frequently you drive and how you operate your vehicle both play a role in how much you spend on gas.  8. Share Rides If you live near your co-workers and have similar schedules, take turns driving so you can all drive less each week. Organize a carpool with neighbors or friends to transport your children to school or extracurricular activities, and swap driving duties among the parents. Less time on the road means less gas used and more money saved. 9. Plan Routes Plan your shopping trips and other outings in efficient ways to reduce your drive time. If the grocery store is near your job, do your shopping after work rather than waiting until the weekend. Do your errands all in one day rather than making several trips on different days. Cutting a few miles several times weekly can add up to hundreds of miles saved annually. That could save a fill-up or two. 10. Reduce Your Idle Time Don’t start the car and then leave it running for a long time while you wait for everyone to get in or to fiddle with your navigation. Make sure you’re ready to go before starting your engine. Idling just wastes gas and causes more air pollution. FROM THE SAVE MONEY FORUM Do You Ever Pick up A Stray Penny? 2/7/19 @ 5:27 PM Do drive-in movie theaters save you money? 7/1/19 @ 7:38 PM What to buy (and not buy) from Fourth of July Sales 2019 6/27/19 @ 1:00 PM M Airfare 6/24/19 @ 5:19 PM See more in Save Money or ask a money question 11. Accelerate Slowly and Coast More Be gradual when you’re speeding up or slowing down. Generally, the faster you accelerate, the more gas you use. Be gentle on that pedal when getting up to highway speed. You’ll also get better mileage by coasting more, so plan ahead for stops and turns. Take your foot off the gas a bit sooner, and slowly glide to a stop. This actually works. 12. Use Cruise Control — Sometimes When it’s hilly you might get better mileage without cruise control, because the system will tend to downshift too much and waste gas. But otherwise, cruise! Staying at a steady speed with cruise control has been shown to save on fuel usage — plus you can make sure you don’t go over the speed limit. 13. Reduce the Use of Your Heater and Air Conditioning Blasting the heat in the winter or the A/C in the summer has an effect on your fuel economy, so keep that in mind. There’s a long-running but still inconclusive debate about whether using air conditioning or rolling down the windows contributes more to increased fuel consumption, since wind resistance from open windows creates drag on your vehicle.  When driving low speeds you may want to cool down by lowering your car windows, but if you’re driving on the highway (or even driving above 30 miles per hour), you might be better off with the air conditioner on and the windows up. 14. Slow Down Following the speed limit or driving just under it can pay off in more ways than you might think. The faster you drive, the more wind resistance you face, which reduces your fuel economy.  How Your Car Affects How Much You Spend on Gas The condition of your car makes a difference in gas consumption. Learn how to keep your ride in money-saving shape. 15. Check Tire Pressure Having underinflated tires can lower your gas mileage and cause you to lose about 2 cents per gallon, according to the U.S. Department of Energy. To find the proper tire [...]
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*HOT* Ring Alarm System 5-Piece Kit for just $119 shipped!

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*HOT* Ring Alarm System 5-Piece Kit for just $119 shipped!
This post may contain affiliate links. Read my disclosure policy here. If you’ve been wanting a Ring Alarm System, this is SUCH a great deal! Prime members can get the Ring Alarm System 5-Piece Kit for just $119 shipped as a Prime Day deal. This is a HOT deal because the lowest price we’ve seen prior to this is $159 — which was last year’s Black Friday pricing! If you’ve been in the market for one of these, this is a GREAT time to grab it. Sign up for a free trial of Amazon Prime to take advantage of this Prime Day Deal and get free 2-day shipping! And don’t forget you can sign up for Swagbucks to earn free gift cards to use on deals on Amazon. Go here to see all of the current Prime Day 2019 Deals. [...]
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The Secret to Getting Dollar Store Items for Free

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The Secret to Getting Dollar Store Items for Free
At most types of stores, a $1 coupon shaves a buck off the price you pay for an item. But at the dollar store, a $1 coupon gets you something for free. Yes, you can use coupons at many dollar stores. Major chains offer their own coupons or accept manufacturer coupons — or both — as we detail in “7 Secrets to Saving More at the Dollar Store.” So in theory... [...]
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Prime Day 2019, Day One: All of the best deals so far!

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Prime Day 2019, Day One: All of the best deals so far!
Worried you missed some of the best Amazon Prime Day Deals? We’ve got you covered with this list! Wow! Prime Day 2019 is off to a great start with all kinds of HOT deals! Seriously, the deals today were BETTER than last year’s Black Friday and Prime Day pricing! It’s crazy!! The deals were flying FAST today, so we wanted to round up all the deals that are still available from Day One of Prime Day 2019! {Hint: If something sold out or went up in price that you really wanted, be sure to keep checking back. It seems that some of the items are coming in and out of stock at their discounted pricing!} And we’ll be back first thing in the morning for more Prime Day coverage for Day Two! See you then! Best Prime Day 2019 Deals From Day One: Get $5 Off Any $15 Books Purchase on Amazon (My Favorite Prime Day Deal!) *HOT* Instant Pot 6-Quart 7-in-1 Programmable Pressure Cooker as low as $49.99 shipped! *HOT* Amazon Fire TV Stick with Alexa Voice Remote for just $14.99 shipped! *HOT* Up to 40% off Apple Watches and iPads! *HOT* Bose SoundSport In-Ear Headphones only $39 shipped (Reg. $100!) Amazon Fire 7 Tablet only $24.99 shipped, plus more! *HOT* Vitamix 5200 Professional Blender for just $279.95 shipped! Ninja Professional Countertop Blender for just $44.99 shipped! HOT Prime Day Grocery Deals = Stock Up On Snacks, Oatmeal, Sparkling Water and more! Prime Day Deals on Weighted Blankets! Prime Day Deals on Air Fryers! iRobot Roomba 690 Robot Vacuum only $229 shipped! *HOT* All-New Kindle just $59.99 shipped (with $5 eBook credit!) *HOT* Kindle Paperwhite for just $84.99 shipped (with bonus $5 eBook credit!) Oral-B Pro 500 Electric Power Rechargeable Toothbrush for just $19.99 shipped! Tarte Cosmetics: Hot Steals Sale = Cosmetics just $10! *HOT* Adidas Men’s Duramo 9 Shoes only $21 shipped, plus more! Superfeet Men’s/Women’s Charcoal Insoles only $14.97 per pair, shipped! Chromebooks as low as $169.99 shipped! ECOVACS DEEBOT 500 Robotic Vacuum Cleaner for just $169.99 shipped! *HOT* Shark Genius Hard Floor Cleaning System Pocket Steam Mop only $59.99 shipped (Reg. $120!) *HOT* YETI Hopper Flip 18 Cooler for just $209.99 shipped! Dyson V7 Animal Pro+ Cordless Vacuum Cleaner only $279.99 shipped! All-New Fire 7 Kids Edition Tablet with Kid-Proof Case just $49.99 each, shipped! Prime Day Deals on AncestryDNA and 23andMe DNA Testing Kits! Magformers XL Double Cruiser 42-Piece Set Magnetic Building Blocks only $41.98 shipped, plus more! *HOT* Echo Show for just $49.99 shipped! Echo Dot 3rd Generation for just $22 shipped! LEGO Star Wars Millennium Falcon Building Kit for just $83.30 shipped! LOWEST Prices on LEGO Sets! Beats Solo3 Wireless On-Ear Headphones for just $139.99 shipped! Keurig K-Mini Single Serve Coffee Maker with AmazonFresh Colombia Medium Roast K-Cup Coffee Pods (12 count) only $49.99 shipped! Safety 1st Grow and Go 3-in-1 Convertible Car Seat only $99.99 shipped! Revlon One-Step Hair Dryer & Volumizer Hot Air Brush only $36.71 shipped! HUGE Savings on Board Games and Puzzles! Over 40% off Popular Melissa & Doug Toys and Puzzles! LifeStraw Personal Water Filter only $9.89 shipped! Fitbit Alta Smart Fitness Activity Tracker as low as $67.95 shipped! Old Navy: 50% off the Entire Site + Free Shipping!! Samsung 11.6″ Chromebook 3, 16GB only $159 shipped! 8×10 Area Rugs only $89.99 shipped at Wayfair! Walgreens Photo: Get 25 Photo Prints for just $0.01 each + Free Pickup! Go here to see all the Prime Day 2019 Deals! Not an Amazon Prime member? If you’re not already an Amazon Prime member, now is a GREAT time to sign up for the free 30-day trial of Amazon Prime so that you can take advantage of all these Prime Day deals! What’s been your favorite Prime Day find so far? Let us know in the comments! [...]
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Vogue Magazine Discount

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Vogue Magazine Discount
Today, you can pick up a subscription to  Vogue Magazine at the lowest price we’ve seen in some time! VOGUE SUBSCRIPTION DISCOUNT You can order a subscription to Vogue magazine for just $5.99 per year!  That is a savings of 83% off the cover price.  If you happen to already subscribe, you can renew at this ... Read More about Vogue Magazine Discount The post Vogue Magazine Discount appeared first on Penny Pinchin' Mom. [...]
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*HOT* Adventure Academy Annual Subscription for just $4.99 per month!

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*HOT* Adventure Academy Annual Subscription for just $4.99 per month!
This post may contain affiliate links. Read my disclosure policy here. Whoa!! Do you have elementary or middle school aged kids who love online gaming? Be sure to check out this great deal on an annual subscription to Adventure Academy!! You can currently get an annual subscription to Adventure Academy for just $59.99 — which is like paying $4.99 per month! This is regularly priced at $110, so this is a HUGE savings! It’s like getting 5 months for free at the regular price. Adventure Academy is a brand new MMO game created specifically for kids in elementary and middle school. It features thousands of enjoyable learning activities that kids can discover on quests through an interactive virtual world. Developed by the top video gaming designers and crafted by a team of curriculum experts, Adventure Academy is a highly engaging and creative platform that focuses on building critical knowledge and skills in language arts, math, social studies, science, and more! Adventure Academy features thousands of educational learning activities, such as videos, reading experiences, games, quizzes, and many other interactive elements— all within the frameworks of U.S. (and international) curriculum standards. I checked it out and it plays a lot like an adventure game (think Zelda!) but within an educational framework. It’s really cool! Go here to take advantage of this RARE deal on Adventure Academy. Psst! If you’re not quite ready to take the leap and pay for a subscription, you can instead get a FREE 30-day trial! [...]
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Read Up, Parents! 14 Simple Ways to Get Free Kids’ Books

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Read Up, Parents! 14 Simple Ways to Get Free Kids’ Books
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. What’s better than curling up with a good book? Or, better yet, a series of books? “Little House on the Prairie,” “The Baby-Sitters Club” or “The Boxcar Children,” anyone? But books can get pricy. How can you find books for your little ones to read without spending a fortune? By getting free books, of course. While it’s great to support authors whenever possible, sometimes buying new books just isn’t in the family budget — and you don’t want to deprive your kids of the love of reading How to Get Free Books for Kids Use these strategies to get free books for kids. Some are physical books and others are PDFs or ebooks, but they all offer great ways to give kids access to a wide variety of reading material — without spending a cent. 1. Imagination Library Dolly Parton loves reading so much, she wants every child to have the opportunity. In 1995, the country music superstar started Imagination Library to give free books to children in her home county in Tennessee. She wanted to help preschool-aged children develop a love of reading, even if their families couldn’t afford books. In 2000, she expanded the program, partnering with local communities to send more than 60 million books to kids in the U.S., Canada and the U.K. Local partners include preschool programs, libraries and service organizations along with many other groups. To get free books for your child, check the program availability in your area, then follow the instructions to get registered. 2. Free Kids Books Download free PDFs from this online library of kids’ books. With picture books for toddlers, books with pictures and words for bigger kids and chapter books for young adults, this site has something for everyone. You can even get coloring books. The site recommends printing the PDFs and stapling the pages together — or reading them on a tablet or other electronic device. Titles include classics like “The Tale of Mrs. Tittlemouse” by Beatrix Potter and  newer ones like “Wilbur the Lost Whale,” about a whale who reunites with his family in a conservation area. 3. Barnes & Noble Summer Reading Program Kids in first through sixth grades can earn a free book by filling out the Summer Reading Journal. Just have your kids read eight books and write about their favorite parts of each one in the journal. Bring the journal into a local Barnes & Noble between Aug. 1 and Aug. 31, and your kids can pick out a book from a selected list. 4. Read Conmigo Immerse your children in pre-k through fifth grade bilingual reading by signing up for Read Conmigo. If you live in California, Florida or Texas, the program will mail you a book every four months. Online resources like bilingual activities and educational tools are available to everyone, regardless of location. The program also offers free ebooks that are compatible with most Apple iOS, Amazon Kindle and Android devices. More than 108,000 parents have signed up for the program since it started in 2011. 5. Little Free Libraries Neighborhoods all over the country are adding Little Free Libraries. These small shelves allow people to share books and always have something new to read. Find a free library near you, leave a book you’ve finished and grab a new one to share. Different libraries will have different offerings. 6. Craigslist, Freecycle and Facebook If you’re looking for some kids’ books, why not put up a “wanted” post on Craigslist, Freecycle or even Facebook? Plenty of people have books they’re not using and would be happy to share, but it’s not on their minds unless you ask. 7. Libraries Of course, your local public library has plenty of books to borrow for free. This is a great option for families who like to constantly switch up their reading selections. But some libraries will even have books you can keep, such as older books they’re planning on tossing out. Ask your local librarian if they may have any available. FROM THE SAVE MONEY FORUM Do You Ever Pick up A Stray Penny? 2/7/19 @ 5:27 PM Do drive-in movie theaters save you money? 7/1/19 @ 7:38 PM What to buy (and not buy) from Fourth of July Sales 2019 6/27/19 @ 1:00 PM M Airfare 6/24/19 @ 5:19 PM See more in Save Money or ask a money question How to Get Free Online Books for Kids Ebooks are increasingly becoming more popular with readers, and that includes young ones.  Here are several sites where you can find free online books for kids. 8. Amazon Free Books Amazon has a ton of free kids’ books available for Kindle downloads. Just search for “children’s books, Kindle edition” and sort price “low to high” to see all the freebies. Plenty of books are available to download, from “Wiggly the Worm” to “Diary of a Private School Kid.”  A couple of other sites also make it easy to find free kids books in Kindle format, including eReaderIQ and Goodreads. 9. Amazon Prime Kindle Owners’ Lending Library Amazon Prime members can borrow books for free through the Kindle Owners’ Lending Library, which allows users to borrow one book each calendar month. The program offers a wide range of kids’ books to pick from, but you’ll need a Kindle (and a Prime membership) to read them. 10. Project Gutenberg While mostly for older kids, Project Gutenberg has a wealth of free downloads available. Type “children” in the search field and classic kids’ books will appear, from “The Tale of Peter Rabbit” to “Peter Pan” to “Anne of Green Gables” and many other favorites. The site offers a total of over 59,000 ebooks to download for free, including many books for kids. 11. ManyBooks Launched in 2004, ManyBooks aims to create an extensive library of digital books that are available for free on the internet. The site adds new books on a near-daily basis, including an entire section dedicated to kids’ books The books are available for download in a variety of formats and can also be read on the site itself using ManyBooks’ online ereader. 12. Free Children Stories The founders of Free Children Stories set up the site in 2008 as a way of offering quality storytelling to every child, parent or teacher with internet access. The site has a variety of books for all ages, and even offers audio readings of the books for kids who like having a grown-up read to them. 13. Read.gov The Library of Congress has put dozens of classic kids books online for free, including “Anne of Green Gables” and “White Fang.” The ebooks can be read using the Library’s online e-reader, and the ebooks themselves are scans of the original books held in the library’s collection. 14. International Children’s Digital Library The International Children’s Digital Library was established to provide a collection of digital children’s books from around the world. It contains more than 4,600 books in 59 languages, including Spanish, French, Farsi and even Mongolian. Kristen Pope is a freelance writer and editor in Jackson Hole, Wyoming. Editor Caitlin Constantine contributed to this post. This was originally published on The Penny Hoarder, wh [...]
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Don’t Toss Your Receipts. These 8 Apps Will Pay You for Them

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Don’t Toss Your Receipts. These 8 Apps Will Pay You for Them
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. We’ve got news: Your grocery receipts are a lot more valuable in your hand than in the trash.  Now, I’ll be honest… I’ve crumpled more receipts than I could ever count. I used to save them all, but the inside of my wallet started looking like something George Constanza would be proud of.  Once it got out of hand (like having years-old receipts…), I resorted to tossing them. Here’s why that was a mistake: Cash-back apps make it extremely easy to earn rewards for making purchases you were already going to make — and all you need is a receipt. 8 Apps That Will Pay You for Your Grocery Receipts  To give you an idea of how cash-back apps can make your life easier and your wallet a bit fuller, we tested a ton of them and narrowed it down to the best, top-rated apps that will pay you for your grocery receipts. Ready?  1. Fetch: Get Rewards for Any Purchase Fetch Rewards is an app for iOS and Android that will reward you for scanning your grocery receipt from any store. All you have to do is shop, snap and go.  Every time you scan a receipt that includes one of more than 250 participating brands, you’ll earn points — without worrying about matching specific product offers. No scanning barcodes; no searching for offers; no grocery store limitations.  Once you collect enough points, cash out for a gift card to retailers including Amazon, Airbnb, Best Buy and more. For example, 10,000 points will get you a $10 Sephora gift card. Or 3,000 points will get you a $3 Panera Bread card. If you’re feeling generous, the app also lets you use your points to make a donation to a charity of your choice.  Oh, and keep in mind you must scan your receipt within 14 days!   Pro Tip Enter the code PENNY to earn a $2 (2,000 points) sign-up bonus! 2. Ibotta: Earn Cash Back for Snapping a Photo (Plus a $20 Bonus!) Ibotta is traditionally known as a cash-back app for groceries — and you can still earn a heap of cash on your next haul — but you can also earn cash back on just about anything you purchase.  Whether you’re catching a Lyft, ordering something on Amazon or buying off-brand items at your favorite grocery store, you can earn cash back on a number of purchases in the store and online. Occasionally, you’ll find freebie offers in the mix, too. All you have to do is take a photo of your receipt or shop through the app.  Bonus: You’ll pocket a $20 sign-up bonus after redeeming your first 10 offers within 14 days. Pro Tip To avoid overspending, make your list first, then see if the app has available offers for what you need. Hit $20, then cash out via PayPal or Venmo, or opt for a gift card to a popular retailer like Amazon, Best Buy, Target or Walmart. 3. Paribus: Find Your Hidden Money  You know those confirmation emails that inundate your inbox after you’ve done some online shopping? Yeah, you might want to stop deleting those. Here’s why: Paribus gets you money back for your online purchases. It’s free to sign up, and once you do, this tool will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop. Pro Tip If your guaranteed shipment shows up late, Paribus will help you get compensated. Disclosure: Paribus compensates us when you sign up using the links we provide. 4. Drop: Get a $5 Head Start Toward Your Rewards for Shopping The best kind of savings are the kind where you don’t have to switch up your routine. Or even better, when you get rewarded for doing things you were probably going to do on your own… for free. That’s just one thing that makes Drop so appealing.  All you have to do is link your credit and debit cards (no coupon clipping or hoarding receipts!), and shop through the app. When you make a Drop-qualified purchase, you’ll automatically earn points, even if you only hailed an Uber or ordered a pizza. The app also has a “Try Something New” section that showcases new offers for you to try, and you get paid just for testing them out. To qualify, you must be a new customer to the featured offers, and you have to sign-up through the app. Each offer rewards you in points (1,000 points = $1), which you can redeem for gift cards to your favorite retailers, like Amazon, Sephora, Hotels.com and more.  Pro Tip Get started with 5,000 free Drop points by signing up with code TPH through Dec. 31.  5. Receipt Hog: Turn Any Receipt Into Cash  Just take a picture and earn a reward — yup, that’s it.  Receipt Hog accepts receipts for nearly any in-store purchase from groceries, clothes, electronics and even gas. You can earn a variety of rewards: Coins (cash rewards), spins (earn bonus coins or other prizes) and sweepstakes (monthly cash prizes). Once your rewards balance is at least 1,000 coins, or $5, you can redeem your coins for cash or Amazon gift cards. U.S. participants can also redeem their coins for magazine subscriptions. 6. SavingStar: Double Your Rewards at Your Favorite Store You have a go-to. You know the aisles, when the bakery will have fresh bread and when your favorite deals will be available, because it’s your store.  The next time you go shopping, take the SavingStar app with you. It’s basically a perfect match for grocery store loyalists because, depending on where you shop with your store loyalty card, you can connect it to earn automatic rebates. If you frequent BJ’s, Family Dollar, Safeway or Walmart (to name a few), all you have to do is scan your store card to link and activate your rebates. Then you’re done! Saving Star takes care of the rest. Otherwise, just scan receipts to claim your rebates. Once you collect $20, transfer the money to your bank account, or cash out via PayPal. You can also choose to donate your earnings to charity. 7. Checkout 51: Let Your Receipt Get You Cash Back and Weekly Savings  Is your shopping style less about loyalty and more about wherever you can get the best deal? Same. In that case, Checkout 51 is a great cash-back option.  Redeem the app’s cash-back deals for specific products from any retailer (unless the offer specifies otherwise). If you prefer to shop online, Checkout 51 makes it easy to earn there, too. Just claim your offers by snapping a photo of your packing slip. No need to shop through a portal. Checkout 51 updates its offers each Thursday, giving you a week to get your shopping done. Oh, and the app tends to focus on name-brand items, so don’t forget to compare prices. Generic or store brands might be more affordable even without a rebate. Once you have earned at least $20, you can transfer your Checkout 51 rewards to cash in your bank account. 8. BerryCart: Score Cash Back for the Extra You Spent on Clean Eats If organic food is mostly what fills your grocery cart, BerryCart is perfect for you — it’s an app that specializes in finding you the best deals on gluten-free, organic and non-GMO food.  BerryCart works at more than 100,000 stores nationwide, including health-focused stores like Whole Foods, and also at everyday stores like Walmart and Target. As long as you have an itemized receipt that states which products you purchased, BerryCart will accept it. Keep in mind there may be a limited selection of offers, but depending on your shopping habits, the app can still be useful because it features products other apps don’t. Your cash back will be deposited into your account within 24 hours and can be redeemed for gift cards or PayPal cash with a minimum rewards balance of $5. Maximize Your Rewards With These Tips Cash-back apps are pretty simple, for the most part, but there are still some clever ways to make the most of your rewards. Here are a few tips to help you get started: S [...]
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Beyond eBay and Etsy: 5 Online Flea Markets You’ve Never Heard of

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Beyond eBay and Etsy: 5 Online Flea Markets You’ve Never Heard of
Where can you find antique Pez dispensers, hot vintage heels and (finally!) the perfect lamp to match your weirdly patterned bedspread — all on sale for just a few bucks? I’ll give you a hint: It’s not Walmart. At least, not my Walmart. (And if yours fits the bill… would you let me know where you live?) No, it’s your favorite online flea market. A New Way to Browse: Online Flea Markets Not only are regular flea markets wacky and wonderful, but their goods are usually pre-owned, pre-loved and dirt cheap. In short, they’re a Penny Hoarder’s dream. But it’s 2019. You turn to your laptop (or, let’s be real, your smartphone) for everything from takeout to taxi rides to a date for Friday night.  So it’s no surprise there’s a whole world of online flea market shopping out there. And it’s just as quirky and addictive as the real thing — especially since you can see it all with just a few clicks.  Of course, a few of these flea market sites are industry giants you almost certainly already know about.  There’s eBay, which is nearly 25 years old. (I know!) Although it bills itself primarily as an online auction site, many of its listings are available for immediate sale — and it seems you can find just about anything you might desire. And there’s Etsy, which is sort of like eBay’s quiet, artsy little sister who wears a lot of black eyeliner while weaving flower crowns. You probably already know that Etsy specializes in homemade, handmade goodies, but it’s also a treasure trove for lovers of all things vintage.  In fact, Etsy has a whole category devoted to vintage items from games and toys to clothing — and it’s well-organized enough that you can specifically browse bolo ties, fedoras or marbles. Sites like Amazon and Craigslist also play a part in the game, connecting buyers to individual sellers in their area or abroad. But if you really want to get your hands dirty and score some killer (read: very weird) online flea market finds, you’ll have to look beyond the big guys. 5 Online Flea Markets You Might Not Have Heard of Yet We checked out a variety of smaller online flea markets and compared inventory, prices and user experience to help you find the best deals at the digital folding table.  Here’s what we found out. 1. Fleabay A bit like a cross between Craigslist and eBay, Fleabay (a .net domain!) lists items from all over the world — and includes categories as diverse as rental properties and ride shares. There’s even a free stuff section.  The list of prohibited items includes wine, credit cards and “human parts and remains.” Used airbags are merely “questionable,” though. Fleabay’s listings feature little more than an item description, location, the seller’s information and an expiration date. Shipping or local pickup is arranged on a per-listing basis, and you reach out to the poster directly.  The most frustrating thing? A number of the categories were empty of listings — but there’s no way to tell that without clicking through. There’s also no baked-in way to make an offer on an item; if you’re interested, you’ll have to fill in an online contact form. 2. vFlea  Compared to other online flea markets, vFlea feels the closest to actually thumbing through junk until you find a treasure — before leaning across the table to make a bid. The interface is also a touch more polished. Each listing’s thumbnail specifies whether items are shippable or for local pickup only and also includes an asking price. The platform has built-in “buy now” and “haggle” options, and even an opportunity to “barter” with goods of your own.  Items are organized by tags as well as categories, creating better searchability and organization. The site populates the number of listings currently available in each category in parentheses, so no mysteries there. Finally, vFlea still has some weird stuff available, although it draws the line at community events. For instance, you could make an offer on this hilltop timeshare in Indiana, which apparently can be shipped or picked up locally. The asking price is $21,000.   3. Bonanza Although Bonanza has a very similar interface to eBay, it doesn’t offer bidding or bartering options.  It does, however, list categories for everything from home goods to collectibles, including coins and paper money.  And there’s also a wonderful category called “Everything Else,” with subsections like “Metaphysical” (which features a $330 haunted bracelet) and “Weird Stuff” (hey, this is perfect for Halloween!)  There’s even a “Vintage” section under fashion so you can easily shop for those precious duds from another era. 4. Srchie Love the hunt for bargains but not so much the web surfing? Srchie does the work for you, scanning — or searching, get it? — online flea markets across the web, including eBay, Amazon and Goodwill.  Narrow your search by categories like Vintage, Furniture and Books — including first editions — and the site will display externally linked images to the sellers’ sites. You can identify who’s selling by the logo in the top left corner and find the price and the posting date at the bottom of the image before clicking through to the seller’s site.  It’s a convenient way to browse the marketplace and compare prices without opening 4,287 tabs. FROM THE SAVE MONEY FORUM What to buy (and not buy) from Fourth of July Sales 2019 6/27/19 @ 1:00 PM M Do drive-in movie theaters save you money? 7/1/19 @ 7:38 PM Airfare 6/24/19 @ 5:19 PM SAVING MONEY ON A FIXED INCOME 6/7/19 @ 1:31 PM See more in Save Money or ask a money question 5. Poshmark  Although it’s not exactly an online flea market, per se, Poshmark allows you to make the seller a custom offer — just like at a flea market table! It offers a wide variety of fashion and home accessories, as well as themed parties for buying and selling your stuff. Like most online consignment shops, Poshmark require you to log in to browse their goods, but they’re free to browse and generally feature low shipping costs.  Digital secondhand shops like ThredUp have a lot to offer if you’re looking for fashionable items on the cheap. You can buy (and sell!) gently used, high-quality, brand-name clothes and accessories for a fraction of the price you’d find in stores or online. Jamie Cattanach (@jamiecattanach) is a freelance writer. Staff writer/editor Tiffany Wendeln Connors contributed to this post. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Melissa & Doug Let’s Play House Pretend Play Set only $21.99 shipped!

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Melissa & Doug Let’s Play House Pretend Play Set only $21.99 shipped!
This post may contain affiliate links. Read my disclosure policy here. This Melissa & Doug Let’s Play House Pretend Play Set would make such a fun gift idea! Amazon has this Melissa & Doug Let’s Play House! Dust! Sweep! Mop! Pretend Play 6-Piece Set for only $21.99 shipped when you clip the $5 off e-coupon! This is a great price for this set that includes a broom, mop, duster, dustpan, hand brush and stand to keep them all neat and organized. Sign up for a free trial of Amazon Prime to get free 2-day shipping. And don’t forget you can sign up for Swagbucks to earn free gift cards to use on deals on Amazon. Thanks, Hip2Save! [...]
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The Staples Price Match Guarantee — Even on Back To School Supplies!

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The Staples Price Match Guarantee — Even on Back To School Supplies!
This post may contain affiliate links. Read my disclosure policy here. Did you know about Staples Price Match Guarantee? This is especially useful during back to school season! {Be sure to check out all the best Back to School Deals that we’re posting each week!} Staples Price Match Guarantee Staples offers a 110% price match on just about everything in-store — which means they’ll match any competitor’s price plus give you an extra 10% savings! (Note: this is valid in-store only, not online.) It’s super easy to take advantage of their price matching: Find a lower price at one of their competitors. Bring in proof of the lower price. Present it to a Staples associate to receive that item at 10% lower than the competitor’s price. The Staples Price Match Guarantee also allows you to be refunded the difference of an item if you find a lower price within 14 days of your purchase! You can go HERE for more information and fine-print details on how their price matching works. Back to School Shopping at Staples This is super helpful during the Back to School season, as it basically allows you to shop all the ads at various stores, find the best deals, and then price match them at Staples for the absolute lowest price!! If you’re willing to take the time to take advantage their price matching, it can really save you money to buy all your Back to School Supplies at Staples! Have you ever tried this at Staples? Let us know in the comments how it worked out for you! Be sure to check out all of the Best 2019 Back To School Deals! Don’t forget you can also sign up for our daily email newsletter to get all of the best back to school deals emailed to you every week! And be sure to check out my post on 5 Simple Ways to Save on Back to School Deals. [...]
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Amazon Music Unlimited 4-Month Membership just $0.99!

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Amazon Music Unlimited 4-Month Membership just $0.99!
This post may contain affiliate links. Read my disclosure policy here. As an early Amazon Prime Day deal, you can get a HOT deal on an Amazon Music Unlimited membership! {Did you see that you can also get a FREE 3-month subscription to Kindle Unlimited right now?!} If you’re a Prime member who has never tried Amazon Music Unlimited, you can currently get a 4-month subscription for just $0.99! This is a HOT deal, because you get 30 days for free and then pay $7.99 each month after that. That means you’re saving $22.98 with this deal! With this music streaming service, you’ll get: Completely ad-free music streaming. Tens of millions of songs and thousands of expert-programmed playlists and stations. The ability to listen to any song, anytime, anywhere, on all your devices – smartphone, tablet, PC/Mac, Fire TV, and Alexa-enabled devices like Amazon Echo. Personalized recommendations based on your listening habits. Offline listening with downloadable songs and playlists. The hottest new releases from today’s most popular artists. The choice of an individual or family plan. *Note: After your first 4 months of Amazon Music Unlimited, your plan will automatically renew at the monthly rate of $7.99 per month. If you don’t wish to continue at the full price each month, be sure to cancel before your first 4 months is up. Valid ONLY for Prime members who are new subscribers, through July 16th. Go here to get started with your 4-month subscription. Psst! Are you ready for Amazon Prime Day?! [...]
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10 Simple Ways to Cut Your Grocery Bill

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10 Simple Ways to Cut Your Grocery Bill
Need some practical ideas to cut your grocery bill? Here’s a list of 10 simple ideas to shave money off your grocery budget. Looking for more tips? Check out my post on 25 Ways to Save Money on Groceries and my $70 Grocery Budget posts. photo by KitAy Guest Post by MaryEllen from Centsible Savings While picking up my milk for the week, I stopped to consider how many people might wonder why I was digging all the way to the back of the refrigerated section. Then I started thinking about how easy it is for anyone to reduce their grocery budget just by following a few simple guidelines. I’m not talking about spending hours every week clipping coupons and scouring the sale papers for deals. These are simple strategies that everyone can use to help keep their food costs down: 1. Look toward the back of the refrigerated section for the latest-dated milk, cheese, meat and other perishables. It certainly won’t help you cut expenses if your food goes bad and you have to throw it out and buy more. 2. Buy whole milk and mix it with water. It will taste different at first, but you’ll get used to it after a while. If you can bring your taste buds to agree to mixing your milk half and half with water then you’re getting two gallons for the price of one! (Note: Keep in mind that if you have young children, watering down your milk will affect the nutrition of it.) 3. If you’re buying individual fruits (e.g. apples, oranges, etc.) by the pound, pick out the smallest ones. The total weight will be less, and therefore you won’t pay as much, but you won’t notice the difference when you’re eating your apple. 4. Shop early in the morning if at all possible. That is when you’ll find most of the marked down produce, meat, and bread. Even if you can’t shop in the morning, be sure to still keep an eye out for products that have been marked down. 5. Don’t buy too much produce at one time. Produce (especially if it has been shipped a long distance) will not last very long before it has to be thrown out. Try to buy only enough for about one week at a time. 6. If you find a good sale on something you normally buy that has an extended shelf-life or freezer life, stock up. Why wait until later and pay full price when you can buy several now at a much lower price? 7. Be creative and cook with what you have on hand. Make your weekly menus based on what is already in your pantry or freezer. Then you’ll just need to buy a few ingredients to fill in the gaps. 8. Make a list and stick to it when you shop. Unplanned “extras” add up very quickly. 9. Consider how badly you really need something. For example, it doesn’t really take any longer to make pancakes or biscuits from scratch than from a box mix. Yet those box mixes often quite a bit more than just buying the ingredients would cost. (Cooking from scratch is much better for your health, too!) 10. Use coupons. Like I mentioned earlier, I’m not talking about spending hours each week on clipping coupons and scoping out deals. But if something is on your list, you should at least check to see if there is a coupon out for it. A good place to check is the coupon database. You’ll be surprised at the difference fifty cents here and a dollar there can make! What other tips or strategies for cutting your grocery bill would you add to this list? (originally published in 2008) [...]
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Live in San Diego? You Could Make Money With This Side Gig All Year Long

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Live in San Diego? You Could Make Money With This Side Gig All Year Long
So you live in San Diego, the land of beaches, beautiful weather and a bunch of tourist attractions. Have you thought about becoming an Airbnb host? In a region that’s so expensive to live in, home sharing can be a great way to supplement your income. Thousands of Airbnb hosts list places in and around San Diego, according to data from the home sharing platform. “There’s so much to do here — the beaches, the harbor, all the microbreweries. Within one hour from here, you could be in the mountains or the desert,” says JoAnn Jaffe, a 60-year-old Airbnb Superhost. “It’s just a great place to be. There’s always something going on here.” Between the beaches, attractions like SeaWorld San Diego, and annual events like San Diego Beer Week, there’s a demand for space year-round. If you’re curious to see how much money you could make by listing your San Diego space, use the Airbnb calculator: Then, follow our step-by-step guide to set up a listing in the San Diego area. How to Create the Best Airbnb Listing in San Diego Before becoming an Airbnb host, you’ll want to check your local laws and prepare your space for guests. (We’ll get into that later.) Creating a listing itself is simple, but you’ll want to put some thought into it, so your space stands out from all the others. We’ll walk you through the process, plus share some pro tips from Jaffe, a yoga instructor and nonprofit organizer who lists a three-room suite in her historic home near the San Diego Convention Center. She’s been hosting since 2014. Answer Some Quick Questions About Your Space/Amenities In this first part of setting up your listing, you’ll answer some basic questions about your space, which could be anything — an apartment, an extra bedroom or house, a campsite, yurt or even an RV, depending on your local laws. Basic questions in this section include the number of guests your space can accommodate and the included amenities. If you don’t have an entire place, list your spare room. Set the Scene With Photos With Airbnb listings, photos are everything. “Have a good photographer,” stresses Jaffe, whose listing highlights the beauty of her restored historic Victorian home and its remodeled kitchen. The platform offers some basic photo tips, which include utilizing natural light, avoiding flash, and shooting in landscape mode from the corners of rooms, so you add perspective. Think about what makes your space and your location appealing, and illustrate those elements through photos. You might also include photos of the surrounding neighborhood and nearby tourist attractions. If you’re near the beach or the San Diego Zoo or the Gaslamp Quarter, include a picture of that!  Write a Description Once you hook people with your photos, continue to lead them through your listing with the description. Here, you’ll be able to highlight what makes your space unique — in Jaffe’s case, it’s the historic nature of her home and the availability of a three-room suite.  If you’re not sure where to start, take a look at other Airbnb listings in your area to see what other hosts highlight. In San Diego, hosts’ listings often make a point of noting exactly where in San Diego they’re located. So you’ll see titles like “Small Room Gaslamp/SeaWorld” or “RV near Mission Bay.”  After you host several guests, you’ll get to know your audience, so you can lean into that.  Name Your Listing This might seem like a small task, but naming your listing is just as important as nailing your photos. Airbnb urges hosts to create a title that highlights what’s unique about the space. Jaffe’s listing is named “San Diego Historic Victorian Private 3-Room Suite,” which highlights the most appealing things about her property. A three-room suite isn’t always easy to find on Airbnb, and the historic nature of her home appeals to certain travelers. Set House Rules Airbnb has a set list of rules you can opt into if you’d like them included in your listing. A few of these include: suitable for pets, smoking not allowed and whether events or parties are allowed. You also have the option to write in additional rules. Jaffe, for example, prefers to be present when her guests first arrive. “I’ve chosen not to have anyone come here when I’m not here to greet them,” she says.  Set up Your Calendar Taking time to set up your calendar is important, because if you cancel on your guests, Airbnb will charge you a penalty fee. A few questions you’ll answer include: How often do you want to have guests? How much notice do you need before a guest arrives? When can guests check in? How far in advance can guests book? How long can guests stay? You’ll be able to adjust these settings as you go, so you can find out what works best for you. Price Your Space Airbnb has a Smart Pricing tool, which you can opt into to automatically adjust the price of your listing according to demand. For example, when the demand spikes during San Diego Beer Week every November, Airbnb will likely increase the price of your listing automatically. You can set price minimums and maximums, so your listing won’t dip below a certain amount or spike to something unrealistic. Although Airbnb will suggest these amounts when you’re signing up, Jaffe urges new hosts to do their own research. Here are a few tips to help you determine these numbers: Consider your expenses, i.e. utilities, cleaning and any maintenance requirements. Be realistic. Search other Airbnb listings in your area and price just below those. When you’re starting out, you’ll want to price your place lower, so you can get guests in and accumulate reviews, which will help increase bookings in the long run. Note Your Local Laws You’re almost done setting up your listing! Now Airbnb will remind you to familiarize yourself with your local laws. San Diego officials have long debated restricting short-term rentals in the city, but there currently are no clear restrictive rules. In the city of San Diego, you have to get a Transient Occupancy Registration Certificate, which you can do online. You also have to pay a 10.5% tax on your rental income, which Airbnb collects and remits on behalf of hosts. Also Consider… In addition to hosting laws, you’ll also want to check with your homeowners association or landlord to make sure short-term rentals are permitted. Also note that short-term rentals could invalidate some homeowner’s insurance, so check these policies with your provider. Airbnb also includes liability insurance for up to $1 million, but Jaffe suggests setting aside some money for damages.  As you start booking guests, you’ll also want to keep tabs on expenses and revenue for tax purposes. She also reminds hosts to take advantage of tax deductions. Because she has guests staying in her space, she can deduct many charges as business expenses, including utilities, furniture, home improvement, even electronics — basically anything guests will also benefit from or use. Listen to Feedback from Your Guests If there’s anything about your guests’ experience you need to improve, they’ll let you know. All you have to do is listen. “Guests would tell me things, and I would accommodate them,” Jaffe says. “Someone would say, ‘You need a hook for the towels right by the bath,’ or ‘You don’t have enough wine glasses.’ So I went out and bought wine glasses.”  “I didn’t take the comments personally. I used them to inform how I was going to be a good host.” Ready to Give This Whole Hosting Thing a Try? How are you feeling? Like we said, listing your place on Airbnb is simple — but it does require some creativity and strategy. The good news is you can adjust or change your information and settings at any time, so you’re not locked into anything permanently. Jaffe’s favorite part of hosting has been all the interesting people she’s met. “Everyone who comes here has been genu [...]
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Outdoor Photographer Magazine

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Outdoor Photographer Magazine
Here is a great deal for all you photographers out there! Today only, subscribe to Outdoor Photographer Magazine for only $4.99 per year (87% off)! You can order up to 3 years at this price! Just enter coupon code PENNYPINCH The editorial emphasis of this magazine is on the practical use of the cameras in ... Read More about Outdoor Photographer Magazine The post Outdoor Photographer Magazine appeared first on Penny Pinchin' Mom. [...]
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*HOT* Adidas Men’s Running Shoes only $24.50 shipped (Reg. $70), plus more!

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*HOT* Adidas Men’s Running Shoes only $24.50 shipped (Reg. $70), plus more!
This post may contain affiliate links. Read my disclosure policy here. Adidas is offering some HOT deals on shoes right now that you don’t want to miss! Right now, Adidas is having an End of Season Sale where you can save up to 50% off select shoes and apparel! Plus, you can save an extra 30% off when you use the promo code SAVE30 at checkout! Shipping is free. Here are some HOT deals you can score… Adidas Men’s Lite Racer Running Shoes – $35 (regularly $70) Use promo code SAVE30 (30% off) Shipping is free $24.50 shipped after promo code Adidas Men’s Questar TND Running Shoes – $45 (regularly $90) Use promo code SAVE30 (30% off) Shipping is free $31.50 shipped after promo code Adidas Men’s Duramo Slides – $10 (regularly $20) Use promo code SAVE30 (30% off) Shipping is free $7 shipped after promo code Shop the Adidas sale here. Valid through July 15, 2019. Thanks, Hip2Save! [...]
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Grocery Shopping in Iceland

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Grocery Shopping in Iceland
Want details on grocery shopping in Iceland? We went to Bonus — a discount grocery store — on our trip to Iceland. Here’s a little peek into our shopping trip and what the prices were. You might also like my post: Grocery Shopping in South Africa. Grocery Shopping in Iceland One of the things I heard over and over again as I researched how to save money when visiting Iceland was that the price of food was really high. So we prepared accordingly by bringing an entire suitcase of packaged food with us (you get a free checked bag per person when you fly internationally). This suitcase of packaged food saved us at least $700 to $1000 in food costs while we were in Iceland because we only ate a few meals out (and we went to really inexpensive places). We also booked an apartment instead of a hotel so we could cook our own food. Shopping at Bonus On the first day we got there, we walked to Bonus — a discount grocery store in Iceland. I had heard that this was one of the best and cheapest grocery stores to shop at there. This store was located in a pretty touristy part of Reykjavík and was a smaller store. It kind of reminded me of a mix of Aldi + the Indian grocery stores I went to. They had a lot of American brands — especially when it came to cereal. And there were a lot of things written in English, too, which made it really helpful when shopping! 🙂 One of the coolest features was that all of the refrigerated items were in a big refrigerated room. (You can see a video of it if you look on my highlights on Instagram stories.) Were the Prices Really High? Well, compared to paying for a meal at a restaurant, it was much cheaper to go buy groceries and make your own food. However, compared to what I am used to paying at a discount grocery store (or by combining coupons with sales), most things were at least 2-3 times the price I would typically pay. Here’s what we ended up buying: 1 dozen eggs Loaf bread Head lettuce Bunch of bananas 3 bottles of Coke (the kids get to drink soda pop once a week on Saturdays and we were there on a Saturday, so you better believe they bought their Coke! ;)) 1 large bottle of water (for my sinus rinse) 12-pack of bottled water (you can drink the tap water in Iceland, so we bought these to just refill throughout the week) 1 carton cream (for my tea) Our total was 2,997 ISK — which is around $24 USD. What We’d Do Differently Next Time Around If you ever head to Iceland, I highly recommend bringing a lot of your own snacks and food. I also would recommend shopping at Bonus. We brought trail mix, nuts, dried fruit and veggies, granola bars, beef jerky, and some protein bites and bars. So we had toast and eggs and bananas for two of our meals and I made salads with the lettuce and topped with a little trail mix and beef jerky. And we ate a lot of jerky and trail mix and dried fruit for snack-y meals. If we did it again, we would definitely bring oatmeal packets and a few other types of things that we can add hot water to in order to make hot food. The kids got pretty tired of cold packaged food after two days! 🙂 [...]
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Free Things to Do in Minneapolis, Minnesota

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Free Things to Do in Minneapolis, Minnesota
Looking for free things to do in Minneapolis, Minnesota? Here are some places our family visited and did on a recent road trip there. Want more free and cheap road trip ideas? Check out my 14-day series on our East Coast Road Trip. Also, check out my post on Free Things to Do in Madison, Wisconsin. Free Things to Do in Minneapolis, Minnesota If you missed yesterday’s post about our impromptu road trip a few weeks ago, check it out here. On Day 2 of our impromptu road trip, we had planned to spend the day in Minneapolis. Many of you had given us suggestions and we were so excited to explore this area. Only, we woke up to cold and rain. So, we came up with Plan B — which involved spending most of the day at the Mall of America. Mall of America We’ve always wanted to visit MOA and we really loved our experience there. Someone commented online about how that was the least frugal place to go and I had to laugh! You see, MOA is only expensive if you actually buy stuff at it! If you just walk around and look at the stores and displays like we did, it’s a completely free thing to do in Minneapolis, Minnesota! Fun fact from their website: “MOA does not use a central heating system; instead, 70 degrees is maintained year-round with passive solar energy from 1.2 miles of skylights and heat generated from lighting, store fixtures and body heat.” Our kids’ favorite stores were the Crayola stores and the LEGO stores. Silas and Kaitlynn decided to use some of their money to buy a Pick a Brick Bucket. We had fun at Five Below — and can you believe I’d never been in that store before? I was definitely impressed. We did end up buying a few cool travel games for the kids for the long car drive home. We also went to the Gucci section at one of the stores and just about fell over when we saw the prices. No offense to anyone who wears Gucci (though I’m guessing if you read here, you likely don’t!), but, to me, the clothes looked like something I would find at an outdated thrift store. Clearly, I’m very hip and up with the times! 😉 But basically, you could buy a decent used car for the same price of most of the clothing items!! BurgerBurger We wanted to get a late lunch, so I got out my phone and searched, “Cheapest places to eat at Mall of America.” One of the places it pulled up was BurgerBurger. We discovered they had a Happy Hour from 3-6 p.m. where you could get $2 off burgers. It was getting close to 3 p.m. at this point, so guess what we did? Of course we waited until 3 p.m.  You had to order from the bar to get the Happy Hour prices, but we asked and they said you could order anything off the menu and did not need to order alcohol to get the Happy Hour prices. The wait was a little long to get our food, but it was worth it because the burgers were truly amazing! IKEA There is an IKEA right across from MOA and none of us had ever been before. So, once the rain let up, we decided to walk over and check it out. Since I’d heard so much about IKEA for so long from many, many people, I think I had set the bar really high for what it was going to be. Unfortunately, I was underwhelmed with it because of my very high expectations. I have been told that this IKEA is small and not as great as other IKEA stores, though. So maybe that was it? The kids had fun pretending to sleep on the beds and I loved looking at the small space setups (I dream of someday living part-time in an RV.) We were all hungry again, so we got some food at IKEA. I’d say that the food was probably the most impressive part! 🙂 We all loved it and the prices were quite good, too. Minnehaha Falls One good thing about the rain? It meant that we got to see Minnehaha Falls when it was raging. And I do mean raging! This was the highlight of the day — and maybe even the trip! If you get a chance to check out Minnehaha Falls, definitely do so — especially if it’s on a day when it has rained! We met a local who told us that the river leading to the Falls was higher than he’d ever seen it. And he told us it was 2 inches lower than the highest it had ever been recorded! This was looking down onto the Falls from the top. I couldn’t believe they didn’t have it fenced off or something! It was rushing at such a ferocious speed it was pretty breath taking and mesmerizing! What are your best tips and suggestions for free things to do in Minneapolis, Minnesota? Let us know in the comments! [...]
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GQ Magazine Subscription Discount Offer

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GQ Magazine Subscription Discount Offer
GQ magazine is a popular title for men across the country.  Find out how you can get a discount on a subscription to GQ Magazine! GQ MAGAZINE SUBSCRIPTION DISCOUNT  Hurry on over and score a discount on GQ Magazine!  Now through 6/28/19 (11:59 pm EST), you can save more than 89% the cover price! Use ... Read More about GQ Magazine Subscription Discount Offer The post GQ Magazine Subscription Discount Offer appeared first on Penny Pinchin' Mom. [...]
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*HOT* Kindle Unlimited Trial: FREE 3-Month Subscription ($29.97 Value!!)

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*HOT* Kindle Unlimited Trial: FREE 3-Month Subscription ($29.97 Value!!)
This post may contain affiliate links. Read my disclosure policy here. If you’ve been wanting to try Kindle Unlimited, don’t miss this FREE 3-month Kindle Unlimited Trial! It’s a great opportunity to get some fantastic reads for summer completely for FREE! If you’ve never tried Kindle Unlimited, you can currently sign up to get a FREE 3-month trial subscription to Kindle Unlimited! Since Kindle Unlimited is usually priced at $9.99 per month, this is a HUGE savings of $29.97! They’ve offered $0.99 trials in the past, but we’ve never seen a completely FREE 3-month Kindle Unlimited trial!! This is a fantastic deal! When you sign up for this deal, you’ll get access to over 700,000 ebooks and thousands of audiobooks — all for FREE! I’m not sure what books are currently available through Kindle Unlimited, but when I took advantage of the $0.99 trial a few months back, you could read Chasing Excellence (the book that inspired me to choose Excellence as my word for 2019) for FREE with your Kindle Unlimited Trial. Another one that was recently available through Kindle Unlimited was The Day the World Came to Town (a book I recently read and absolutely loved!). You’ll have to let me know if it’s still available when you sign up! FREE 3-Month Kindle Unlimited Trial Sign up for a FREE 3-month subscription to Kindle Unlimited. Click on the Kindle Unlimited tab in your Amazon bar to search for available titles (you can search individually or sort by genre). You’ll be able to add up to 10 titles to your Kindle Unlimited account at a time. Once you’ve finished reading a title, just return it and borrow another. You can read or listen to the titles on any device with the free Kindle app. Be sure to cancel your subscription before your 3 month subscription is up, otherwise, you’ll be charged $9.99 per month. Want some other suggestions of great titles to read that you can possibly read for FREE with your Kindle Unlimited Trial? Here are some that were recently available: The Magnolia Story — I read this and loved it. Beneath a Scarlet Sky — This is on my list to read in 2019! Manage Your Day-to-Day — This one had some great inspiration in it. The One Thing — This is a great read for the beginning of the year. How to Manage Your Home Without Losing Your Mind — This one has been highly recommended to me. The Miracle Morning — A good title if you struggle with mornings. Let me know if you’re still seeing these titles available with your Kindle Unlimited Trial. I’d also love to know what other titles you find that you can read for free with Kindle Unlimited! To be honest, I don’t think this service is worth paying $9.99 per month (the usual rate) for. However, I think it’s every bit worth signing up for three FREE months! Even if you only read 2-3 books, it’s totally worth it! Go here to sign up for your FREE 3-month subscription! This deal is valid for new Kindle Unlimited customers only. If you no longer wish to continue with Kindle Unlimited after your first three months, just cancel your subscription before it renews at the full price of $9.99 per month. Valid through July 31, 2019. [...]
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Free Things To Do in Madison, Wisconsin

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Free Things To Do in Madison, Wisconsin
Looking for free things to do in Madison, Wisconsin? Here are some places our family visited and did on a recent road trip there. Want more free and cheap road trip ideas? Check out my 14-day series on our East Coast Road Trip. An Impromptu Road Trip to 3 States A few weeks ago, we took a sort of impromptu road trip to Wisconsin, Minnesota, and Iowa. If you’ve been following along here, you know our family goal to visit all 50 states and 7 continents by the time Kathrynne is 18 (she’s currently 14 and before this trip, we had 16 states and 5 continents to go). We only had 5 days to hit the 3 states, so we decided to just pick one city to focus on in each state. After looking at the map, we looked at routes, and we ended up picking Madison, WI, Minneapolis, MN, and Des Moines, IA. We had such a fun time in Madison and Minneapolis that I wanted to devote an entire post to each city to share photos and some of free and cheap things we did in Madison, WI and Minneapolis, MN. (Note: It was pouring rain and cold the whole time we were in Iowa so we didn’t end up getting to do much there. We’ll have to go back!) Free Things to Do In Madison, Wisconsin Jesse and I had both been to Wisconsin before many years ago, but the kids had never been. And none of us had ever been to Madison. I did what I often do when we visit a new area and asked on Facebook and Instagram for your best suggestions of free and frugal things to do. You all give the best recommendations! I went through all of them and picked the top places that were suggested over and over again. And here’s what we ended up doing… Olbrich Botanical Gardens First off, we went to the Olbrich Botanical Gardens. Many of you had suggested this and you were so right. The gardens were gorgeous! (It was also a completely beautiful day, which made the experience that much better!) Admission to the outdoor gardens is completely FREE! There are 16 acres of gardens to walk through including: A Thai Pavilion and Garden (This Thai Pavilion is the only one in the continental United States and the only one outside of Thailand surrounded by a garden.) Rose Garden Perennial Garden Sunken Garden Herb Garden We loved the Rose Garden and the Herb Garden the best. They had a sundial in the Rose Garden that the kids had fun trying to read. We also found a nest of baby birds! They seemed crazy hungry (aren’t baby birds always hungry, though??) and we waited awhile to see if the mama bird would come back. We were afraid that she might dive bomb us if we got too close so we had someone watch out for her while I took a picture and video. 🙂 There is also an indoor Tropical Conservatory that costs $2 per person for admission. It is probably fantastic, but we were happy to just visit the free gardens! Ian’s Pizza I asked for restaurant recommendations and this Ian’s Pizza was one you all recommended over and over again. And you were again correct — it was delicious and had such a fun vibe! Ian’s Pizza sells a variety of unique pizzas — by the slice. Or, you can order a full pizza and customize it. We ordered a large pizza that was half Mac & Cheese (it was delicious!) and half Macadilla Killa. Plus, we ordered a side of 9 breadsticks. Our total was around $25 and this was more than enough to fill us all up (plus we took some leftovers back to the hotel!) Excitement Outside the Capitol Building We had parked close to the capitol building (parking was free on the weekends), so after a very late afternoon lunch, we went to explore the capitol. It’s free and open to the public, too. We were detoured from visiting the capitol building by two ambulances and a lot of police cars with sirens blaring. They all pulled up up at a bus stop right outside the capitol building. We weren’t sure what happened, but it appeared maybe two guys had gotten into a fight and gotten hurt. I’ve never seen something like that up so close and I felt a little weird just watching the whole thing, but it was also kind of fascinating to see it all go down, too. (I don’t know that fascinating is the right word because these were people’s lives we are talking about. However, it felt like a scene from a movie or something! Gratefully, it appeared like both men were going to be okay and they both were conscious and breathing on their own when they were put on the ambulances and taken to the hospital.) Wisconsin State Capitol Building After that commotion outside the capitol, we finally made it inside. It was pretty incredible — as most capitol buildings seem to be! We had heard that there was a cool observation deck on the 6th floor so we went about figuring out how to get to that. We walked up a bunch of stairs and tried multiple elevators (some only went to certain floors, etc.) I couldn’t believe they just let you explore like this! We finally asked the security guard at the front desk how to get up to the top. It was then that we found out that they don’t let anyone up through the special elevator 30 minutes before closing! We had literally walked in the door 29 minutes before the building closes. Oh well! At least we had quite a fun time trying to find it! 🙂 Henry Vilas Zoo We then headed to the Henry Vilas Zoo — a FREE zoo in Madison, Wisconsin. I honestly couldn’t believe it. It’s small and it was pretty crowded, but you can’t beat the price point of free! And it far exceeded my expectations of what a free zoo would be! To my knowledge, I don’t ever recall actually seeing a real badger. So that was cool to see! Our favorite exhibit, by far, was the Polar Bear exhibit. Not only cannot ever remember seeing a Polar Bear, this guy was in rare form and showing off for us! Vilas Park Right outside the zoo was the Vilas Park beach. It would be a fun place to take a picnic or to swim in. It was also free and open to the public. We didn’t have bathing suits on, but Silas and Kathrynne still got into the water for a bit! The Cheese Chalet Many people had told me we couldn’t come to Wisconsin without getting cheese curds. So we stopped at The Cheese Chalet on the way out of Madison to pick some up. They had so many different kinds of cheese! I wasn’t sure of the best kind of cheese curds to get (I forgot to ask you all about that!), so I just played it safe and went with marbled! Culver’s I had no idea the “cult following” that Culver’s has until I asked where we should eat in Madison. I learned that there will be one answer and one answer only for that question: Culver’s! We actually have a Culver’s in our area, but I think Jesse has only taken the kids one time and that was a few years ago. I thought it was just a typical fast food place, but I was actually pretty impressed with it! We each got to pick one treat (mine was the flavor of the day with double whipped cream — yum!). Needless to say, I’m pretty sure we will be back to Culver’s soon! What other suggestions do you have for free or cheap things to do in Madison, Wisconsin? Tell us in the comments! [...]
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Save on a Subscription to Food Network Magazine!

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Save on a Subscription to Food Network Magazine!
We’ve tracked down a great deal on Food Network Magazine! FOOD NETWORK MAGAZINE SUBSCRIPTION DISCOUNT You can order Food Network magazine for just $7.95 per year — a savings of 80%!!  You can order up to 3 years at this low price, but only through 7/1/19 (11:59 pm EST). If you currently subscribe, you can ... Read More about Save on a Subscription to Food Network Magazine! The post Save on a Subscription to Food Network Magazine! appeared first on Penny Pinchin' Mom. [...]
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Earn Cash Selling Clothes From Your Closet With These 6 Online Resale Shops

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Earn Cash Selling Clothes From Your Closet With These 6 Online Resale Shops
Truth time: My wardrobe embarasses me. It’s not because I dislike the things I wear — it’s because I have so many things I don’t wear. Since cleaning out my closet and attempting a capsule wardrobe experiment a few years ago, I’ve unfortunately regressed to my old ways — and by “old ways,” I mean my closet is overflowing with things I just don’t wear often enough. In fact, I would guess that at this point, about 60% of my wardrobe is simply taking up space. But I’m ready to simplify again, and, in the process, I’m hoping to make a little extra money. So, I’m heading to the internet (because my local consignment shops are — shall we say — choosy) and selling my clothes in an effort to earn back some of the money I’ve carelessly funneled right into my closet (again). 6 Places to Sell Clothes Online These are the sites I’ll use to try and make a few extra bucks as I clear out my wardrobe. 1. Poshmark Poshmark touts itself as a “fun and simple way to buy and sell fashion.” And while “fun” may be an accurate descriptor, “simple” really isn’t — but that’s not necessarily a bad thing. You see, Poshmark is more than just an online platform for selling clothes — it’s a “social marketplace.” Rather than being a place where sellers can list an item, hope it sells and move along, Poshmark is powered by buyers and sellers who share fashion ideas and styling tips, browse each others’ “closets” and generally connect over clothing and fashion. What Poshmark isn’t? A set-it-and-forget-it type of site. In order to make sales on Poshmark, you need to upload quality photos, write thorough descriptions, offer style guidance, “attend” buying and selling events within the app, share and promote listings and interact with other users. Pro Tip Some successful Poshmark users recommend investing in nice packaging or thank you cards to keep your ratings up and your listings more visible. Buyers are allowed to negotiate prices, but you can choose to decline or accept an offer. For sales under $15, Poshmark takes a flat commission fee of $2.95. For sales of $15 or more, you’ll keep 80% of the profit. Once a sale is made, Poshmark will provide you with a pre-paid, pre-addressed shipping label. All in all, Poshmark is a good option for anyone who’s willing to do a little (virtual) legwork. 2. thredUP ThredUP is an online consignment and second-hand shop focusing on brand-name clothing for women and children — and it couldn’t be easier to use. If Poshmark is the most involved clothing selling site on the market, thredUP might just be the least. Sure, your return may not be quite as big as if you steamed, photographed and listed each piece individually all while liking, commenting and sharing other people’s items, but for the lazy among us, thredUP couldn’t be more convenient. Debra Wallace, the woman behind the blog Zero, also notes the small return as a con of selling on thredUP. “Used clothing is not worth much,” she writes. “So if you’re looking to make more money, you’ll have to put in more effort” using other sites or brick-and-mortar stores. For anyone who’s still on board, thredUP’s process is pretty simple: Go to the “Clean Out” tab on thredUP’s website and select “Order a Kit.” You can then choose whether you’d like to receive a standard clean out bag or an expedited one. (There’s also an option to just donate a bag of clothing, if you’d prefer to do that.) ThredUP will then send you a bag that you’ll fill with clothes, seal up and return for free with a prepaid shipping label. ThredUP will then sort through your clothes, list the keepers on the site and, depending on which clean out option you chose, either recycle or return the unwanted items to you. Depending on whether your items are highly trendy and in season or have a little more longevity to them, thredUP will determine whether to give you the money up front or when the item sells on consignment. Once your payout becomes available, you have to cash out via PayPal. 3. Swap.com Swap.com is similar to thredUP in a lot of ways, except it also accepts and sells men’s clothes and even kids’ toys and a few household items. To sell your unwanted clothing on Swap.com, you can either request an “inbound box” or simply print a prepaid shipping label to use for sending in your items. Once the company receives your items, it will price them, upload them to the site and send you your payout after your items sell. Similar to thredUP, any items not accepted for resale will either be sent back to you or donated, depending on which option you choose. FROM THE MAKE MONEY FORUM Sell photos 6/24/19 @ 3:40 PM Earning Money 6/24/19 @ 1:18 PM A Make Money Asking Questions On Quora 4/26/19 @ 12:28 AM Employment in the trades 6/20/19 @ 11:41 AM See more in Make Money or ask a money question 4. Instagram If you’re an avid Instagram user, you’ve probably stumbled across more than one person selling their “closet” on the popular app. And while it’s a clunky interface for buying and selling (sales are done through the comments under photos and via direct messages), the return is pretty good because no commissions or fees are shaved off the top. Still, selling your clothing on Instagram will take a bit of legwork on your part. You’ll have to know how to work the system (lucky you, we have some tips right here!), and you’ll have to go through the trouble of steaming (it helps), photographing and listing each piece individually. You’ll also have to be totally in charge of collecting payments and shipping the items. All in all, though, it’s a great option for those who are willing to go the extra mile to make the extra dollar. 5. Tradesy If you want to sell your clothes on a platform that’s just a little bit more seller friendly, (but still not quite as involved as Poshmark) Tradesy is the way to go. Tradesy says it deals primarily in designer and luxury items, but technically you can sell any brand from Xhilaration for Target to Gucci — and any item from purses to wedding gear. To sell on Tradesy, all you have to do is take a few photos of an item (Tradesy will even do a little editing for you to make it look better), add a description and input a price. (Again, Tradesy is pretty helpful and will suggest a selling price if you’re at a loss.) When an item sells, you can use one of Tradesy’s complimentary shipping kits to ship the item at no cost. Tradesy’s flat commission fee is a little steep: The company takes $7.50 of any item sold for under $50. If an item sells for $50 or more, Tradesy takes 19.8%. The process is a little more involved than just loading up a bag and sending it off in the mail, but with a little bit of work, your payout can be pretty good — as long as you’re selling at the right price point. 6. eBay You thought we were going to leave eBay off this list for a second there, didn’t you? But we couldn’t do that! Even though it’s been around for quite some time (and sometimes has a reputation for being unwieldy or a little outdated), eBay is still a valid option when you’re selling clothing — especially when you’re looking to make a few bucks on so [...]
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Citi to End Price Rewind, Multiple Side Perks Across All Cards

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Citi to End Price Rewind, Multiple Side Perks Across All Cards
Say it isn’t so, Citibank! The issuer is the latest to announce that it’s eliminating a variety of credit card benefits. Perks being discontinued across its lineup of Citi credit cards include Citi Price Rewind, as well as trip cancellation and interruption protection. Depending on what Citi card you have, you could be losing a lot more, too.  The... Robin Saks Frankel is a writer at NerdWallet. Email: rfrankel@nerdwallet.com. Twitter: @robinsaks. The article Citi to End Price Rewind, Multiple Side Perks Across All Cards originally appeared on NerdWallet. [...]
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Car and Driver Magazine Subscription Discount

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Car and Driver Magazine Subscription Discount
Know a car enthusiast?  Get a subscription to Car and Driver Magazine at a super low price! CAR AND DRIVER SUBSCRIPTION DISCOUNT Now through 6/25/19 (11:59 pm EST), you can save 89% on your Car and Driver Magazine subscription!  Enter the coupon code PENNYPINCH at checkout and drop the price to just $4.95 an issue ... Read More about Car and Driver Magazine Subscription Discount The post Car and Driver Magazine Subscription Discount appeared first on Penny Pinchin' Mom. [...]
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Save Hundreds on Your Wedding By Shopping Secondhand

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Save Hundreds on Your Wedding By Shopping Secondhand
Looking for clever ways to save money on your wedding? Think “something used.” Used gown, vintage jewelry, repurposed centerpieces. Selecting used items and opting out of retail prices wherever possible can help you save big on your big day. When Candi Block got married in June 2016, she bought a previously owned wedding dress, jewelry and some of her decor from the online marketplace OfferUp. “I personally love shopping secondhand,” Block said. “I love taking secondhand items and either repurposing them or doing something creative to make it a bit my style. So when it came to our wedding, that just seemed like a really natural fit for me. “It was a big bonus that it was also a great way to save money.” While The Knot reports that the average bride spent over $1,500 on her gown in 2016, Block snagged her dress for $200. She spent about $100 on pre-owned LED candles, which served as her decor. The secondhand statement necklace Block donned for her rehearsal dinner only cost 18 bucks. While Block said OfferUp is her go-to platform for secondhand goodies, it certainly isn’t the only one. When Marian Schembari got married in October 2014, she wore a dress she bought off OnceWed for $500. She had originally spotted it new at a bridal boutique for $1,300. Instead of paying retail, she set a Google alert for the brand and name of the dress and eventually got a ping for the exact gown — only worn once — in her size. Other websites where you can find used wedding gear include Nearly Newlywed, Stillwhite, Craigslist, eBay, Facebook Marketplace, Tradesy and Letgo. Offline, couples can shop at thrift stores, consignment shops, Goodwill, flea markets and antique shows for discounted treasures. When Laura Grace Tarpley got married in October 2016, she purchased multiple mason jars, vases, picture frames, candlesticks, linens and chalkboard signs for her decor — plus a flower girl basket — for a total of $120 at Goodwill. Garage sales and the classified section in your local newspaper may also turn up some cheap finds. Tarpley’s father-in-law snagged the arch she and her husband married under at a garage sale for $45. A comparable arch new would have cost over $130 online. FROM THE SAVE MONEY FORUM SAVING MONEY ON A FIXED INCOME 6/7/19 @ 9:31 AM Save my money! 6/13/19 @ 9:38 AM D Always buy used when possible 6/12/19 @ 1:48 PM Over Couponing 4/15/19 @ 12:43 PM B See more in Save Money or ask a money question Tips for Buying Wedding Items Secondhand Block, the bride who used OfferUp, is also a wedding planner and founder of Block Weddings and Events. She advises couples to buy used if they want to save money, incorporate DIY projects or reduce their ecological footprint. “You don’t need a brand new item for it to be special on your wedding day,” Block said. Here are a few tips she has for buying used wedding goods: Get creative. You can repurpose or personalize gently used items to make them unique to you. Add a jeweled belt to embellish a used wedding dress, or use old Mason jars as vases for table centerpieces. Search in different categories. Some items that’ll work for your big day might not be advertised as wedding specific. Do a little digging and search through other categories — like home decor or antiques — where you might find vases, dishware, mirrors, picture frames and more. Look for sellers whose wedding style is similar to yours. Often times, people post a bundle of their decorations. If their aesthetic mirrors yours, you’ll be able to purchase a lot of items at one time for an affordable price. Take your time. If you have a long engagement, space out your search and collect the things you need at a comfortable pace. Search marketplaces as wedding season is wrapping up. On OfferUp, you can set an alert to get notifications when new items that match your search terms are posted. Making Money With Your Haul After the Wedding While secondhand markets can help couples save money for their weddings, they’re also great platforms to cash in after the big day. After Sandy Yong got married in 2018, she was able to make a few hundred dollars selling her wedding veil, wedding shawl, faux flower bouquet and other items on sites like Facebook Marketplace, Letgo and Kijiji, a Canadian online classified ad service. Block and her husband revisited OfferUp to resell the dozens of LED candles they had bought. They also sold other elements of their decor to break even on their purchases. The one exception? Block’s husband put his woodworking skills to use and made a custom bench seat out of two wooden chairs they found at a thrift store for about $5. The couple was able to turn a profit with that. It sold for $150. Nicole Dow is a senior writer at The Penny Hoarder. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Is Dollar Tree Raising Prices?

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Is Dollar Tree Raising Prices?
Did you hear about the possibility of Dollar Tree raising prices?! I really hope this doesn’t end up affecting how much I love Dollar Tree!! {Be sure to check out my lists of 25 Things to Buy at Dollar Tree and 5 Things You Should NOT Buy at Dollar Tree!} Not everything will be $1 at Dollar Tree anymore?? Wait…what?! Isn’t that the whole point of Dollar Tree? I was sad to see that Dollar Tree recently announced they’re introducing multiple price points on some of their merchandise. These items will be called Dollar Tree Plus! multi-price point products. For now, it looks like this pricing will only be tested in select stores across the country to see how it goes. Have you noticed this pricing being tested at your store yet? Nothing is official quite yet, because depending on how consumers respond to the test, they may or may not keep this multi-pricing model. Does that mean Dollar Tree is raising prices? Well, not technically! The good news is that during this testing phase, they will not raise prices on their current assortment of products that are already priced at $1. I’m hopeful that the test phase won’t be successful and Dollar Tree will stick with their original pricing. Why I love Dollar Tree so much The main reason I love Dollar Tree so much is that I know I can go into the store and expect everything to be $1 or less! That’s the beauty of it! I really hope this doesn’t affect the great $1 value items you can currently get at Dollar Tree. I also wonder if I’ll eventually have to update my list of what NOT to buy at Dollar Tree. We’ll have to see! Have you noticed any of these price changes/tests happening at your store? Let us know in the comments. Related Links: My 25 Favorite Things to Buy at Dollar Tree 5 Things You Should NOT Buy at Dollar Tree 21 Valentine’s Day Deals at Dollar Tree 23 Stocking Stuffer Ideas from Dollar Tree [...]
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Looking Forward to Your Next Vacation? Save on Air Travel With These Tips

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Looking Forward to Your Next Vacation? Save on Air Travel With These Tips
If you’ve ever suspected that it’s more expensive to fly on certain days of the week than others, your hunch is right. The cheapest days to fly are… drumroll… Tuesday and Wednesday. Fewer people want to fly on those days because they don’t fit the typical Monday-through-Friday work schedule. So, airlines discount tickets on those days slightly. That’s the short answer. But there’s much more to consider when booking a plane ticket so you’re sure to get the best deal. Cheapest Days to Fly, Explained A 2019 study by the travel site CheapAir.com found what every study before it had: You’ll pay less for airfare if you fly midweek. In some cases, nearly $85 less. That’s compared with the most expensive day of the week, Sunday, with Friday coming in second. Again, most people travel over the weekend when they’re off work and the kids are out of school. If you’re willing to fly on less convenient days, you’ll save a few bucks. And for the record, it doesn’t matter when you actually purchase a ticket. Many travel experts agree there’s no meaningful difference in price based on the day you book. When to Buy: Aim for the Prime Booking Window Another factor that affects whether you get a bargain on airfare or get hosed is how far out you book your ticket. The sweet spot is the prime booking window, and it falls between three weeks and four months before your trip. CheapAir.com says fares in this zone are within 5% of their lowest point, and they tend to stay consistent without spiking. But say you like to plan things way in advance. Booking a ticket more than six months out will cost you — possibly $50 more than in the prime window — but the tradeoff is you’ll have lots of flight options to choose from. On the other hand, there’s rarely any reward for waiting until the last minute. Booking less than two weeks in advance will cost you. There Is a Season So with your sights squarely set on the prime booking window, bear in mind this advice about traveling at different times of the year. Winter If you’ve ever flown home for the holidays, you know this to be true: Winter is the most expensive season to travel. The average price of a domestic ticket during the winter, according to CheapAir.com, is $433. Ouch. The upside? You get to fight your way through extra-crowded airports. Oh, wait… You can ease the sting of popular winter travel a little by booking about 94 days in advance, which is, on average, the best time to buy in winter. Spring Spraaang Break, y’all. Oodles of families and college kids take a vacay when school is out for a week in March and April. Beat them all to better fares by flying midweek. Average best time to buy: 84 days before your trip. Summer Think late in the season. We know, school just got out and you’re ready to escape. But July is the most expensive month of the year to fly, while late August and September harbor some serious deals. Try to book about 99 days out. Fall Airfare in the fall makes us want to frolic in some autumn leaves! Fall is shoulder season — the time between peak and off-peak — for many destinations when fewer people in general are traveling. (Yeah, the term doesn’t really make sense to us either.) There are deals to be had — as long as you avoid Thanksgiving week; 69 days out is the time to book. FROM THE SAVE MONEY FORUM Save my money! 6/13/19 @ 9:38 AM D SAVING MONEY ON A FIXED INCOME 6/7/19 @ 9:31 AM Always buy used when possible 6/12/19 @ 1:48 PM Over Couponing 4/15/19 @ 12:43 PM B See more in Save Money or ask a money question Destination Matters We don’t just mean that it’s cheaper to fly to Phoenix than Dubai. (Although — pro tip — it is.) CheapAir.com is also here for us on this important question: How far out you should book tickets to different areas of the world? Here’s the breakdown: Canada: 59 days in advance Mexico & Central America: 61 days Caribbean: 76 days South America: 81 days Middle East/Africa: 119 days Asia/Pacific: 90 days Europe: 99 days Finally — and this has less to do with the cheapest days to fly but everything to do with saving money — don’t overlook alternate airports. Smaller carriers serve regional airports and often offer fares that seem like they’re from a bygone era. $55 to Orlando? Hello! Use this handy list of lesser known airports outside big cities and check for cheaper fares before you book. Happy travels! Molly Moorhead is a senior editor at The Penny Hoarder. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Great Deal!! Bridal Guide Magazine!

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Great Deal!!  Bridal Guide Magazine!
Are you planning a wedding?  You can order a subscription to Bridal Guide Magazine for just $4.99 right now!  You can order up to 3 years at this price!  At checkout, use the code PENNYPINCH and the price will drop! Bridal Guide is a magazine for the contemporary bride-to-be focusing on current trends in fashion, beauty, ... Read More about Great Deal!! Bridal Guide Magazine! The post Great Deal!! Bridal Guide Magazine! appeared first on Penny Pinchin' Mom. [...]
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My Completely Honest Twigby Review (and why it’s a great option for teens!)

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My Completely Honest Twigby Review (and why it’s a great option for teens!)
Looking for really honest Twigby reviews or searching for ways to save money on kids’ phones? This is a really comprehensive post on the pros and cons of Twigby phones, Twigby plans, and Twigby phone service! Note: This post is sponsored by Twigby, but all opinions are my own. Read our disclosure policy here. Ready to get a phone for your teen or pre-teen? Have you been thinking of getting a phone for your child? Wishing you could figure out how to add a phone without spending a lot of money? I highly recommend checking out Twigby! Twigby is a company dedicated to providing fantastic phone service at great prices and they are the perfect option for your pre-teen or teen’s first phone because they are so affordable, the offer great coverage, and they have so many different options for phone plans. Why You Should Consider Twigby Twigby plans are super affordable with a lot of flexibility — which is perfect for a child’s first phone. You can custom build your plan for each individual phone line based upon how much data each family member needs. You can also put some restrictions or limits in place for kids. In addition, Twigby offers a really great range of options when it comes to phones. They have everything from basic flip phones all the way up to iPhone 8’s and other smart phones. If you don’t want to buy a smart phone for your teen or pre-teen and just want a basic phone with basic features, Twigby offers some incredible pricing! However, even if you want all the perks of a regular smart phone with a data plan each month for your teen or pre-teen, you will still likely save a lot of money by using Twigby. There Are No Activation or Termination Fees! Unlike traditional cell phone companies, Twigby gives you the ability to create your own custom, prepaid plan — without a contract or an unnecessary activation fee. (Be sure to check out the Twigby reviews from my readers below!) My favorite part about their service (in addition to their great prices!) is that they offer the ability to change plans or phones at any time for free. You’re not locked into an expensive contract that has activation and termination fees. We got locked into a phone plan a few years ago with another company and we wanted to switch, but it was going to be crazy expensive to do so. I think this is one of the biggest and best selling points of Twigby, personally! Psst! If you end up switching over to their phone service, they also offer a referral program so you can email your friends a special link and, if your friend signs up through your link, you’ll both automatically receive a $10 credit 45 days from your friend’s activation date! Read more about their referral program here.   How Much Will You Save with Twigby? Twigby has plans starting as low as $9 per month for just talk and text. And data plans start as low as $12 per month! Even a cell phone plan with unlimited talk and text and 10 GB of data only costs you $43 per month — which is a lot less than you’ll usually pay! With these kinds of prices, don’t just think about using Twigby as a phone service for your teen or pre-teen. It’s also worth checking to see if Twigby might save you money each month on your family cell phone bill — even if you’ve been on a family plan with a provider for a decade! Get this: The average family that switches to Twigby saves $60 on their cell phone bill, which equates to an annual savings of $720! See how much you could save by switching to Twigby when you use this handy-dandy calculator here. (If you try out the calculator, let us know how much it says you could save on your phone service! I’m very curious to hear!) Does Twigby Sell Phones? Twigby doesn’t just offer fantastic prices on cell phone service; you can also get great deals on phones from them! So they are a one-stop shop for saving money on phones for your teen or pre-teen! If you aren’t planning to buy your child a fancy iPhone, be sure to check out all of the simple and affordable phones they offer that are $75 or less. Plus, you can even get a $10 credit added to your account when you use code MOM at checkout! Note: This $10 credit will be applied to your account when you purchase a phone or SIM card from Twigby with a new service and use the coupon code or when bring your own phone is activated. Is the Coverage Good? A lot of times budget phone plans like this don’t offer very good coverage, but Twigby’s coverage is really exceptional! In fact, their coverage is guaranteed because they utilize not just one, but two of the nation’s largest cellular networks (Sprint and Verizon)! That means if you’re out of reach on their primary network (Sprint), you will still be able to access talk and text on their secondary network (Verizon). The best part is that it’s completely free and your phone automatically switches networks when necessary. You can go HERE to enter your address and check your coverage. Twigby Reviews from My Readers Many MoneySavingMom.com readers have signed up to try Twigby and have absolutely loved it! We’ve heard SO many rave reviews about the affordability and their amazing customer service. Here are just a couple of Twigby reviews from readers: “We have been THRILLED!!!!!  Love the service, the prices, the way things keep getting better and better (seriously, name another company that LOWERS your price or gives you more data????). We love Twigby!!!” “My husband decided to try out the coverage and it was much better (once we figured out to turn the roaming on!). Also, it was cheaper than PureTalk. We don’t use our phones much, so it is great to only pay for what we will use.” Other Features of Twigby In addition to their affordability, flexibility, and great coverage, Twigby also offers: Ease of getting started. You don’t have to mess with going to a store and picking out a phone plan. You just go to their site, pick your phone plan and either switch your current phone over or get a new phone, and they get it all set up for you. Ability to keep your same phone number. When you switch to Twigby, you get to keep your current number that you’ve had for years. You don’t have to switch to a new number. International calling and texting. With Twigby, you can use your minutes to call numbers in Canada, China, and Mexico at no additional charge. You also get Unlimited Global Texting to over 180 other countries. As long as you’re inside the U.S. when sending and receiving texts, you can send those texts to anyone in another country! Risk-Free Satisfaction Guarantee. If for any reason you’re not satisfied within 30 days of switching to Twigby, you’ll get a 100% full refund! Free overage protection. You can rest easy in knowing that you will never be charged for overages without your go-ahead! You have complete control. Sign Up and Save 25% Off Your First Six Months! Want to try out Twigby and save 25% off your first six months on their plan? Twigby is offering MoneySavingMom.com readers 25% off your first six months of phone service right now! Valid for a limited time only. (And if you’re not completely satisfied within 30 days of activating your service, you’ll get a full refund!) Go here to get started with Twigby. [...]
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Here’s How You Could Get Homeowners Insurance for $25/Month (Seriously)

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Here’s How You Could Get Homeowners Insurance for $25/Month (Seriously)
Fires, lightning and hail. Windstorms, vandals and burglars. If you own a home, you need insurance to protect it from threats like these. Heck, if you have a mortgage on your home — like almost all of us do — you’re required to have homeowners insurance. And if you have homeowners or renters insurance, it’s a fact that you might be paying too much for it. That’s because insurance companies are notorious for charging wildly varying rates. Try shopping around. Start by getting a free quote. You literally have nothing to lose by doing this. We recommend checking out the online insurance company Lemonade, where renters insurance starts at $5 a month and home insurance starts at $25 a month. While homeowners insurance starts at $25, that doesn’t mean you’re skimping on coverage. Your ultimate price will depend on factors such as your home’s size, location and age; and the coverage amounts you choose. It’s just that Lemonade starts out at an affordable level. Here’s how easy it is to get a quote. You can do it all online, and it won’t hurt your credit score. Click “Check Our Prices.” Meet Maya, Lemonade’s friendly bot, who will ask you a few questions. Once you complete the application, you’ll receive a quote within a minute or two. Lemonade is a Transparent Beverage Beyond affordable rates, Lemonade adds a layer of transparency you don’t often see in the insurance world. Instead of profiting extra when it doesn’t have to pay out claims, the company keeps a set 20% of your premium for itself, and 80% goes into a pool for paying claims. Money left over after paying claims each year goes to a charitable cause of your choice. That also means Lemonade isn’t going to be conflicted about granting customers the claims they deserve — because the money isn’t going into its pockets. Homeowners insurance covers the cost of repairing or rebuilding your home if it gets damaged by fire or the kind of natural disaster insurers call “acts of God.” When you borrow money from a bank to buy a house, it’ll require you to insure that asset. Renters insurance covers the cost of replacing your possessions if they’re stolen or damaged by fire or vandalism. Most don’t cover flooding. Exactly what it covers depends on the policy. Here’s what else to know about Lemonade: There are no insurance agents. You do the whole thing online through Lemonade’s website or through its Apple or Android apps. You sign up and make claims online. It’s available in Arkansas, Arizona, California, Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Maryland, Michigan, Nevada, New Jersey, New Mexico, New York, Ohio, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Virginia, Washington, D.C. and Wisconsin. You can get discounts for having safety equipment, such as fire and burglar alarms. It’s easy-peasy, lemon-squeezy. Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. When life gives him lemons, he squeezes them in people’s eyes. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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How to Homeschool for Free or Cheap

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How to Homeschool for Free or Cheap
Interested in homeschooling but afraid it might break your family’s budget? Read this post for some really great tips on how to homeschool for free — or very close to free! {Don’t miss our weekly round-up of all the best FREE homeschool curriculum & resources! And you can also check out my Top 10 Favorite Free Homeschool Sites here.} Guest post from Jessica of Where’d My Sanity Go: Yes! It is possible to homeschool for free or cheap! Once you dig into all the homeschool curriculum products available, it can be overwhelming. When you check out the prices on those bad boys, it can get scary. Don’t worry though, there are a lot of ways to give your child a great education at an affordable price. Some of the homeschool lessons and curriculums we use are completely free! So if you’re wondering how to homeschool for free, here are my top tips… Use what you’ve got: Search your home for any books you may have forgotten about. When I started out, I had no idea how I was going to afford all the things I thought I needed. Luckily, my son had a ton of nature and science books already. I used these to build a few of my lessons for him, and we had a set of dictionaries we used for spelling lessons and other subjects. Borrow: If you already know of other homeschool families in your are, ask them if they have any old schoolbooks or homeschooling curriculum books they aren’t using and that you might borrow for a while. If you’re not familiar with any other homeschool families in the area, look on Facebook for local homeschool groups or ask your friends and family, your church, or even your local schools. When I pulled my son out of public school, they were kind enough to give me some information about local homeschool programs. Shop for used books: Check local garage sales, used bookstores, and other local stores for discounted items. Join a few Facebook groups where people are selling their used homeschool books for dirt cheap. I have saved so much money by doing this and hardly ever purchase anything brand new. Before buying anything, I always first search for used homeschool supplies or books. Utilize free homeschool resources There are tons of free online homeschool curriculum options out there. You don’t have to stick with just one either, you can take different lessons from multiple online curriculums to fit your educational outline. A few popular free curriculums: Easy Peasy – All In One Homeschool – 180-day lesson plans for PreK-8th. (this is one of our favorites) Khan Academy – Free online lessons for just about any subject. K12.com – Independent teacher-led courses for homeschoolers. YouTube — there are a ton of educational YouTube channels out there that are perfect for supplementing your homeschool curriculum. You can find different channels that range from preschool to high school subjects. Finding affordable or free homeschool educational materials or curriculum is not as hard as you think! I recommend scouring the internet to find out what’s available. Join local homeschool groups, find local Facebook groups, etc. Several of our local homeschool families often get together for different field trips — many places even offer homeschooling families a discount on tickets! Do you have any other advice on how to homeschool for free? I’d love to hear in the comments! Jessica Fuqua is the owner/editor of Where’d My Sanity Go, where she often writes about family, parenting, and homeschooling. [...]
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Crayola Brush Markers, 16 count only $6.99 shipped!

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Crayola Brush Markers, 16 count only $6.99 shipped!
This post may contain affiliate links. Read my disclosure policy here. These Crayola Brush Markers are perfect for writing, lettering, sketching, drawing, and adult coloring. Amazon has these Crayola Brush Markers (16 count) for only $6.99 right now – the lowest price ever on record! These are perfect for hand lettering, sketching, journaling, coloring and more! Sign up for a free trial of Amazon Prime to get free 2-day shipping. And don’t forget you can sign up for Swagbucks to earn free gift cards to use on deals on Amazon. Thanks, SwagGrabber! [...]
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IOSCO Consults on Regulating Crypto-Asset Trading Platforms

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IOSCO Consults on Regulating Crypto-Asset Trading Platforms
On May 28, the International Organization of Securities Commissions (IOSCO) published a consultation paper on regulating crypto-asset trading platforms (CTPs). The consultation paper describes issues and risks identified by IOSCO in relation to CTPs. The consultation paper describes key considerations and provides related toolkits that are intended to assist regulatory authorities who may be evaluating CTPs within the context of their regulatory frameworks. The key considerations relate to matters including: Access and on-boarding; Safekeeping of participant assets, including custody arrangements; Identification and management of conflicts of interest; Transparency of operations; Market integrity, including the rules governing trading on the CTP, and how those rules are monitored and enforced; Price discovery mechanisms; and Technology, including resiliency and cyber-security. In preparing the consultation paper, IOSCO conducted a survey of the regulatory approaches to CTPs that are currently applied or are being considered in member jurisdictions. The consultation paper includes a summary of the findings of the survey. Comments can be made on the consultation until July 29. The consultation paper is available here. [...]
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Teach a Craft Or Run Errands — Plus 6 Other Gigs Perfect for Seniors

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Teach a Craft Or Run Errands — Plus 6 Other Gigs Perfect for Seniors
Older workers are re-entering or staying in the workforce in the highest numbers in decades. And many of them are giving the gig economy a shot. According to the latest workforce projections by the Bureau of Labor Statistics, the participation rate for seniors age 65 and up has increased nearly 20 percentage points since 1996. Flexible work arrangements through side-gig apps and work-from-home jobs are making the transition easier. The customer-service and retail industries are also tapping into this burgeoning population of workers with targeted recruiting through AARP and churches. All this amounts to a lot of competition among employers — and ripe job opportunities for retirees. 8 Jobs For Retirees From errands to English-teaching or from ride-sharing to renting, these part-time jobs for seniors are tailor-fit for any older worker who wants to make a little extra money. 1. Become an Airbnb Host Got a spare room, apartment, house ― even a tent in a serene backyard? You can rent it out for extra cash on Airbnb. Airbnb is an online marketplace that allows folks to list their space for short-term rentals. Airbnb, after all, is short for Air Bed and Breakfast, which refers to the co-founders’ initial idea of charging guests to stay on air mattresses to help pay their San Francisco rent. In our guide to becoming an Airbnb host, staff writer Carson Kohler outlines all the do’s and don’ts of hosting on Airbnb. The five big tenets to qualify are: You must be able to provide the essentials, including toilet paper, soap, linens, and at least one towel and pillow per guest. You must be responsive to your potential guests, answering requests and inquiries within 24 hours. You should accept reservation requests when you’re available. You should avoid cancellations. In fact, the Airbnb cancellation policy is pretty strict — you’ll find it outlined in our guide above. You should be able to keep a high overall rating from guests. Before listing your home or apartment online, be sure to check with your local government, which may regulate or outright ban short-term rentals. While there is no cost to register your rental, some things to consider are fees Airbnb charges every time someone books your space, in addition to municipal short-term rental taxes. Depending on your area, taxes and fees could reach as high as 21% of your listing price. 2. Chauffeur With Uber or Lyft By now, you probably know the gist of driving with ride-sharing services: You use an app to connect with people who need rides. You drive them somewhere in your own car, and they pay automatically through the app. The two biggest players in the space — Uber and Lyft — have an intense rivalry, but both apps are fair options if you’re just starting out. Each app is fundamentally the same for drivers: You log in when you want to work, wait for a notification that means someone’s hailed a ride, then pick them up and drop them off at their destination. You earn money based on how many rides you take, and you automatically get paid each week (or more often, if you choose) through direct deposit. To become a driver, applicants need: To be at least 21 years old. A four-door automobile, 2002 or newer. A valid U.S. driver’s license. At least a year of driving experience. Beyond that, senior editor Dana Sitar breaks down the nuances in our Lyft vs Uber guide. FROM THE MAKE MONEY FORUM tutoring business 6/16/19 @ 6:17 PM WFH Transcription Woes?? 6/16/19 @ 6:12 PM Need advice on working from home 6/14/19 @ 8:35 AM How to earn money with simple idea! 6/8/19 @ 8:25 AM See more in Make Money or ask a money question 3. Rent out Your Car If you don’t feel like chaufferring others around — or driving at all, for that matter — you can rent out your unused car. If you try to do that on your own, you’ll probably invalidate your insurance. And you have to find customers. But companies like GetAround and Turo will find the customers for you and provide the insurance. Even General Motors launched a car-sharing service called Maven for owners of a GM vehicle (Buick, Cadillac, Chevrolet or GMC) that’s a 2015 model or newer. Creating an account with all three companies is free. Listing your car on GetAround costs $20 a month, plus a one-time $99 installation fee for a remote receiver to unlock your car for customers. Maven and Turo don’t charge monthly fees but take a percentage of earnings from your listing. According to Maven estimates, renting out your car for a day could earn you between $80 and $225 depending on the model. Payout is in as little as five days (for Turo) or as much as a month (for Maven). 4. Run Errands for Others Through side-gig apps like TaskRabbit and Postmates, getting paid to run errands is as easy as it’s ever been. With both apps, users can browse through a list of tasks that locals need help with. Grocery runs, picking up a package from the UPS store, taking someone’s animal to obedience training — all fair game. Postmates is focused on delivery-related tasks. You can deliver via car, bicycle or foot. Just create a free account, then you’ll receive a welcome kit in the mail within a week (a free delivery bag and a prepaid card to make your purchases). Link the card to the Postmates Fleet app, and you’re off to earning extra money. TaskRabbit works a little differently. The services are much broader, including home improvement, maintenance, administrative, cleaning, event planning and — of course — delivery and other errand-related tasks. Creating an account is also free. Income from both apps varies on a task-by-task basis. There aren’t any minimums in the amount of tasks you’re required to complete, either. You’ll be able to see the rates and choose to accept them before embarking on the errand. While not average earnings, some high-performing users make more than $2,000 a month. See how these Taskers made thousands using TaskRabbit. 5. Teach Your Craft at Michael’s Can you knit? Do needlepoint? Build a ship in a bottle? These crafts, once thought of a throw-backs, are back in a big way. The arts-and-crafts retailer Michael’s unveiled its Community Classroom in late 2018. The program offers a way to connect local “Makers,” aka people skilled in hands-on crafts, to teach at the nearest Michael’s. It’s up to the teachers, however, to recruit students for their classes. Michaels splits the profits from student registration, with Michael’s keeping 30% of the course price, and the teachers pocketing 70%. The program is still in beta as it expands to all U.S. Michael’s locations, but most Michael’s stores currently offer it. No previous teaching experience is required and the program is open to everyone — not just Michael’s employees. To become a Community Classroom instructor, submit a proposal that includes: A detailed description of what you plan to teach. A personal bio that explains your expertise, including a photo of yourself. Logistics, such as the location, required materials for the lesson, date and time. Accepted instructors receive Community Classroom ID and a 15% in-store discount. 6. Tutor English Online English-as-a-Second-Language (ESL) teachers are in high demand. To keep up, many [...]
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Planning Your Wedding? Here Are 4 Ways to Cut Costs Without Compromising

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Planning Your Wedding? Here Are 4 Ways to Cut Costs Without Compromising
Getting engaged is amazing, but the thrill of the engagement can last just a few hours before conversations turn toward the next step: wedding planning. You might be overjoyed while still feeling a rising gnawing in your stomach. You’re going to plan a wedding, and weddings are expensive: In 2018, the average wedding cost more than $33,900. I can think of a handful of other worthy investments for such an amount. A down payment on a house. A brand-new car. A hearty portion of a college degree (or student loan). All of those options seem more worthy of this kind of cash than a one-day celebration. After celebrating the nuptials of many friends and family members, I know there is no “perfect” wedding, and the celebration can be enjoyed on any budget. But managing your wedding budget can be stressful. Do-it-yourself projects offer savings, but require time, some level of skill and patience. But there are ways to lighten your financial load without having to exert a huge effort on the Pinterest front. You want your wedding celebration to be simple and fun — not complicated and stressful. So here are my tips for cutting wedding costs without compromising. How to Save Money on a Wedding With 4 Simple Tricks 1. Seek Alternative Venues When it comes to setting a date and picking a place, some tips are well-known: Some months are priced at a premium; Saturday weddings are usually the most expensive; dinner will cost more than brunch or lunch. One easy tip: Think outside the hotel ballroom. Consider art galleries, performance spaces, church halls and grounds, parks and other “nontraditional” venues for your ceremony and reception. Locations that don’t host weddings around the clock are likely to have more amenable price tags. But many of the beautiful venues you’ll see online are merely shells when you write the deposit check. It takes decorations, a caterer, linens, china and sometimes even table and chair rental to turn a beautiful spot into a reception site. Those costs add up.   So consider a venue that already has what you need for your big day: a restaurant. It may seem prohibitive to rent out an entire eatery, but check out spaces that have separate sections for private or semi-private events. Rental fees for these areas (before food, drinks, fees and gratuity) is often the same as you would pay to host a bridal or baby shower luncheon. And restaurants usually come with place settings, tablecloths and other items you’ll need. If you’re happy with the restaurant’s decor, your job is so much easier. 2. Arrange Your Own Flowers Speaking of decor, let’s discuss floral arrangements. The average cost of wedding flowers in 2017 was nearly $2,400, according to a study by The Knot. Only a few lucky couples will have a neighbor with beautiful flower gardens who offers to contribute bouquets. Instead, turn to a more practical option: a flower wholesaler. Simply search “flower wholesale + [your city or region]” to find one in your area. Pro Tip If you’re not set on having identical centerpieces, search for vases at your local thrift store. You’ll pay a lot less for vases you’ll likely only use once, and the variety may be satisfying. Wholesale warehouses are often open to the public, and staff can advise you on what’s in season or what you could mix and match. By doing a bit of arranging yourself (or with help from friends and family), you can have beautiful bouquets for a fraction of the price.    3. Cut the Cake If you enjoy baking reality shows as much as I do, you know that wedding cakes can be extremely expensive. But when’s the last time you thought about a cake you ate at a wedding? Consider skipping a tiered cake with globs of icing in favor of treats like cookies, doughnuts or maybe even pie. Think about your favorite dessert options, and decide what’s most meaningful for you. Pro Tip Crafty types who aren’t afraid to DIY can skip a custom cake altogether and doctor up a grocery store cake. A Practical Wedding shared a few tasty-looking tutorials. If you’re set on having a cake but want to stick to a reasonable budget, Bridal Guide curated a dessert directory with tricks and tips from professional bakers. Some of my favorite ways to cut costs before you cut the cake: Choose buttercream frosting over fondant; display a small cake while offering unstacked slices from the same recipe to your guests; and choose in-season fruits for garnishes or fillings. 4. Say Yes to a Different Dress I know, brides, I know — your dress is a big deal. It’s hard to compromise on this item. But wedding gowns can run the price gamut, and if you fall in love with a dress with an unexpectedly high price tag, it could singlehandedly wreck your budget. FROM THE SAVE MONEY FORUM Save my money! 6/13/19 @ 9:38 AM D SAVING MONEY ON A FIXED INCOME 6/7/19 @ 9:31 AM Always buy used when possible 6/12/19 @ 1:48 PM Over Couponing 4/15/19 @ 12:43 PM B See more in Save Money or ask a money question Instead, consider doing a bit of research and embracing the idea of wearing “something old.” Beyond eBay, sites like Once Wed, Tradesy, Nearly Newlywed, Wore it Once and Pre-Owned Wedding Dresses have page after page filled with beautiful dresses that have typically already been cleaned after their first big day. If you have a favorite designer in mind, spending a bit of time searching these sites can help you get a great deal. Just remember to also research tailors near you who can make any alterations you may need. Willing to wear something even older? Many vintage shops sell wedding dresses from yesteryear that could use a little bit of love — a bit of stain removal or seam repair — for as low as $100. If you love the thrill of the hunt, you may find the dress of your dreams. Pro Tip Don’t forget to check the formalwear racks as well. Just because a dress wasn’t designed for a wedding doesn’t mean it can’t make you shine on your big day. But consider that you can skip buying a dress altogether. In that case, try renting your wedding dress instead. If you can’t find a local shop in your area, check out Rent the Runway, an online platform that caters to brides across the country. Other platforms, like Happily Ever Borrowed and Adorn have you covered when it comes to accessories. Want more tips on saving on your big day? Check out this list of 90 (yes 90!) ways to do just that. Lisa Rowan is a former senior writer at The Penny Hoarder. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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5 Hidden Features of 401(k) Plans That You Should Know About

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5 Hidden Features of 401(k) Plans That You Should Know About
When it comes to 401(k) plans, you may be missing out on benefits that you don’t know about. Your 401(k) plan doesn’t have to offer all the tax-savings provisions that the IRS allows for 401(k) plans. So, not all plans have every possible 401(k) feature, which means there are features you might not realize exist. The only way to find out what options your 401(k) offers is to ask your... [...]
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Chase Launches Marriott Bonvoy Bold With No Annual Fee

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Chase Launches Marriott Bonvoy Bold With No Annual Fee
If you’re loyal to the Marriott Bonvoy brand but aren’t interested in paying an annual fee, you’ve got a new option now. The Marriott Bonvoy Bold, issued by Chase, is open to applications as of June 11, 2019. It offers fewer perks than its pricier counterpart, the Marriott Bonvoy Boundless™ Credit Card. But unlike that card,... Sara Rathner is a writer at NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article Chase Launches Marriott Bonvoy Bold With No Annual Fee originally appeared on NerdWallet. [...]
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Low price on Esquire Magazine Subscription

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Low price on Esquire Magazine Subscription
We have found another deal for you!  This time it is for Esquire Magazine! ESQUIRE MAGAZINE DISCOUNT OFFER Now through 6/11/19 (11:59 pm EST), you can get Esquire Magazine delivered to your mailbox for just $4.95 per year!  That is a savings of  88%!! Make sure you enter the coupon code PENNYPINCH at checkout to get ... Read More about Low price on Esquire Magazine Subscription The post Low price on Esquire Magazine Subscription appeared first on Penny Pinchin' Mom. [...]
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Low Price on Subscription to Popular Mechanics Magazine!

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Low Price on Subscription to Popular Mechanics Magazine!
Today only, subscribe to Popular Mechanics Magazine for only $6.99 per year (83% off)! You can order up to 4 years at this price! Just enter coupon code PENNYPINCH Popular Mechanics is a magazine devoted to science and technology. Each issue is packed with informative articles on automotives, home electronics, science, technology, outdoors, world news, ... Read More about Low Price on Subscription to Popular Mechanics Magazine! The post Low Price on Subscription to Popular Mechanics Magazine! appeared first on Penny Pinchin' Mom. [...]
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Entrepreneur Magazine | Low Price!

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Entrepreneur Magazine | Low Price!