It’s Cyber Monday: Here Are the Best Deals at Amazon

It’s Cyber Monday: Here Are the Best Deals at Amazon

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It’s Cyber Monday: Here Are the Best Deals at Amazon
Not to worry if you missed out on any deals on Black Friday. Cyber Monday — today — brings plenty of second chances. In fact, on Amazon, you will find many discounts that are at least as steep as they were on Black Friday — as well as deals that weren’t even available on Black Friday. Just take a look at the hundreds of deals on Amazon’s Cyber Monday site. Or...
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Afternoon Deals: Saturday, December 7

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Afternoon Deals: Saturday, December 7
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Afternoon Deals: Thursday, December 5

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Afternoon Deals: Thursday, December 5
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Our December Bucket List for This Year

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Our December Bucket List for This Year
One of the most requested podcast episodes has been for us to talk about our Christmas traditions, what Christmas looks like for our family, and how we do gifts for our immediate and extended family. In this episode, we sat down with Kathrynne, Kaitlynn, and Silas and had a discussion on our favorite Christmas memories, why we make a December Bucket List, what we chose for our bucket list this year, some things we’re doing differently for Christmas this year, how we do gifts, and what Christmas Eve and Christmas Day look like for our family. One of our biggest goals for each December is to keep things simple, not over-commit, and focus on memory-making and shared experiences. We sit down at the end of November and talk about what we want to prioritize for the Christmas season and then we make a list and block out days and times on the calendar to make these priorities happen. We’re excited about some new things we’re trying this year and we’re looking forward to another special December season of celebrating the true meaning of Christmas and spending lots of time together as a family! In This Episode:  [01:58] We kick off the show by each sharing one of our favorite Christmas memories. [07:29] Want to know what’s on our December Bucket List this year? [11:16] Hear about our Dollar Tree stocking tradition and why we’re stepping it up this year. [13:16] How we do presents at our house. [15:45] Giving is something that is always a big priority for us, thanks to the kids’ initiative in this area! [18:00] What does our actual Christmas Eve and Christmas Day celebration look like for our family? [21:38] The kids share our quirky wrapping tradition. Links and Resources: Dollar Tree Stocking Stuffers Jesse Tree Ann Voskamp She Reads Truth He Reads Truth Crystal’s Favorite Things on Amazon CrystalPaine.com MoneySavingMom.com Crystal’s Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal@moneysavingmom.com How to Listen to The Crystal Paine Show The podcast is available on iTunes, Android, Stitcher, and Spotify. You can listen online through the direct player we’ll include in the show notes of each episode. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.) Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app. Note: This post contains affiliate links. If you click through and make a purchase, we may receive a small commission — at no additional cost to you. Thank you so much for your support! [...]
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7 Everyday Items You Can Get Paid to Recycle

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7 Everyday Items You Can Get Paid to Recycle
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Why toss things in the trash when you can repurpose or recycle them?  In addition to diverting items from the waste stream and keeping them out of landfills, you can also make extra money or help out worthy causes. From scrap metal to ink cartridges, bullets to construction materials, you can recycle a huge variety of items in exchange for cash or goodwill. Ready to see all the different things you can recycle for money? Find a Collection Point To find a recycling center near you, head over to Earth911.com and plug in the item you’re looking to recycle along with your location. The site lists collection locations for everything from antifreeze to ammunition. Of course, not everything pays, but it’s important to properly dispose of potentially hazardous items.  Prepare Items for Recycling Check with your local collection point for specific rules for preparing your recyclables for the collection center. Some centers require you to remove bottle caps, rinse and bag bottles in certain increments, or sort and tie together cardboard. Checking the rules before you go will save you time later on.  Be sure to properly bag items that may make a bit of a mess. Even if you thoroughly rinse all your bottles and cans, there might be water and other residue on them, so be sure to transport them in bins or bags to protect the interior of your car. If you’re donating a cell phone or other electronic item, be sure to clear your personal information from it, including contact lists, voice mails, text messages, photos, passwords, downloads and anything else that you wouldn’t want random strangers to access. Back up your information on your new phone, your computer or a cloud-based service, then restore your phone to factory settings before recycling it. 7 Items You Can Recycle for Money Depending where you live, you can get paid to recycle certain items. Here are some common recyclables and how to recycle them. 1. Scrap Metal Scrap metal is one of the more profitable materials to recycle. For this reason, scrap metal theft is not uncommon. Many local recycling programs fund their programs through scrap metal collection, so be sure to check your local rules or laws about collection. Copper, steel and aluminum are just a few of the scrap metals that you can recycle for money. Google your local area and “scrap yard” to find a facility that takes whatever metals you have and learn their procedures for drop off. Once you have rounded up your metal, find out if it is ferrous or non-ferrous by seeing if a magnet sticks to it. If it does, the metal is ferrous and likely a common metal like steel or iron. These items typically aren’t worth much, but it’s still worthwhile to recycle them. If the magnet does not stick, you likely have copper, aluminum, brass, bronze or stainless steel on your hands. These metals are more valuable.  You can make money recycling a variety of these metals. Copper is one of the more profitable metals: Some scrap yards offer over $2 per pound. Aluminum typically earns between 40 and 70 cents a pound, yellow brass can yield $1.40 per pound, and die-cast metal goes in the 30-cents-a-pound range, though local prices vary.  2. Bottles and Cans One Penny Hoarder writer made $1,500 cashing in soda cans he collected at work. You, too, can make money by rounding up bottles and cans, whether from work, friends and family, at events, or just the recyclables you use at home. California offers 5 cents for most plastic and glass bottles and aluminum cans smaller than 24 ounces, and 10 cents for 24-ounce or larger containers. It’s technically a bottle deposit, but many people don’t bother to collect their refunds, so it’s easy money for bottle and can collectors.  Michigan has a 10-cents per bottle recycling rate, which has prompted people to illegally smuggle in empty bottles purchased out of state to cash in. (This was even the plot of one Seinfeld episode!) Many states have similar deposit programs, so check what’s available where you live. 3. Car Batteries Advance Auto Parts offers a $10 store gift card to customers who bring in their used car batteries (light-duty truck batteries are also accepted). If the company doesn’t have an outlet near you, call your local auto parts stores to see whether they offer similar deals. 4. Ink Cartridges A number of office supply stores, including Staples and Office Depot accept used ink cartridges for recycling. Staples offers $2 back per cartridge, with a maximum of 10 returns per month, and you have to spend at least $30 on ink or toner within 180 days of recycling.  Office Depot also gives you $2 back in program rewards for each ink or toner cartridge you recycle, up to 10 cartridges per month. But you must also purchase ink from them the same month. There is no limit on the number of cartridges you recycle, but you will only receive points on the first 10 per month. You can use your points toward a number of different perks and discounts.  5. Electronics Eco-Cell is one of many companies that offers cash for old cell phones and other electronics. The company accepts working or broken phones, tablets, rechargeable batteries, circuit boards and a variety of other electronics. Even if an item is broken or was submerged in water and is unusable, Eco-Cell will accept it in order to divert electronics from landfills and properly dispose of their toxic components and metals. Many cell phone providers, including Verizon and AT&T, have trade-in programs where you can receive a voucher, gift card or other reward for turning in your old phone. Amazon Trade-in is another way to earn gift cards. A number of charities also accept cell phones, whether to re-purpose or sell and use the funds for a charitable purpose. Cell Phones for Soldiers refurbishes and sells your old phone to active-duty military members and veterans. If a phone is too old or broken, Cell Phones for Soldiers sells it to recyclers who strip it for parts and dispose of its metals responsibly. The proceeds from the sales go to purchase international calling cards for troops and provide emergency financial assistance to veterans. And of course, you can always sell your old phone yourself. 6. Junk Cars Your rusted old jalopy? You can recycle it for money. There are companies that pay cash for broken down cars.  Junk Car Medics is one, and you can sell your car to them online or over the phone. You enter details about your vehicle, such as condition and mileage, and quickly get an offer. If you accept it, you’ll have to provide proof of ownership and a few other details before you get paid. The company says most transactions are same-day, and they take the car away for you. 7. The Rest of Your Unwanted Stuff You can “recycle” belongings you no longer want on a variety of apps and platforms and get a little something back for them. ThredUp and Poshmark are popular second-hand clothing apps where you can sell your wares.  ThredUp will send you a free shipping label and apply credits for anything that sells to your own account, but it’s often not a lot of money. Poshmark offers bigger potential payouts, but you have to put in more work to make your items move. Letgo is a second-hand site where you can buy or sell just about anything you no longer use. Kristen Pope is a freelance writer and editor in Jackson Hole, Wyoming. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Up to 64% off PlayMonster Games and Toys!

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Up to 64% off PlayMonster Games and Toys!
This post may contain affiliate links. Read my disclosure policy here. Today only, Amazon is offering up to 64% off PlayMonster Games and Toys! Here are some deals you can score… Get this PlayMonster 5 Second Rule Game for only $7.99! Get this The Game of Things for only $8.99! Get this Relative Insanity Party Game for only $7.99! Get this MOLUK Plui Rain Cloud Tub Toy for only $9.02! Get this Patch ProductsToss-Up Dice Game for only $5.05! Get this MOLUK Bilibo in multiple color options for just $20.99! Shop the PlayMonster sale here. Valid today only, December 4, 2019. Sign up for a free trial of Amazon Prime to get guaranteed FREE two-day shipping (and possibly one-day or same-day shipping!). And don’t forget you can sign up for Swagbucks to earn free gift cards to use on deals on Amazon. [...]
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All the Best Cyber Monday and Black Friday Deals Still Available!

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All the Best Cyber Monday and Black Friday Deals Still Available!
Make sure you don’t miss out on any of the best Cyber Monday and Black Friday Deals with this round-up! This year has had a CRAZY amount of Cyber Monday Deals and Black Friday Deals, so we thought we’d round them all up in one post for you! Crystal’s Top 10 Picks: Get a year of Hulu at just $1.99 per month! Chromebook Cyber Monday Deals | Acer Chromebook for $124.99 shipped, plus more! Denise Albright 2020-2021 Planner Bundle for just $19.95 + shipping! Get over 50% off one of my favorite sweaters for Cyber Monday!! Oral-B Genius Pro 8000 Electronic Power Rechargeable Battery Electric Toothbrush for just $89.94 shipped (Originally $250)! Old Navy: Sherpa Pullovers for the Family only $10 today! *HOT* The Children’s Place: Fleece Pullovers and Pants just $4.99 shipped! Instant Pot 6-Quart 7-in-1 Programmable Pressure Cooker only $49.99 shipped! DaySpring Hand-Thrown Mugs for just $2.80 each! *HOT* TaoTronics Essential Oils Diffuser for just $6.99!! Cyber Monday Deals Still Available: Get 50% off ALL of my courses! Hypoallergenic Shredded Memory Foam Pillows for just $14.99 each, shipped! Amazon FreeTime Unlimited | 3 Months for just $0.99! {$29 Savings!!) Shark Vacuum Cyber Monday Deals *HOT* 61-Piece 3D Magnetic Building Tile Play Set only $19.49 (Reg. $100!) MUK LUKS Anais Moccasin Slippers only $12.99 shipped! Target: 40% Off Bedding and Bath! T-Rex & Triceratops Dinosaur Bump & Go Toy Cars (Set of 4) only $14.99 shipped! Ring Video Doorbell with Echo Dot 3rd Generation only $79.99 shipped (Reg. $150!) *HOT* Free $5 Starbucks Gift Card with $20 Gift Card Purchase {Limited Quantity!} Carter’s: 7-Pack Baby Bodysuits only $10 shipped! 50% off Hydro Flask Bottles at REI! Carter’s: Toddler & Girl’s Leggings only $5 shipped! Cricut Explore Air 2 only $179.99 shipped, plus more! Dreamworks Holiday Collection DVD for just $6.99! HOT Deals on Marvel Action Figures! HOT Discounts on Play-Doh Sets, Playskool Toys, My Little Pony, Littlest Pet Shop, and Baby Alive Dolls! *HOT* HUGE Savings on Monopoly and Hasbro Games! HOT Cyber Monday Deals on LEGO, Lincoln Logs, Tegu Blocks, K’Nex, Playmobil, and Tinkertoys!! *HOT* Up to 50% off Nerf Toys! Keurig K-Mini Single Serve K-Cup Coffee Maker for just $42.49 shipped (Reg. $90)! Bose SoundSport Wireless Headphones for just $139 shipped!! Dinosaur Racetrack for just $16.99 shipped! Men’s Croft & Barrow Festive Microfleece Sleep Pants only $3.99! Converse Chuck Taylor All Star High & Low Top Sneakers only $25 shipped! Black Friday Deals Still Available: Holiday Doormats and Accent Rugs as low as $3.99! Dick’s Sporting Goods: 25% off Hydro Flask Bottles and Tumblers! Canon EOS Rebel T6 DSLR Camera Kit for just $260.99 shipped (Reg. $750)! Robotic Vacuum Black Friday Deals Apple Macbook Air for just $649.99 shipped (Reg. $999)!! Gift an Amazon Prime membership at 10% off! Women’s Sweaters only $7.99! Muk Luks Women’s Bootie Slippers for just $7.99 shipped! Elmer’s Rainbow Slime Starter Kit only $4.99! LEGO Classic Creative Fun Box for just $20! Dick’s Sporting Goods: Extra 25% off YETI Tumblers, Coolers and Mugs! *HOT* Sam’s Club Membership Deal | $50 in Savings! Echo Show 5 for just $49.99 shipped! Echo Dot 3rd Generation for just $22! HOT Deals on Dinosaur Toys!!! Matching Family Pajamas 60% Off! Get two holiday graphic shirts as low as $14.98 each, shipped! Women’s Boots only $19.99 at JCPenney! Royal Luxe White Goose Feather & Down Comforter (Any Size) for just $50.99 shipped!! *HOT* Pura Vida Bracelets Black Friday Sale | 50% Off Plus Free Shipping! LEGO Minifigures Series 19 Building Kit only $2.99! Nike Men’s Running Shoes only $29.99 shipped (Reg. $60!) Mega Bloks Building Basics Let’s Get Learning 150-Piece Set only $12.97! ABCmouse Deal: Annual subscription for just $3.75 per month! American Explorer Hardside Luggage for just $39.99 (Reg. $180)! *HOT* Roku Streaming Stick+ only $29! Kindle Black Friday Deals | Lowest Prices on Record! *HOT* Adventure Academy Annual Subscription for just $3.75 per month! Starbucks Black Friday Deal: Free Coffee & Tea in January with Tumbler Purchase Amazon Fire TV Cube for just $89.99 shipped! Black Friday Deals on Sony and Beats Headphones at Target! Fire Tablet Black Friday Deals | Lowest Prices on Record! *HOT* ReadingIQ Deal: Annual subscription for just $2.49 per month! {Silas loves this app!} *HOT* Amazon Fire TV Stick with Alexa Voice Remote for just $19.99! Step2 Modern Cook Kitchen Set for just $34.99! KiwiCo Promo Code: Get a box for just $7.98 shipped! We hope you grabbed some great deals over the past week! Also, be sure to sign up for our Hot Deals newsletter and join our Deal Seekers Facebook group so that you don’t miss out on any of the hottest, time-sensitive deals as soon as they go live throughout the rest of the holiday season! [...]
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6 Easy Ways to Outsmart Porch Pirates and Protect Your Holiday Packages

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6 Easy Ways to Outsmart Porch Pirates and Protect Your Holiday Packages
The porch pirates got me good one holiday season.  I arrived home after a long day at work to find two empty packages on my front stoop. The thermal sweatshirt that was supposed to be a Christmas gift for my dad? Gone. The pricy face cream I bought for myself? Gone. And the townhouse I was living in, which was on a residential street, didn’t have security cameras.  There were plenty of places to tuck the packages out of sight, but the delivery person was either too busy or had done so only to be foiled later by the thieves. That was years ago. Now I can simply install a smart lock on my front door and have Amazon or Walmart deliver items directly to my living room. Thieves can’t steal your packages if there’s nothing on your doormat to yoink. But what if you’re trying to receive packages and deliveries without allowing our e-commerce big brothers to let themselves in on a regular basis?  6 Ways to Stop Porch Pirates Once and for All In a 2017 report, insuranceQuotes estimated that 25.9 million Americans had a holiday package stolen from their front porch or doorstep that year. And across the United States, 36% of consumers have reported having a package stolen at least once, at an average cost of $109.  Don’t want to be a part of that very sad group of people? Try one or more of these methods to deter package thieves when you’re doing your online holiday shopping.  1. Make Delivery Requests Some online ordering systems allow you to make delivery requests, like putting the package in a secure area. Making a request doesn’t guarantee that it will be met, but you may be surprised at how attentive delivery people are when dropping off your goods. “Leave on basement steps” or “upstairs neighbor can sign” are simple instructions that can help ensure your package gets to you. If you happen to run into your regular local USPS, UPS or FedEx carrier, you may be able to make requests in person. But keep in mind that your neighborhood delivery person may have the best intel on which bushes are ideal for concealing packages. 2. Work With a Neighbor If you know your neighbors — come on, go meet your neighbors — you can work together to thwart package theft. If you have alternating or overlapping schedules, swiping a package off their stoop — for good, not evil — means you can make sure it gets into their hands after dinner or whenever they get home.  3. Get Packages Delivered to Your Workplace Not every employer will welcome your holiday shipments with open arms, so check with your office manager to see if they’d mind signing for packages you don’t want to risk having delivered at home.  Hauling items home can be cumbersome later, but if you want eyes on a package ASAP, your workplace may be your best bet. 4. Pay for a Package Receipt Service This isn’t the cheapest option, but it may be the most secure. Some businesses offer to receive packages for customers for a small fee.  I once lived around the corner from a dry cleaner that always had a line at the counter. Why so popular? Not only did it offer quick cleaning services, but you could pick up your dry cleaning and your packages in the same trip — and the hours were convenient, too. 5. Get Your Stuff Delivered to an Amazon Locker It’s not quite as convenient as home delivery or the corner store, but if you’d rather have your Amazon package delivered to a secure location, add an Amazon Locker location to your account.  Amazon will deliver the package to the locker and when it’s ready for pickup, you’ll receive an email with a six-digit code to pick up the package from the self-service kiosk. Lockers are located in stores, apartment buildings and malls across the United States, which offers you convenient times to pick up packages on in the evenings or on weekends. And if you’re a Prime member, you get to use the lockers for free.  6. Watch Your Tracking Info Like a Hawk Ah, the beauty of technology. I can see the exact moment my package went from a warehouse plane to another warehouse and onto a truck. And I can see the moment it finally lands at my home. Tracking services may not prevent you from losing packages to theft, but the available tools can help you stay up to date on its path and estimated arrival so you can plan accordingly.  Frequently, you can sign up for text or email updates on your package’s journey, and if you miss a delivery you need to sign for, you can sometimes have the package rerouted to a shipping service center, like the UPS Store, so the delivery person doesn’t spend three days knocking on your door.  Pro Tip If you have the Ring doorbell camera, sign up for reports on the Neighbors App, where you can share info about package thieves if they hit your area. The postal service even offers Informed Delivery, which sends you images of small pieces of mail that are on their way to your mailbox that day. If you’re willing to make a bigger investment, home security systems like the Ring can also let you monitor your front door — and the police department can use the footage to track down the porch pirates. If the worst-case scenario happens, detailed tracking information and video can help make a case to your credit card company, which may reimburse you for lost or stolen packages, or it could help you get a replacement item from the retailer. Lisa Rowan is a former senior writer and producer at The Penny Hoarder. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Crystal’s 10 Favorite Black Friday Deals

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Crystal’s 10 Favorite Black Friday Deals
This post may contain affiliate links. Read my disclosure policy here. There were SO many great Black Friday deals today!! You can see ALL of the deals we posted here. I went through all of the deals we posted and picked out 10 deals that are my favorites. Here are my 10 top favorite deals from today… Dick’s Sporting Goods is offering 25% off Hydro Flask Bottles and Tumblers! Zulily has this 101-Piece 3D Magnetic Building Tile Play Set for only $29.99 today! Shipping is $5.99 making this only $35.98 shipped. This is a fantastic price for this set! Cents of Style is running Black Friday Sales on my favorite tee today — both the short-sleeve and long-sleeve versions! Get the Jagger Boyfriend Short-Sleeve Tee for just $10 shipped when you use code STEALDEAL. Or get the Joanna Boyfriend Long-Sleeve Tee for just $12 shipped when you use coupon code STEALDEAL. Amazon has this TaoTronics Essential Oils Diffuser for just $6.99 when you use coupon code GYLWZUQT at checkout. This is the lowest price on record and a really GREAT price on a diffuser! This is perfect if you are just getting started out with essential oils, need an extra diffuser for another room, or want to give a gift idea to someone who loves their essential oils! The HOT Hulu Black Friday Deal is back again this year! When you sign up for a year of Hulu as a new customer, you’ll pay just $1.99 per month! This is a savings of $4 per month, so an annual savings of $48! Note: This deal is only valid on the cheapest version of Hulu that is regularly $5.99/month. It does NOT include commercial-free or live tv options. WooHoo! Love this deal, and it always goes FAST! Grab four free kitchen appliances after Kohl’s Cash and rebates. Here’s how: Buy 4 select Toastmaster small kitchen appliances at $18.99 each Use promo code GIVETHANKS (15% off) Get $15 in Kohl’s Cash for spending $50 Submit for 4 $14 in mail-in-rebates Free after coupon code, Kohl’s cash, and rebates! There are 12 different appliances to choose from at this price: 5-cup coffee maker, plastic kettle, mini blender, mini chopper, immersion blender, 1.5 qt slow cooker, 2-slice toaster, 6-in skillet, mini waffle maker, hand mixer, can opener, electric kettle. Amazon has this Elmer’s Rainbow Slime Starter Kit for just $4.99 right now! This would be a great gift idea. Looking for a great deal on an electric toothbrush? Amazon currently has the Oral-B 7000 SmartSeries Rechargeable Power Electric Toothbrush priced at just $79.94 for Black Friday! This is a HOT deal as it retails for $179 and the lowest price we’ve ever seen it prior to this is $104. Whoa! Amazon price-matched Walmart on this HOT Black Friday deal!! Amazon has these Apple AirPods with Charging Case for just $129 shipped! This is the lowest price ever on record! Amazon has this Instant Pot 6-Quart 7-in-1 Multi-Use Programmable Pressure Cooker for only $49.99 shipped! This is the lowest price on record! [...]
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Happy Thanksgiving + Don’t Miss Any Black Friday Deals!

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Happy Thanksgiving + Don’t Miss Any Black Friday Deals!
Black Friday is almost here! As we’ve done the past few years, our team will be taking Thanksgiving Day off to spend with our families. But we’ll be back bright and early on Friday morning to live-blog the BEST online Black Friday deals all day long! We’d love for you to come join us here. We’ll start blogging deals around 6 a.m. CT and will keep blogging as long as we keep finding deals! You can follow along here on the blog or on our Facebook Page. I’m planning on doing several Facebook Lives throughout the day so we can hang out and talk about the best deals, too. Join us from the comfort of your couch with your PJ’s on and your favorite hot beverage in hand! It’s going to be fun — and I hope you’re able to find some great deals on items you were planning to buy! Make sure you don’t miss any deals! If you want to make sure you don’t miss any of the HOTTEST time-sensitive deals throughout the day, be sure to sign up for our HOT deals newsletter! You’ll receive a few emails throughout the day with a round-up of the BEST Black Friday Deals before they have a chance to expire. And be sure to also join our Facebook group if you haven’t done so yet! We’ll post every deal in that group as soon as it goes live, and you’ll get notifications via Facebook all day long! (This is especially helpful if you’ve been missing our posts in your regular Facebook newsfeed.) Looking for Black Friday deals that are already live? Black Friday Deals have been rolling out really early this year! We’ve already posted hundreds of early Black Friday deals! Go here to see all of the latest Black Friday Deals we’ve posted. And you can also check out all of the in-store Black Friday Ad Scans here. Happy Thanksgiving! Have a WONDERFUL Thanksgiving (if you’re struggling this Thanksgiving, be sure to read this) and we’ll see you back here on MoneySavingMom.com bright and early for all the Black Friday goodness! [...]
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5 Ways to Buy Discounted Gift Cards So You Can Save Big on Black Friday

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5 Ways to Buy Discounted Gift Cards So You Can Save Big on Black Friday
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. The concept of buying discounted gift cards is simple enough. You “stack” your savings by combining Black Friday sales with discounted gift cards as payment.  And most retailers let you use their cards in-store or online.  Here are five ways you can buy gift cards for less than face value. 1. Online Gift Card Vendors Sellers that specialize in gift cards normally sell them at face value, but they do have sales.  Typically, quantities are limited and the deals sell out fast, so check often. You can sign up on Doctor of Credit to receive phone notifications of these types of deals. 2. Discounted Gift Card Sites Many websites help you buy discounted gift cards with unused balances. Discounts vary according to demand, and from site to site.  Gift Card Granny currently shows that a Cold Stone Creamery gift is available for 14% off and a 1800Flowers gift card is available for 8% off.   3. Local Store Promotions I once bought gift cards for several retailers at Dollar General for 15% off. To find these deals, check weekly ads online for various stores near you. Gift card promotions are usually on or near the last page.   Gift cards at Sam’s Club (online and in-store) often sell at a discount, but the selection is limited and the best deals are usually for restaurants. You can currently get two $25 cards for Olive Garden, Subway or Starbucks — a total value of $50 — for $39.98 online. 4. Use a 5% Cash-Back Category Reward If you have a credit card that pays 5% cash back on certain categories, you can use it to get 5% back on gift cards for non-category retailers.  For example, Discover’s 5% categories currently include Amazon.com, Walmart.com and Target. Discover doubles your cash back after the first year, so you actually get 10% back if you’re a new card holder. Chase Freedom is another card with rotating 5% cash back categories (new ones every three months). Just remember that with both Chase and Discover, you have to activate your 5% bonus online at the beginning of each quarter. 5. Use Amex Offers If you have an American Express card, take advantage of Amex Offers to get discounted gift cards. Just watch for offers at places that sell gift cards. For example, my offers (each account theoretically gets different ones) once included a $10 statement credit for spending $50 at JCPenney. I can go to JCPenney, find their gift card rack, buy a $50 card for some other store, and get $10 back.  American Express says they’ll credit your account within 90 days, but it has never taken more than two weeks for my credit to appear.  You might even get gift cards for free. I used an offer of $10 back for any purchase at Newegg to buy a $10 Home Depot gift card — three times. There was no shipping charge, so I got $30 in Home Depot cards for free.  Get Ready for Black Friday   To prepare for Black Friday, you may have to guess where you’ll spend the most money, and how much, in order to buy the right gift cards in advance.  If you’re uncertain, just buy cards for places where you usually shop. That way, you can easily “liquidate” them after Black Friday if you haven’t used them all. If you wait until the last moment (or are reading this on Black Friday), you can still buy digital gift cards as necessary and print them out at home. Most vendors say it takes up to a day to email you the link to print your “card,” but I’ve always received it within two hours.   If you’re a scientific shopper, you’ll prepare a list of doorbusters and other items you plan to buy, and where. Then you’ll find the necessary gift cards at the best discounts available. You’ll also use… More Advanced Gift Card Strategies Paying for Black Friday purchases with discounted gift cards is a simple way to “stack” your savings.  But you can save even more if you add additional savings tactics, like using the right rewards credit card. Here are some examples of how to really stack up those savings. Example #1 Suppose Gap and Old Navy gift cards are currently on sale for 20% off at Staples. Buy a $50 card with a Chase Ink or American Express Simply Cash Business card (I have both), to get $2 cash back on the $40 purchase (5% back at all office supply stores).  Spend $50 on half-priced gifts on Black Friday, and pay with the gift card for a total net cost of $38 for things that would normally cost $100.  That’s how you stack three savings tactics: a sale, credit card cash back and a discounted gift card. Example #2 You plan to spend $140 on gifts at Michaels, so you do this: Go to Cashback Monitor and enter Raise to see which cash-back portal pays best for shopping at that discount card vendor. At the moment, the best rate is 5% from Mr. Rebates. Go to Mr. Rebates and set up an account, because they offer 5% cash back if you shop at Raise through their link. Use the Mr. Rebates portal link to go to Raise. Search through the many Michaels gift cards. As I write this, a card with a balance of $202.25 is listed for $174.95, a 13.5% discount. Buy the gift card with a credit card that gives you cash back, like Citi Double Cash (2%) or Barclaycard CashForward World MasterCard (1.5%). Buy stuff at Michaels for at least 50% off on Black Friday. Here’s the breakdown on what you would save on the first $140 of purchases, if you buy only Black Friday deals that are 50% off: Half-off sale savings: $140.00 Gift card discount: $27.91 Portal cash back: $3.36 Credit card cash back: $2.24 By stacking four savings tactics, you save $173.51, and pay just $106.49 for gifts that would have cost $280 at the regular prices. Example #3 Add a coupon to the last example to use five savings tactics for one purchase. I once a five-level stack recently (not for Black Friday).  I earned portal cash back (1) when I bought a discounted gift card (2) with a cash-back credit card (3), and then I used the gift card and a coupon (4) to buy items already on sale (5) — all just to get cheap cat food at Petco in that case, but the strategy can also work at all of your favorite Black Friday stores. Steve Gillman is the author of “101 Weird Ways to Make Money” and creator of EveryWayToMakeMoney.com. He’s been a repo-man, walking stick carver, search engine evaluator, house flipper, tram driver, process server, mock juror, and roulette croupier, but of more than 100 ways he has made money, writing is his favorite (so far). This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Afternoon Deals: Sunday, November 24

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Afternoon Deals: Sunday, November 24
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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The Best Perks of the United Explorer Credit Card

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The Best Perks of the United Explorer Credit Card
The United℠ Explorer Card is a great card for travelers who want to get the most out of their United excursions. The card is simple, yet packs a punch. If your preferred airline is United, it could be well worth applying for the United℠ Explorer Card. Here are the best perks the card has to... Chris O'Shea is a writer at NerdWallet. Email: travel@nerdwallet.com. The article The Best Perks of the United Explorer Credit Card originally appeared on NerdWallet. [...]
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10+ Eco-Friendly Gifts Under $30

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10+ Eco-Friendly Gifts Under $30
This post may contain affiliate links. Read my disclosure policy here. Looking for the best eco-friendly Christmas gift ideas this season? We have you covered with this Eco-Friendly Gifts Guide — and they’re all under $30 to help you stick to your gift budget! This Eco-Friendly Gift Guide was thoughtfully put together by Meg on the MoneySavingMom team — who is very passionate about making healthy and eco-conscious life choices. Do you know somebody who is striving to live an eco-conscious, lower impact life by choosing more sustainable products in their everyday life? Check out this list of fun eco-friendly gift ideas that are sure to excite that person in your life! Eco-Friendly Gift Ideas 1. Essential Oils Diffuser — A diffuser is a great gift idea for someone wanting to replace candles with essential oils to avoid polluting the air in their home. There are lots of great diffusers less than $30 on Amazon that come in all shapes and sizes! 2. Beeswax Food Wraps — One of the easiest ways to reduce plastic use is to stop using plastic baggies for food storage and transportaion. These Beeswax Food Wraps are the perfect replacement solution, and you can get them in all kinds of really fun designs! 3. Bamboo Toothbrush — Bamboo is compostable and biodegradable, so it’s a great option to replace plastic toothbrushes! I personally love the ones with activated charcoal for an added whitening effect! 4. Stainless Steel Straws — For someone who loves using straws at home, a stainless steel straw is an excellent option to help reduce plastic use. Straws are one of the biggest plastic pollutants, and it’s such an easy replacement! I use these inexpensive straws in my YETI every day and love them. 5. Reusable Produce Bags — These mesh produce bags are a great way to reduce plastic bag use when you’re at the grocery store. I have this set and love them! And they’re easily washable. 6. Ella+Mila or Zoya Nail Polish — If you know someone who loves doing her nails, this is a great eco-friendly gift idea! Zoya Nail Polish is 10-free and Ella+Mila is 7-free. These are two of my all-time favorite nail polish brands, because not only are they more eco-friendly than other brands but they’re also quality polishes that go on nice and opaque and have beautiful finishes to them. 7. Starbucks Reusable Cup with Gift Card — Do you know someone who frequents Starbucks? Consider buying them a Reusable Starbucks Cup! It saves on plastic and also gives them a $0.10 discount each time they use it. Stick a Starbucks gift card inside for a nice little surprise! 8. Mason Jar Lids and Straws — This is such a fun, eco-friendly way to hydrate! Gift someone this set and they can just re-use mason jars that they already own. This works great for on-the-go hydration — perfect for water, infused fruit drinks, lemonade, teas, and more! 9. Lush Body Care Products — Lush has worked really hard to almost completely eliminate plastic use in their packaging products. Many of their products are “naked” without packaging and the rest are made from recycled and recyclable/compostable materials. To encourage recycling even further, you’ll receive a free face mask when you bring in 5 empty Lush pots. They have tons of beautiful gift ideas, including luxurious bath bombs and yummy lotions. (This Sleepy Lotion is my FAVE.) 10. Reusable Grocery Bags — This is an idea that’s been around for a long time now and has become more mainstream, but it can be fun to give cute and different reusable grocery bags as a gift! Amazon has lots of fun options! Maybe even add a gift card to a whole foods grocery store! 11. Organic Cotton Socks — For someone who loves socks, organic cotton is a great sustainable option, because it doesn’t use any chemical pesticides or artificial fertilizers. Plus, they’re extra cozy! 12. Tarte Cosmetics — All of Tarte’s products are made without harmful parabens, mineral oil, or sulfates. They also have an entire line called Rainforest of the Sea that are made from entirely plant-based ingredients. Be sure to check out their sale section for lots of options under $30. 13. Succulents — Plants are a go-to gift idea for someone who is interested in a sustainable lifestyle. And succulents are so much fun and easy to take care of! 14. Zero Waste Home Book — For someone interested in reducing waste and lowering their environmental impact, this book would be a great gift! It’s full of all kinds of easy and creative ideas. Bonus Ideas (Over $30) Have a little extra wiggle room in your Christmas budget and willing to spend a bit more? Try one of these bonus recommendations for eco-friendly Christmas gifts: 15. YETI or Hydro Flask — This is another easy way to hydrate in a plastic-free way! I love my YETI and Hydro Flask and use both almost every day for different uses (YETI for everyday water drinking and Hydro Flask for yoga or working out). Both are quality brands that will last forever and keep water super cold. 16. Pela Phone Case — These phone cases are really cool because they’re 100% compostable! Choose from lots of different colors and fun designs! I’ve been eyeing these for a while now, but haven’t splurged to buy myself one yet! This is a really unique gift idea for the eco-conscious person on your gift list! More Holiday Gift Guides Looking for other budget-friendly holiday gift guides? Don’t miss these: Beauty Gift Guide Tweens Gift Guide LEGO Gift Guide Outdoor Gift Guide Gluten-Free Gift Guide Little Boys Gift Guide Expectant Mothers Gift Guide Psst! Be sure to sign up for our hot deals newsletter to make sure you don’t miss any of the hottest deals each day this holiday season! Can you think of any other great eco-friendly Christmas gifts? Let us know in the comments! [...]
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Feel like a failure?

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Feel like a failure?
What do you do when you experience failure in your life or your business? One of our wonderful listeners asked how you get back up and keep going after failure, and Jesse and I had a lively and honest discussion around this in this week’s episode of the The Crystal Paine Show. Failure is a part of life, but it shouldn’t define who we are. For instance, for a long time, Jesse identified as a lawyer and that title made up his identity in many ways. If he failed or if he perceived a failure, that lack would directly impact his identity.  For many others, they don’t feel like they are good enough. When this is the case, it’s so easy to see failure and setbacks as defining you as a failure personally. The truth is that true failure only occurs when you stop trying and give up. Until you stop trying, you haven’t failed! So keep moving and learning and growing from your mistakes. Also, don’t forget to stop and celebrate your wins. It’s so easy to focus on what we’re doing wrong instead of recognizing what we’re doing right. In This Episode:  [01:23] What’s saving our lives? Under Armour hoodies and my Sole F80 treadmill. [07:36] I’m reading Tasting Grace by Melissa d’Arabian. [12:25] Jesse shares how he gets up and does the next thing after a big fail?  [16:03] So many people identify as “failures,” how do you separate the act of failure from your overall identity?  [19:01] Everyone fails and each failure is a lesson learned. [21:51] True failure is when you stop taking action. Just keep moving forward. Links and Resources: Zulily Under Armour hoodies Sole F80 Tasting Grace by Melissa d’Arabian Crystal’s Favorite Things on Amazon CrystalPaine.com MoneySavingMom.com Crystal’s Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal@moneysavingmom.com How to Listen to The Crystal Paine Show The podcast is available on iTunes, Android, Stitcher, and Spotify. You can listen online through the direct player we’ll include in the show notes of each episode. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.) Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app. Note: This post contains affiliate links. If you click through and make a purchase, we may receive a small commission — at no additional cost to you. Thank you so much for your support! [...]
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Seventh Generation Free & Clear Dish Liquid Soap for just $1.94 each, shipped!

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Seventh Generation Free & Clear Dish Liquid Soap for just $1.94 each, shipped!
This post may contain affiliate links. Read my disclosure policy here. Stock up on dish soap with this Seventh Generation deal! Amazon has this Seventh Generation Free & Clear Dish Liquid Soap 6-Pack for just $11.65 shipped when you clip the 20% off e-coupon and check out through Subscribe & Save. That’s like paying just $1.94 per bottle, shipped! This is such a great stock-up deal for this brand. Note: Once your order ships, you can go into your Amazon account and cancel your subscription if you don’t want recurring orders. Thanks, Hip2Save! [...]
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This Week’s Kroger Shopping Trip + Amazon Order = $63 spent!

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This Week’s Kroger Shopping Trip + Amazon Order = $63 spent!
Want to see what we bought for this week’s $70 grocery budget? I’m currently challenging myself to stick with a $70 budget for our family of five. This includes almost all of our breakfasts, lunches, snacks, and dinners + most household products (toiletries, laundry soap, etc.). For live updates, be sure to follow my Instagram Stories. See all posts on my $70 Grocery Budget here. I only ended up going to Kroger once this past week, but I got some great deals and markdowns! The Cream of Chicken soup was in the markdown section and it was just $0.49 each + it was part of the Buy 10, Get $5 off deal which meant that I got $0.50 off each — making them free! I was super excited about finding the Yoplait 8-count packs of yogurt for just $0.99 and also the Off the Grid Waffles for just $0.99 each! There is a $0.50/1 iBotta rebate with a limit of 5 so I got back $2.50 for buy 5 boxes! And finally, I was super thrilled to find eggs marked down! We were down to our last few eggs so it was perfect timing! Kroger Shopping Trip: 5 Campbell’s Soup — marked down to $0.49, got $0.50 off each because they were part of the buy 10, Get $5 off deal 2 cans of Swanson broth — $0.49 each when you buy 10 participating items 4 cans of Green Beans — $0.49 each when you buy 10 participating items 2 pounds Land O Lakes butter — $2.49 each when you buy 10 participating items 3 boxes Creamette Pasta — $0.49 each when you buy 10 participating items, used $1/3 coupon from a Kroger mailer = $0.50 for all three 2 cartons cottage cheese — $1.49 each when you buy 10 participating items 3 boxes of Swiss Miss hot cocoa — $0.99 each when you buy 10 participating items Annie’s Mac & Cheese — marked down to $0.45 5 boxes Off the Grid Waffles — marked down to $0.99 each, plus I got $0.50 back per box from iBotta Old El Pasa Taco Shells — marked down to $0.39 2 boxes SO Right frozen burrito bowls — marked down to $0.89 each 1 dozen Kroger eggs — marked down to $0.59 5 dozen cage-free brown eggs — marked down to $1.29 each 2 Chobani yogurt flips — marked down to $0.19 each Kroger peanut butter — free with Kroger coupon from the Kroger mailer Kroger water — $0.89 2 Dannon Oikos yogurt — marked down to $0.49 each 2 packages Roasted Turkey — marked down to $1.79 each Broccoli crowns — $0.70 Kroger smoked sausage — free with Kroger mailer coupon 2 8-count packages of Yoplait yogurt — marked down to $0.99 each 1 bunch of green leaf lettuce — $1.79 Bag of 3 apples — marked down to $0.99 Bananas — marked down to $0.50 Dole Salad Kit — $1.79 4-lb bag of oranges — $3.99 Milk — $2.99 Total with tax: $53.28 Since I had some extra wiggle room in the grocery budget, I went ahead and ordered this great deal off of Amazon. Dinners This Past Week Monday: Frozen Pizza Tuesday: Lasagna Casserole, Green Beans, Rolls Wednesday: Chicken Noodle Soup, Best Bran Muffins, Cinnamon Apples Thursday: Homemade Mac & Cheese, Green Beans, Grapes, Banana Chocolate Chip Muffins Friday: Pumpkin Waffles, Bacon, Scrambled Eggs Saturday: Leftovers (fend for yourself) Rebates earned: $2.75 back from iBotta + 225 points from Fetch Rewards [...]
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Who wants a FREE $5 Amazon gift card??

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Who wants a FREE $5 Amazon gift card??
This is a super easy way to earn a quick $5 gift card for your holiday spending! Trying to stretch your holiday budget? I’ve got a way for you to easily earn a $5 Amazon gift card in just minutes — completely free! If you are planning to do any errands or shopping in the near future, don’t miss this! Here’s how to earn your free $5 gift card: 1. Sign up for Shopkick through this link, use code MOM5 during the registration process. 2. Go to one store listed in the app within 7 days. (Some of the stores listed: Kroger, CVS, Walmart, Target, Publix, Dollar General, Aldi, Sprouts, Walgreens, Whole Foods, Sam’s Club, and more!). 3. When you’re at the store, open up your app and click on the store and then scans. Scan one product listed in the app. 4. That’s it! You don’t have to purchase anything. Just use the code MOM5 when signing up and then scan one item in-store. 5. Because you used the code above, you’ll get 1250 bonus “kicks” instantly added to your account. You can trade these in for a $5 Amazon gift card! (Or any other gift card!) Want to Earn Even More Points? Want to earn more points? Make sure to have the Shopkick app open when you walk in the store (you’ll earn kicks for this) and then scan all the other items listed in the app that you can earn points for. For instance, right now, I can earn 24o kicks just for scanning products in the app at Kroger, or 335 kicks for scanning products in the app at Publix, or 75 for scanning products at Aldi. I don’t have to buy anything at the stores. All I have to do is open up the app when I’m in the store and scan the specific item and I’ll earn the kicks. Best of all, I can do this every single time I go shopping — and it’s FREE points to use toward FREE gift cards! Find Out More About Shopkick Read more about how Shopkick works and how to earn more points with Shopkick here. Also, check out my post on 7 Easy Ways to Earn Amazon Gift Cards for other ways to earn free Amazon gift cards. Psst! Getting ready for the holiday season? Be sure to check out our Holiday Shopping Survival Guide! And don’t forget to sign up for our Hot Deals Newsletter to make sure you don’t miss any of the hottest Black Friday and holiday deals! [...]
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Are You Getting the Best Deal on Amazon? Here’s an Automatic Way to Check

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Are You Getting the Best Deal on Amazon? Here’s an Automatic Way to Check
If you shop on Amazon — and who doesn’t? — we’ve found an incredibly easy way you can automatically save yourself money. It’s called Wikibuy, and it’s available as a browser extension or as an app. Once you click a button to install it, it instantly becomes your own personal heat-seeking missile for savings. That’s why 3.9 million shoppers are using it, and that’s why it’s highly rated in the Chrome Web Store. What is Wikibuy? We Use it to Find The Best Deals When you shop around on Amazon, Wikibuy pops up and becomes an automatic price-comparison tool. If you’re checking out a product like, say, a wireless speaker, Wikibuy searches thousands of other sellers, including Walmart and eBay, looking for a better price. It takes into account shipping, sales tax and availability, including size and color. It also tries coupon codes. If you like what you see, click the “Continue to Wikibuy” button that shows up automatically on Amazon, and place your order. Wikibuy even predicts when your order will be delivered. It Works Even if You’re Not Shopping on Amazon Let’s say you’re not shopping on Amazon. Instead you’re shopping online on a different site, like Best Buy or Target. When it’s time to check out, Wikibuy automatically searches online for any coupons or promo codes or discounts that it can apply to your order. It compiles data it collects from its millions of Wikibuy users. If a promo code worked for another Wikibuy user who bought a product before you, Wikibuy copies that code to save you money. Honestly, This is One of The Easiest Ways to Save If you’re not accustomed to browser plug-ins, then don’t let the term scare you away. It’s easy to download the thing, and it just automatically runs on top of your browser when you’re shopping. Simple. Wikibuy is available on the browsers Chrome, Microsoft Edge and Firefox. It’s also available as an iPhone app. Wikibuy gets good reviews from users, mainly because it’s free, simple and automatic. The browser extension has a 5-star rating from 3.9 million users in the Google Play store. One final thing: You can also earn Wikibuy credits while you shop. You use those credits for gift cards. That’s just one more feature. Wikibuy’s main draw is the automatic savings. After a simple free install, see how it works for you. Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. He’s turning into an Amazon guy. Wikibuy compensates us when you install Wikibuy using the links we provided. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Two insurance innovations roads to be taken- it’s not all tech

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Two insurance innovations roads to be taken- it’s not all tech
image The Innovation road diverged in an InsurTech wood, And while I wanted to travel both And be one searcher, long I stood And looked down one as far as I could To where it was lost in unknown techo growth;   Then took the other, as just as fair, And an improving process that […] The post Two insurance innovations roads to be taken- it’s not all tech appeared first on Daily Fintech. [...]
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Xbox One X Black Friday 2019 Deals: Are They Worth It?

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Xbox One X Black Friday 2019 Deals: Are They Worth It?
NerdWallet is here to help you win Black Friday while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday tips and announcements about your favorite products. Black Friday is Nov. 29. Microsoft’s most advanced gaming system, the Xbox One X, joins rivals like the PS4 and Nintendo Switch... Lauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. The article Xbox One X Black Friday 2019 Deals: Are They Worth It? originally appeared on NerdWallet. [...]
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8 Products That Solve Everyday Annoyances

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8 Products That Solve Everyday Annoyances
Think there’s nothing you can do about life’s little annoyances? We’ve taken it upon ourselves to help change your mind! From adapters that magically transform one outlet into three — for less than $5, we might add — to silicone lids that prevent liquids from boiling over, we’ve rounded up a variety of products available at Amazon that put an end to the everyday... [...]
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The Enneagram and Marriage

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The Enneagram and Marriage
We had a lot of fun with this episode — and we learned a few things about each other in the process of recording it! What’s today’s podcast episode topic? The Enneagram and marriage. Whether you love all things Enneagram, are skeptical of it, or don’t even know what it is, I think you’ll enjoy this candid conversation about our differences, how we have worked through them, and what it looks like to love and respect someone who is the complete opposite of you in many ways. Pull up a chair (or a load of laundry!) and listen in as we chat about our big foster care news, grilling meat, my favorite makeup cleaner (and I make a confession that I might get some flack for), a book I’m reading, and marriage and the Enneagram! In This Episode:   [01:55] What’s saving our lives? Butcher Box and Mary Kay 3-in-1 Timewise Cleanser. [07:20] I’ve been reading Come Matter Here by Hannah Brencher. [11:28] How do marriage and the Enneagram tie in with one another? [14:37] Jesse talks about what it’s like to be married to a very strong Enneagram 8. [18:30] On the flip side, I share what it is like being married an inquisitive Enneagram 5. [25:34] How do we reconcile our differences? [30:19] Learning more about our personality types has helped us to build a stronger marriage through understanding. [33:57] Choose to see differences as strengths and it will change your perspective — and maybe your relationship! Links and Resources: What is the Enneagram? (Podcast I did with Leigh Kramer) Butcher Box Mary Kay Timewise 3-in-1 Cleanser Come Matter Here by Hannah Brencher Crystal’s Favorite Things on Amazon CrystalPaine.com MoneySavingMom.com Crystal’s Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal@moneysavingmom.com How to Listen to The Crystal Paine Show The podcast is available on iTunes, Android, Stitcher, and Spotify. You can listen online through the direct player we’ll include in the show notes of each episode. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.) Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app. Note: This post contains affiliate links. If you click through and make a purchase, we may receive a small commission — at no additional cost to you. Thank you so much for your support! [...]
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20 Gifts for Tweens Under $30

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20 Gifts for Tweens Under $30
This post may contain affiliate links. Read my disclosure policy here. Looking for the best Christmas gifts for tweens this holiday season? We have you covered with this Tweens Gift Guide — which includes gifts for tween girls and gifts for tween boys that are all under $30 to help you stick to your gift budget! Silas and Kaitlynn had a blast helping to choose ideas for this gift guide. I hope that their selections of things they and their friends love will give you some great suggestions for gifts that might work well for your tweens, too! -Crystal Pre-teens can be kind of difficult to buy for! But this list of gifts for tweens will give you lots of fun and budget-friendly ideas to pick from! Gifts for Tween Girls 1. Bath & Body Works Fragrance Spray — My girls love these. They have so many different scents and Bath & Body Works is often offering fantastic deals — especially if you buy multiples. Sign up for their email list to be notified of when their best sales are. 2. Bath Bombs — You can make your own or purchase a set like this from Amazon. {These would make a great stocking stuffer gift, too, if you have multiple tween girls to buy gifts for. You could put one or two in cute little bags with a ribbon.} 3. Scrunchies — You’ve probably heard that scrunchies are back in style and our girls can’t get enough of them! {Again, these would make fun stocking stuffers or get an entire set for the girl who loves to wear lots of different colors! Psst! It’s pretty easy to sew scrunchies if you have basic sewing skills.} 4. Letterboard — These are such a great way to display a tween girls’ personality and originality. Best of all, Letterboards now come in many different colors and styles. 5. PopSocket — The girls cannot figure out how I manage to have a phone without a PopSocket on it. Just call me old-fashioned! They adore PopSockets and there are so many cute and fun ones to choose from. This one is a favorite of Kaitlynn’s. 6. Craft Kits — Most tween girls love creating, so a craft kit is usually the perfect idea and something they’ll spend hours enjoying. Plus, if it’s something they can display in their room or wear after they make it, they’ll get even more fulfillment from it! 7. Twinkle Lights — You just can’t go wrong with Twinkle Lights — and there are so many fun uses for them. Kaitlynn is often rearranging her room and coming up with some new way to display her twinkle lights! Gifts for Tween Boys 8. Nerf Toys — When I asked Silas to help me put together some gift ideas for tween boys, he literally picked out 7 different Nerf Guns to include on the list! Suffice it to say, these are a big hit with him and his friends. And it seems like you just can never have too many Nerf Guns, according to him! 9. Sports Pillow — Silas has a football pillow he got last year that he uses as room decor — and to sleep with. In fact, he brings it on every trip! There are pillows for just about every team under the sun. 10. LEGO Kits — There are SO many different LEGO kits to choose from and there’s practically something for everyone. This LEGO Movie Kit is a fun twist combining stop motion film plus LEGO design. 11. 3D Maze Game — These are so much fun, not just for boys, but for adults, too! If you have a son who loves to solve puzzles or be challenged, this might be a great gift idea! 12. Catapults & Crossbows — This kit would be perfect for a tween boy who loves science and engineering and nerf guns. It’s kind of like building your own nerf gun! 13. Flag Football Set — Jesse bought the kids a flag football set a few years ago and it has been well-loved and well-used. A great gift for sports lovers and something the whole family can end up using! 14. Mini Basketball Hoop — Any boy who loves basketball will likely get hours of fun from a mini basketball hoop. Mount this on a door for lots of indoor entertainment. By the way, this Hamper Hoop is a unique twist on a mini basketball hoop — and it might actually get your tween to put his laundry in the hamper! 🙂 Stocking Stuffers for Tweens 15. eos Lip Balm — Kaitlynn loves eos lip balm and it’s such a practical and useful, but also cute and appreciated gift. Perfect for stocking stuffers! 16. Fuzzy Socks — What girl wouldn’t love fuzzy socks? I’m 38 and I still love them! Bonus points for tween girls if they have unicorns on them! 17. puravida bracelets — These bracelets are waterproof, handmade and come in many different colors. They are so fun to mix and match! 18. Thinking Putty — This stuff is always a hit and it comes in so many different colors! (I personally think the Liquid Glass one is the coolest!) 19. Baseball Cards — You can never go wrong with baseball cards if you have a baseball lover at your house! 20. Cool Socks — Socks are such a practical and useful gift… and if they are cool-looking that makes them even better! More Holiday Gift Guides Looking for other budget-friendly holiday gift guides? Don’t miss these: Beauty Gift Guide Gluten-Free Gift Guide Little Boys Gift Guide Stay tuned as we roll out several more gift guides over the next couple of weeks — put together by several different MoneySavingMom.com team members! Psst! Be sure to sign up for our hot deals newsletter to make sure you don’t miss any of the hottest deals each day this holiday season! What other fun ideas do you have for gifts for tweens? Let us know in the comments! [...]
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12 Amazon Purchases We Are Loving Right Now

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12 Amazon Purchases We Are Loving Right Now
What better way to find your next great purchase than to consult financially savvy consumers much like yourself — you know, the kind of people who read Money Talks News? We couldn’t think of a better way, which is why we rounded up the Amazon products that were most popular last month among Money Talks News readers, including our own staff and contributors. Don’t worry: [...]
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Afternoon Deals: Sunday, November 3

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Afternoon Deals: Sunday, November 3
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Spend Too Much on Vacation? These 5 Tips Will Help You Rebuild Your Savings

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Spend Too Much on Vacation? These 5 Tips Will Help You Rebuild Your Savings
The best vacations are carefree escapes from everyday stresses. Bills and budgets? That’s for non-vacation life. When you’re on the beach or at a five-star mountain resort, you buy the lobster dinner, you splurge for the couples massage and you make sure to pick up a few souvenirs along the way. But once you return home, you’re hit with the realization that you spent much more than you intended. Making up for a huge dent in your savings can be tough, but these five ways will help you save up money when you’re coming down from that vacation high. 1. Try the Pantry Challenge Going to the grocery store to restock the fridge is a natural response after spending a week or two away from home. But what if you delayed that shopping trip and got creative with what you already have? The pantry challenge involves using up the often overlooked food in your cupboards, freezer or fridge before buying new ingredients. Then, if you normally drop about $100 on your weekly grocery trip, you can add that to your savings instead. Of course, pantry items won’t sustain you forever. Making a meal out of rice and ketchup is really pushing it. When it’s finally time to go shopping, try using some of these tips to save money on groceries. 2. Sell Clothes You Never Wear As you’re unpacking your suitcase and putting things away, take inventory of your closet and drawers. Surely you’ve got a few items in there that never see the light of day. Turn a profit by selling your old clothes online, using a clothes-selling app or going to a brick-and-mortar second-hand shop to make the sale. Not only will you get cash to pad your savings, but now you have extra room for those graphic tees you bought on vacation. 3. Take a Break from Spending If you blew through a lot of money over vacation, balance things out with a no-spend challenge. You don’t have to commit to a month of not buying anything besides essentials — though that would do wonders for rebuilding your savings. You can customize your no-spend challenge in a variety of ways, like focusing on temporarily nixing your weakness for buying things on Amazon. While you’re on your spending freeze, try not to think of it as deprivation. Try some free ways to have fun, like exploring the great outdoors, being a tourist in your own city or hosting a game night at home. 4. Automate Your Savings Use automation to take the work out of saving money. Money-saving apps like Digit and Acorns pull small amounts from your checking account to save without you even thinking about it. A few dollars here and there will add up over time. If micro-saving apps aren’t your thing, arrange for a percentage of your paychecks to be deposited directly into your savings account, or pay yourself first by setting up automatic transfers from your checking to your savings account right after payday. 5. Bite the Bullet and Start Budgeting Your Money You may think you’re getting by fine without budgeting, but establishing a plan for your spending — and prioritizing saving — can help you make up for overdoing it on vacation. Learn how to develop — and stick to — a budget next month with these seven steps to budgeting. If you think you’ll have trouble sticking to your spending limits, try the cash envelope system. This method keeps you from overspending, because you physically have no more cash once the envelopes are empty. No cheating and swiping your debit card! Nicole Dow is a senior writer at The Penny Hoarder. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Afternoon Deals: Friday, November 1

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Afternoon Deals: Friday, November 1
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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I earned 117 Swagbucks today

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I earned 117 Swagbucks today
This post may contain affiliate links. Read my disclosure policy here. Did you see that I earned 195 Swagbucks yesterday? I thought I’d give you an update on what I earned today, too… Want to earn some free gift cards to cover some of your Christmas expenses? I highly recommend signing up for Swagbucks. Swagbucks is one of my favorite ways to earn free gift cards to Amazon, Walmart, Target, and more! There are lots of ways to earn — printing coupons, watching videos, signing up for offers, taking surveys, and more. Go sign up for Swagbucks here and then check out my extensive post here on how to earn more Swagbucks fast.   I Earned 117 Swagbucks Today! I earned 117 SBs (these are points you can redeem for free gift cards) today. Here’s how I did it: I uploaded a receipt for purchasing bread — 20 SBs I watch some videos — 20 SBs I answered the Daily Poll, Profile Questions, and a quick Survey (and earned some bonuses) — 18 SBs I signed up for the Pillsbury email list — 70 SBs (Also, I’m not sure why that doesn’t add up to 117 so the math is off somewhere but I can’t seem to figure out what I’m missing where.) How many SBs did you earn today? What are your favorite ways to earn SBs? Looking for more ways to earn free gift cards? You can earn free gift cards from Shopkick and Fetch Rewards. And here are 15 More Ways to Earn Extra Money. [...]
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Why I Stopped Drinking Coffee

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Why I Stopped Drinking Coffee
Have you ever wondered how to stop drinking coffee? This post and podcast episode is my journey of why and how I did it, plus the unexpected results of how it really changed my health and life! {To see what I drink instead, check out my favorite Decaf Chai Latte recipe or this list of my favorite decaf teas to drink.} Any time I mention that I no longer drink coffee, I get so many questions on why and how I did this. I decided it was high time I write a post about my journey with quitting coffee! Why I stopped drinking coffee Let’s be clear. This is not something I ever wanted to do and I never ever dreamed I’d be a non-coffee drinker! {So there’s still hope for all you coffee drinkers out there who would like to try giving up caffeine but can’t imagine a world without your coffee!} I started working with a nutritionist in August 2016 in hopes of clearing up my eczema and acne, and one of the first things he told me was that I had to stop drinking coffee. I immediately replied to him and said, “Hold up. I’ll do anything else that you say, but I can not give up my coffee.” He told me to just give it a try, trust him, and see what happens. So I did (reluctantly). Giving up coffee wasn’t easy If you’ve ever wondered how to stop drinking coffee, I’m here to tell you that it was not easy. Prior to that I had been drinking two BIG cups of coffee every single day for a really long time — and even three cups on the really rough days. And let me tell you, it was really, really hard to think of giving it up. I ended up deciding to stop drinking coffee cold turkey, and I wouldn’t necessarily recommend that method. I started drinking a gallon of water every day, and I was also doing a cleanse at the time — eating only greens and then slowly adding foods back in. The first 8 days were awful. I had a horrible headache and I craved coffee like crazy. I missed it SO much. Mostly, though, I missed the routine of my morning coffee. I had a ritual of getting up and pouring my cup of coffee, and I didn’t know what to do without that morning ritual. I really loved savoring my morning over a cup of coffee, and it was something that was really cathartic for me. Because I couldn’t drink coffee, I had a horrible headache and was extremely lethargic. All I wanted to do was sleep nonstop! I was sleeping about 10 hours every night in the beginning. (And this is a lot more than normal for me. I typically only need about 7 hours for a really good night’s rest.) But you know what was happening? My body was finally trying to get caught up on all the sleep I had missed! My body had become SO dependent on coffee for so many years. I didn’t even realize this until I stopped drinking coffee, but I had been masking my exhaustion and lack of energy with caffeine. How giving up coffee was life-changing for me I never imagined I’d learn how to stop drinking coffee, and it did take a few months for me to stop craving coffee. (And honestly, every once in a while — even after two years — I still crave it! But it’s not worth the headache I immediately get even if I just have a few drops of caffeine!) Over time, it got easier and easier, and I slowly started noticing significant health changes from not drinking coffee. And I learned I can actually survive without drinking coffee — something I never thought would be possible for me! Giving up coffee was a radical choice for me, but the radical results and changes were totally worth it: I finally felt rested. For the first time in months, I felt caught up on sleep. Because I was getting enough sleep every night, I wasn’t getting tired in the middle of the day! I felt happier. I had SO much more energy and was way less irritable. All around, I was just in a much better mood every day. It helped my anxiety. I didn’t realize giving up caffeine would help my anxiety, but this was a life-changing result I wasn’t expecting. I’ve now realized I am extremely sensitive to caffeine, and I can immediately feel the effects even if I have a tiny bit. Not drinking coffee has helped me feel calmer on a daily basis. It improved my overall health. This — combined with drinking more water and eating better — really helped improve my overall physical health. Also, it’s been really empowering for me to realize that I’m not dependent on coffee anymore and I have the energy to get through my days without it! What I drink instead Since the morning ritual was what I missed most about coffee, I had to replace those habits so that I could still enjoy waking up and savoring a hot beverage first thing in the morning. Because I’m highly sensitive to caffeine, I don’t drink caffeinated teas. So I’ve replaced my cup of coffee with a huge cup of strong herbal tea. I typically use two bags of tea so that it’s super strong, I add lots of cream (just like I did when I drank coffee), and I add honey to sweeten it. This strong cup of herbal tea with lots of cream and honey has become a great alternative for me without sacrificing my morning ritual. If you’re looking for some tea ideas, you can check out my favorite Decaf Chai Latte recipe or this list of my favorite decaf teas to drink. Listen to the Podcast on This Topic For more about how and why I stopped drinking coffee, listen to this week’s episode of The Crystal Paine Show. In This Episode:  [00:41] This is going to be a hot button episode – learn all about why I stopped drinking coffee! [01:44] Jesse and I chat about the Spartan Race the family ran. [05:54] Mint Majesty Tea is saving my life these last few weeks! [07:09] Check out The Only Plane in the Sky. I finished it this week and it was captivating. [10:10] So… why did I stop drinking coffee?  [12:49] What did it feel like to even think of giving up coffee?  [13:39] It was hard… awful… miserable… yep, all those things! [16:56] But I stuck with it — and I’m so grateful that I did!  [18:22] Jesse too has been focusing on drinking more water and it’s changed how his body reacts to caffeine. [19:23] I had no idea how much caffeine was affecting my sleep and my overall health. [23:11] Do I miss or crave coffee still?  [26:02] If you’re feeling tired or sluggish, here are some others options for a pick-me-up. [27:03] Learn more about my favorite coffee replacements! Links and Resources: Mint Majesty Tea The Only Plane in the Sky by Garrett Graff Dandy Blend with Morning Motivator Crystal’s Favorite Teas Teeccino Crystal’s Favorite Things on Amazon CrystalPaine.com MoneySavingMom.com Crystal’s Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal@moneysavingmom.com How to Listen to The Crystal Paine Show The podcast is available on iTunes, Android, Stitcher, and Spotify. You can listen online through the direct player we’ll include in the show notes of each episode. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.) Do you have any other tips on how to stop drinking coffee? I’d love for you to share them in the comments! [...]
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It’s Nearing the End of the Year. How Is Your Status Stacking Up?

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It’s Nearing the End of the Year. How Is Your Status Stacking Up?
If you’re a frequent traveler, it used to be an easy decision to go for status in an airline’s loyalty program. Status benefits were generous and not easily obtained by anyone who didn’t fly a lot. Domestic upgrades were more frequent because airlines had very high (and infrequently purchased) first class fares — and you... Caroline Lupini is a writer at NerdWallet. Email: travel@nerdwallet.com. The article It’s Nearing the End of the Year. How Is Your Status Stacking Up? originally appeared on NerdWallet. [...]
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Morning Deals: Sunday, October 27

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Morning Deals: Sunday, October 27
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Target: Free Shipping On All Online Holiday Orders!

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Target: Free Shipping On All Online Holiday Orders!
This post may contain affiliate links. Read my disclosure policy here. Woohoo! Target is once again offering FREE shipping this holiday season! Starting November 1st, you’ll be able to get FREE shipping on any Target online orders — no minimum purchase required! (Go HERE for the press release!) No promo code is needed for this deal. Just buy anything online and you’ll get automatic FREE shipping — including Black Friday and holiday season purchases. This is a great deal, because you usually have to make a $25 minimum purchase in order to get free shipping. And not only that, many of the shipments will get to you as soon as the next day after your order is placed! Looks like lots of competition for Amazon again this holiday season. Valid through December 21, 2019. [...]
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You Could Save Money by Ditching These 9 Disposables and Buying Reusables

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You Could Save Money by Ditching These 9 Disposables and Buying Reusables
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Saving the planet doesn’t always come cheap. Many of the disposable products we use and love are easy to buy at lower prices than their reusable counterparts. But the convenience of disposable products often comes at a steep cost to the environment. Plastic bags and straws pollute the ocean and end up being ingested by sea animals. Disposable diapers take hundreds of years to decompose in landfills. Reusable products often cost more up front, but you may be surprised to find out how soon they end up paying for themselves since you can use them again and again instead of buying more of the disposable versions. 9 Reusable Products That Will Save You Money Over Time We took nine household products, searched for both reusable and disposable versions on Amazon and compared the costs. Here’s how they stacked up. Editor’s note: The prices in this post are valid as of Sept. 23, 2019. Diapers Diaper prices can vary widely. For example, cheap (read: leaky) store-brand diapers cost just a few cents each, while Pampers can set you back $40 a week. The same is true of cloth diapers.  For this comparison, take a cloth diaper costing $4.50 and 16 disposable diapers at 28 cents each, and the cloth diaper has paid for itself after 16 diaper changes. Multiply that over two years of a child’s life before potty training, and there are major savings to be had by reusing cloth diapers — many of which have different settings that adjust to your baby’s growth. Dryer Balls If you’ve never heard of dryer balls, they’re little wool balls about the size of a tennis ball that you throw in your dryer with your wet laundry in place of fabric-softening dryer sheets. Because the wool can absorb some moisture from your clothes, manufacturers claim they cut down on energy use and drying time. They can also save you some pennies. A set of six reusable wool dryer balls costs $7.97, while a box of 240 disposable dryer sheets costs — wait for it — a buck more. This one’s a no-brainer. Feminine Products Listen up, gal pals. We’re here to tell you that you are not — we repeat, NOT — doomed to pay an exorbitant monthly fee for tampons and liners and pads (not to mention Midol) simply for the privilege of being female. With a box of 40 tampons costing $6.47 and 38 pads ringing in at $6.97 times every month of your adult life, it’s … a lot. So consider this: One pair of Thinx period underwear is $23, and a Diva cup is $24.48. K-Cups Did you even know there was a reusable alternative to those little pods of delectable, life-giving coffee? There totally is!  While a box of 40 Starbucks K-Cups will set you back $28.36 (OUCH), a set of four reusable pods that you just refill with your favorite ground coffee runs $9.95.  Paper Towels One cloth kitchen towel at $1.33 is only slightly more than the cost of one roll of paper towels at a cost of $1.10 per roll. Enough said. FROM THE SAVE MONEY FORUM Teaching Your Kids to Save: I am a Bit Confused (HELP) 10/10/19 @ 8:24 AM Traveling All 50 States On a Budget 10/9/19 @ 4:40 PM Acorns 8/14/19 @ 2:00 PM Saving money on pet meds 9/11/19 @ 11:41 AM See more in Save Money or ask a money question Razors Razors are synonymous with disposable. A box of 100 of the plastic ones: $17.90. A single chrome reusable safety razor (that will make you feel like Don Draper): $12.66. You do have to replace the blade on the reusable one. Don’t worry, they’re cheap. A box of 100 is about $7. Straws A stainless steel straw costing $.75, or $5.99 for a set of eight, is equal to the cost of about 19 disposable straws at 4 cents each. That means that after 19 uses, the reusable straw has essentially paid for itself — plus you’ve got seven more left over. Sandwich Bags This set of six reusable sandwich bags costs $9.99, while a box of 280 Ziploc bags runs about $8.38. Think about it this way: The first time you replace that box of disposable bags, you’ve nearly bought another whole set of the ones you could be reusing. Water Bottles One reusable water bottle costing $15.76 is equal to the cost of about 72 single-use water bottles at 22 cents each.  Translation: Refill your bottle 72 times and then you’re done paying for water entirely. That’s a considerable up-front cost, but these products — and really all reusable replacements — are all about long-term savings. Not to mention tossing a little less waste in the landfill. Nicole Dow is a staff writer at The Penny Hoarder. Senior editor Molly Moorhead contributed to this report. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Why Jesse and Kathrynne Went to South Africa

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Why Jesse and Kathrynne Went to South Africa
As a mom, there’s not much that warms your heart more than seeing your child find such fulfillment in loving on others. We usually go to South Africa every year to spend time with our friends there and to see the progress and work being done by Take Action Ministry — the ministry that is near and dear to our hearts and the one we are very involved with there. (If you’re interested in reading about previous trips, you can read more and see lots of pictures here.) I couldn’t go this year because of my pregnancy, but I got to send Jesse and Kathrynne instead and they had the absolute BEST time! I just couldn’t stop smiling as Jesse sent me pictures when they were there. To see my 14-year-old so happy and at home in the country that has stolen my heart made me beyond thrilled and proud as a parent. There’s a lot of things we’ve gotten wrong and are getting wrong as parents, but we will never regret the priority we’ve placed on travel and experiencing other countries and cultures. It has so profoundly impacted all of us for so much good. In this week’s episode of the podcast, I sat down with Jesse and Kathrynne and asked them to share about their trip. I loved getting to hear their perspective, what they experienced, and what they have learned from our time spent in South Africa. In This Episode:  [01:19] Jesse and Kathrynne share why they went to go to South Africa. [02:33] We all talk about what the flights to South Africa are like and the anxiety that sometimes has surrounded these long international flights. [08:03] Jesse chats about some of the highlights of this year’s trip and how the area has changed so much. [08:51] What does Take Action Ministry do at the centers and what is the purpose of these centers?  [13:06] Kathrynne shares her experience with the food prepared and served at the centers. [15:09] Hear about Kathrynne’s trip highlights. [18:14] What was different about this trip from the ones taken in the past? [20:32] We could just give them money, but going and being there is so much more impactful.  [22:50] How have these trips impacted Kathrynne’s and Jesse’s lives?  [27:45] Kathrynne ends the conversation with how appreciative she is for all of the opportunities she has in her life. Links and Resources: Take Action Ministry Take Action Donations Joint Aid Management Crystal’s Favorite Things on Amazon CrystalPaine.com MoneySavingMom.com Crystal’s Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal@moneysavingmom.com How to Listen to The Crystal Paine Show The podcast is available on iTunes, Android, Stitcher, and Spotify. You can listen online through the direct player we’ll include in the show notes of each episode. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.) Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app. Note: This post contains affiliate links. If you click through and make a purchase, we may receive a small commission — at no additional cost to you. Thank you so much for your support! [...]
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What has triggered the explosion of payments for order flow? Not Fidelity

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What has triggered the explosion of payments for order flow? Not Fidelity
The Robinhood effect popped up again, as Schwab slashed its stock commissions to zero and forced TD America, E-trade, Interactive Brokers, Ally Invest, and Fidelity to follow suit over the next few days. Schwab called this the zero commission brokerage war, on CNN. This war is just the beginning of a broader trend that will […] The post What has triggered the explosion of payments for order flow? Not Fidelity appeared first on Daily Fintech. [...]
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Derek Peth of ‘Bachelor in Paradise’: It’s OK to Talk About Money with Friends

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Derek Peth of ‘Bachelor in Paradise’: It’s OK to Talk About Money with Friends
Trying to maintain a social life while still paying the bills? That’s easier said than done. Bar tabs, brunches, vacations and birthday celebrations don’t pay down student loans or help you save for a down payment on a home. If you’re not a careful budgeter, your social spending can even put you behind on rent. But that doesn’t mean you have to isolate yourself. Derek Peth, a financial executive who’s most known for stints on “The Bachelorette” and “Bachelor in Paradise,” suggests the opposite. Becoming more financially intimate — sharing your financial situation with your friends or significant other — can strengthen your relationships while protecting your budget. Peth, a senior vice president at the online lender Laurel Road, told The Penny Hoarder it’s time to remove the taboo around talking about money. “Your finances are a part of who you are,” he said. The people you love should be accepting of that, even if it prohibits you from going out and spending money as often as they’d like. Talking about your financial situation, however, doesn’t mean you have to dish out the explicit details of how much you make or how much debt you have to an acquaintance or someone you just started dating. Instead, Peth suggests sharing your goals and limits.  “You can say something like, ‘I’ve got a lot in student loans. I’m really trying to focus on that and my goals right now, and I’m kind of limited on what I can do. Here’s my limits,’” he said. “You don’t necessarily [have to] put numbers behind it, but at least start having the conversation.” While you’re being more open about your money situation, make sure to share your financial wins too. Paying off $10,000 of your student debt is worthy of the type of celebration you’d have if a friend was turning 30, Peth said. “Achieving something like paying off a large amount of debt and then celebrating it in a fun way is something that we should do more of,” he said. When you don’t have as much disposable income as your friends, it can be disappointing to say no to an invite. “FOMO is a real thing,” Peth said. True friends should accept the occasional “no thanks, I can’t make it” reply. If someone is constantly trying to push you outside your financial comfort zone or can’t accept your explanations as to why you can’t afford going out every weekend, Peth said it may be time to re-evaluate the relationship. “You don’t want to be begrudgingly doing something and you also don’t want to — if you’re real friends — be guilt-tripping someone into doing something either,” he said. FROM THE BUDGETING FORUM Have you tried the Zero Based budgeting method? 6/7/19 @ 1:58 PM Money management in general 9/17/19 @ 12:59 PM J Out on sick leave 9/19/19 @ 5:48 PM See more in Budgeting or ask a money question To avoid some of these situations, Peth advises taking the lead and being the one to plan the outing. You can come up with something enjoyable that doesn’t involve spending a bunch of money, like a backyard barbecue or a picnic where everyone chips in and brings a dish. Living in New York, Peth said some of his favorite things to do are hanging with friends on a rooftop or in Central Park, which are very low-cost. When it comes to dating, Peth suggests taking a note from the Bachelor franchise — with adjustments to fit your budget, of course. “There are multiple layers to their big dates,” he said. “Although they’re crazy expensive, you can start out somewhere that’s got nice drinks, grab one there, walk to another place that’s maybe lower cost to get tacos together and just laugh and chat, and then go through a final walk through some park.” Adding layers to a date involves a little more effort than just making reservations at a restaurant. Peth said it shows you value spending time with that person, and the change of scenery helps break up some first-date awkwardness.  “The first time you’re meeting somebody, mix it up a little bit,” he said. Nicole Dow is a senior writer at The Penny Hoarder. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Afternoon Deals: Saturday, October 19

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Afternoon Deals: Saturday, October 19
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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9 of the Hottest Products on Amazon Today

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9 of the Hottest Products on Amazon Today
Whether you’re an impulse shopper or just like to be on top of the latest trends, you need to check out Amazon’s “Movers & Shakers” lists. These are the hottest items on Amazon right now, based on how much their sales rank has jumped compared with 24 hours earlier. According to Amazon: “For example, if a music item has a current sales rank of 10, but was ranked 30... [...]
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*HOT Clorox Wipes Deal | $10 Money Maker After Rebate!!

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*HOT Clorox Wipes Deal | $10 Money Maker After Rebate!!
This post may contain affiliate links. Read my disclosure policy here. WHOA! If you’ve been needing to stock up on Clorox Wipes, this is a deal you don’t want to miss! Top Cash Back is offering a $14.65 rebate on any $11 or more Clorox Wipes purchased from Staples, making it FREE! But that’s not all! Right now when you sign up as a new member, you also get a $10 bonus! That means you’ll get back $24.65 when you purchase this slow cooker — which is a $10 money maker deal! Here’s how to get your FREE Clorox Wipes + Bonus $10: 1. Head here for the special Clorox Wipes offer and sign up for a new Top Cash Back account. 2. Spend at least $11 on Clorox Wipes. Select free in-store pickup at your local Staples to avoid shipping costs. 3. Within 21 days, your Top Cash Back account will be credited with $14.65 — so all you’ll pay is tax! Once your account is credited with the $14.65, you’ll immediately see the bonus $10 in your account, too! That means you should get $24.65 cash back total! 4. After you receive the $24.65 payment in your Top Cash Back account, you can choose to transfer it to your bank account or request a Paypal payment. This is for new TopCashBack members only. If you are already a member, you are allowed to sign up another adult in your household. This deal is valid through October 20, 2019 — or while supplies last. [...]
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How to Finally Break Free from Anxiety & Stress

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How to Finally Break Free from Anxiety & Stress
Need some practical encouragement to move past anxiety, stress, and survival mode? Longing for life of more wholeness? Don’t miss this episode with Aundi Kolber! Missed previous episodes of The Crystal Paine show? You can listen to them here. Okay, I know I’ve said this before about other episodes, but I truly think today’s episode was one of my very favorite podcast recordings to date! Maybe it had something to do with the fact that Aundi Kolber is a therapist and I felt like I got a therapy session just by spending an hour with her?! 🙂 Listen in to the episode and you’ll see what I mean. Aundi has a gift of sharing so eloquently and yet also in such a heartfelt manner. She just exudes such peace and calmness, but also such profound wisdom and understanding of how we are wired. In this episode, we not only talk about what’s saving our lives (I had to laugh that she talked about something related to brain science and I talk about leggings!) and the books we’re reading, but then we dive into some deep heart topics. She shares what it means to Try Softer (the title of her new book), the difference between Big T trauma and little t trauma and how we might be experiencing the aftershocks of little t trauma without even realizing it and this might be at the root of our stress, anxiety, and overwhelm. Aundi explains thoroughly how the body processes pain — whether physical or emotional. And she provides very concrete suggestions and ideas for how we can start to take steps toward more healing and wholeness. Whether you feel stressed, anxious, and overwhelmed or whether you know someone who does, this conversation is highly important and one that you do not want to miss. I have thought of it over and over again since we recorded last week and will be taking so many nuggets of truth from it to apply to my everyday life. In This Episode:  [00:25] Welcome back! I am so excited to have Aundi Kolber on the show! [01:06] Aundi shares about a little about her background and family [03:43] Meaningful walks are saving Aundi’s life — and the brain science she shares here is fascinating! And then, to keep things a little more down to earth (!), I talk about my new favorite leggings. [09:25] We discuss our current reads, including one written by a therapist and a novel I finished last week.  [13:08] Why did Aundi write Try Softer? (I loved that she wrote it as a love letter to her younger self!) [17:20] We talk about the stigma surrounding the word “trauma” and why it’s important to understand if you’ve experienced little t trauma. [19:27] How can you tell if you’re holding onto the pain of the past and how does it show up in your life? [23:50] What does it mean to “try softer” and how can we apply this in our every day lives? [27:37] Aundi shares practical first steps for beginning to break free from stress, anxiety, and survival mode — even if you feel so stuck and overwhelmed that you don’t know how to take the first step! Links and Resources: Try Softer by Aundi Kolber Aundi’s Website My New Favorite Leggings Maybe You Should Talk to Someone by Lori Gottlieb (Note: Aundi wrote me a few days after the interview to say that she would give a language warning with this book. She said it didn’t show up until the later parts of the book which she hadn’t read yet when we did this interview.) Boundaries for Your Soul by Allison Cook and Kimberly Miller The Printed Letter Bookshop by Katherine Reay Dear Mr. Knightley by Katherine Reay Aundi on Facebook Aundi on Twitter Crystal’s Favorite Things on Amazon CrystalPaine.com MoneySavingMom.com Crystal’s Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal@moneysavingmom.com How to Listen to The Crystal Paine Show The podcast is available on iTunes, Android, Stitcher, and Spotify. You can listen online through the direct player we’ll include in the show notes of each episode. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.) Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app. Note: This post contains affiliate links. If you click through and make a purchase, we may receive a small commission — at no additional cost to you. Thank you so much for your support! [...]
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Smart Bricks meet Clicks & Voice – the Walmart Way

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Smart Bricks meet Clicks & Voice – the Walmart Way
PHYGITAL E-commerce giant Amazon is a big player in many markets. From e-commerce, cloud, delivery, entertainment, payments, smart home devices, and physical stores. Retail giant Walmart, not included in the FANGs or the GAFAs, as it is a native of another tribe (physical retailers), can actually stand respectfully next to Amazon and other large non-financials […] The post Smart Bricks meet Clicks & Voice – the Walmart Way appeared first on Daily Fintech. [...]
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Afternoon Deals: Sunday, October 13

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Afternoon Deals: Sunday, October 13
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Life Update: Pregnancy (week 11) & a trip to South Africa & Herndon, VA

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Life Update: Pregnancy (week 11) & a trip to South Africa & Herndon, VA
Welcome to my weekly life update where I share about my pregnancy & give you a peek into our life this past week. If you want to follow a lot more behind-the-scenes and real-time updates every week, be sure to follow my stories and posts on Instagram. In case you missed last week’s update, check it out here. 11 weeks! I’m so excited to be getting close to the 2nd trimester! This week was a week full of ups and downs. I had some really bad days and two surprisingly decent days where I actually had a few short windows where I didn’t feel nauseous. It was the most incredible feeling and, even though it was short-lived, it was just the encouragement I needed after having a really rough and discouraging week last week nausea-wise. (By the way, it seems that most people have told me that their nausea is always worst in the mornings. For some reason, mine gets progressively worse as the day goes on. By bedtime, it’s at the severe level and often keeps me up for a few hours. I don’t have any explanation for this but it’s how it’s been in all my pregnancies so I guess it just is what it is!) HIGHLIGHTS: I had another doctor’s appointment this week and another ultrasound. Since Jesse and Kathrynne are in South Africa, I took Silas and Kaitlynn with me to the appointment. It was exciting for them to get to see our baby on the screen! Also, my doctor says the baby has grown quite a bit & everything is looking so healthy. NOTABLE: We had the NIPT test done this week. We opted to do it for a variety of reasons, even though it’s not 100% accurate. One exciting side benefit: we should be finding out what we’re having in the next two weeks! We haven’t decided whether we’ll be telling people or not. We didn’t find out with either of the girls but chose to find out with Silas and decided that we preferred finding out to being surprised. However, with Silas, we decided to keep it a secret from everyone, including our extended family. We may or may not do that again. WEIGHT GAIN: A total of 4 pounds so far… which means that I have officially outgrown a lot of my clothes. I ordered a few new tunic tops from Amazon and a few new pairs of leggings. I also went through my closet and pared it down to the looser-fitting tops/bottoms I already own that I can still into comfortably. I’m guessing I’ll be transitioning to maternity clothes sometime in the next 4-6 weeks. (If I remember right, I usually start wearing them around 17-20 week but I feel like my belly has popped faster this pregnancy!) A Peek Into Our Week A number of you have asked for me to post a picture of Quill (our pet hedgehog). He’s doing so well and has grown so big. A Trip to South Africa Jesse and Kathrynne flew to South Africa on Wednesday to visit our friends there and see how things were going with the ministry we support there. (We usually go every year and it’s one of my favorite places ever, but for some reason, I didn’t feel a peace about going this year. It didn’t make any sense at all, but I just felt strongly that I wasn’t supposed to go… little did I know that it was going to be because I was pregnant!) They’ve been sending me pictures of their time there and I am just so happy for them. Jesse said that Kathrynne is having the best time and it warms my mama heart so much to see my girl halfway around the world loving on these kids and teens. While they’ve been gone, we stayed busy back here. I got to interview Aundi Kolber for next week’s podcast episode. I can’t wait for you to listen to this episode; it is fantastic! (Also, we looked like we were dressed for a gender reveal party or something! I didn’t even realize it until I looked at the picture we took together after she left!) I also was so excited one morning to feel well enough to go to Kroger quickly and pick up their Friday-Saturday deals! A Trip to Herdon, VA And then Kaitlynn and Silas flew with me to Herdon, VA for me to speak at the 2:1 conference. (I usually only bring one child with me on speaking engagements, but since they were both on fall break and Jesse and Kathrynne were gone, they both got to come with me!) One of the highlights of the conference was getting to meet Janet Benge, who has co-authored so many of the Christian Heroes Then and Now books. I had to get a picture for my mom. I loved getting to do a breakout workshop about exploding your engagement on Instagram! The attendees were the best and I could have stayed for another hour or two and answered all the questions I didn’t get to answer during the session and at the end! One of my favorite things is getting to help others also fall in love with the power of Instagram. Speaking of which, are you following me on Instagram? If not, you’re missing out as I share lots of behind-the-scenes, money-saving deals, and real-time updates there… many that I never get space to share here on the blog! I also gave the morning keynote sharing how my parents impacted my life and the power of legacy. What I’m… Reading right now: The Only Plane in the Sky (Note: This has a little bit of language in it, but it is a very worthwhile read and I would highly recommend it.) Watching right now: Have you seen the Enneagram Rhapsody? Multiple sent it to me this week and I had to laugh because there was so much truth in it. If you are an Enneagram fan, you’ll probably love it, if you haven’t seen it yet. 🙂 Listening to right now: This week, I’ve been listening to the Serene and Pearl UnShow at night when I have trouble sleeping because of nausea. I love the Trim Healthy Mama podcast and their quirky sense of humor and the way they disagree with one another and tease one another. (A lot of people are annoyed with how they talk over each other on their podcast. I happen to love it — probably because I grew up in a large family and we are always talking over each other and teasing one another mercilessly!) Loving right now: This kimono (I have it on in the photo at the top of this post. It’s perfect to dress up an outfit, so comfortable, and is something I’ve worn multiple times in the last month!) What are YOU reading, watching, listening to, and loving right now? I’d love to hear! In Case You Missed It: Guess what? I actually went to Kroger! Jesse Answers Your Burning Questions 2019 Goals: September Update [...]
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5 Shrewd Secrets from Women Who’ve Fixed Credit, Paid Debt and Made Fortunes

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5 Shrewd Secrets from Women Who’ve Fixed Credit, Paid Debt and Made Fortunes
Looking for some advice when it comes to managing your money? We have stories from a former Merrill Lynch executive, a mom of nine who overcame a job layoff and a college grad who was able to pay off $100,000 worth of debt — then start her own business. They share their tips and secrets for financial success. You can even start using some of their strategies right now. Secret No. 1: Women Should Invest Differently Than Men Traditional investing companies have never really considered the fact that women statistically get paid less, yet live longer. That’s why Sallie Krawcheck, the former head of Merrill Lynch designed an investing company for women called Ellevest. With Ellevest, you can start investing with as little as $1. Plus, when you sign up through The Penny Hoarder, you’ll get a $25 bonus in your Ellevest account.* When you sign up, Ellevest will build an investing plan just for you and your financial goals. It considers gender pay differences, any potential career breaks and overall lifespan. Even better? It invests your money in women-owned businesses. Thanks to Krawcheck, we can invest exactly for our needs and feel more confident in our financial future. Secret No. 2: Be an Advocate For Yourself (and Your Credit Score) It’s easy to pass your credit score off as some silly three-digit number — that’s what most of us did throughout our early twenties anyways. But what happens when you want to buy a car? Or a house? That seemingly arbitrary number starts to play a huge role in your life. And here’s the unfortunate fact: You can do everything right, but if your credit report has an error (one in five reports do), it could be holding you back — for no good reason. That’s why it’s important to keep an eye on things. Thankfully, a free website called Credit Sesame will give you your credit score for free and help you detect any errors on your report. If you find any, it will even help you dispute them. Salome Buitureria, a working mom in Louisiana, found a major error on her report — a supposed unpaid medical bill that had definitely been covered by Medicaid. Using Credit Sesame, Buitureria fixed the mistake and took additional steps to raise her credit score from 524 to nearly 700.**  Now? She’s focused on buying a home. It only takes about 90 seconds to sign up with Credit Sesame. Secret No. 3: You’re Not Stuck With Your Credit Card Debt Wanna know something? Even if you have loads of credit card debt right now, that doesn’t mean you’ll have it forever. Heck, that doesn’t even mean you’ll have it tomorrow. What? We’re serious. One of our favorite first steps in escaping credit card debt is to refinance it with a personal loan. It might sound counterintuitive — like you’re just moving your debt from your credit cards to a loan — but the truth is, this could lower your monthly payment, save you tons of money in interest over time, and allow you to pay off your debt faster.. If you’re not sure where to start looking, use a website called Fiona. It’ll match you with a low-interest loan (rates start at 3.84%). You can then use that loan to wipe out your credit card debt. Then you’re left with just one bill to pay every month. Pro Tip When shopping personal loans, look for interest rates lower than your credit cards’ and manageable monthly payments. Oh, and don’t take out more than need to pay off your credit cards. Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. We chatted with one San Francisco resident who struggled to keep up with her credit card debt. She faced a minimum monthly payment of $274 plus $154 in monthly interest plus a $99 annual credit card fee. She said it felt like she was on a treadmill. She decided to refinance with a personal loan, which spared her from what would’ve been $14,000 in interest over time. Secret No. 4: You Can Leave Your Kids $1 Million for $5/Month If you have kids, you’ve probably worried about what’ll happen to them if something were to happen to you… For single mom Rebekah Pearsall, this was difficult to consider. “Since my son doesn’t have a biological father in his life, I wanted to make sure he was secure if something were to ever happen to me,” she said. That’s when she started looking into life insurance. Before you start thinking you don’t have the time or money for that, look into policies through a company called Bestow. It offers $1 million policies starting at only $5 a month. Your application shouldn’t take more than about five minutes. You can change or cancel your plan at any time. Plus, the security of knowing your family is taken care of is priceless. Pearsall had seen firsthand the benefits of life insurance; her childhood friend lost his dad and life insurance helped his family make it through that time financially. It takes only a few minutes to get a free quote. Secret No. 5: You Don’t Have to Have an MBA to Start a Business If you dream of starting a business, don’t let the fact that you don’t have a business degree from an Ivy League school hold you back. (Yeah, imposter syndrome is the worst.) We’ve talked to plenty of women who’ve successfully started businesses on their own. Here’s a story that really resonates with our frugal hearts: The Budget Mom. After graduating college, Kumiko Love had $100,000 worth of debt — student loans, credit cards and medical bills. All that good stuff. Still, she had trouble sticking to a budget. So she gave up. Then she started studying the psychology behind money and that gave her a renewed hope: She started viewing her situation through a positive lens. She combined several budgeting tactics and started logging her process through her blog, The Budget Mom. And guess what? Love is now debt free and she recently quit her full-time job to focus on her seven-figure business, The Budget Mom. *The Ellevest The Penny Hoarder promotional offer is valid for the first 1,000 new clients of Ellevest who enter through this designated landing page. Clients who enroll and fund their non-retirement account will receive $25 added to their highest priority goal in their Ellevest account. Clients who enroll and fund their retirement account will receive a $25 Amazon gift card which can be redeemed by visiting www.amazon.com. Please review Amazon.com Gift Card Terms and Conditions prior to redemption. Ellevest is not responsible for lost Amazon Gift Cards. Ellevest’s processing time for depositing $25 into a client’s Ellevest account or delivery of a $25 Amazon gift card may be up to 60 days. **Credit Sesame does not guarantee any of these results, and some may even see a decrease in their credit score. Any score improvement is the result of many factors, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning and developing better credit habits. Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Afternoon Deals: Saturday, September 28

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Afternoon Deals: Saturday, September 28
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Afternoon Deals: Sunday, September 22

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Afternoon Deals: Sunday, September 22
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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I Did it. I Broke up With Amazon Prime

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I Did it. I Broke up With Amazon Prime
Last spring, Amazon made a decidedly unwelcome announcement: It would raise the price of a Prime subscription from $99 to $119 per year, a whopping 20% increase. Reader, I am nothing if not averse to paying for subscription memberships. Call it my deep penny-hoarding roots, but the evidence is everywhere — perhaps most obviously in my password manager, which is a veritable graveyard of exes’ Netflix logins. I like fast, free shipping as much as the next millennial, but $119? It just seemed like too much. I didn’t use any of Amazon Prime’s other features, like cloud storage or video streaming, and I doubted I’d top $119 in paying for standard shipping on individual orders over the course of a year. So in September, when my membership would renew at the higher price, I made up my mind and broke up with Amazon. I followed the rabbit trail to the page where I could cancel Amazon Prime and told them that yes, I was really, really sure. And then I proceeded to engage in a fraught, on-again-off again relationship with Prime like a lovelorn high-schooler. This is how it happened. How to Cancel Amazon Prime but Still Eke Out Free Shipping Here’s the thing. While I don’t use Amazon all the time, when I do, I’m accustomed to getting my goodies quickly.  For instance, I didn’t want to wait a week for a new set of sweat-resistant earbuds when my old pair gave out because cardio without bad hip hop is just unconscionable.  Neither, of course, did I want to pay the inflated prices for a Bluetooth-compatible set from Target. I was in a bind… and in that particular case, I ended up using my then-boyfriend’s Prime membership to replace my headphones quickly. (Note: His login credentials are now, indeed, part of the Netflix cemetery.) I stayed loyal to my determination to cancel Amazon Prime for a few weeks, replacing my white noise machine by ordering from the manufacturer. In fact, at the time, it was actually a better deal than the one I would have gotten from the online giant, because LectroFan was running a 15% off promotion. But then things started to fall apart. I’d filled up my existing Moleskine notebook and needed a new one — and since I’ve started with Moleskines and am just finicky enough to really care about the collection looking cohesive, I’m stuck with them now even though they’re expensive. So I ran around looking for one in the Real World, first checking Office Depot and then Target. Office Depot didn’t have one, and Target’s cost significantly more than the on-sale iteration on Amazon, which had this weird, zig-zaggy cover, but that was fine by me. By the time January rolled around, I found myself taking advantage of the week-long free trial membership Amazon had unexpectedly offered me. I spent a handful of days placing boring orders for Sharpie pens and protein bars and Ziplock bags, saving me trips to Walmart. When that was over, I moved on to a $2 week-long trial period the company offered, which seemed obviously superior to paying $5.99 in shipping for a single item. At the end of March, I took advantage of a single month’s membership because I wanted a honing steel for the fancy knife I’d gifted myself at Christmas. What I mean to say is, I am a certified Amazon Prime addict. Prime and I are in a co-dependent relationship. If you have a recommendation for a counselor, let me know. FROM THE SAVE MONEY FORUM For those Who do not drive, what is the cheapest way to get around? 8/15/19 @ 9:55 PM M Saving money on pet meds 9/11/19 @ 11:41 AM Acorns 8/14/19 @ 2:00 PM How to save when grocery shopping 8/15/19 @ 10:43 AM See more in Save Money or ask a money question So What’s the Deal With All These Trials, Though? I have to say, when I first quit the service, I didn’t expect things to go awry. But I was offered free or discounted trial memberships almost constantly — which was really surprising, given the fact that Amazon is trying to make more money off its Prime subscriptions. I got curious about the algorithm behind how these trials are offered: How many times can you re-up your abbreviated version of Prime before you have to spring for the real deal?  But poking around the Amazon Prime Terms doesn’t offer much clarity. It turns out the retailer doesn’t want to tell you how to cancel Amazon Prime! As they state, the company “sometimes offer(s) certain customers various trial or other promotional memberships,” leaving lots of leeway for them to serve up (or not serve up) trials as they see fit. Some sources say that users are only eligible for one free Prime trial per year, but that doesn’t take the discounted trials into account — and I was definitely offered a free week within the first few months. Obviously, these nitty-gritty details are the type that can probably change on a moment’s notice. What I can say for sure is this: The psychology of not wanting to pay for shipping once you’ve become accustomed to free shipping is powerful, especially when paying for another trial membership is the cheaper option in the short run.  I’m pretty good at setting reminders to cancel trial memberships, so I don’t regret my turbulent relationship with Prime. Jamie Cattanach is a freelance writer whose work has been featured at Fodor’s, Yahoo, SELF, The Motley Fool, The Huffington Post, Roads & Kingdoms and other outlets. Wave hi to @jamiecattanach on Twitter, or learn more at www.jamiecattanach.com. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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This City Is Best All-Around for Retirees in 2019

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This City Is Best All-Around for Retirees in 2019
Chances are good that — at least once or twice, when the boss wasn’t looking — you’ve had a daydream about the right place to retire. If these musings include visions of mouse ears, you are on the right path, according to WalletHub’s 2019 ranking of the best and worst U.S. cities in which to retire. Orlando, Florida — home to Walt Disney World &#8212. [...]
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$70 Grocery Budget (I’m loving these weekend deals!)

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$70 Grocery Budget (I’m loving these weekend deals!)
Want to see what we bought for this week’s $70 grocery budget? I’m currently challenging myself to stick with a $70 budget for our family of five. This includes almost all of our breakfasts, lunches, snacks, and dinners + most household products (toiletries, laundry soap, etc.). For live updates, be sure to follow my Instagram Stories. See all posts on my $70 Grocery Budget here. I was excited about the weekend deals this week! Since the Labor Day sales went through Monday, we split up our budget so that we got some of them last week and some of them this week. Monday’s Kroger Shopping Trip 5 bags of Tyson Anytizers — $3.99 each with the weekend deals 4 bags of frozen veggies — $1 each Milk — $2.89 Half & Half — $1.99 2 half gallons Almond milk — $1.99 each 3 dozen eggs — marked down to $1.29/dozen 5 boxes of Betty Crocker brownie and cake mix — $0.50 each with weekend deals Total with tax: $42.03 I can’t remember the last time I bought Lunchables, but my kids absolutely love them. So when I saw that they were priced at just $0.99 at Kroger this weekend, I surprised them by getting them some. Needless to say, they were THRILLED! Friday Kroger Shopping Trip 5 boxes Lunchables — $0.99 each with the Friday-Saturday deals 4 lbs. ground beef — marked down to $2.49 each 1 bag of lemons — marked down to $0.99 2 bags of grapes — $0.99/lb. 1 tub lettuce — marked down to $1.79 2 family size boxes of cereal — $1.99 each with the Friday-Saturday deals Total with tax: $27 What We Ate This Past Week Note: When you see the meals below, please remember this: I buy ahead often. Which means that when I find a great deal on something I know we’ll use, I buy as much as I can afford in our budget to have on hand. This means that you aren’t going to see all of the groceries my shopping trip that I used to make all of the meals we ate. Please also remember that I’m putting this out there and it’s not a perfectly balanced menu. This is just really what we ate — and I hope that it encourages you to see the real-ness and lack of perfection here. Breakfasts: Cereal, Toast, Oatmeal, Eggs, Smoothies Lunches: Chicken, Capri Sun, Salad, Roasted Brussels Sprouts, PB & Honey Sandwich, Leftovers, Fruit, Crackers, Snacks: Cookies, Eggs, Popcorn, Ice Cream, Apple Crisp, Fruit, Veggies Dinners: Sunday — Out to eat at Chili’s Monday — Chicken, Roasted Broccoli Tuesday — Chicken/Broccoli/Rice Casserole Wednesday — Breakfast for Dinner: French Toast Thursday — Pizza Friday — Fend for yourself Saturday — Cereal Total spent on groceries: $69.03 Cashback earned this week: 675 points for submitting my receipts to Fetch rewards, $0.50 back from iBotta [...]
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Afternoon Deals: Saturday, September 7

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Afternoon Deals: Saturday, September 7
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Amazon Prime Student | FREE 6-Month Trial!

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Amazon Prime Student | FREE 6-Month Trial!
This post may contain affiliate links. Read my disclosure policy here. Are you a college student? Check out this deal to get a FREE 6-month Amazon Prime Student membership! {Psst! Looking for other ways to save on college expenses? Check out our posts on 9 Ways to Stretch College Savings and How to Save BIG on College Textbooks.} FREE 6-Month Prime Trial for Students Amazon is currently offering a FREE 6-month membership of Amazon Prime Student to college students who have a valid .edu email address! As a student, you get access to all the regular perks of Prime! That includes FREE 2-day shipping, video streaming, Kindle Lending Library, and more. You’ll also get access to exclusive deals and promotions for college students. And after your 6-month trial is up, you can continue with a Prime membership at a 50% discount off the regular price!! Note: If you don’t want to continue after the free trial, be sure to cancel before your trial is up so that you don’t get auto-charged. Go here to sign up for FREE. [...]
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The 9 Best Things to Buy in September — and What Will Be Hit by Tariffs

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The 9 Best Things to Buy in September — and What Will Be Hit by Tariffs
This post comes from Julie Ramhold of partner site DealNews.com. September can be an excellent month to shop, thanks to a plethora of Labor Day, summer clearance and back-to-school sales. But not everything in stores will be worth parting with your hard-earned cash. Check out our guide below to learn what to buy in September, and what you might want to skip for now. Labor Day marks the unofficial... [...]
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Prefer the Night Shift? Check Out the 21 Best Jobs for Night Owls

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Prefer the Night Shift? Check Out the 21 Best Jobs for Night Owls
If you’re a night person, it can be truly tough to get up at six in the morning to report to work. So what can you do if you only fully wake up and come alive after you get home from your daytime job?  Trade it in for a new one!  21 of the Best Night Shift Jobs Here are 21 of the best night shift jobs for you night owls out there.  1. Freelance Writer While freelance writing is technically a business rather than a job, it’s an obvious one to include on this list, because you can write whenever your mind functions best. And yes, I’m writing this in the evening (just to make a point, as I’m actually more of a morning person).  How much you’ll make depends on your ability to find good clients and how efficient you are. Although I’m usually paid by the article, I aim for at least $20 per hour.   2. Air Traffic Controller This is one of the most highly paid jobs with night shifts. The median annual wage for air traffic controllers is $124,540, according to the Bureau of Labor Statistics. You don’t even need a college degree to get these jobs, according to the Federal Aviation Administration website, although you will have to go to the FAA Academy. Unfortunately, night shifts sometimes alternate with day shifts, leaving some controllers feeling groggy, according to a 2014 PBS NewsHour article. 3. Casino Dealer When I was a blackjack dealer, I usually opted to leave early (when the traffic slowed), but many casino dealers love working after midnight. It’s quieter, and customers are more relaxed.  At most casinos, tips are pooled and added to paychecks as an hourly rate, so you don’t lose anything by working the slow late shifts. Friends who still work for my former employer say they average more than $20 per hour with tips. 4. Bartender Bartending is another job you can do well without a college degree, as long as you work in the right place and are assigned to the right shifts. Fortunately for night owls, evening shifts produce the best tips. Weekends are usually better than weekdays, so bartending can be a great part-time second job if you already work during the week. 5. Security Guard When I was a security guard, I liked working in the evenings. It was cooler (I worked in Florida), and I was allowed to spend time reading, writing and cruising the Internet.  Night security positions are often relaxing, and some allow free time for various activities that don’t interfere with the work. The downside is the pay. The BLS reports that the median annual wage for security guards is just $28,490. However, they do note that 10% of security guards make over $49,000, so watch for those better-paying gigs, or work your way up to them. 6. Firefighter  The mean annual wage for firefighters is $49,620, and a full 25% top $67,100 per year.  Perhaps the best positions are in towns where you work long shifts, staying at the station until there is a situation. Friends in these positions tell me you’re generally allowed to read, write or watch television during those long, slow nights. 7. Babysitter In recent years, babysitting has become more lucrative for adults. Since you’re an independent contractor, you can decide which hours you want to work. In other words, you can take only jobs that start in the evening, or even offer overnight babysitting for other night owls who work the late shifts at their jobs.  8. Mail Sorter It isn’t easy to get career positions at the post office, but they often hire for what they call casual positions, which are normally temporary jobs.  For example, I sorted mail seasonally for two years, working September through December each year. The work wasn’t difficult, didn’t require any previous experience, and paid about $13 per hour. The shift started at 11 p.m. and finished when the mail was sorted, which was usually between 5 a.m. and 7 a.m.  These positions provide no benefits and, in my case, involved only 30 hours weekly. This isn’t a career, but a nice way to make some extra cash working at night. 9. Pizza Delivery Driver I made decent money delivering pizzas when I was younger. A friend tells me he makes about $14 per hour as a pizza delivery driver. It is all about the tips, because most places pay minimum wage, and some may pay only the tipped-employee minimum wage, which is just $2.13 per hour.  Still, being a pizza delivery driver can provide a nice side income, especially if you work only when tips are best, which is at night on the weekend. It also helps if your employer provides a vehicle or pays extra for your car expenses. I’ve worked for employers using both arrangements, and I profited from the latter by driving a cheap car that got good gas mileage. FROM THE MAKE MONEY FORUM Working while on SSDI 7/22/19 @ 1:21 PM B Passive Income 8/9/19 @ 1:07 PM How Can Someone Living in the Heart of Africa Make Money Online? 8/20/19 @ 1:23 PM Private tutor 8/20/19 @ 1:27 PM See more in Make Money or ask a money question Other Jobs for Night Owls  There are many positions that offer both day and night shifts, allowing you to apply only for the latter. Here are some examples: Baker Nurse Disc jockey Limo driver Merchandise stocker Night school teacher Hotel desk clerk Highway toll booth attendant Liquor store clerk Gas station attendant Movie projectionist Customer service representative Finally, many online jobs and contract work can be done at night. For example, as a search engine evaluator I often put in late hours. Other online work you can do at any time includes website testing, translating documents, proofreading and freelance editing. Steve Gillman is the author of “101 Weird Ways to Make Money” and creator of EveryWayToMakeMoney.com. Of the more than 100 ways he has personally made money, writing is his favorite (so far). This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Afternoon Deals: Sunday, August 25

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Afternoon Deals: Sunday, August 25
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Afternoon Deals: Friday, August 23

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Afternoon Deals: Friday, August 23
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Root Insurance Review 2019: How It Works and Who It’s For

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Root Insurance Review 2019: How It Works and Who It’s For
NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Lacie Glover Root sets rates based primarily on your driving behavior.Root can provide an SR-22.Tech-savvy customers will like that you can do just... Lacie Glover is a writer at NerdWallet. Email: lacie@nerdwallet.com. The article Root Insurance Review 2019: How It Works and Who It’s For originally appeared on NerdWallet. [...]
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These 6 Stores Buy Used Clothes. Here’s How to Get the Best Cash Offer

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These 6 Stores Buy Used Clothes. Here’s How to Get the Best Cash Offer
Do me a favor and take a quick look in your closet. Overflowing, right? Well, there’s a solution to that problem: selling your used clothes.  It’s a win-win, and you don’t have to wait for a spring-cleaning binge to get started. In fact, you should do it seasonally to stay in vogue.  So tear a page from the Marie Kondo playbook and make one big pile of all your clothes. Yes, even your winter gear from the living room closet. Definitely the swimsuit collection. And all the baby shower clothes that you never even used, too. You may surprise yourself with the amount of clothes you have once you get them all in one place. Kondo recommends that as you sift through your stuff, you ask yourself, “Does this item spark joy?” Nope? Then sell it.  Where to Sell Used Clothes Plenty of apps and websites like Poshmark, Threadflip, Etsy and eBay allow you to sell used clothes online. But maybe you don’t have the technical know-how (or the patience) to do it yourself. Don’t fret. There are several other brick-and-mortar places to pawn off your used clothes, shoes, handbags, accessories — even baby clothes, toys and supplies — to get cash in your pocket by the end of the day. Uptown Cheapskate Want to pop some tags? Uptown Cheapskate is your place. It’s located in 21 states and is a cross between a trendy boutique and a thrift store for young adults. You can sell or trade in men’s and women’s clothes at any of its locations. Trade-ins get 25% bonus store credit.  Brands that do well at Uptown Cheapskate include Urban Outfitters, Levi’s and H&M. If you’re unsure if your clothes will fit in style-wise, visit its website for more info on trending brands and styles. Buffalo Exchange Founded back in 1974, Buffalo Exchange has remained family owned as it has expanded to 18 states and the District of Columbia. The company is a firm believer in reusing and recycling clothes to reduce waste and pollution (and save cash). Each store also partners with local charities.  Pro Tip If you don’t live near a Buffalo Exchange, the company also has a sell-by-mail program. Buffalo Exchange accepts a wide array of clothes for both men and women — vintage, athletic wear, plus sizes and more. Contrary to its name, it does not accept bison at this time. Sorry in advance. Clothes Mentor Clothes Mentor is a one-stop shop for fashionable women’s clothing sized 0 to 26 and maternity wear. It’s a hub for those who want designer brands without designer price tags. Clothes that sell well include Armani, Banana Republic, Saks Fifth Avenue, White House Black Market and others. Shoes, accessories, jewelry and handbags are also accepted. Clothes Mentor has 136 stores across 30 states and, at certain locations, offers personal shoppers who tailor outfits to suit your tastes. Plato’s Closet Ah, the ole standby, Plato’s Closet. You may not have known this was a clothing exchange store, but it’s likely that you’ve caught a glimpse of one of its more than 480 locations in North America — probably tucked between your local Chinese buffet and the grocery store. Plato’s is Winmark Corp.’s most successful clothing exchange franchise, and it’s aimed at teens and young adults. Everyday styles from Abercrombie & Fitch, American Eagle, H&M, Nike and Obey are typically in demand.  FROM THE MAKE MONEY FORUM Extra Income 4/10/19 @ 11:01 AM B This mom needs work! 8/12/19 @ 9:14 AM L Anyone have experience doing an Air B N B? 8/11/19 @ 8:16 AM Passive Income 8/9/19 @ 9:07 AM See more in Make Money or ask a money question Plato’s Closet also buys athletic wear, shoes and accessories.  To see if your wardrobe surplus is a good fit for Plato’s, browse its website for other brands and styles that sell well. Style Encore Another solid option from Winmark Corp. is Style Encore. It’s like Plato’s sibling, only slightly older and more sophisticated. Style Encore accepts women’s clothing from brands like Banana Republic, Calvin Klein, Coach and Kate Spade. Like Clothes Mentor, Style Encore has personal stylists to help you look like a million bucks (without spending a million). It’s Winmark’s newest clothing exchange brand, so locations aren’t as comprehensive as Plato’s. Double-check the store locator to find the closest one to you. Once Upon a Child Last but not least in Winmark’s clothing resale portfolio is Once Upon a Child.  It’s no surprise that child care expenses are a budget buster, but this store can help keep costs down when it comes to baby clothes, supplies and even furniture.  In addition to children’s clothes sized preemie to youth 20, Once Upon a Child will buy used cribs, cradles, strollers, baby electronics, halloween costumes and toys. Even more good news for parents: You won’t have to look very far. Once Upon a Child has more than 380 stores across the U.S. and Canada. Local Consignment Shops If none of the above stores fit the bill, you can always try your nearest consignment shop.  These shops work a little differently than clothing exchanges, because consignment stores may not pay you until your item sells. That means it’s unlikely you’ll walk out with a pocketful of cash. It’s also difficult to predict what brands they will buy, because most local stores don’t have databases and metrics to go off of. Sales are often based on personal taste or season. But hey, anything is better than leaving unused clothes tucked away in the furthest corner of your shelf for years to come.  How to Get the Most Cash From Your Clothes Some things are guesswork when trying to sell your clothes. Stock and styles change, so it’s hard to say for sure which brand or outfit will sell. However, there are a few things you should always take into consideration, no matter the item or the store.  Following these few guidelines will ensure you get the best quote possible. Clean and Fold Your Clothes If it seems like I’m wagging my finger, it’s because I’m wagging my finger. Almost every store listed above recommends washing your clothes before taking them in. Since your payout is based on an associate’s quote after they carefully check each item, you don’t want dirt or food caked to your shirt. It’ll definitely go in the “no” pile. Pro Tip In general, to keep colors bright, you can soak your clothes in salt. Only wash them as needed — inside out and in cool water to avoid fading. Likewise, super wrinkly clothes come across as unwashed, and you don’t want to give that impression. So be sure to fold them neatly before taking them in. Use a Nice Basket or Hamper to Carry Your Clothes Quick! What do you think of when you see trash bags? Trash, right? Not clothes.  Presentation matters. The associates checking your clothes don’t want to sift through trash bags. So after you’ve washed all the clothes you want to sell, fold them and place them in a basket, hamper or box that you can take to the store.  Check for Damage or Pit Stains If you were a shopper, would you buy a shirt that had pit stains or a missing pocket? Didn’t think so. The stores work the same way. They don’t want damaged, stained or heavily faded clothing. Before you take your clothes in, examine [...]
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These Are the 20 Best Hospitals in the U.S.

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These Are the 20 Best Hospitals in the U.S.
When people think of the best medical facility in the U.S. — if not the world — one institution typically comes to mind: the Mayo Clinic. That reputation for excellence is well-deserved, according to U.S. News & World Report’s latest Best Hospitals rankings. The publication says the Rochester, Minnesota-based facility is the best hospital in the nation. It's not the usual... [...]
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Afternoon Deals: Saturday, August 10

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Afternoon Deals: Saturday, August 10
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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FINRA Issues Regulatory Notice Reminding Members of the SEC’s Adoption of a Best Interest Standard of Conduct

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FINRA Issues Regulatory Notice Reminding Members of the SEC’s Adoption of a Best Interest Standard of Conduct
On August 7, the Financial Industry Regulatory Authority (FINRA) issued Regulatory Notice 19-26, reminding members of the Securities and Exchange Commission’s (SEC) adoption of a “best interest” standard of conduct for broker-dealers and a relationship summary (Form CRS) delivery obligation. Regulation Best Interest (Reg BI), adopted by the SEC on June 5, 2019, establishes a “best interest” standard of conduct for broker-dealers and associated persons making a recommendation of any securities transaction or investment strategy involving securities to a retail customer. Other new rules and forms were adopted that will require broker-dealers and investment advisers to provide a Form CRS to retail investors. Firms must comply with Reg BI and the Form CRS delivery obligation by June 30, 2020. In connection with the new rules, a staff committee with representatives from the SEC’s Division of Investment Management, Division of Trading and Markets, Division of Economic and Risk Analysis, Office of Compliance Inspections and Examinations and Office of the General Counsel was established to assist firms with planning for implementation. Firms may send any questions by email to IABDQuestions@sec.gov. In addition, FINRA will produce written and online content and hold in-person meetings and workshops to assist firms with their implementation efforts. A webpage is also available for members to obtain information about the new rules. The Notice is available here. [...]
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Afternoon Deals: Saturday, August 3

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Afternoon Deals: Saturday, August 3
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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*HOT* Columbia Outerwear Deals!

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*HOT* Columbia Outerwear Deals!
This post may contain affiliate links. Read my disclosure policy here. Love Columbia? Score some HOT deals on outerwear right now! For a limited time, you can get some really nice discounts on Columbia outerwear when you use the promo code 65SUM2019 at checkout! And shipping is FREE if you’re a Columbia Rewards Member (it’s free to sign up)! Here are some deals you can score… Get this Women’s Mountain Crest Fleece Full Zip Jacket for only $19.98 shipped after the promo code (regularly $50)! Choose from four colors. Get this Men’s Panther Creek Jacket for only $35.99 shipped after the promo code (regularly $90)! Choose from six colors. Get this Men’s Boulder Ridge Henley Hoodie for only $19.99 shipped after the promo code (regularly $60)! Choose from three colors. Get this Kids’ Mountain Side Lined Windbreaker for just $17.58 shipped after the promo code (regularly $45)! Get this Women’s Warden Lodge Pullover Hoodie for just $27.98 shipped after the promo code (regularly $80)! Hurry – these are selling out quickly. [...]
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Afternoon Deals: Tuesday, July 30

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Afternoon Deals: Tuesday, July 30
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Afternoon Deals: Sunday, July 28

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Afternoon Deals: Sunday, July 28
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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5 Places to Get Free or Cheap Chicken Wings on Monday

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5 Places to Get Free or Cheap Chicken Wings on Monday
National Chicken Wing Day is right around the corner — Monday, July 29. And several restaurants will be serving up free or cheap wings to celebrate. Buffalo, New York, Mayor Stan Makowski declared the first National Chicken Wing Day on July 29, 1977, and people have been partaking of the bird on that date ever since. Following are a few restaurants where you can get a deal on wings on Monday. [...]
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10 Gadgets That Keep You Cool When It’s Hot

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10 Gadgets That Keep You Cool When It’s Hot
It’s getting hot out there! But not to worry. We’ve rounded up an array of innovative products to help you cool off and chill out this summer. There’s even one for four-legged family members. All of these products get four stars or better from reviewers. You’ll want to compare prices around the web, though, to be sure you’re getting the best deal. Also... [...]
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Office Depot/Office Max Back to School Deals for the week of July 21-27, 2019

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Office Depot/Office Max Back to School Deals for the week of July 21-27, 2019
The Back to School deals have started! Check out these amazing deals Office Depot/Office Max is offering this week. Here are the back to school deals at Office Depot/Office Max for the week of July 21-27, 2019: Office Depot JustBasics Spiral Notebook – $0.10 Office Depot Composition Books – $0.50 Office Depot 3 x 5 Index Cards, 100 ct – $0.50 Office Depot 2-Hole Manual Pencil Sharpener – $0.50 Pencil Boxes – $1.50 Westcott Printed & Jelly Scissors – $2 Sharpie Highlighters 4 pk – $2.99 Pencil Accesory Value Pack 110 ct – $4 Paper Mate Flair Porous-Point Pens 12-pack – $9.99 Be sure to check out all of the Best 2019 Back To School Deals! Don’t forget you can also sign up for our daily email newsletter to get all of the best back to school deals emailed to you every week! And be sure to check out my post on 5 Simple Ways to Save on Back to School Deals. [...]
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Afternoon Deals: Sunday, July 21

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Afternoon Deals: Sunday, July 21
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Afternoon Deals: Friday, July 19

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Afternoon Deals: Friday, July 19
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Afternoon Deals: Wednesday, July 17

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Afternoon Deals: Wednesday, July 17
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Prime Day 2019: All of the Best Deals Still Available!!

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Prime Day 2019: All of the Best Deals Still Available!!
This post may contain affiliate links. Read my disclosure policy here. Worried you missed some of the best Amazon Prime Day Deals? We’ve got you covered with this list! Wow! Prime Day 2019 has been GREAT this year with all kinds of HOT deals! Seriously, the deals over the past two days have been BETTER than last year’s Black Friday and Prime Day pricing! It’s been a crazy two days of deals, so we wanted to do a quick round-up of all of the deals that are still available from Amazon Prime Day 2019! Remember: Prime Day 2019 ends tonight at 11:59 p.m. ET, so you have until then to snag these deals. And don’t forget most of these are while supplies last, so definitely buy something right away if you want it. Stuff has been selling out SUPER FAST! {Hint: If something sold out or went up in price that you really wanted, be sure to keep checking back. It seems that some of the items are coming in and out of stock at their discounted pricing!} Top Deals From Today: Catan Board Game for just $29.99 shipped!! Fitbit Alta HR Activity Tracker for just $49.99 shipped! Utopia Bedding King Comforter Duvet Insert only $27.99 shipped! *HOT* Brother Sewing Machine only $59.99 shipped! *HOT* Ring Alarm System 5-Piece Kit for just $119 shipped! Up to 50% off Select Children’s Books! Dash Deluxe Rapid Egg Cooker for just $17.99 shipped! HUGE Savings on Area Rugs!! Hoover Cordless Stick Vacuum Cleaner only $149.99 shipped, plus more! Great Prices on Ticket to Ride Board Games!! American Mini Doll and Book Sets as low as $11.18 shipped! Echo (2nd Generation) only $49.99 shipped! NIVEA Pamper Time Gift Set – 5 Piece Luxury Collection only $12.97 shipped! CHI Straightening Hairstyling Iron only $68.59 shipped! Dyson Ball Animal 2 Total Clean Upright Vacuum Cleaner only $349.99 shipped! Quaker Life Breakfast Cereal, 3 Flavor Variety Pack (4 Boxes) only $4.39 shipped! Old Navy: Jeans for the Family only $8 – $10! *HOT* Lands’ End ClassMate Medium Backpacks as low as $7.64 shipped (Reg. $40!) All-New Echo Dot Kids Edition only $44.99 shipped! Aquaphor Healing Ointment Multipack only $11.56 shipped! Mrs. Meyer’s Clean Day Scented Soy Candle (2 Pack) as low as $10.16 shipped! GREAT Deals on Games for the Family! Cuisinart Chef’s Classic Stainless 7-Piece Cookware Set only $49.97 shipped! CamelBak Eddy+ Water Bottle with Straw only $7.41! Top Deals From Yesterday: Get $5 Off Any $15 Books Purchase on Amazon (My Favorite Prime Day Deal!) *HOT* Instant Pot 6-Quart 7-in-1 Programmable Pressure Cooker as low as $49.99 shipped! *HOT* Amazon Fire TV Stick with Alexa Voice Remote for just $14.99 shipped! *HOT* Bose SoundSport In-Ear Headphones only $39 shipped (Reg. $100!) Amazon Fire 7 Tablet only $24.99 shipped, plus more! HOT Prime Day Grocery Deals = Stock Up On Snacks, Oatmeal, Sparkling Water and more! Prime Day Deals on Weighted Blankets! Prime Day Deals on Air Fryers! iRobot Roomba 690 Robot Vacuum only $229 shipped! *HOT* All-New Kindle just $59.99 shipped (with $5 eBook credit!) *HOT* Kindle Paperwhite for just $84.99 shipped (with bonus $5 eBook credit!) Oral-B Pro 500 Electric Power Rechargeable Toothbrush for just $19.99 shipped! Tarte Cosmetics: Hot Steals Sale = Cosmetics just $10! *HOT* Adidas Men’s Duramo 9 Shoes only $21 shipped, plus more! Superfeet Men’s/Women’s Charcoal Insoles only $14.97 per pair, shipped! Chromebooks as low as $169.99 shipped! ECOVACS DEEBOT 500 Robotic Vacuum Cleaner for just $169.99 shipped! Dyson V7 Animal Pro+ Cordless Vacuum Cleaner only $279.99 shipped! All-New Fire 7 Kids Edition Tablet with Kid-Proof Case just $49.99 each, shipped! Prime Day Deals on AncestryDNA and 23andMe DNA Testing Kits! Magformers XL Double Cruiser 42-Piece Set Magnetic Building Blocks only $41.98 shipped, plus more! *HOT* Echo Show for just $49.99 shipped! Echo Dot 3rd Generation for just $22 shipped! LEGO Star Wars Millennium Falcon Building Kit for just $83.30 shipped! LOWEST Prices on LEGO Sets! Beats Solo3 Wireless On-Ear Headphones for just $139.99 shipped! Safety 1st Grow and Go 3-in-1 Convertible Car Seat only $99.99 shipped! Revlon One-Step Hair Dryer & Volumizer Hot Air Brush only $36.71 shipped! HUGE Savings on Board Games and Puzzles! Over 40% off Popular Melissa & Doug Toys and Puzzles! Fitbit Alta Smart Fitness Activity Tracker as low as $67.95 shipped! Samsung 11.6″ Chromebook 3, 16GB only $159 shipped! Go here to see all the Prime Day 2019 Deals! Not an Amazon Prime member? If you’re not already an Amazon Prime member, now is a GREAT time to sign up for the free 30-day trial of Amazon Prime so that you can take advantage of all these Prime Day deals before it ends tonight! What was your favorite Prime Day deal? We’d love to hear in the comments! [...]
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Prime Day 2019, Day One: All of the best deals so far!

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Prime Day 2019, Day One: All of the best deals so far!
Worried you missed some of the best Amazon Prime Day Deals? We’ve got you covered with this list! Wow! Prime Day 2019 is off to a great start with all kinds of HOT deals! Seriously, the deals today were BETTER than last year’s Black Friday and Prime Day pricing! It’s crazy!! The deals were flying FAST today, so we wanted to round up all the deals that are still available from Day One of Prime Day 2019! {Hint: If something sold out or went up in price that you really wanted, be sure to keep checking back. It seems that some of the items are coming in and out of stock at their discounted pricing!} And we’ll be back first thing in the morning for more Prime Day coverage for Day Two! See you then! Best Prime Day 2019 Deals From Day One: Get $5 Off Any $15 Books Purchase on Amazon (My Favorite Prime Day Deal!) *HOT* Instant Pot 6-Quart 7-in-1 Programmable Pressure Cooker as low as $49.99 shipped! *HOT* Amazon Fire TV Stick with Alexa Voice Remote for just $14.99 shipped! *HOT* Up to 40% off Apple Watches and iPads! *HOT* Bose SoundSport In-Ear Headphones only $39 shipped (Reg. $100!) Amazon Fire 7 Tablet only $24.99 shipped, plus more! *HOT* Vitamix 5200 Professional Blender for just $279.95 shipped! Ninja Professional Countertop Blender for just $44.99 shipped! HOT Prime Day Grocery Deals = Stock Up On Snacks, Oatmeal, Sparkling Water and more! Prime Day Deals on Weighted Blankets! Prime Day Deals on Air Fryers! iRobot Roomba 690 Robot Vacuum only $229 shipped! *HOT* All-New Kindle just $59.99 shipped (with $5 eBook credit!) *HOT* Kindle Paperwhite for just $84.99 shipped (with bonus $5 eBook credit!) Oral-B Pro 500 Electric Power Rechargeable Toothbrush for just $19.99 shipped! Tarte Cosmetics: Hot Steals Sale = Cosmetics just $10! *HOT* Adidas Men’s Duramo 9 Shoes only $21 shipped, plus more! Superfeet Men’s/Women’s Charcoal Insoles only $14.97 per pair, shipped! Chromebooks as low as $169.99 shipped! ECOVACS DEEBOT 500 Robotic Vacuum Cleaner for just $169.99 shipped! *HOT* Shark Genius Hard Floor Cleaning System Pocket Steam Mop only $59.99 shipped (Reg. $120!) *HOT* YETI Hopper Flip 18 Cooler for just $209.99 shipped! Dyson V7 Animal Pro+ Cordless Vacuum Cleaner only $279.99 shipped! All-New Fire 7 Kids Edition Tablet with Kid-Proof Case just $49.99 each, shipped! Prime Day Deals on AncestryDNA and 23andMe DNA Testing Kits! Magformers XL Double Cruiser 42-Piece Set Magnetic Building Blocks only $41.98 shipped, plus more! *HOT* Echo Show for just $49.99 shipped! Echo Dot 3rd Generation for just $22 shipped! LEGO Star Wars Millennium Falcon Building Kit for just $83.30 shipped! LOWEST Prices on LEGO Sets! Beats Solo3 Wireless On-Ear Headphones for just $139.99 shipped! Keurig K-Mini Single Serve Coffee Maker with AmazonFresh Colombia Medium Roast K-Cup Coffee Pods (12 count) only $49.99 shipped! Safety 1st Grow and Go 3-in-1 Convertible Car Seat only $99.99 shipped! Revlon One-Step Hair Dryer & Volumizer Hot Air Brush only $36.71 shipped! HUGE Savings on Board Games and Puzzles! Over 40% off Popular Melissa & Doug Toys and Puzzles! LifeStraw Personal Water Filter only $9.89 shipped! Fitbit Alta Smart Fitness Activity Tracker as low as $67.95 shipped! Old Navy: 50% off the Entire Site + Free Shipping!! Samsung 11.6″ Chromebook 3, 16GB only $159 shipped! 8×10 Area Rugs only $89.99 shipped at Wayfair! Walgreens Photo: Get 25 Photo Prints for just $0.01 each + Free Pickup! Go here to see all the Prime Day 2019 Deals! Not an Amazon Prime member? If you’re not already an Amazon Prime member, now is a GREAT time to sign up for the free 30-day trial of Amazon Prime so that you can take advantage of all these Prime Day deals! What’s been your favorite Prime Day find so far? Let us know in the comments! [...]
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Afternoon Deals: Saturday, July 13

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Afternoon Deals: Saturday, July 13
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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You’re Probably Storing These 13 Foods Wrong… and It’s Costing You Money

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You’re Probably Storing These 13 Foods Wrong… and It’s Costing You Money
Americans waste a lot of food.  In fact, 31% of retail and consumer food goes uneaten, according to the USDA. That’s almost a third. It’s easy to understand why.  We’ve all been there — you go grocery shopping with great intentions. Then you come home, only to be seduced by the convenience of pizza delivery or takeout Chinese.  But if you store your groceries properly, they’ll last longer — and you’ll have a better opportunity to cook them. Most of what you’re throwing away is probably fresh produce.  Shelved items usually have a pretty decent, well, shelf life. And most of us know how to quickly freeze up the meat from the grocery.  But produce is a fickle mistress. Different items need to be treated in surprisingly different ways for the best results.  How to Store Fruits and Vegetables So They Stay Fresh Through proper food storage you will not only contribute to ending food waste, you will also save a ton of money, too. So here’s how to store your fruits and veggies. 1. Apples Although they look lovely in a basket, apples are actually a great fruit to put in the fridge!  In fact, they only stay fresh a few days on the counter. They’ll do best in the crisping drawer.  Make sure your fridge isn’t cold enough to freeze them! All of their cells will rupture, leaving you with mealy apples — yuck. Also, because apples produce a gas called ethylene as they ripen, never store them with potatoes. The gas is harmless, but it can make your potatoes go soft and sprouty well before their time.  (Your potatoes shouldn’t be in the fridge, anyway! But we’ll get to that.) 2. Avocados This is a fun one, because you have so much control over the ripening process! If your avocados are still hard and green, leave them at room temperature on the counter to ripen.  If you need to speed up the ripening, stick them in a brown paper bag so they’re trapped with their ethylene gas — they’ll be ready for guacamole in no time. But if you’re trying to keep a ripe avocado around longer, the solution is simple: Stick it in the fridge.  The cool atmosphere slows the ripening process, so you can keep your avocado’s freshness level right where you want it for a few extra days. 3. Bananas If you want to keep a whole bunch of bananas fresh for a longer period of time, here’s a secret: Wrap the stems in plastic wrap.  You can either leave them in the bunch and wrap all the stems together, or separate the bananas and wrap them separately — which might make them last a little bit longer. Why does this work?  It’s ethylene gas again — and by wrapping the stems, you trap the gas and keep it from reaching the rest of the banana so you can take your time eating them. You can also peel your bananas and freeze ‘em. I love using frozen bananas as a healthy base for my morning smoothie!  4. Broccoli No matter how many times you’ve seen broccoli tightly wrapped in plastic at your local grocery, it’s not the best way to store it — unless you’re eating it tonight. Raw broccoli requires airflow and moisture to stay fresh.  One ideal way to keep it is something you probably don’t do: Put it stem-side down in a vase with water in the fridge.  By making a broccoli bouquet, you’re providing water and still letting the bushy tops get the oxygen they need. Your head of broccoli might last up to a week this way! If that seems a little intense to you, you can also loosely wrap your broccoli in damp paper towels and refrigerate. It’ll keep this way for up to four days. 5. Berries If you love fresh berries, but hate how quickly they go moldy in your fridge, here’s the secret: Give them a vinegar bath.  Then store them on paper towels to help soak up moisture. White vinegar kills the spores fresh berries accumulate before they arrive in your kitchen, giving you some extra time to snack on them before the fuzzies set in. And if you rinse them well, they won’t taste a hint like vinegar, promises Allrecipes’ Vanessa Greaves. One caveat: This treatment might be a bit much for raspberries, which are quite delicate.  Just rinse before you eat them — and do so quickly (which shouldn’t be hard! Raspberries are so good…) 6. Carrots Slice off the green tops, which draw moisture from the carrots, making them wither more quickly.  Then place them, unpeeled, in a sealed plastic bag in your refrigerator’s crisper drawer for up to two weeks. If you buy pre-trimmed carrots, like baby-cut, here’s a hint: They last longer if you submerge them in water in a tightly-covered container!  Just be sure to change the water frequently. 7. Citrus Fruit Today in “stuff this Florida girl should’ve known:” Citrus fruit should be refrigerated!  Apparently, the vegetable drawer is the best spot — and don’t enclose oranges in airtight bags or containers. 8. Cucumbers These guys shouldn’t be in the fridge, which is definitely news to this salad-eater!  They’ll go soft days in advance if they’re stored below 50 degrees. They’re sensitive to ethylene, so keep them away from other countertop dwellers like bananas and tomatoes. 9. Fresh Herbs Fresh herbs can be one of the biggest problem items when it comes to throwing groceries away. Recipes always call for so little, and they’re sold in such big bunches! Having trashed a phenomenal amount of cilantro and parsley in my time, I won’t even pretend to be an expert on this.  Fortunately, J. Kenji López-Alt over at Serious Eats is.  The short story? Rinse herbs and dry thoroughly in a salad spinner, then transfer to paper towel rolls or stand upright in mason jars of water depending on the herb.  The long version? Click through for the full details. 10. Leafy Greens If you’re trying to get more of these nutrient powerhouses into your diet, good for you! But they can be a little intimidating to clean, prepare and store.  To keep leafy greens like spinach, chard and collard greens fresh longer, wash and dry them well, then wrap them in paper towels.  Keep the bunches whole, unless you plan on using them soon. Then place the paper towel roll into a perforated, unsealed plastic bag.  If you’re dealing with salad greens, dumping washed leaves into a paper towel-lined plastic storage container is your best bet.  11. Onions First things first: Don’t store onions in direct sunlight. Keep your onions in a cool, dark, well-ventilated and dry place.  Some people store them in tied-off pantyhose and hang them on the back of a pantry door. It allows them to breathe, while evaporating any moisture they come in contact with quickly.  Properly stored onions can stay fresh up to six months! 12. Potatoes Potatoes do best in a cool, dark, dry place — but not too cool.  If potatoes are stored under 50 degrees, their starches can convert to sugar, which may sound good, but is actually (really) bad. Potatoes exposed to too much light may sprout. They’re still safe to eat, but you should cut the sprouts off first. P.S. You may notice that potatoes and onions like similar environments, but you’ll want to find two different cool, dark, dry spots in your house. If you store them together, they’ll both go bad more quickly. 13. Tomatoes You’ve probably heard that putting tomatoes in the fridge ruins their flavor.  But if you’ve come into an abundance of tomatoes you can’t quite keep up with, stick the overripe ones in the fridge to keep them from rotting for a few more days. Just bring them back to room temperature before you consume them. Jamie Cattanach (@jamiecattanach) is a contributor to The Penny Hoarder. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Afternoon Deals: Saturday, July 6

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Afternoon Deals: Saturday, July 6
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Amazon Music Unlimited 4-Month Membership just $0.99!

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Amazon Music Unlimited 4-Month Membership just $0.99!
This post may contain affiliate links. Read my disclosure policy here. As an early Amazon Prime Day deal, you can get a HOT deal on an Amazon Music Unlimited membership! {Did you see that you can also get a FREE 3-month subscription to Kindle Unlimited right now?!} If you’re a Prime member who has never tried Amazon Music Unlimited, you can currently get a 4-month subscription for just $0.99! This is a HOT deal, because you get 30 days for free and then pay $7.99 each month after that. That means you’re saving $22.98 with this deal! With this music streaming service, you’ll get: Completely ad-free music streaming. Tens of millions of songs and thousands of expert-programmed playlists and stations. The ability to listen to any song, anytime, anywhere, on all your devices – smartphone, tablet, PC/Mac, Fire TV, and Alexa-enabled devices like Amazon Echo. Personalized recommendations based on your listening habits. Offline listening with downloadable songs and playlists. The hottest new releases from today’s most popular artists. The choice of an individual or family plan. *Note: After your first 4 months of Amazon Music Unlimited, your plan will automatically renew at the monthly rate of $7.99 per month. If you don’t wish to continue at the full price each month, be sure to cancel before your first 4 months is up. Valid ONLY for Prime members who are new subscribers, through July 16th. Go here to get started with your 4-month subscription. Psst! Are you ready for Amazon Prime Day?! [...]
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Afternoon Deals: Sunday, June 30

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Afternoon Deals: Sunday, June 30
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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The Best Summer Jobs for Teens

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The Best Summer Jobs for Teens
Looking for ideas for summer jobs for teens? I’ve compiled some of my favorite ideas to help you get your creative wheels turning! You might also be interested in 5 Work-at-Home Jobs for Beginners and Over 40 Different Income-Earning Ideas. Summer Jobs for Teens Recently, a follower asked me if I had any ideas for some good summer jobs for teens. I asked my Facebook followers for their suggestions and they did not disappoint. You can read the entire post with over 200+ comments here. I’ve picked some of what I felt like were some of the best summer jobs for teens submitted. Hopefully this list will at least give you some ideas if you’re looking for some great summer jobs for your teen (or jobs they can do year-round!) 1. Tutor Of all the suggestions submitted, this one was the top one suggested! Michelle said: “Tutor!!! Summer us great time to offer reading tutoring. There are lesson plans out there and it is a great way to make $$$.” Psst! Are you an adult who is interested in doing online tutoring? Check out the opportunity to teach online with VIPKID. 2. Teach Music Lessons Andrea says: “My friend’s teenage daughter was an accomplished piano player by the time she was in high school and gave lessons as her ‘after school job’ to young kids/beginners. She taught my daughter for over a year. She did her lessons at the children’s homes and it was perfect – she didn’t have to have a ‘studio’ of her own and none of us parents had to worry about shuttling our kids somewhere for lessons!!” By the way, this was something I did as a teen. I taught violin to a number of different students and it was such a good learning and growing experience for me! Oh and parents especially love if you’re willing to drive to their house and teach the lessons! 3. Pet Sit/Walk Dogs Geri said: “My daughters both did pet sitting in their teens. They sat for everything from boa constrictors and hissing cockroaches to dogs and cats. They even took care of goats, chickens, cows, horses and other livestock. Not a skill set every teen has, but they grew up on our farm caring for our animals.” If you love animals, you could also consider working for your local vet. Shannon said, “As a teen, I worked for my local vet clinic cleaning cages, walking dogs, washing laundry, mopping floors, etc. That turned into occasional and then part-time admin work plus assisting vets on house calls as I was just available and willing to learn. Got to interact with so many people and their pets!” 4. Referee Sports Games This is one that we’re looking into having Kathrynne possibly do. Camille said: “My kids referee soccer. They could take the class once they turned 12. It’s been a great experience for all 3 of mine. They are responsible for submitting their availability online, accepting games, and communicating with their assignor.” Andrea said: “My 14-year-old and 12-year-old referee soccer games! They don’t have time to earn as much as a regular job, but my 14-year-old bought himself his own computer after just a couple months of work last summer.” Tracy also posted and said: “My 15-year-old has been doing this for 2 years. It is pretty decent income for that age. Having thick skin to ignore the fans helps.” 5. Babysit (& clean a little, too!) Of course you knew this one had to be on the list! But take note of Melissa’s tip: “Babysitting will absolutely pay the most. If she interacts with the children, does the dishes and tidies up the house she’ll be in more demand and will earn more.” And Celena said: “I have a hard time finding sitters who do more than the bare minimum. When I babysat in college, I always got massive tips and had people calling me all the time. I never understood why until I hired my first babysitter and came home after a late night out to a super messy house, dinner dishes still in the sink, and the sitter on the couch on her phone. Argh.” I 100% agree! Go above and beyond and leave the house cleaner than you found it and you will likely have more jobs than you can take! 6. Wash Windows Danna commented: “I’m a merit badge counselor for Boy Scouts in Entrepreneurship. I recently taught a merit badge clinic and one of the boys in the clinic runs a very successful business. He’s 14 and he washes windows. He started on his own house and his neighbors’ houses when he was 11. He advertises using referrals and NextDoor.com to keep jobs close to his home. At 14 he has 2 employees and makes about $400 a weekend that he works.” 7. Teach Classes Have a skill you are good at or passionate about? Consider teaching a class for younger kids! Hollie suggested this and said: “My daughter and her friend started a cooking class for kids ages 7-12. They did the class 3 times a week for 45 min to 1 hour. Kids could do a week or all 6 weeks. Each day was a different recipe/technique. All recipes were mom approved. They had a good turnout and really enjoyed themselves.” A Few Bonus Ideas Sell things you get for free: “My brother, last summer when he was 14, collected free things off of Facebook groups and Craigslist. He needed help from my mom to go collect the items, but when he got them home he cleaned them up and did his own yard sale/sold some things online. With the money he made, he was able to pay for a summer trip. He and my mom also like to do that by going to the thrift store. It’s amazing what you can find to resell. -Jaclyn” Sell photos: “Also, if she has access to a smart phone, she can take and upload her photos to an app called “foap.” People who want digital images (like for blogs or small businesses, etc.) can buy a license to use her photos she uploads. Foap splits the purchase 50/50 and generally each license is $10 so she’d earn $5 per license sold. If one photo sells 20 licenses, that’s $100 in her pocket. -Crystal” Become a Lifeguard: “My son got certified at the local YMCA and is a Life Guard. He is able to have a flexible schedule with school and the swim team. Works well for him. -Julie” What other ideas for good summer jobs for teens would you add to my list? [...]
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Afternoon Deals: Sunday, June 23

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Afternoon Deals: Sunday, June 23
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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My Completely Honest Twigby Review (and why it’s a great option for teens!)

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My Completely Honest Twigby Review (and why it’s a great option for teens!)
Looking for really honest Twigby reviews or searching for ways to save money on kids’ phones? This is a really comprehensive post on the pros and cons of Twigby phones, Twigby plans, and Twigby phone service! Note: This post is sponsored by Twigby, but all opinions are my own. Read our disclosure policy here. Ready to get a phone for your teen or pre-teen? Have you been thinking of getting a phone for your child? Wishing you could figure out how to add a phone without spending a lot of money? I highly recommend checking out Twigby! Twigby is a company dedicated to providing fantastic phone service at great prices and they are the perfect option for your pre-teen or teen’s first phone because they are so affordable, the offer great coverage, and they have so many different options for phone plans. Why You Should Consider Twigby Twigby plans are super affordable with a lot of flexibility — which is perfect for a child’s first phone. You can custom build your plan for each individual phone line based upon how much data each family member needs. You can also put some restrictions or limits in place for kids. In addition, Twigby offers a really great range of options when it comes to phones. They have everything from basic flip phones all the way up to iPhone 8’s and other smart phones. If you don’t want to buy a smart phone for your teen or pre-teen and just want a basic phone with basic features, Twigby offers some incredible pricing! However, even if you want all the perks of a regular smart phone with a data plan each month for your teen or pre-teen, you will still likely save a lot of money by using Twigby. There Are No Activation or Termination Fees! Unlike traditional cell phone companies, Twigby gives you the ability to create your own custom, prepaid plan — without a contract or an unnecessary activation fee. (Be sure to check out the Twigby reviews from my readers below!) My favorite part about their service (in addition to their great prices!) is that they offer the ability to change plans or phones at any time for free. You’re not locked into an expensive contract that has activation and termination fees. We got locked into a phone plan a few years ago with another company and we wanted to switch, but it was going to be crazy expensive to do so. I think this is one of the biggest and best selling points of Twigby, personally! Psst! If you end up switching over to their phone service, they also offer a referral program so you can email your friends a special link and, if your friend signs up through your link, you’ll both automatically receive a $10 credit 45 days from your friend’s activation date! Read more about their referral program here.   How Much Will You Save with Twigby? Twigby has plans starting as low as $9 per month for just talk and text. And data plans start as low as $12 per month! Even a cell phone plan with unlimited talk and text and 10 GB of data only costs you $43 per month — which is a lot less than you’ll usually pay! With these kinds of prices, don’t just think about using Twigby as a phone service for your teen or pre-teen. It’s also worth checking to see if Twigby might save you money each month on your family cell phone bill — even if you’ve been on a family plan with a provider for a decade! Get this: The average family that switches to Twigby saves $60 on their cell phone bill, which equates to an annual savings of $720! See how much you could save by switching to Twigby when you use this handy-dandy calculator here. (If you try out the calculator, let us know how much it says you could save on your phone service! I’m very curious to hear!) Does Twigby Sell Phones? Twigby doesn’t just offer fantastic prices on cell phone service; you can also get great deals on phones from them! So they are a one-stop shop for saving money on phones for your teen or pre-teen! If you aren’t planning to buy your child a fancy iPhone, be sure to check out all of the simple and affordable phones they offer that are $75 or less. Plus, you can even get a $10 credit added to your account when you use code MOM at checkout! Note: This $10 credit will be applied to your account when you purchase a phone or SIM card from Twigby with a new service and use the coupon code or when bring your own phone is activated. Is the Coverage Good? A lot of times budget phone plans like this don’t offer very good coverage, but Twigby’s coverage is really exceptional! In fact, their coverage is guaranteed because they utilize not just one, but two of the nation’s largest cellular networks (Sprint and Verizon)! That means if you’re out of reach on their primary network (Sprint), you will still be able to access talk and text on their secondary network (Verizon). The best part is that it’s completely free and your phone automatically switches networks when necessary. You can go HERE to enter your address and check your coverage. Twigby Reviews from My Readers Many MoneySavingMom.com readers have signed up to try Twigby and have absolutely loved it! We’ve heard SO many rave reviews about the affordability and their amazing customer service. Here are just a couple of Twigby reviews from readers: “We have been THRILLED!!!!!  Love the service, the prices, the way things keep getting better and better (seriously, name another company that LOWERS your price or gives you more data????). We love Twigby!!!” “My husband decided to try out the coverage and it was much better (once we figured out to turn the roaming on!). Also, it was cheaper than PureTalk. We don’t use our phones much, so it is great to only pay for what we will use.” Other Features of Twigby In addition to their affordability, flexibility, and great coverage, Twigby also offers: Ease of getting started. You don’t have to mess with going to a store and picking out a phone plan. You just go to their site, pick your phone plan and either switch your current phone over or get a new phone, and they get it all set up for you. Ability to keep your same phone number. When you switch to Twigby, you get to keep your current number that you’ve had for years. You don’t have to switch to a new number. International calling and texting. With Twigby, you can use your minutes to call numbers in Canada, China, and Mexico at no additional charge. You also get Unlimited Global Texting to over 180 other countries. As long as you’re inside the U.S. when sending and receiving texts, you can send those texts to anyone in another country! Risk-Free Satisfaction Guarantee. If for any reason you’re not satisfied within 30 days of switching to Twigby, you’ll get a 100% full refund! Free overage protection. You can rest easy in knowing that you will never be charged for overages without your go-ahead! You have complete control. Sign Up and Save 25% Off Your First Six Months! Want to try out Twigby and save 25% off your first six months on their plan? Twigby is offering MoneySavingMom.com readers 25% off your first six months of phone service right now! Valid for a limited time only. (And if you’re not completely satisfied within 30 days of activating your service, you’ll get a full refund!) Go here to get started with Twigby. [...]
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CVS: Deals for the week of June 16-22, 2019

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CVS: Deals for the week of June 16-22, 2019
Looking for all the best weekly CVS deals? Check out this list of the hottest deals you’ll find in-store this week! Here are the best deals at CVS this week, with a big thanks to Passionate Penny Pincher for her help in compiling them: Buy 2 Maybelline Eye Brow Liner – $4.99, Get $6 ECBs (Limit 1) Used (2) $3/1 Maybelline Eye Product printable will need to sign up can get 2 coupons when signing up Pay $3.98 out of pocket, Get $6 ECBs Free plus $2.02 moneymaker after coupons and ECBs Buy 1 Colgate Total TS or Max Toothpaste at $3.49, Get $2 ECBs (Limit 2) Use $1/1 printable Pay $2.49 out of pocket, Get $2 ECBs $0.49 after coupon and ECBs Buy 1 Hershey King Size at $1.88, Get $1 ECBs (Limit 1) Pay $1.88 out of pocket, Get $1 ECBs $0.88 after ECBS Buy 1 General Mills Cereal at $2.88, Get $1 ECBs (Limit 1) Pay $2.88 out of pocket, Get $1 ECBs $1.88 after ECBS Buy 1 Physician Formula Make Up Staring at $9.99, Get $7 ECBs Pay $9.99 out of pocket, Get $7 ECBs $2.99 after ECBs Buy 2 Scott Toilet Paper (18 roll) at $7.99, Get $5 ECBs (Limit 1) Use $0.55/1 Scott Bath Tissue printable Pay $14.88 out of pocket, Get $5 ECBs $4.94 each after coupons and ECBs Buy 1 Coppertone Sunscreen at $9.99, Get $2 ECBs (Limit 1) Use $2/1 printable Pay $7.99 out of pocket, Get $2 ECBs $5.99 after coupon and ECBs Buy 1 Finishing Touch Flawless Face or Brow at $19.99, Get $5 ECBs (Limit 1) Pay $19.99 out of pocket, Get $5 ECBs $14.99 after ECBs Spend $20, Get $5 ECBs (Limit 1) *Deal Idea* Buy 2 Charmin Toilet Paper (6 Mega Roll) or Bounty Paper Towels (4 rolls) – $6.99 Buy 1 Tide Pods (12 -16 ct) – $4.94 Buy 1 Dawn Dish Soap – $0.99 Use $2/1 Tide App coupon or $2/1 Tide coupon from the 5/26 P&G insert Pay $17.91 out of pocket, Get $5 ECBs $4.30 each after coupons and ECBs OR Buy 3 Tide Pods (12 -16 ct) – $4.94 Buy 1 Charmin Toilet Paper (6 Mega Roll) or Bounty Paper Towels (4 rolls) – $6.99 Use $2/1 Tide App coupon and (2) $2/1 Tide coupon from the 5/26 P&G insert Pay $15.81 out of pocket, Get $5 ECBs $2.70 each after coupons and ECBs Spend $25, Get $7 ECBs (Limit 1) *Deal Idea* Buy 2 Huggies Diapers at $12.49 (Buy 1, Get 1 50% OFF) Buy 2 Pampers Wipes – $2.99 Use (2) $1/1 printable Use $0.50/1 Pampers Wipes App coupon Pay $22.21 out of pocket, Get $7 ECBs $7.60 each after coupons and ECBs Deals In Ad M&M Candy (9 oz) – $2.50 Use $1/2 coupon from the 6/16 SmartSource insert Use $1/2 CVS coupon from CVS machine $1.50 each after coupons Tide Simply Laundry Detergent (40 oz) – $2.94 Use $1/1 App coupon $1.94 after coupon New to shopping at CVS? Be sure to check out my CVS 101 post that gives you the full scoop on how to get the best bargains at CVS. See the full list of deals at CVS here. [...]
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Afternoon Deals: Saturday, June 8

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Afternoon Deals: Saturday, June 8
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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My Favorite Cute Summer Tops for Women (all from Amazon!)

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My Favorite Cute Summer Tops for Women (all from Amazon!)
Looking for some cute summer tops for women that are inexpensive and durable? Here are 3 of my favorite summer tops from Amazon that I have worn over and over again in the last year! 3 Cute Summer Tops From Amazon As you likely well know, I love finding great clothing deals at great prices on Amazon. And I love sharing those great finds with you all! In today’s post, I want to share 3 summer tops for women I purchased from Amazon and absolutely love! All of these have held up well to multiple washings, are very comfortable, are inexpensively priced, and fit well. This post may contain affiliate links. Read my disclosure policy here. 1. Amazon Essentials V-Neck T-Shirt These tees come in a two-pack for $18.50 shipped (Less than $10 each shipped!) and they are some of my favorite v-neck tees! They are soft, fit well, but aren’t too tight. You can wear them tucked in or left out. I prefer to tuck them in and wear them with a belt or to do a half tuck. I got the navy/turquoise set (see the two pictures above). This particular set is currently out of stock, but they have a lot of other colors available in this same style and price. 2. Made By Emma Short Sleeve Chambray Shirt I adore this shirt and usually always wear it at least once a week! It’s lightweight, soft, and so comfortable. You can wear it untucked for a casual look, tucked in for a more tailored look, or with a cardigan or jacket. Many of the reviews on Amazon say that it runs small. I have on a small here and that’s the size I usually wear. It’s possible that some of the larger sizes aren’t as true to size. The only drawback of this shirt is that Amazon doesn’t offer free returns on it and it’s $14.97 + $4.99 shipping.   3. WLLW Crew Neck Sleeveless Shirt This is another shirt that I wear almost weekly! And it’s just $15.99 shipped or less (depending upon what size and pattern you choose). It comes in a number of different patterns and colors. One thing I wanted to mention is that some of you have ordered this and some of you said your shirt was a bit darker than mine was and you felt like the material looked different than mine does. The good news? This shirt has free returns, so if you order it and don’t like it, you can easily return it — completely free (Amazon will email you a shipping label to return it). Note: Many of you asked about the shirt I have on underneath this tank. It’s this halter top bralette and I really love it for halter top tanks! How to Search for Clothes on Amazon Be willing to dig. It’s not always easy to find what you’re looking for at first. Sometimes, you have to put in specific search terms to find exactly what you’re looking for. Don’t give up within a few tries; it’s probably there if you’re willing to dig! Use as specific of search terms as possible. If you know a brand name and specific type of what you’re looking for, be sure to include those details in the search terms. Amazon carries a LOT of brands and you might be surprised what you find and the prices they are offering. Look at the related searches. If you find an item you love, be sure to scroll down on the page to see the “Related Searches” items + the “People Who Bought This Also Bought” selections. In both cases, I’ll often find some great options there that I might not have found just by searching. What To Check For Before Making a Purchase Check if they offer free returns. Many clothing items on Amazon offer free returns. This means that if you don’t like the item for any reason, you can go on Amazon and request to return it. They’ll send you a free shipping label so you can return it and get your money back. Read the reviews. I learn so much by looking at the reviews. You can often also see pictures of the actual item on someone. This is really helpful! Always check the shipping price. Many clothes ship free to Amazon Prime members. Make sure you check the shipping price before falling in love with something — because sometimes it won’t be free and might be as high as $5-$6. Look to see where something is made/ships from. Some of Amazon’s clothing ships from China and takes 4-6 weeks to arrive. Be aware of this when you are looking at items — especially if you are hoping to get them within in a few days. Two other tops that didn’t make it to my top 3 list, but that I also love and wear often are the two above shirts: FOMANSH Color Block Tee (this one looks a tad different than the one I have on above but Amazon says it’s the one I have — it has free returns in case it shows up looking different!) Vemvan Striped Block Tee (comes in a number of different colors and is just $15.99!) Other Places to Get Great Deals on Clothes Your Closet — Don’t run out and get something new because “you have nothing to wear” without first checking your closet. There might be a dozen items in there you’ve not worn for awhile just because you forgot about them! Save yourself a trip to the store plus the money for new clothes by making sure you’re wearing what you already own! Thrift Stores — Thrift stores are a gold mine of deals, if you have the patience to dig and look. Approach it like a treasure hunt, have strict guidelines for what you are looking for, and make sure Swap Meets with Friends — Get your group of girlfriends together and have everyone bring what they no longer love, need, fit into, or wear and swap out clothes. This is a fun way to freshen up your closet — for free! TJ Maxx — I’ve found lots of great deals at TJ Maxx over the years. You never know quite what you’ll find, but it’s a great place to find deals on basics like camis, socks, scarves, and workout clothes. Target — Target often releases great coupons through their cartwheel app that can be paired with items from the Clearance Racks. This can make for great deals! Zulily — This is an online daily deal site that has lots of sales on ladies’ clothing. If you like certain name brands like Under Armor or Tom’s, check out this site for their regular sales. Note: The shipping tends to be high on this site and it takes quite awhile for you to receive your items in the mail. What are YOUR best tips for finding great deals on clothes? I’d love to hear! Other Related Links: How I’ve Simplified My Wardrobe The Outfit Formulas That Changed My Life My Completely Honest Review of Stitch Fix Putting Me Together (no-fuss fashion for moms) Get a FREE Month of Rocksbox Jewelry [...]
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NerdWallet’s Best Credit Cards for Transit Spending

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NerdWallet’s Best Credit Cards for Transit Spending
More than three-quarters of Americans commute by car, but millions of people also use public transit and other shared forms of transportation to get to work. Whether it’s bus/train/cab fare, rideshares, tolls or parking, you may spend hundreds of dollars a month just getting around. Thankfully, several credit cards offer bonus rewards specifically on those costs. Even general travel cards that... Sara Rathner is a writer at NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article NerdWallet’s Best Credit Cards for Transit Spending originally appeared on NerdWallet. [...]
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Summer Movies for Kids | 2019 Discounts and Deals!

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Summer Movies for Kids | 2019 Discounts and Deals!
Looking for some frugal fun for the kiddos this summer? Be sure to check out this round-up of all the best discounts on summer movies for kids! {Looking for other fun summer deals? Don’t miss our round-up of the best Summer Reading Programs! Plus, kids can bowl for free and skate for free at many participating locations this summer! And don’t forget to stop by Sonic after 8 p.m. for half-price ice cream shakes!} Summer Movies for Kids 2019 If you’re looking for a great way to have some frugal fun with your kids this summer, then be sure to check out this list of discounts on kids’ movies! Regal Cinemas — Each Tuesday and Wednesday at 10 a.m., participating Regal Cinemas are offering moviegoers of all ages a selection of G or PG-rated films for just $1! Valid through September 4, 2019. Cinemark Theaters — Participating Cinemark theaters are offering a 10-Week Cinemark Summer Movie Clubhouse promotion. If you purchase in advance at the Box Office, then you can get up to 10 tickets to select G- or PG-rated movies for just $5 — which makes it just $0.50 per movie! Valid from May 27 – September 8, 2019. AMC Theaters — AMC Theaters will be offering a kid’s movie ticket and AMC KidsPack for just $4 every Wednesday at 10 a.m. over the summer! The KidsPack includes kid’s popcorn, fountain drink, and FrootiTooti fruit snacks. Alamo Drafthouse Cinema — Kids ages 3+ can enjoy family favorite films for just $1, $3, or $5 – your choice! Movies screen daily at 10:30am. Cineplex — Participaint Cineplex Theaters are offering family favorite films each Saturday morning at 11 a.m. for just $2.99 per film! Classic Cinemas — Watch PG-rated films for just $1 at 10 a.m. every Wednesday! Also, be sure to arrive early at 9 a.m. so you can meet some of your favorite characters and join in on the fun games & activities! Valid June 5 – August 7, 2019. Marcus Theaters — View your favorite family flicks for just $3 on Sundays, Mondays and Wednesdays, June 16 – August 14, 2019. Additionally, popcorn and fountain drinks will be just $2.75 each! Studio Movie Grille — Escape the summer heat and watch $1 screenings of recent, popular, children films through August 30, 2019. Harkins Theaters — Kids can enjoy a movie each week for 10 weeks, for less than $1 per film. Price varies by the theater, but ranges from $5 to $7 for the whole summer. Paragon Theaters — Enjoy free kids movies at 10 a.m. on Tuesdays, Wednesdays, and Thursdays from June 11 – August 8, 2019. Metropolitan Theatres — Summer Kids Film Series will be taking place on Tuesdays at 10 a.m. for just $2 per movie. Paseo Nuevo and Metrolux 14 also have shows on Tuesdays and Wednesdays at 10 a.m., and Camino Real has shows every Thursday. Cobb Theatres — Every Tuesday, Wednesday, and Thursday at 10 a.m. kids can enjoy free movies! Doors open at 9:30 a.m. and tickets are valid for same day only. Megaplex Theatres — Megaplex Theatres is offering young fans and their families a fun summer filled with a movie pass! See 10 movies for just $10. Bowtie Cinemas — Kids can see a free movie on Tuesdays and Wednesdays at 10 a.m. from June 25th through August 21st. Phoenix Theatres — See a free movie each Tuesday, Wednesday, and Thursday at 10 a.m.. Doors open at 9 a.m. and all age groups are welcome. In addition, they will be offering a special Kiddie Meal! Georgia Theatre Company — Participating Georgia Theatre Company locations are offering a Summer Kid Show Series at 10 a.m. every Tuesday and Thursday in June and July! Admission is just $1.50! Also, get drinks and popcorn for just $1.50 each! Ultra Star Cinemas –– Kids can see a movie Monday through Friday at 9:30 a.m. for just $1 per film! Do you know of any other discounts on summer movies for kids? Let us know if we missed any! Thanks, Hip2Save! [...]
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Afternoon Deals: Sunday, May 26

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Afternoon Deals: Sunday, May 26
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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Which Fitness Chain Has the Best Gym Membership for Your Budget?

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Which Fitness Chain Has the Best Gym Membership for Your Budget?
Despite years of adding “lose some weight” to my list of New Year’s resolutions, I have yet to join a gym. Not to make excuses (well, let’s be real — everyone who wants to avoid the gym is making excuses), but I’m incredibly indecisive when it comes to spending money on myself. Except when it comes to food. But getting in shape requires making a decision and a commitment to putting in the work. And it takes an investment — in time and often in money. With so many options out there, how do you pick the best gym membership for you? Our Guide to Finding the Cheapest Gym Membership Let me start by saying choosing a gym is a very personal decision. Size might be a significant factor. Location might be also important to you — maybe if you pass the gym along your normal commute, you won’t be going out of your way. Well, to help make your decision a bit easier, we compiled information from six national workout chains so you can compare availability, costs and features. Some gyms provide free trials, so be sure to take advantage of those offers before signing up for a membership. Writer’s note: Individual membership costs are published as listed online as of May 17, 2019, and they are subject to change. Rates may vary based on location and current promotions. 1. Youfit Health Clubs Where: Youfit Health Clubs has more than 100 locations in 15 states: Alabama, Arizona, California, Colorado, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, Pennsylvania, Rhode Island, Tennessee, Texas and Virginia. How Much: The base membership fee is $10 a month. The premium tier (known as “Lime Card” access) costs $21.99 a month. When you sign up for the base membership, you’ll also pay for first and last month dues. Initiation fees vary depending on the membership package. What’s Included: Depending on location, these clubs include top-of-the-line equipment, free weights, group fitness sessions, express circuits, personal trainers, tanning beds and childcare. Premium members can also bring a free guest with them for every visit and can visit any YouFit location. Try It: Get a free guest pass for one-time use. 2. Planet Fitness Where: Planet Fitness has over 1,800 locations in all 50 states, Washington D.C., Puerto Rico, Canada and the Dominican Republic. How Much: Monthly dues are $10 for just one location or $19.99 to use any location. Annual fees are $39.99 and the start-up fee is $1. The $10 membership has no commitment. What’s Included: These gyms include cardio and weight-training equipment, plus fitness training programs for all members. Some locations include massage chairs and tanning services. Many locations are open 24 hours a day. Try It: Find the location nearest you. 3. Crunch Fitness Where: Crunch Fitness has more than 300 locations for its regular gyms and 30 locations for its Signature gyms (which include more classes, upgraded amenities and more). Its gyms are located in 30 states, as well as Washington D.C., Puerto Rico and four Canadian provinces. How Much: A base membership is $9.95 a month, a Peak membership is $21.95 a month and a Peak Results membership is $24.95 a month. Enrollment fees vary from $10 to $49.99 depending on your membership level. The annual fee is $78, prorated at $6.50 a month. What’s Included: Depending on what type of membership you choose, you can take advantage of multiple perks at this gym, including a training orientation with a fitness expert, group fitness classes, online video workouts, tanning and Hydromassage. The Peak and Peak Results memberships can be used at multiple locations. Try It: Try a free one-day trial. 4. LA Fitness Where: LA Fitness has more than 675 locations in 27 states, Washington D.C. and Canada. How Much: Monthly fees start at $24.99 for single-club access or $29.99 for multiple clubs within the same state. Initiation fees are $89. What’s Included: Gyms include state-of-the-art equipment and cardio areas, group fitness classes, indoor heated pools, whirlpool spas and saunas. Some have kids’ clubs, juice bars and basketball and racquetball courts. Try It: Find your local club to request a guest pass online. 5. 24 Hour Fitness Where: 24 Hour Fitness has over 400 locations in 13 states — California, Oregon, Washington, Nevada, Utah, Colorado, Texas, Hawaii, Florida, Virginia, Maryland, New York and New Jersey. How Much: Monthly fees start at $29.99, but can vary based on location and membership level. Members pay a one-time initiation fee, which starts at $29.99, and there’s also a $49.99 annual fee. What’s Included: Gyms include studio and cycle classes. Most facilities also have an indoor lap pool and a Whirlpool. Members can take advantage of personal and group training. Get access to digital workouts you can complete at home without stepping foot in an actual gym. Parents of children ages 6 months to 11 years can drop their kids off for supervised fun time at nearly every location. Try It: Use this three-day free pass. 6. Anytime Fitness Where: Anytime Fitness has more than 4,000 locations in all 50 states and 36 countries across six continents. (That’ll likely soon change, as the chain recently announced plans to expand to Antarctica.) How Much: Membership starts at $29.99 per month, but prices vary depending on location and current promotions. According to Anytime Fitness’s spokesperson, the average membership is $40 a month. Members also pay one-time initiation and key activation fees, which vary depending on the franchise. What’s Included: Members have access to cardio machines, weights and strength training equipment, as well as classes and wellness programs. Some locations offer tanning and personal training. They are open 24 hours a day, 365 days a year. Try It: You can get a free seven-day pass. Other Alternatives to Popular Chain Gyms If none of these chain gyms suit your fancy, you could always join your local YMCA or set up a home gym to get your workouts in. You could also incorporate fitness into your daily routine by trying one of these nine inexpensive gym alternatives. Running is one of the options on that list; this post on tips and tricks for finding discounted running shoes can help ease your stride. Or you could lace up those shoes and march right into the gym! Nicole Dow is a staff writer at The Penny Hoarder. She sympathizes with the struggle of getting in shape.  This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Afternoon Deals: Monday, May. 13

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Afternoon Deals: Monday, May. 13
Every morning and afternoon we publish a list of the latest and best deals from our partner, DealNews. To learn more about the discounts and details, click on any of the deals for more information. To have this list, along with our latest news and stories, delivered daily to your inbox, sign up for our free newsletter. For links to deals as they’re published, follow @mtndeals on Twitter. [...]
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