Innovate from the customer backwards- but caveat innovator!

Innovate from the customer backwards- but caveat innovator!

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Innovate from the customer backwards- but caveat innovator!
image The insurance industry is in large part past the hysteria of disruption, innovation and entrants solving the issues of the insurance world, and is moving into the stage of implementation, collaboration and iteration. Startups that have gained traction are now broadening their markets, and in some cases, their offerings. And, the industry is recognizing […] The post Innovate from the customer backwards- but caveat innovator! appeared first on Daily Fintech.
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This Week in Fintech

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This Week in Fintech
This weekly summary from our 5 experts, brings you insights based on their experience as investors, entrepreneurs & executives. Ilias Hatzis started his first company, an internet search engine, during the dot-com era & now focusses on crypto. Efi Pylarinou worked for top tier Wall Street firms and is now a top global Fintech influencer. Jessica […] The post This Week in Fintech appeared first on Daily Fintech. [...]
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Sign up with EF Education First to work from home as an ESL teacher!

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Sign up with EF Education First to work from home as an ESL teacher!
This post may contain affiliate links. Read my disclosure policy here. Looking for unique ways to earn a part-time income from home? Apply to teach with EF Education First! If you hold a Bachelor’s degree, you can currently apply with EF Education First to to make money teaching kids English online from the comfort of your home! With EF Education First, your teaching is supplemental to what they’re already learning in a classroom environment. You don’t need any mandatory props or teaching backdrops. And you can earn up to $2,000 per month teaching part-time with EF Education First! Interested? Here’s how to apply: Go HERE and and enter your name and e-mail address to get started. Complete the application form. Speak to someone from the recruitment team. If hired, you’ll get a contract and be up and running in as little as two weeks! Go here to apply to teach with EF Education First! Psst! Looking for more opportunities like this? You can also apply with VIPKID or Qkids to teach part-time from home! [...]
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Is Lack of Trust a First Order Function in Narrowing the Insurance Protection Gap?

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Is Lack of Trust a First Order Function in Narrowing the Insurance Protection Gap?
image The Geneva Association released an ambitious discussion of trust and its effect on insurance transactions, particularly in the perspective of well-known ‘protection gaps’ that are pervasive across many lines of insurance within mature economies.  Is, as Jad Ariss, Association Managing Director notes in the publication’s foreword, a “lack of trust fundamentally impeding insurance demand,” […] The post Is Lack of Trust a First Order Function in Narrowing the Insurance Protection Gap? appeared first on Daily Fintech. [...]
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Should You Trust the Official Medicare Website?

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Should You Trust the Official Medicare Website?
If you haven’t yet chosen a Medicare plan for 2020 — the deadline is this Saturday, Dec. 7 — beware of putting too much faith in the program’s official website. If you have chosen a 2020 plan already, beware of assuming the plan details you received from the official Medicare website are accurate. The information you find at Medicare.gov may be wrong... [...]
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Edfinancial Services Customer Service: What It Can Do and How to Contact

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Edfinancial Services Customer Service: What It Can Do and How to Contact
Edfinancial Services is one of nine companies that service federal student loans by collecting and tracking payments. It is sometimes seen as HESC/Edfinancial. If Edfinancial is your student loan servicer, here’s what it can help you do. Register for online access to your account. Once you have access you can contact Edfinancial, access your monthly billing... Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article Edfinancial Services Customer Service: What It Can Do and How to Contact originally appeared on NerdWallet. [...]
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Transparency, Transparency, Transparency in portfolio performance

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Transparency, Transparency, Transparency in portfolio performance
Four years ago, I started preaching about Transparency in wealth management. In the Global Transparency movement in Portfolio Performance from the Daily Fintech archives in October 2015, I asked for `…  a world in which Barron’s top advisor annual rankings take into account performance. Believe it or not, right now these rankings don’t include performance […] The post Transparency, Transparency, Transparency in portfolio performance appeared first on Daily Fintech. [...]
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The aeronautic industry in 2019

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The aeronautic industry in 2019
The post The aeronautic industry in 2019 appeared first on ONEtoONE Corporate Finance. [...]
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Gamification via a Fintech ecosystem wins a UN Global Climate Action Award

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Gamification via a Fintech ecosystem wins a UN Global Climate Action Award
A 3yr old Corporate Social Responsibility – CSR – initiative that took a life of its own, has resulted in a 2019 UN Global Climate Action Award for Alipay AntForest App. A great example of gamification and network effects on an ecosystem like Alibaba. At launch, it was one of the many charity projects that […] The post Gamification via a Fintech ecosystem wins a UN Global Climate Action Award appeared first on Daily Fintech. [...]
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This Week in Fintech

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This Week in Fintech
Daily Fintech brings fresh daily fintech insights from people just like you – senior executives, entrepreneurs & investors working in the fintech revolution. Our weekly summaries give you a look at what you will get by reading the whole article. Bernard Lunn is a Fintech deal-maker, investor, entrepreneur and advisor. He is CEO of Daily […] The post This Week in Fintech appeared first on Daily Fintech. [...]
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This week in Fintech

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This week in Fintech
Daily Fintech brings fresh daily fintech insights from people just like you – senior executives, entrepreneurs & investors working in the fintech revolution. Our weekly summaries give you a look at what you will get by reading the whole article. Bernard Lunn is a Fintech deal-maker, investor, entrepreneur and advisor. He is CEO of Daily […] The post This week in Fintech appeared first on Daily Fintech. [...]
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6 Secrets From Couples Who’ve Paid Off Debt, Built Empires and Semi-Retired by 35

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6 Secrets From Couples Who’ve Paid Off Debt, Built Empires and Semi-Retired by 35
Are you one part of a couple? Someone’s better half? Partner in crime? That’s good news, because we’ve got plenty of money tips from real couples who’ve paid off debt, improved their credit scores and built business empires. They share their tips and secrets to financial success. And, hey, you two can even start using some of their strategies right now. Secret No. 1: Boost Your Nest Egg By “Starving and Stacking” Whether you want to build a nest egg or pay off a substantial amount of debt, the “Starve and Stack” savings method is perfect for couples, especially newlyweds. Here’s how it works: As a couple, you’ll combine your money and live off one income for 18 to 24 months. The other paycheck goes directly into a high-yield savings account or toward your debt. (Shoutout to Nick Vail over at Remove the Guesswork’s website who coined the term!) Personal finance writer Jen Smith put this strategy to the test. Her and her husband were able to pay off $78,000 of debt in two years due, in part, to this strategy. And, no, they didn’t have to starve without meals. Secret No. 2: Enjoy The Spoils of Passive Income and Semi-Retire by 35 Have you ever thought about investing in some real estate? No, you don’t need to have enough money saved for a down payment — you can start with a minimum investment of $500. Through the Fundrise Starter Portfolio, your money will be invested in portfolios of real estate around the United States.  You can see exactly which properties are included in your portfolios — like a set of townhomes in Snoqualmie, Washington, or an apartment building in Charlotte, North Carolina. And you don’t have to be the landlord — Fundrise does all the heavy lifting. As tenants pay their rent, you can earn money through quarterly dividend payments and potential appreciation of the property.  We talked to Christopher and Meghan Miller, who at just 35 and 29, quit their full-time jobs and bought two acres in Berryville, Virginia. They live off their savings and income from side gigs — and use sources of passive income, like Fundrise, to add to their financial security. They own rental properties, too, but Christopher said Fundrise is even better: “I view our investments in Fundrise as something even more passive than the rental properties we own. I don’t have to manage them; I don’t have to do the work to improve the properties; I don’t have to find tenants, evict tenants.” Plus, it only takes $500 to get started with Fundrise — not $50,000. Secret No. 3: Make Improving Your Credit Scores a Team Sport If you and your partner have plans to buy a car or home — or even rent a place — you’ll need a healthy credit score. But if you’re like many of us… when’s the last time you even checked your score? Let’s start there. We suggest using a free website called Credit Sesame. We like it because, again, it’s free, and it takes less than two minutes to sign up. Once you have access to your score, you can take steps to improve it with Credit Sesame’s personalized recommendations. Salome Buitureria and her husband, Alfredo, both struggled with bad credit. Both of them got laid off from their jobs, and the credit card bills started to stack up as they tried to support their nine kids. Their scores were in the low 500s. They signed up for Credit Sesame and started taking its recommendations. For Salome, it helped her find an error on her report and dispute it. It also recommended a rewards credit card she could qualify for that’d help her improve her score. Today, Salmone’s score is around 690, and Alfredo’s is at 701, and now they have big plans to buy a home soon.* Just because you have bad credit now doesn’t mean you have to live with it forever. Credit Sesame will help you get there — it takes approximately 90 seconds to get started. And if you have a partner in crime to keep you motivated along the way? Even better! Secret No. 4: Leave Your Kids $1 Million (Without Being an Actual Millionaire) If you have kids, you’ve probably worried about what’ll happen to them if something were to happen to you… That’s where life insurance can provide a peace of mind. You sign up for a policy and pay a monthly rate, and if you die, your partner and kids will receive the payout. Traditionally, life insurance was seen as something only the wealthy needed, but that’s not the case anymore — especially since policies are so affordable. Consider a life insurance company called Bestow. The application doesn’t take more than about five minutes to fill out, and you can leave your family with $1 million — for as little as $5 a month. Derick Davis understood the importance of life insurance when his dad passed away. His dad had a life insurance policy, but it wasn’t enough coverage, and Davis, then 5, remembers his family struggling to stay afloat financially. When he started looking into life insurance policies for his family — his wife and two sons — he found that life insurance was actually much more affordable than he expected. And now? “It makes me feel that I’m doing the right things in order to give my kids the best chance if something should happen,” he says. It takes minutes to get a free quote from Bestow. Secret No. 5: Start a $350K Business Empire Back in 2007, Adam and Coryn Enfinger were a young, broke married couple who’d just had their first baby. Both of their cars broke down within the same month, and they couldn’t afford a new one. So Adam bought a bike to ride to work. On one of his 17-mile commutes (one way), he had a business idea: Sell screen-printed T-shirts with animals on bikes. Adam and Coryn worked odd jobs to make ends meet while they worked to launch what would become a $350K business, Dark Cycle Clothing. Now, their first few attempts at selling products didn’t go so hot. At one event, they sold maybe two items. Coryn decided to list the extra products on Etsy, and that’s when things started taking off. In 2009, Dark Cycle Clothing became the couple’s full-time career. Since then, they’ve started selling their T-shirts at markets again, which now makes up about a third of the company’s revenue. They’ve even hired someone to help out with photography and customer service. “We were so busy,” Coryn said. “We grew really fast. I sometimes feel like we’re still catching up from the growth in the beginning because we didn’t start with a plan.” “It took three or four years for us to really believe it was going to be our career,” Adam added. The key to building a business together? Get creative, don’t give up, hustle hard and enjoy it! Secret No. 6: Vow to Pay Off Your Debt, For Richer or For Poorer If you’re like the majority of Ameircans, you’ve probably got debt. And unfortunately, it doesn’t just disappear when you get married. In fact, it might feel even more overwhelming if you’re trying to tackle your combined debt together. Here’s what we suggest: Refinance and consolidate your debt. What’s that mean? Take out a personal loan, one that has lower interest rates and more favorite terms than your current situation. Then, you’ll use that personal loan to pay off your debt. You can do this for your debt, their debt and even your combined debt. It might sound counterintuitive at first — like you’re just moving one form of debt over to another — but the truth is, paying one bill each month will be a lot easier, and this could even lower your payments, save you tons of money in interest and/or allow you to pay off your debt faster. If you’re not sure where to start looking, use a website called Fiona. It’ll match you with a low-interest loan — rates start at 3.84%. It won’t make you stand in line or call a bank. (We know you don’t have time for that.) Refinancing and consolidating debt was one of the moves Deacon and Kim Hayes made to pay off $52,000 worth of debt in 18 months. They had a few [...]
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This week in Fintech

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This week in Fintech
Daily Fintech brings fresh daily fintech insights from people just like you – senior executives, entrepreneurs & investors working in the fintech revolution. Our weekly summaries give you a look at what you will get by reading the whole article. Bernard Lunn is a Fintech deal-maker, investor, entrepreneur and advisor. He is CEO of Daily […] The post This week in Fintech appeared first on Daily Fintech. [...]
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Australia’s Trade Ledger Chalks Up Another European Win

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Australia’s Trade Ledger Chalks Up Another European Win
Jessica Ellerm is a thought leader specializing in Small Business and the Gig Economy and is the CEO and Co-Founder of Zuper, a neowealth disruptor in Australia. Aussie trade finance startup Trade Ledger is one of a handful of Aussie fintechs chalking up success after success offshore, especially in Europe. Last year the company won Barclay’s […] The post Australia’s Trade Ledger Chalks Up Another European Win appeared first on Daily Fintech. [...]
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This Week in Fintech

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This Week in Fintech
Daily Fintech brings fresh daily fintech insights from people just like you – senior executives, entrepreneurs & investors working in the fintech revolution. Our weekly summaries give you a look at what you will get by reading the whole article. Bernard Lunn is a Fintech deal-maker, investor, entrepreneur and advisor. He is CEO and Editor […] The post This Week in Fintech appeared first on Daily Fintech. [...]
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Capital One Hikes Potential Bonus on Spark Business Cards (Limited Time)

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Capital One Hikes Potential Bonus on Spark Business Cards (Limited Time)
For a limited time, Capital One is offering big spenders extra-large sign-up bonuses worth a grand total of $2,000 each on two of its most rewarding small-business credit cards. The new bonuses are: Capital One® Spark® Cash for Business: Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn... Gregory Karp is a writer at NerdWallet. Email: gkarp@nerdwallet.com. Twitter: @spendingsmart. The article Capital One Hikes Potential Bonus on Spark Business Cards (Limited Time) originally appeared on NerdWallet. [...]
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This week in Fintech

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This week in Fintech
Every day we bring you fresh insights about Fintech from an elite group of Authors who are just like you – senior executives, entrepreneurs and investors on the frontlines of the global Fintech & Crypto revolution. Once a week Daily Fintech’s Editor summarises these posts so that busy people can get a peek at what […] The post This week in Fintech appeared first on Daily Fintech. [...]
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How to Finally Break Free from Anxiety & Stress

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How to Finally Break Free from Anxiety & Stress
Need some practical encouragement to move past anxiety, stress, and survival mode? Longing for life of more wholeness? Don’t miss this episode with Aundi Kolber! Missed previous episodes of The Crystal Paine show? You can listen to them here. Okay, I know I’ve said this before about other episodes, but I truly think today’s episode was one of my very favorite podcast recordings to date! Maybe it had something to do with the fact that Aundi Kolber is a therapist and I felt like I got a therapy session just by spending an hour with her?! 🙂 Listen in to the episode and you’ll see what I mean. Aundi has a gift of sharing so eloquently and yet also in such a heartfelt manner. She just exudes such peace and calmness, but also such profound wisdom and understanding of how we are wired. In this episode, we not only talk about what’s saving our lives (I had to laugh that she talked about something related to brain science and I talk about leggings!) and the books we’re reading, but then we dive into some deep heart topics. She shares what it means to Try Softer (the title of her new book), the difference between Big T trauma and little t trauma and how we might be experiencing the aftershocks of little t trauma without even realizing it and this might be at the root of our stress, anxiety, and overwhelm. Aundi explains thoroughly how the body processes pain — whether physical or emotional. And she provides very concrete suggestions and ideas for how we can start to take steps toward more healing and wholeness. Whether you feel stressed, anxious, and overwhelmed or whether you know someone who does, this conversation is highly important and one that you do not want to miss. I have thought of it over and over again since we recorded last week and will be taking so many nuggets of truth from it to apply to my everyday life. In This Episode:  [00:25] Welcome back! I am so excited to have Aundi Kolber on the show! [01:06] Aundi shares about a little about her background and family [03:43] Meaningful walks are saving Aundi’s life — and the brain science she shares here is fascinating! And then, to keep things a little more down to earth (!), I talk about my new favorite leggings. [09:25] We discuss our current reads, including one written by a therapist and a novel I finished last week.  [13:08] Why did Aundi write Try Softer? (I loved that she wrote it as a love letter to her younger self!) [17:20] We talk about the stigma surrounding the word “trauma” and why it’s important to understand if you’ve experienced little t trauma. [19:27] How can you tell if you’re holding onto the pain of the past and how does it show up in your life? [23:50] What does it mean to “try softer” and how can we apply this in our every day lives? [27:37] Aundi shares practical first steps for beginning to break free from stress, anxiety, and survival mode — even if you feel so stuck and overwhelmed that you don’t know how to take the first step! Links and Resources: Try Softer by Aundi Kolber Aundi’s Website My New Favorite Leggings Maybe You Should Talk to Someone by Lori Gottlieb (Note: Aundi wrote me a few days after the interview to say that she would give a language warning with this book. She said it didn’t show up until the later parts of the book which she hadn’t read yet when we did this interview.) Boundaries for Your Soul by Allison Cook and Kimberly Miller The Printed Letter Bookshop by Katherine Reay Dear Mr. Knightley by Katherine Reay Aundi on Facebook Aundi on Twitter Crystal’s Favorite Things on Amazon CrystalPaine.com MoneySavingMom.com Crystal’s Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal@moneysavingmom.com How to Listen to The Crystal Paine Show The podcast is available on iTunes, Android, Stitcher, and Spotify. You can listen online through the direct player we’ll include in the show notes of each episode. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.) Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app. Note: This post contains affiliate links. If you click through and make a purchase, we may receive a small commission — at no additional cost to you. Thank you so much for your support! [...]
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This week in Fintech

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This week in Fintech
Every day we bring you fresh insights about Fintech from an elite group of Authors who are just like you – senior executives, entrepreneurs and investors on the frontlines of the global Fintech & Crypto revolution. Once a week Daily Fintech’s Editor summarises these posts so that busy people can get a peek at what […] The post This week in Fintech appeared first on Daily Fintech. [...]
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5 Shrewd Secrets from Women Who’ve Fixed Credit, Paid Debt and Made Fortunes

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5 Shrewd Secrets from Women Who’ve Fixed Credit, Paid Debt and Made Fortunes
Looking for some advice when it comes to managing your money? We have stories from a former Merrill Lynch executive, a mom of nine who overcame a job layoff and a college grad who was able to pay off $100,000 worth of debt — then start her own business. They share their tips and secrets for financial success. You can even start using some of their strategies right now. Secret No. 1: Women Should Invest Differently Than Men Traditional investing companies have never really considered the fact that women statistically get paid less, yet live longer. That’s why Sallie Krawcheck, the former head of Merrill Lynch designed an investing company for women called Ellevest. With Ellevest, you can start investing with as little as $1. Plus, when you sign up through The Penny Hoarder, you’ll get a $25 bonus in your Ellevest account.* When you sign up, Ellevest will build an investing plan just for you and your financial goals. It considers gender pay differences, any potential career breaks and overall lifespan. Even better? It invests your money in women-owned businesses. Thanks to Krawcheck, we can invest exactly for our needs and feel more confident in our financial future. Secret No. 2: Be an Advocate For Yourself (and Your Credit Score) It’s easy to pass your credit score off as some silly three-digit number — that’s what most of us did throughout our early twenties anyways. But what happens when you want to buy a car? Or a house? That seemingly arbitrary number starts to play a huge role in your life. And here’s the unfortunate fact: You can do everything right, but if your credit report has an error (one in five reports do), it could be holding you back — for no good reason. That’s why it’s important to keep an eye on things. Thankfully, a free website called Credit Sesame will give you your credit score for free and help you detect any errors on your report. If you find any, it will even help you dispute them. Salome Buitureria, a working mom in Louisiana, found a major error on her report — a supposed unpaid medical bill that had definitely been covered by Medicaid. Using Credit Sesame, Buitureria fixed the mistake and took additional steps to raise her credit score from 524 to nearly 700.**  Now? She’s focused on buying a home. It only takes about 90 seconds to sign up with Credit Sesame. Secret No. 3: You’re Not Stuck With Your Credit Card Debt Wanna know something? Even if you have loads of credit card debt right now, that doesn’t mean you’ll have it forever. Heck, that doesn’t even mean you’ll have it tomorrow. What? We’re serious. One of our favorite first steps in escaping credit card debt is to refinance it with a personal loan. It might sound counterintuitive — like you’re just moving your debt from your credit cards to a loan — but the truth is, this could lower your monthly payment, save you tons of money in interest over time, and allow you to pay off your debt faster.. If you’re not sure where to start looking, use a website called Fiona. It’ll match you with a low-interest loan (rates start at 3.84%). You can then use that loan to wipe out your credit card debt. Then you’re left with just one bill to pay every month. Pro Tip When shopping personal loans, look for interest rates lower than your credit cards’ and manageable monthly payments. Oh, and don’t take out more than need to pay off your credit cards. Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. We chatted with one San Francisco resident who struggled to keep up with her credit card debt. She faced a minimum monthly payment of $274 plus $154 in monthly interest plus a $99 annual credit card fee. She said it felt like she was on a treadmill. She decided to refinance with a personal loan, which spared her from what would’ve been $14,000 in interest over time. Secret No. 4: You Can Leave Your Kids $1 Million for $5/Month If you have kids, you’ve probably worried about what’ll happen to them if something were to happen to you… For single mom Rebekah Pearsall, this was difficult to consider. “Since my son doesn’t have a biological father in his life, I wanted to make sure he was secure if something were to ever happen to me,” she said. That’s when she started looking into life insurance. Before you start thinking you don’t have the time or money for that, look into policies through a company called Bestow. It offers $1 million policies starting at only $5 a month. Your application shouldn’t take more than about five minutes. You can change or cancel your plan at any time. Plus, the security of knowing your family is taken care of is priceless. Pearsall had seen firsthand the benefits of life insurance; her childhood friend lost his dad and life insurance helped his family make it through that time financially. It takes only a few minutes to get a free quote. Secret No. 5: You Don’t Have to Have an MBA to Start a Business If you dream of starting a business, don’t let the fact that you don’t have a business degree from an Ivy League school hold you back. (Yeah, imposter syndrome is the worst.) We’ve talked to plenty of women who’ve successfully started businesses on their own. Here’s a story that really resonates with our frugal hearts: The Budget Mom. After graduating college, Kumiko Love had $100,000 worth of debt — student loans, credit cards and medical bills. All that good stuff. Still, she had trouble sticking to a budget. So she gave up. Then she started studying the psychology behind money and that gave her a renewed hope: She started viewing her situation through a positive lens. She combined several budgeting tactics and started logging her process through her blog, The Budget Mom. And guess what? Love is now debt free and she recently quit her full-time job to focus on her seven-figure business, The Budget Mom. *The Ellevest The Penny Hoarder promotional offer is valid for the first 1,000 new clients of Ellevest who enter through this designated landing page. Clients who enroll and fund their non-retirement account will receive $25 added to their highest priority goal in their Ellevest account. Clients who enroll and fund their retirement account will receive a $25 Amazon gift card which can be redeemed by visiting www.amazon.com. Please review Amazon.com Gift Card Terms and Conditions prior to redemption. Ellevest is not responsible for lost Amazon Gift Cards. Ellevest’s processing time for depositing $25 into a client’s Ellevest account or delivery of a $25 Amazon gift card may be up to 60 days. **Credit Sesame does not guarantee any of these results, and some may even see a decrease in their credit score. Any score improvement is the result of many factors, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning and developing better credit habits. Carson Kohler (carson@thepennyhoarder.com) is a staff writer at The Penny Hoarder. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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Venture Capital in Europe peaks, China falls as investors shun IPOs

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Venture Capital in Europe peaks, China falls as investors shun IPOs
KPMG released their pulse report on global venture capital trends for Q3 2019 yesterday. There were some key highlights from the report worth discussing about. The most pleasantly surprising trend is the increase in VC investments in Europe. Despite Brexit and Germany moving towards a recession, venture and scale up investments in Europe hit a […] The post Venture Capital in Europe peaks, China falls as investors shun IPOs appeared first on Daily Fintech. [...]
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The new wisdom in credit ratings for SMEs

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The new wisdom in credit ratings for SMEs
Jessica Ellerm is a thought leader specializing in Small Business and the Gig Economy and is the CEO and Co-Founder of Zuper, a neowealth disruptor in Australia. Back in 1968, Dr Edward Altman was responsible for a major innovation in the field of credit risk analysis for corporate businesses – the Altman Z-score. While it transformed […] The post The new wisdom in credit ratings for SMEs appeared first on Daily Fintech. [...]
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The Complex Post-Trade world of Securities and its API transformation

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The Complex Post-Trade world of Securities and its API transformation
Internal communication and client communication in Securities Services remains a nightmare. This sector is actually a great example of batch processing, lack of cross border interoperability and standardization. In July, BCG consulting and SWIFT published a white paper, looking at APIs in the Security Services industry. Adoption is low but awareness amongst asset managers grew […] The post The Complex Post-Trade world of Securities and its API transformation appeared first on Daily Fintech. [...]
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This week in Fintech

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This week in Fintech
Every day we bring you fresh insights about Fintech from an elite group of Authors who are just like you – senior executives, entrepreneurs and investors on the frontlines of the global Fintech & Crypto revolution. Once a week, Daily Fintech’s Editor summarises these posts so that busy people can get a peek at what […] The post This week in Fintech appeared first on Daily Fintech. [...]
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Consulting Firms’ appetite for digital marketing and ad agencies increases M&A activity level in the industry.

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Consulting Firms’ appetite for digital marketing and ad agencies increases M&A activity level in the industry.
The post Consulting Firms’ appetite for digital marketing and ad agencies increases M&A activity level in the industry. appeared first on ONEtoONE Corporate Finance. [...]
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New from SmileDirectClub: Straighten your teeth while you sleep!

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New from SmileDirectClub: Straighten your teeth while you sleep!
Want to straighten your teeth while you sleep? Check out this brand-new program from SmileDirectClub! Note: This post is sponsored by SmileDirectClub and contains affiliate links. All opinions are 100% my own. Read our disclosure policy here. As I’ve been sharing my journey with SmileDirectClub, I’ve heard from many of you who are very interested in using SmileDirectClub, but you don’t want to wear retainers all day and all night. Some of you said that it just sounds like a pain. Others of you said that you couldn’t because of your job. One of you told me you work in customer care and are on the phone all day and need to be able to talk clearly and you were worried people wouldn’t be able to understand you as well if you were wearing aligners. Introducing the Nighttime Clear Aligners Program Well, if the thought of wearing aligners all day and all night has been holding you back from signing up for SmileDirectClub, I’ve got GREAT news for you! They just launched their new Nighttime Clear Aligners program. This allows you to only wear aligners at night (approximately 10 hours/day) and to straighten your teeth while you sleep. Now, most of you probably don’t sleep for 10 hours total every night, but you could put these in at 9 p.m. when you’re winding down for bed and wear them until 7 a.m. in the morning. Then, just pop them out, rinse them, put them in the case, and go about your day. Repeat the same thing the next night and the next night and watch your teeth “magically” begin to straighten! The Nighttime Clear Aligners program is twice as long as the regular aligners program (10 months versus 5-6 months), but you never have to mess with your aligners during the day! I think that’s a HUGE score! Best of all, the price is exactly the same ($1895 total or $85/month)! I have been so excited to tell you about this program as I think it is such a great idea and I wish they had had it when I started SmileDirectClub! My 5-Month SmileDirectClub Update Speaking of SmileDirectClub, I’ve been so happy with my overall experience! I can’t tell you how many people have noticed how much better my teeth look — without me ever mentioning anything to them! Now that I’m finished with my 5-month treatment, I only have to wear retainers at night to make sure my teeth don’t go back to where they once were. It is SO NICE to not worry about wearing aligners during the day, but I’m so happy I decided to take the plunge and do this program. It has been everything I hoped and more. Best of all, every time I see a photo of myself with my new smile, I can’t help but smile even bigger. It’s given me a newfound level of confidence. My teeth aren’t perfect, but they are so much better than they used to be and the process was really quite simple, with minimal pain and discomfort. Overall, I would highly recommend SmileDirectClub and have had a really positive experience with them. For years to come, when I see my smile or look in the mirror, I will be grateful to them! Read More of My SmileDirectClub Journey: My Completely Honest Experience at the SmileShop My First Month Wearing SmileDirectClub Aligners Does SmileDirectClub Really Work? (My 90-Day Update) Want to try SmileDirectClub? I highly recommend going to a local SmileShop to get a 3D Scan done. If you don’t have one nearby, though, you can order an at-home Impression Kit. Again, I would personally recommend going into a SmileShop. It’s completely FREE to do so and they do such a great job of giving you such a high-quality scan. But you if you do end up ordering an at-home Impression Kit, use coupon code MSMDEAL to get 50% off the price. And if you decide to sign up with SmileDirectClub, you can also use coupon code MSMDEAL at checkout to get $100 off the price of your Invisible Aligners. [...]
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This week in Fintech

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This week in Fintech
Every day we bring you fresh insights about Fintech from an elite group of experts who are just like you – senior executives, entrepreneurs and investors on the frontlines of the global Fintech & Crypto revolution. Once a week Daily Fintech’s Editor summarises these posts so that busy people can get a peek at what […] The post This week in Fintech appeared first on Daily Fintech. [...]
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This week in Fintech

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This week in Fintech
Daily Fintech brings fresh daily fintech insights from people just like you – senior executives, entrepreneurs & investors working in the fintech revolution. Our weekly summaries give you a look at what you will get by reading the whole article. Bernard Lunn is a Fintech deal-maker, investor, entrepreneur and advisor. He is CEO of Daily […] The post This week in Fintech appeared first on Daily Fintech. [...]
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How to Buy a House Without Help From Your Family

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How to Buy a House Without Help From Your Family
On the highway to homeownership, coming up with a sufficient down payment continues to be one of the biggest roadblocks. In fact, many prospective home buyers, particularly first-timers, find it hard to overcome this challenge without the kindness of loved ones. Among recent home buyers age 28 and younger (who are more likely to be... Beth Buczynski is a writer at NerdWallet. Email: bbuczynski@nerdwallet.com. Twitter: @bethbuczynski. The article How to Buy a House Without Help From Your Family originally appeared on NerdWallet. [...]
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How to Make Your First $100 From Blogging {free class}

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How to Make Your First $100 From Blogging {free class}
Are you a new blogger or a longtime blogger who still hasn’t figured out how to really make money from blogging? You don’t want to miss my new brand-new class on How to Make Your First $100 From Blogging. Best of all, it’s FREE! In this free class, you’ll learn: 5 tried and true ways YOU can make money from your blog today The #1 mistake most bloggers make that keeps them from earning an income My secrets for building a 7-figure blog on a shoestring budget Plus, you’ll have the opportunity to ask me your burning questions about monetizing a blog Go here to sign up for one of the two times I’m teaching it on Saturday or the one time I’m teaching it on Monday. The class will be about 50 minutes long and then I’ll allow 30 minutes extra at the end to answer your questions live. By the way, on these classes, I’ll also be unveiling my brand-new course, Monetize Your Blog: A Beginner’s Guide to a Profitable Blog. You’ll be one of the first ones to have the opportunity to sign up for it! P.S. If you can’t make it to the live class, still go ahead and sign up because I’ll be sending you a replay of the class once it’s finished. [...]
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Payments giants battle it out for the new breed of retail customer

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Payments giants battle it out for the new breed of retail customer
Jessica Ellerm is a thought leader specializing in Small Business and the Gig Economy and is the CEO and Co-Founder of Zuper, a neowealth disruptor in Australia. Payments processor Adyen has prized eBay away from PayPal and a high profile customer from Square.  Is there a changing of the guard afoot in the global fintech […] The post Payments giants battle it out for the new breed of retail customer appeared first on Daily Fintech. [...]
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This week in fintech

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This week in fintech
Daily Fintech brings fresh daily fintech insights from people just like you – senior executives, entrepreneurs & investors working in the fintech revolution. Our weekly summaries give you a look at what you will get by reading the whole article. Bernard Lunn is a Fintech deal-maker, investor, entrepreneur and advisor. He is CEO and Editor […] The post This week in fintech appeared first on Daily Fintech. [...]
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InsurTech efforts and the customer- who is being served with tech?

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InsurTech efforts and the customer- who is being served with tech?
image The customer- easily overlooked on innovation’s path, and the continuous need for insurance companies to keep the customer as the ultimate focus of any innovation efforts. It’s a good week to revisit a favorite topic of mine; after presenting sessions on mobile claim applications to adjusters at the Property and Liability Research Bureau’s regional […] The post InsurTech efforts and the customer- who is being served with tech? appeared first on Daily Fintech. [...]
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When Can I Retire If I Was Born in 1960?

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When Can I Retire If I Was Born in 1960?
If you were born in 1960 or later, your full retirement age is 67 for Social Security. For most people born in 1960, the retirement window starts in 2022, when they can begin taking Social Security benefits early, or as late as 2030, when benefits hit their peak. Of course, if your finances permit, you... Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. The article When Can I Retire If I Was Born in 1960? originally appeared on NerdWallet. [...]
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Play-Doh Cranky the Octopus

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Play-Doh Cranky the Octopus
Order this super deal on the Play-Doh Cranky the Octopus while it is available. You can purchase this now and use it as a gift idea later in the year. You can order the Play-Doh Cranky the Octopus for only $8.39. You will be saving 51% because it is usually $16.99. Be sure that you ... Read More about Play-Doh Cranky the Octopus The post Play-Doh Cranky the Octopus appeared first on Penny Pinchin' Mom. [...]
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Chase Adds Emirates Skywards as Airline Transfer Partner

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Chase Adds Emirates Skywards as Airline Transfer Partner
Chase has landed another airline as a travel transfer partner. As of Aug. 25, 2019, cardholders with eligible Chase credit cards have the option of transferring their Chase Ultimate Rewards® points into Emirates Skywards miles at a 1:1 ratio. Emirates Skywards is the loyalty program for Emirates and flydubai, two airlines based in Dubai. The addition gives... Claire Tsosie is a writer at NerdWallet. Email: claire@nerdwallet.com. Twitter: @ideclaire7. The article Chase Adds Emirates Skywards as Airline Transfer Partner originally appeared on NerdWallet. [...]
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Retire on Your Own Terms With Help From This Course

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Retire on Your Own Terms With Help From This Course
Knowing how to plan for retirement is a must-have for any soon-to-be retiree. It’s especially important if you’d like to keep a steady income stream, travel and enjoy your golden years. Having a plan in place will ensure that you’re ready for what’s ahead. If you need help with your own retirement plan, consider The Only Retirement Guide You’ll Ever Need... [...]
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Earn Cash Selling Clothes From Your Closet With These 6 Online Resale Shops

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Earn Cash Selling Clothes From Your Closet With These 6 Online Resale Shops
Truth time: My wardrobe embarasses me. It’s not because I dislike the things I wear — it’s because I have so many things I don’t wear. Since cleaning out my closet and attempting a capsule wardrobe experiment a few years ago, I’ve unfortunately regressed to my old ways — and by “old ways,” I mean my closet is overflowing with things I just don’t wear often enough. In fact, I would guess that at this point, about 60% of my wardrobe is simply taking up space. But I’m ready to simplify again, and, in the process, I’m hoping to make a little extra money. So, I’m heading to the internet (because my local consignment shops are — shall we say — choosy) and selling my clothes in an effort to earn back some of the money I’ve carelessly funneled right into my closet (again). 6 Places to Sell Clothes Online These are the sites I’ll use to try and make a few extra bucks as I clear out my wardrobe. 1. Poshmark Poshmark touts itself as a “fun and simple way to buy and sell fashion.” And while “fun” may be an accurate descriptor, “simple” really isn’t — but that’s not necessarily a bad thing. You see, Poshmark is more than just an online platform for selling clothes — it’s a “social marketplace.” Rather than being a place where sellers can list an item, hope it sells and move along, Poshmark is powered by buyers and sellers who share fashion ideas and styling tips, browse each others’ “closets” and generally connect over clothing and fashion. What Poshmark isn’t? A set-it-and-forget-it type of site. In order to make sales on Poshmark, you need to upload quality photos, write thorough descriptions, offer style guidance, “attend” buying and selling events within the app, share and promote listings and interact with other users. Pro Tip Some successful Poshmark users recommend investing in nice packaging or thank you cards to keep your ratings up and your listings more visible. Buyers are allowed to negotiate prices, but you can choose to decline or accept an offer. For sales under $15, Poshmark takes a flat commission fee of $2.95. For sales of $15 or more, you’ll keep 80% of the profit. Once a sale is made, Poshmark will provide you with a pre-paid, pre-addressed shipping label. All in all, Poshmark is a good option for anyone who’s willing to do a little (virtual) legwork. 2. thredUP ThredUP is an online consignment and second-hand shop focusing on brand-name clothing for women and children — and it couldn’t be easier to use. If Poshmark is the most involved clothing selling site on the market, thredUP might just be the least. Sure, your return may not be quite as big as if you steamed, photographed and listed each piece individually all while liking, commenting and sharing other people’s items, but for the lazy among us, thredUP couldn’t be more convenient. Debra Wallace, the woman behind the blog Zero, also notes the small return as a con of selling on thredUP. “Used clothing is not worth much,” she writes. “So if you’re looking to make more money, you’ll have to put in more effort” using other sites or brick-and-mortar stores. For anyone who’s still on board, thredUP’s process is pretty simple: Go to the “Clean Out” tab on thredUP’s website and select “Order a Kit.” You can then choose whether you’d like to receive a standard clean out bag or an expedited one. (There’s also an option to just donate a bag of clothing, if you’d prefer to do that.) ThredUP will then send you a bag that you’ll fill with clothes, seal up and return for free with a prepaid shipping label. ThredUP will then sort through your clothes, list the keepers on the site and, depending on which clean out option you chose, either recycle or return the unwanted items to you. Depending on whether your items are highly trendy and in season or have a little more longevity to them, thredUP will determine whether to give you the money up front or when the item sells on consignment. Once your payout becomes available, you have to cash out via PayPal. 3. Swap.com Swap.com is similar to thredUP in a lot of ways, except it also accepts and sells men’s clothes and even kids’ toys and a few household items. To sell your unwanted clothing on Swap.com, you can either request an “inbound box” or simply print a prepaid shipping label to use for sending in your items. Once the company receives your items, it will price them, upload them to the site and send you your payout after your items sell. Similar to thredUP, any items not accepted for resale will either be sent back to you or donated, depending on which option you choose. FROM THE MAKE MONEY FORUM Sell photos 6/24/19 @ 3:40 PM Earning Money 6/24/19 @ 1:18 PM A Make Money Asking Questions On Quora 4/26/19 @ 12:28 AM Employment in the trades 6/20/19 @ 11:41 AM See more in Make Money or ask a money question 4. Instagram If you’re an avid Instagram user, you’ve probably stumbled across more than one person selling their “closet” on the popular app. And while it’s a clunky interface for buying and selling (sales are done through the comments under photos and via direct messages), the return is pretty good because no commissions or fees are shaved off the top. Still, selling your clothing on Instagram will take a bit of legwork on your part. You’ll have to know how to work the system (lucky you, we have some tips right here!), and you’ll have to go through the trouble of steaming (it helps), photographing and listing each piece individually. You’ll also have to be totally in charge of collecting payments and shipping the items. All in all, though, it’s a great option for those who are willing to go the extra mile to make the extra dollar. 5. Tradesy If you want to sell your clothes on a platform that’s just a little bit more seller friendly, (but still not quite as involved as Poshmark) Tradesy is the way to go. Tradesy says it deals primarily in designer and luxury items, but technically you can sell any brand from Xhilaration for Target to Gucci — and any item from purses to wedding gear. To sell on Tradesy, all you have to do is take a few photos of an item (Tradesy will even do a little editing for you to make it look better), add a description and input a price. (Again, Tradesy is pretty helpful and will suggest a selling price if you’re at a loss.) When an item sells, you can use one of Tradesy’s complimentary shipping kits to ship the item at no cost. Tradesy’s flat commission fee is a little steep: The company takes $7.50 of any item sold for under $50. If an item sells for $50 or more, Tradesy takes 19.8%. The process is a little more involved than just loading up a bag and sending it off in the mail, but with a little bit of work, your payout can be pretty good — as long as you’re selling at the right price point. 6. eBay You thought we were going to leave eBay off this list for a second there, didn’t you? But we couldn’t do that! Even though it’s been around for quite some time (and sometimes has a reputation for being unwieldy or a little outdated), eBay is still a valid option when you’re selling clothing — especially when you’re looking to make a few bucks on so [...]
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Spotted: A Bigger Southwest Credit Card Bonus for In-Flight Applicants

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Spotted: A Bigger Southwest Credit Card Bonus for In-Flight Applicants
Sometimes the most lucrative sign-up bonuses aren’t available online. We spotted this sign-up bonus for the Southwest Rapid Rewards® Priority Credit Card in the wild world of in-flight reading materials. • Offer: Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open. • Seen: June 15, 2019,... Meghan Coyle is a writer at NerdWallet. Email: mcoyle@nerdwallet.com. The article Spotted: A Bigger Southwest Credit Card Bonus for In-Flight Applicants originally appeared on NerdWallet. [...]
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Alaska Airlines Credit Card Adds Discounts for Lounge Access, In-Flight Purchases

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Alaska Airlines Credit Card Adds Discounts for Lounge Access, In-Flight Purchases
Bank of America® and Alaska Airlines recently rolled out new perks for cardholders of the Alaska Airlines Visa Signature® credit card. New and existing cardholders get 20% back on Alaska Airlines in-flight purchases and a 50% discount on lounge day passes when they pay with their Alaska Airlines Visa Signature® credit card. Here’s what you... Meghan Coyle is a writer at NerdWallet. Email: mcoyle@nerdwallet.com. The article Alaska Airlines Credit Card Adds Discounts for Lounge Access, In-Flight Purchases originally appeared on NerdWallet. [...]
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SEC Approves Amendments to FINRA’s Codes of Arbitration Procedure for Customer and Industry Disputes

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SEC Approves Amendments to FINRA’s Codes of Arbitration Procedure for Customer and Industry Disputes
On May 30, the Securities Exchange Commission approved amendments to the Financial Industry Regulatory Authority’s customer and industry arbitration rules to expand the time period for non-parties to respond to arbitration subpoenas and orders of appearance of witnesses or production of documents. FINRA’s Codes of Arbitration Procedure for Customer and Industry Disputes (Codes) allow parties who seek discovery from a non-party to request that the panel issue an order of appearance of witnesses or production of documents if the non-party is subject to FINRA’s jurisdiction. Arbitrators are also authorized to issue a subpoena if the non-party is not subject to FINRA’s jurisdiction. If the panel decides to issue the order or subpoena, FINRA will transmit the signed order or subpoena to the moving party to serve on the non-party. If a non-party receiving an order or a subpoena objects to the scope or propriety of the order or subpoena, they may file written objections through the director of the Office of Dispute Resolution within 10 calendar days of receiving the order or subpoena. The amendments extend the response time for non-parties to object to an order or subpoena from 10 calendar days of service to 15 calendar days of receipt of the order or subpoena. In addition, first-class mail is excluded as an option to serve documents on the non-party and as an option for the non-party to file the objection to the scope or propriety of the order or subpoena. Lastly, the amendments codify the current practice that the director send, at the same time, objections and responses to the panel after the reply date has elapsed, unless otherwise directed by the panel. The amendments are effective for cases filed on or after July 1. FINRA’s regulatory notice is available here.   [...]
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8 Things Private Equity Firms Look for in Companies

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8 Things Private Equity Firms Look for in Companies
The post 8 Things Private Equity Firms Look for in Companies appeared first on ONEtoONE Corporate Finance. [...]
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My Favorite Cute Summer Tops for Women (all from Amazon!)

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My Favorite Cute Summer Tops for Women (all from Amazon!)
Looking for some cute summer tops for women that are inexpensive and durable? Here are 3 of my favorite summer tops from Amazon that I have worn over and over again in the last year! 3 Cute Summer Tops From Amazon As you likely well know, I love finding great clothing deals at great prices on Amazon. And I love sharing those great finds with you all! In today’s post, I want to share 3 summer tops for women I purchased from Amazon and absolutely love! All of these have held up well to multiple washings, are very comfortable, are inexpensively priced, and fit well. This post may contain affiliate links. Read my disclosure policy here. 1. Amazon Essentials V-Neck T-Shirt These tees come in a two-pack for $18.50 shipped (Less than $10 each shipped!) and they are some of my favorite v-neck tees! They are soft, fit well, but aren’t too tight. You can wear them tucked in or left out. I prefer to tuck them in and wear them with a belt or to do a half tuck. I got the navy/turquoise set (see the two pictures above). This particular set is currently out of stock, but they have a lot of other colors available in this same style and price. 2. Made By Emma Short Sleeve Chambray Shirt I adore this shirt and usually always wear it at least once a week! It’s lightweight, soft, and so comfortable. You can wear it untucked for a casual look, tucked in for a more tailored look, or with a cardigan or jacket. Many of the reviews on Amazon say that it runs small. I have on a small here and that’s the size I usually wear. It’s possible that some of the larger sizes aren’t as true to size. The only drawback of this shirt is that Amazon doesn’t offer free returns on it and it’s $14.97 + $4.99 shipping.   3. WLLW Crew Neck Sleeveless Shirt This is another shirt that I wear almost weekly! And it’s just $15.99 shipped or less (depending upon what size and pattern you choose). It comes in a number of different patterns and colors. One thing I wanted to mention is that some of you have ordered this and some of you said your shirt was a bit darker than mine was and you felt like the material looked different than mine does. The good news? This shirt has free returns, so if you order it and don’t like it, you can easily return it — completely free (Amazon will email you a shipping label to return it). Note: Many of you asked about the shirt I have on underneath this tank. It’s this halter top bralette and I really love it for halter top tanks! How to Search for Clothes on Amazon Be willing to dig. It’s not always easy to find what you’re looking for at first. Sometimes, you have to put in specific search terms to find exactly what you’re looking for. Don’t give up within a few tries; it’s probably there if you’re willing to dig! Use as specific of search terms as possible. If you know a brand name and specific type of what you’re looking for, be sure to include those details in the search terms. Amazon carries a LOT of brands and you might be surprised what you find and the prices they are offering. Look at the related searches. If you find an item you love, be sure to scroll down on the page to see the “Related Searches” items + the “People Who Bought This Also Bought” selections. In both cases, I’ll often find some great options there that I might not have found just by searching. What To Check For Before Making a Purchase Check if they offer free returns. Many clothing items on Amazon offer free returns. This means that if you don’t like the item for any reason, you can go on Amazon and request to return it. They’ll send you a free shipping label so you can return it and get your money back. Read the reviews. I learn so much by looking at the reviews. You can often also see pictures of the actual item on someone. This is really helpful! Always check the shipping price. Many clothes ship free to Amazon Prime members. Make sure you check the shipping price before falling in love with something — because sometimes it won’t be free and might be as high as $5-$6. Look to see where something is made/ships from. Some of Amazon’s clothing ships from China and takes 4-6 weeks to arrive. Be aware of this when you are looking at items — especially if you are hoping to get them within in a few days. Two other tops that didn’t make it to my top 3 list, but that I also love and wear often are the two above shirts: FOMANSH Color Block Tee (this one looks a tad different than the one I have on above but Amazon says it’s the one I have — it has free returns in case it shows up looking different!) Vemvan Striped Block Tee (comes in a number of different colors and is just $15.99!) Other Places to Get Great Deals on Clothes Your Closet — Don’t run out and get something new because “you have nothing to wear” without first checking your closet. There might be a dozen items in there you’ve not worn for awhile just because you forgot about them! Save yourself a trip to the store plus the money for new clothes by making sure you’re wearing what you already own! Thrift Stores — Thrift stores are a gold mine of deals, if you have the patience to dig and look. Approach it like a treasure hunt, have strict guidelines for what you are looking for, and make sure Swap Meets with Friends — Get your group of girlfriends together and have everyone bring what they no longer love, need, fit into, or wear and swap out clothes. This is a fun way to freshen up your closet — for free! TJ Maxx — I’ve found lots of great deals at TJ Maxx over the years. You never know quite what you’ll find, but it’s a great place to find deals on basics like camis, socks, scarves, and workout clothes. Target — Target often releases great coupons through their cartwheel app that can be paired with items from the Clearance Racks. This can make for great deals! Zulily — This is an online daily deal site that has lots of sales on ladies’ clothing. If you like certain name brands like Under Armor or Tom’s, check out this site for their regular sales. Note: The shipping tends to be high on this site and it takes quite awhile for you to receive your items in the mail. What are YOUR best tips for finding great deals on clothes? I’d love to hear! Other Related Links: How I’ve Simplified My Wardrobe The Outfit Formulas That Changed My Life My Completely Honest Review of Stitch Fix Putting Me Together (no-fuss fashion for moms) Get a FREE Month of Rocksbox Jewelry [...]
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8 Things Private Equity Firms Look for in Companies

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8 Things Private Equity Firms Look for in Companies
The post 8 Things Private Equity Firms Look for in Companies appeared first on ONEtoONE Corporate Finance. [...]
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7 Pharmacist Loan Forgiveness Programs

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7 Pharmacist Loan Forgiveness Programs
Several programs forgive or repay a portion of your pharmacy school loans if you meet the requirements, such as working in the public sector or in an underserved area for a certain amount of time. A pharmacist loan forgiveness program may be the right option if your career plans align with one of these program’s... Teddy Nykiel is a writer at NerdWallet. Email: teddy@nerdwallet.com. Twitter: @teddynykiel. The article 7 Pharmacist Loan Forgiveness Programs originally appeared on NerdWallet. [...]
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21 Things You Should Always Buy at a Dollar Store

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21 Things You Should Always Buy at a Dollar Store
Diego Cervo / Shutterstock.com Dollar stores lure us in with rock-bottom prices. Sometimes you get what you pay for, but often the things they sell are good products at a tremendous discount — a real bargain. Here’s what bargain-shopping experts say are among the best buys at dollar stores. [...]
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Mickey Mouse Clubhouse Projectables LED Plug-In Night Light

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Mickey Mouse Clubhouse Projectables LED Plug-In Night Light
Night lights are so much fun for kids, and this one looks really awesome! You can get the Mickey Mouse Clubhouse Projectables LED Plug-In Night Light for only $8.47. You will be saving 47% on this purchase because it is normally 14.99. This night light provides a soft red glow while projecting a Mickey Mouse ... Read More about Mickey Mouse Clubhouse Projectables LED Plug-In Night Light The post Mickey Mouse Clubhouse Projectables LED Plug-In Night Light appeared first on Penny Pinchin' Mom. [...]
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Free Toy Story 4 Movie Ticket when you buy 3 Almond Breeze Products!

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Free Toy Story 4 Movie Ticket when you buy 3 Almond Breeze Products!
Love Blue Diamond Almond Breeze products? Buy three and get a free Toy Story 4 Movie Ticket! Through August 2nd, score a free Toy Story 4 Movie Ticket when you buy 3 Blue Diamond Almond Breeze products! Simply purchase the products in one transaction by August 2nd and then upload your receipt by September 2nd. Thanks, Freebie Shark! [...]
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70% of Older Adults Don’t Know This Key Social Security Fact

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70% of Older Adults Don’t Know This Key Social Security Fact
Millions of Americans depend on Social Security as the financial foundation of their retirement. Yet, nearly 70% percent of older people cannot correctly identify the age at which they are eligible for full retirement benefits. That finding — courtesy of a recent survey by the Nationwide Retirement Institute — has profound implications for how well people will live in retirement. [...]
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Verizon Announces Another Dividend Hike

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Verizon Announces Another Dividend Hike
It marks the 12 consecutive year in which the large wireless operator has hiked its dividend. [...]
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