Being a great advisor

Being a great advisor

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Being a great advisor
The post Being a great advisor appeared first on ONEtoONE Corporate Finance.
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How to become the best advisor

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How to become the best advisor
The post How to become the best advisor appeared first on ONEtoONE Corporate Finance. [...]
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How to Afford Being a Stay At Home Mom

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How to Afford Being a Stay At Home Mom
Want to be a stay at home mom, but worried about the financial implications of transitioning to one income? This post is full of practical advice and helpful encouragement on how to afford being a stay at home mom! Guest post by Kristine of SurvivingMoms.com: Giving up a full-time or part-time salary isn’t easy, but my sisters and I wanted to stay home with our kids. To make it happen we knew we needed to get creative with lowering our monthly expenses. Here are 19 things we did (and still do) to save money: We Cut Hair Ourselves: Even at Walmart a haircut for a child costs $12 — and that doesn’t include tip! Instead of going to the hairdresser, we ordered some nice clippers off Amazon and now we cut everyone’s hair at home as often as we need to. We Use Grocery Pick-Up: We love using grocery pick-up! It is convenient and saves us money as it helps us avoid impulse shopping. We also love that every time we add an item to our cart, we can see the total go up; this allows us to decide if we really need that item this week or if it can wait. We save an average of $20 per week by using pick-up only! We Don’t Eat Out: Eating out can blow a monthly budget really quickly! We plan a weekly or monthly menu for our family and stick to it. We try to cook our meals at home no matter how good take-out sounds. We also try to get the whole family involved by giving each kid a job to do. Dinner tastes so much better when you are proud of what you have made — and that goes for kids, too. Psst! Check these extra tips to help you stop eating out! We Buy Used Clothing: We buy gently used clothes for our children. Shops like Once Upon a Child, Goodwill, Facebook Marketplace, and garage sales are great places to start! See if there is a friend or family member that you can swap clothes with. This has been a huge blessing to our family. We Sell Outgrown Clothing: We sell our outgrown clothes at a local kids’ consignment shop and then get store credit, which usually offers more money to buy the next size up for our kids. We Use the Honey Extension: We installed Honey on our computers and it will alert us when items get marked down and if it’s a good time to buy. You are able to see the price trends and if there are available promo codes you can use. We love using Honey! We Watch for Christmas Deals Year-Round: Rather than shopping for Christmas presents in November and December, we look for deals all year. It is easy to get pulled into impulse buying with all the advertising during the Christmas season. We Buy Used Items off Amazon: When we find an item we want to purchase off Amazon, we check to see if they have the same item “Like New” or “Used, Very Good.” These items were typically opened and returned. We have had great success finding brand new items marked down this way! We Ask Before we Buy: Shopping online is SO easy… maybe a little TOO easy! To reduce impulse purchases, we wait and talk to our spouses before we purchase something. This makes us aware of what we are spending our money on, plus it allows us to say whether or not we think it is the right use of our money. We Make Our Own Baby Food: Baby food is expensive. Pinterest has lots of recipes for making your own healthy baby food at a fraction of the cost of buying it from the store. We Canceled Cable and DirectTV: This is an expensive monthly bill that isn’t necessary. We have used Hulu, Netflix, Prime Video, and Disney Plus instead of cable, so we can still enjoy our favorite shows and movies while paying significantly less. We Switched to an Off-Brand Cell Phone Service: We have our cell phone bill down to $50 a month for two smartphones with 5 GB of data each. Honestly, the service isn’t as good. We do drop calls frequently. We mostly text though, and it was worth the annoyance to lower our monthly bills. {Psst! Looking for an inexpensive option? Twigby has phone plans that start as low as $9 per month!} We Implement Meatless Monday: Meat is one of the biggest expenses in a grocery budget. Having a meal once a week without any meat allows us to lower our grocery budget significantly. If you need some inspiration, try one of these great meatless meal ideas! We Share One Vehicle: When possible, we share a vehicle with our spouse. This cuts down on gas, car insurance, and other car-related expenses. It’s hard at first but worth it when we look at the savings. We Always Look for Free Activities: We take advantage of free classes/activities offered by our local libraries. Hiking, visiting National Parks on free days, and bike trails are other activities we regularly have on our schedules. We Make Coffee at Home: We make coffee at home instead of buying one at the local coffee shop. Even using a Keurig at home only costs 26 cents per cup compared to almost $2 per cup. This adds up when we start each day with six cups a cup of coffee. 😉 We Look for Coupons: We compare ads and use coupons or store apps when grocery shopping. We also plan our menus based around meat that is on sale that week. We Use Groupon: We shop Groupon in advance to buy tickets and get the best deals. We used Groupon to get a great deal on tickets to Sky Zone for the whole family. We Use Cashback Sites: We use cashback sites like Rakuten to stretch our shopping budget by getting money back on online purchases. These are just a few of the many ways we save money every single day. These little (and big) savings all add up to allow my sisters and I to stay home with our children! What are some of your favorite tips on how to afford being a stay at home mom? Katie, Nicole, and Kristine are sister-in-laws with eight kids between them. They now blog at SurvivingMoms.com about mom survival tips, what is helping them get through their days with their kiddos, and how their true hope and encouragement comes from knowing their Savior, Jesus Christ. [...]
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3 Great Credit Cards for Economy Flyers

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3 Great Credit Cards for Economy Flyers
While traveling in premium class sounds amazing, it might not be the most realistic option for individuals or families. Premium class fares can be quite expensive, and the cost for economy fares is much more affordable — making cash back or flexible currency a great option for booking your travels. If you are an economy... Dustin Waller is a writer at NerdWallet. Email: travel@nerdwallet.com. The article 3 Great Credit Cards for Economy Flyers originally appeared on NerdWallet. [...]
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How can you help your client?

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How can you help your client?
The post How can you help your client? appeared first on ONEtoONE Corporate Finance. [...]
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A dream that came true

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A dream that came true
The post A dream that came true appeared first on ONEtoONE Corporate Finance. [...]
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After the sale

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After the sale
The post After the sale appeared first on ONEtoONE Corporate Finance. [...]
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Principal barriers of selling a business

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Principal barriers of selling a business
The post Principal barriers of selling a business appeared first on ONEtoONE Corporate Finance. [...]
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The selling process of a company

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The selling process of a company
The post The selling process of a company appeared first on ONEtoONE Corporate Finance. [...]
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Autoparts Industry Activity

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Autoparts Industry Activity
The post Autoparts Industry Activity appeared first on ONEtoONE Corporate Finance. [...]
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5 Great Ways to Use the AmEx Business Platinum Welcome Offer

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5 Great Ways to Use the AmEx Business Platinum Welcome Offer
For a limited time, the The Business Platinum® Card from American Express has an increased welcome offer for new cardholders: Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of Card Membership. Terms Apply. While... Caroline Lupini is a writer at NerdWallet. Email: travel@nerdwallet.com. The article 5 Great Ways to Use the AmEx Business Platinum Welcome Offer originally appeared on NerdWallet. [...]
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InsurTech efforts and the customer- who is being served with tech?

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InsurTech efforts and the customer- who is being served with tech?
image The customer- easily overlooked on innovation’s path, and the continuous need for insurance companies to keep the customer as the ultimate focus of any innovation efforts. It’s a good week to revisit a favorite topic of mine; after presenting sessions on mobile claim applications to adjusters at the Property and Liability Research Bureau’s regional […] The post InsurTech efforts and the customer- who is being served with tech? appeared first on Daily Fintech. [...]
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Great Deal on Consumer Reports Magazine!

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Great Deal on Consumer Reports Magazine!
Here is a magazine deal that we don’t see very often! You can get a hot deal on a subscription to Consumer Reports Magazine. CONSUMER REPORTS SUBSCRIPTION DISCOUNT Now through 7/30/19 (11:59 pm EST), order a subscription to Consumer Reports magazine for as little as $17.49 a year.  That is a savings of 79% off the ... Read More about Great Deal on Consumer Reports Magazine! The post Great Deal on Consumer Reports Magazine! appeared first on Penny Pinchin' Mom. [...]
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Health Industry Outlook 2019

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Health Industry Outlook 2019
The post Health Industry Outlook 2019 appeared first on ONEtoONE Corporate Finance. [...]
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Great Deal!! Bridal Guide Magazine!

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Great Deal!!  Bridal Guide Magazine!
Are you planning a wedding?  You can order a subscription to Bridal Guide Magazine for just $4.99 right now!  You can order up to 3 years at this price!  At checkout, use the code PENNYPINCH and the price will drop! Bridal Guide is a magazine for the contemporary bride-to-be focusing on current trends in fashion, beauty, ... Read More about Great Deal!! Bridal Guide Magazine! The post Great Deal!! Bridal Guide Magazine! appeared first on Penny Pinchin' Mom. [...]
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My Completely Honest Twigby Review (and why it’s a great option for teens!)

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My Completely Honest Twigby Review (and why it’s a great option for teens!)
Looking for really honest Twigby reviews or searching for ways to save money on kids’ phones? This is a really comprehensive post on the pros and cons of Twigby phones, Twigby plans, and Twigby phone service! Note: This post is sponsored by Twigby, but all opinions are my own. Read our disclosure policy here. Ready to get a phone for your teen or pre-teen? Have you been thinking of getting a phone for your child? Wishing you could figure out how to add a phone without spending a lot of money? I highly recommend checking out Twigby! Twigby is a company dedicated to providing fantastic phone service at great prices and they are the perfect option for your pre-teen or teen’s first phone because they are so affordable, the offer great coverage, and they have so many different options for phone plans. Why You Should Consider Twigby Twigby plans are super affordable with a lot of flexibility — which is perfect for a child’s first phone. You can custom build your plan for each individual phone line based upon how much data each family member needs. You can also put some restrictions or limits in place for kids. In addition, Twigby offers a really great range of options when it comes to phones. They have everything from basic flip phones all the way up to iPhone 8’s and other smart phones. If you don’t want to buy a smart phone for your teen or pre-teen and just want a basic phone with basic features, Twigby offers some incredible pricing! However, even if you want all the perks of a regular smart phone with a data plan each month for your teen or pre-teen, you will still likely save a lot of money by using Twigby. There Are No Activation or Termination Fees! Unlike traditional cell phone companies, Twigby gives you the ability to create your own custom, prepaid plan — without a contract or an unnecessary activation fee. (Be sure to check out the Twigby reviews from my readers below!) My favorite part about their service (in addition to their great prices!) is that they offer the ability to change plans or phones at any time for free. You’re not locked into an expensive contract that has activation and termination fees. We got locked into a phone plan a few years ago with another company and we wanted to switch, but it was going to be crazy expensive to do so. I think this is one of the biggest and best selling points of Twigby, personally! Psst! If you end up switching over to their phone service, they also offer a referral program so you can email your friends a special link and, if your friend signs up through your link, you’ll both automatically receive a $10 credit 45 days from your friend’s activation date! Read more about their referral program here.   How Much Will You Save with Twigby? Twigby has plans starting as low as $9 per month for just talk and text. And data plans start as low as $12 per month! Even a cell phone plan with unlimited talk and text and 10 GB of data only costs you $43 per month — which is a lot less than you’ll usually pay! With these kinds of prices, don’t just think about using Twigby as a phone service for your teen or pre-teen. It’s also worth checking to see if Twigby might save you money each month on your family cell phone bill — even if you’ve been on a family plan with a provider for a decade! Get this: The average family that switches to Twigby saves $60 on their cell phone bill, which equates to an annual savings of $720! See how much you could save by switching to Twigby when you use this handy-dandy calculator here. (If you try out the calculator, let us know how much it says you could save on your phone service! I’m very curious to hear!) Does Twigby Sell Phones? Twigby doesn’t just offer fantastic prices on cell phone service; you can also get great deals on phones from them! So they are a one-stop shop for saving money on phones for your teen or pre-teen! If you aren’t planning to buy your child a fancy iPhone, be sure to check out all of the simple and affordable phones they offer that are $75 or less. Plus, you can even get a $10 credit added to your account when you use code MOM at checkout! Note: This $10 credit will be applied to your account when you purchase a phone or SIM card from Twigby with a new service and use the coupon code or when bring your own phone is activated. Is the Coverage Good? A lot of times budget phone plans like this don’t offer very good coverage, but Twigby’s coverage is really exceptional! In fact, their coverage is guaranteed because they utilize not just one, but two of the nation’s largest cellular networks (Sprint and Verizon)! That means if you’re out of reach on their primary network (Sprint), you will still be able to access talk and text on their secondary network (Verizon). The best part is that it’s completely free and your phone automatically switches networks when necessary. You can go HERE to enter your address and check your coverage. Twigby Reviews from My Readers Many MoneySavingMom.com readers have signed up to try Twigby and have absolutely loved it! We’ve heard SO many rave reviews about the affordability and their amazing customer service. Here are just a couple of Twigby reviews from readers: “We have been THRILLED!!!!!  Love the service, the prices, the way things keep getting better and better (seriously, name another company that LOWERS your price or gives you more data????). We love Twigby!!!” “My husband decided to try out the coverage and it was much better (once we figured out to turn the roaming on!). Also, it was cheaper than PureTalk. We don’t use our phones much, so it is great to only pay for what we will use.” Other Features of Twigby In addition to their affordability, flexibility, and great coverage, Twigby also offers: Ease of getting started. You don’t have to mess with going to a store and picking out a phone plan. You just go to their site, pick your phone plan and either switch your current phone over or get a new phone, and they get it all set up for you. Ability to keep your same phone number. When you switch to Twigby, you get to keep your current number that you’ve had for years. You don’t have to switch to a new number. International calling and texting. With Twigby, you can use your minutes to call numbers in Canada, China, and Mexico at no additional charge. You also get Unlimited Global Texting to over 180 other countries. As long as you’re inside the U.S. when sending and receiving texts, you can send those texts to anyone in another country! Risk-Free Satisfaction Guarantee. If for any reason you’re not satisfied within 30 days of switching to Twigby, you’ll get a 100% full refund! Free overage protection. You can rest easy in knowing that you will never be charged for overages without your go-ahead! You have complete control. Sign Up and Save 25% Off Your First Six Months! Want to try out Twigby and save 25% off your first six months on their plan? Twigby is offering MoneySavingMom.com readers 25% off your first six months of phone service right now! Valid for a limited time only. (And if you’re not completely satisfied within 30 days of activating your service, you’ll get a full refund!) Go here to get started with Twigby. [...]
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IT Consulting Industry Outlook 2019

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IT Consulting Industry Outlook 2019
The post IT Consulting Industry Outlook 2019 appeared first on ONEtoONE Corporate Finance. [...]
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