I know, I know. Leggings can be a bit controversial. Some people love them, some people loathe them.
Personally, I’m in the loving leggings camp — especially in my pregnancy. Truth be told, I’ve worn almost nothing but leggings and tunic type tops for the last 3 months! (Some of you probably just fell out of your chair in shock that I would be so boring or casual all the time!)
I’ve found lots of cute ways to dress them up and dress them down, depending upon the occasion. And I don’t even think most people have noticed that I’ve been living in them for three months. 🙂
If you love leggings, but you’re looking for some cute ways to wear them, you’ll want to sign up for the 21 Days of Leggings Challenge.
It’s FREE to join and you’ll get a PDF with lots of stylish ways to put together outfits. I love the Outfit Formulas from Get Your Pretty On. And I especially love that this PDF of Outfit Formulas combines two of my favorite things: leggings and FREE!
Go sign up for the FREE 21 Days of Leggings Challenge here.
By the way, you don’t have to commit to the 21-day challenge if you sign up (unless you want to, of course). But I promise it will inspire you with some fresh new ideas of ways to wear one of the comfiest types of pants ever created! [...]
Are you trying to save more money on groceries and stick to a grocery budget? NEVER do these five things!
Psst! Looking for more ways to cut your grocery bill? Check out my FREE cheat sheet on how to cut your grocery bill by $50 this week!
Guest post from Katrina of Frugal Fun Mom
If you’re a busy mom, I’m sure the last thing you want to do is go to the grocery store — let alone go to the grocery store with cranky kids and still try to find ways to save money on your groceries.
I get it. I feel the same way!
While I do enjoy saving money on groceries, the actual process can be daunting — especially when time is limited and you have kids who would rather be doing anything but grocery shopping.
If you’re looking to get the most bang for your buck when it comes to saving money on groceries, my advice is to never do these 5 things…
1. Never Use Grocery Delivery or Pick Up Services
I can hear the gasp – yes, I said it. You should never use grocery delivery or pick up services.
What?! Yes, never… at least not if your goal is to save money on groceries!
While these services are super convenient, they come at a cost and some of these costs are hidden. While a lot of grocery or delivery services are free, most are only free if you buy a certain quantity of items – which can mean you overspend just to make sure you don’t have to pay delivery fees.
Also, most of these services do not allow you to use coupons. I think we can all agree that coupons are like free money, so you always want the option to use them when you shop. Yes, you can choose to buy only those items which are on sale, but you still can’t use coupons – your free money – to buy those items.
If I haven’t convinced you already, the main reason I don’t use grocery delivery or pick up services is that I miss out on all the hidden deals inside the store. I’m talking about the deals you find in the clearance bins, discount section, or the manager’s specials aisle. Plus, when you find a great deal in clearance and can use a coupon on top of the deal, you have just scored yourself an even better deal that you never would’ve found using grocery delivery or pick up services.
2. Never Go to the Grocery Store Without a List
Make sure you always go to the grocery store with a list of stuff you need – don’t go into the store blind! If you do, you will overspend and most likely buy things you don’t need.
Make a list of the things you need and try your best not to deter from your list while shopping.
3. Never Go to the Grocery Store Without Looking Over the Weekly Ad
Always look at the weekly ad before you head to the grocery store! Make sure you know what is on sale, and what is not.
If you have multiple grocery stores in your area, compare prices and deals by looking at the weekly ads.
If you don’t have a newspaper subscription and don’t receive the ads, you can always find the weekly ads online or by downloading the grocery store app to your smartphone.
4. Never Go to the Grocery Store Without Your Coupons
This one should be a no-brainer, but just in case your forgot – make sure to always take your coupons with you when you go shopping. You never know when you will come across an unexpected or unplanned deal at the store. Especially when you’re digging through the clearance or mark down bins.
I like to take my big coupon binder that holds all my coupons, as well as my mini organizer, with me every time I shop. I put specific coupons in my mini organizer that I know I will use at the grocery store based off their weekly ad. Then, when I bring my big coupon binder along with all my other coupons, I make sure to get maximum savings at the store when I find that unexpected deal because I have all my coupons with me.
5. Never Go to the Grocery Store Without a Budget
My final tip is to never go to the grocery store without a budget.
Why, you might ask? Again, because you will overspend. Even if you do find a good deal on an item, it’s not a good deal if you don’t have the money to buy it.
Make sure to have a grocery budget and stick to it.
If you have extra money after you buy all the things you need, then go ahead and buy those unexpected deals you find in the clearance bin that you can add to your home stockpile – but don’t overspend!
If you can stick to these 5 guidelines, I guarantee you will save money on groceries.
Remember that saving money on groceries is not always easy, otherwise everyone would be doing it. It takes a little work, but saving money for your household is so worth it!
You can do it momma!
Katrina Rauch is a full-time blogger and a mom of three. Her blog, Frugal Fun Mom, is dedicated to helping moms discover practical ways to save money, find encouragement for everyday mom chaos, and be inspired with frugal fun ideas to enjoy their kids.
Looking for more grocery savings tips?
If you’re looking for more ways to cut your grocery bill, be sure to sign up for my FREE cheat sheet on 10 Easy Ways to Cut Your Grocery Bill by $50!
Plus, check out the links below for more grocery saving tips:
25 Ways to Save Money on Groceries
How to Save Money on Groceries When You Only Eat Whole Foods
18 Creative Ways to Cut Your Grocery Bill
How to Save Money on Groceries When You Only Eat Whole Foods
10 Simple Ways to Cut Your Grocery Bill
How I Cut $80 Off Our Weekly Grocery Bill
4 Reasons Why You Can’t Save Money on Groceries
5 Tips to Save Time and Money on Groceries
How I Save on Groceries With a Houseful of Teenage Boys [...]
Domestic and foreign air travel in the U.S. has reached an all-time high. That means airports are more crowded, and flights are frequently delayed or overbooked.
And the worst part? Not knowing what to do when your reservation is affected.
You feel like the airline should compensate you for your delayed flight, but the gate agent is saying it won’t. Who’s correct?
Airline passenger rights are complicated, and even frequent travelers don’t know all of them. (I sure learned a few things while researching this article!)
Don’t wait until you’re at the airport, fuming, frustrated and running out of options. Learn your rights now and know what you’re entitled to when — er, if — the airline screws up your holiday travel.
Airline Passenger Rights You May Not Know About
Having a problem with your flights?
Per the rules and regulations listed in the Department of Transportation’s Fly Rights, here’s what to do when…
Your Flight Is Delayed or Canceled
Unfortunately, the federal government doesn’t require the airline to do anything for domestic delays or cancellations. If you’re traveling internationally, you may be able to file for reimbursement under Article 19 of the Montreal Convention.
Still, many airlines will offer some form of compensation in the name of good customer service. If the delay is caused by weather, they usually won’t give you anything — but if it’s a mechanical or scheduling issue, they might.
Here’s what to ask for:
Vouchers: If you’re stuck at the airport for a few hours, be sure to request food vouchers so you can eat at the airport restaurants. If you’re delayed overnight, ask for hotel and/or taxi vouchers.
Airline miles: If you have a frequent flyer account with the airline, ask for extra miles for the inconvenience. I’ve successfully done this on a few occasions.
Lounge passes: If you have to be at the airport for several hours, ask the agent for a lounge pass. I don’t know if this works, but it’s worth a shot!
In addition to the airline, look at your credit cards for compensation, too.
Some hotels jack up prices as soon as they find out about travel troubles. The moment you know you’re going to be stuck overnight, book a room to snag better rates.
If your flight is delayed more than 12 hours or requires an overnight stay, and you paid for at least a portion of it with your Chase Sapphire Preferred card, for example, Chase will reimburse you up to $500 per ticket for reasonable expenses like food and lodging.
To avoid delays and cancellations in the first place, book flights leaving early in the day, and look for direct routes. If you must have a connection, stay away from airports that are really busy or notorious for weather delays (e.g. Chicago O’Hare).
Your Flight Is Overbooked
Airlines regularly overbook (sell more tickets than there are seats) flights to make up for no-show passengers. Though this isn’t illegal, it can cause problems if more people show up than expected.
When this happens, airlines ask for volunteers, offering incentives like vouchers and upgrades to entice passengers to give up their seats. If not enough people volunteer, airlines are forced to bump some passengers against their will.
Though it’s a huge bummer to get involuntarily bumped, keep cool and remember your rights; you could end up with a pretty nice chunk of change.
Here’s what you’re owed if you arrive…
Within an hour of your scheduled time: $0
One to two hours late: Double the price of your ticket, up to $675
More than two hours late: Quadruple the price of your ticket, up to $1,350
Some airlines may try to take advantage of you and offer airline credit in exchange for the inconvenience. Don’t accept this offer. And don’t sign any paperwork, as it could remove your right to further compensation.
Stand your ground and, if necessary, cite this Department of Transportation page.
Want to reduce the likelihood of being bumped before you even get to the airport? Check in to your flight early (you can do so 24 hours before your scheduled departure) and add your frequent flyer number to the reservation. The airline is less likely to bump loyal travelers.
Your Baggage Gets Lost
Standing at baggage claim and never having your bags show up is not fun.
Your first stop should be your airline’s baggage office. Sometimes luggage comes in on an earlier flight or is accidentally placed in the oversize luggage area.
Still not there? Time to ask for compensation.
Airlines are required to compensate passengers for reasonable expenses for loss, damage or delay in the carriage of passenger baggage, according to DOT rules.
To help prevent lost luggage, put an address label in your bag’s clear external pocket and attach a luggage tag.
Each airline interprets this differently, but in general, expect a stipend of at least $50 per day to spend on necessities like toiletries and clothing. Just be sure to keep your receipts so the airline can reimburse you later.
Also, if you paid for your ticket or fees with a credit card, check its benefits. The Chase Sapphire Preferred, for example, offers a stipend of up to $100 per day for clothing, toiletries and charging cables when your baggage is delayed by six hours or more.
If your luggage gets lost permanently, then you’ll need to file a second claim. The airline must compensate you for the value of your luggage, up to $3,500.
Something’s Gone Wrong, and You’ve Hit a Dead End
The first thing I do when I’m not getting the help I need? Jump on social media. I use Twitter to explain my situation — and @mention the airline — and often the company will address it right away.
You can also call the airline’s customer service line from the airport. Sometimes its phone reps will give you a different answer than the gate agents, which gives you leverage when resolving your issue.
And please, as difficult as it can be sometimes, always treat the gate agents with respect and patience. Airline mishaps usually aren’t their fault, and they have to deal with a lot of cranky people. Not only that, but you’d be surprised how far they’ll go to reward someone who’s nice.
To find the quickest way to speak to a live agent, simply Google “gethuman” plus the airline’s name.
If you do receive great service, don’t forget to return the favor by submitting a comment form on the airline’s website. Alternatively, you can submit complaints about rude or unhelpful agents. I’ve actually complimented and complained about different agents in the same message!
Be sure to write down information — agent names, dates and flight numbers — while it’s fresh in your mind. You can refer back to this if you need to contact the airline later; providing details always strengthens your case.
If your trip is over and your complaint hasn’t been resolved, try AirHelp, a company that lobbies airlines on behalf of passengers who were involuntarily bumped. Or check out Service, a company that helps resolve customer service issues at no cost to the customer.
Whatever you do, don’t let this holiday travel season get the best of you. Stay calm, remember your rights and seek the compensation you deserve!
Susan Shain is a contributor to The Penny Hoarder.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]