This week in fintech

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This week in fintech
Daily Fintech brings fresh daily fintech insights from people just like you – senior executives, entrepreneurs & investors working in the fintech revolution. Our weekly summaries give you a look at what you will get by reading the whole article. Bernard Lunn is a Fintech deal-maker, investor, entrepreneur and advisor. He is CEO and Editor […] The post This week in fintech appeared first on Daily Fintech. [...]
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FINRA Warns Investors of Potential Stock Fraud in Wake of Hurricane Dorian

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FINRA Warns Investors of Potential Stock Fraud in Wake of Hurricane Dorian
The Financial Industry Regulatory Authority (FINRA) recently released an investor alert cautioning investors of potential stock fraud in the wake of Hurricane Dorian. FINRA noted that financial fraud and potential investment scams regularly follow a natural disaster. Such scams can take the form of unsolicited phone calls, emails and texts about investments related to the natural disaster. FINRA’s investor alert highlights certain unsolicited communications about investments that exploit the latest natural disaster of which investors should be mindful, including price targets or predictions of exponential growth, pressure to invest immediately and mention of contracts or affiliations with federal government agencies or well-known companies. To avoid potential scams, FINRA advises investors to (1) investigate the relevant investment professionals before investing, (2) find the source of the message, (3) find out where the potential stock trades, and (4) read the company’s SEC filings. A full copy of the investor alert is available here. [...]
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Last Week’s $70 Grocery Budget + Menu Plan

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Last Week’s $70 Grocery Budget + Menu Plan
Want to see what we bought for this week’s $70 grocery budget? I’m currently challenging myself to stick with a $70 budget for our family of five. This includes almost all of our breakfasts, lunches, snacks, and dinners + most household products (toiletries, laundry soap, etc.). For live updates, be sure to follow my Instagram Stories. See all posts on my $70 Grocery Budget here. I’ve been finding a LOT of random markdowns at Kroger recently, so my shopping trips this week were mostly made up of those! Kroger Shopping Trip #1 Kroger Eggs — marked down to $1.29 Cinnamon Raisin Bread — marked down to $1.29 2 cans of canned Pineapple — marked down to $0.49 each JIF peanut butter — marked down to $0.99 each Kettle cooked chips — marked down to $0.79 Kroger sour cream — $1.39 Deli chicken — marked down to $2.39 Elbow macaroni — marked down to $0.39 1 bag of peppers/squash — marked down to $0.99 Kroger peanuts — marked down to $0.89 Sirloin Steak — marked down to $4.40 1 bag of cucumbers — marked down to $0.99 Strawberries — $1.50 2 cans of Kroger soup — $0.79 each 1 bag of lemons — marked down to $0.99 Bananas — marked down to $0.39/lb. = $0.71 Tyson Frozen Chicken — $6.99 2 cans of salmon — marked down to $1.99 each Package of Kind Breakfast Bars — marked down to $0.99 2 cans of green beans — marked down to $0.29 each Simple Truth organic seltzer water — marked down to $0.99 each 2 boxes of Rice-a-Roni — marked down to $0.49 each Kroger taco seasoning — marked down to $0.19 Total with tax: $41.96 I was excited about the Weekend Deals at Kroger this week and am going back to hit some of the others on Monday! Kroger Shopping Trip #2 Salad Kit — $1.99 Nature Valley Granola Bar — marked down to $0.69 Kroger eggs — marked down to $1.29 Annie’s Mac & Cheese — marked down to $0.59 each Capri Sun — marked down to $0.69 JIF Peanut Butter — marked down to $0.89 3 packages of Smithfield Bacon — $2.99 each with Weekend Deals Kind bar — Free with Free Friday coupon Creamed Corn — $0.99 Kroger Green Beans — $0.59 5 Lara Bars — $0.50 each with Weekend Deals Franks Red Hot Sauce — Well, I thought this was supposed to be $0.99 with the Kroger Weekend Deals but as I was typing this up, I realized that I think I actually paid $2.99 for this!! Now I’m trying to decide whether it’s worth taking back to the store. Probably not? But I kind of surprised that I didn’t catch that I overpaid for this. 🙁 I usually am really good at carefully checking everything. Here’s another good reason why you should check your receipt really thoroughly before leaving the store! Lettuce — $1.79 Total with tax: $26.18 What We Ate This Past Week Note: When you see the meals below, please remember this: I buy ahead often. Which means that when I find a great deal on something I know we’ll use, I buy as much as I can afford in our budget to have on hand. This means that you aren’t going to see all of the groceries my shopping trip that I used to make all of the meals we ate. Please also remember that I’m putting this out there and it’s not a perfectly balanced menu. This is just really what we ate — and I hope that it encourages you to see the real-ness and lack of perfection here. Breakfasts: Cereal, Toast, Oatmeal, Peanut Butter & Honey Sandwiches (Silas and Kaitlynn have been loving this for breakfast recently!), Eggs Lunches: Ham Sandwiches, Granola Bars, Yogurt, Capri Sun, Salad, Leftovers, Fruit Snacks: Cookies, Popcorn, Ice Cream, Go-Gurts, Apple Crisp, Fruit, Veggies Dinners: Sunday — Fend For Yourself Monday — Slow Cooker Teriyaki Beef with Pineapple over rice, fruit Tuesday — Slow Cooker Chicken Tetrazzini, green beans Wednesday — Breakfast for dinner: Pancakes, sausage, fruit Thursday — Barbecue Chicken, Noodles, Fruit Friday — Smoked Ribs, Green Beans with bacon/garlic/onion, creamed corn Saturday — Leftovers Total spent on groceries: $68.14 Cashback earned this week: 50 points for submitting my receipts to Fetch rewards [...]
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14 Service Providers Most Likely to Lower Your Bill If You Ask

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14 Service Providers Most Likely to Lower Your Bill If You Ask
Feeling sticker shock every time a phone, cable or internet bill arrives? Depending on which company provides the service, lower rates may be just a phone call away. LendEDU recently analyzed data from Truebill, a personal finance tracker, budget planner and bill reminder app that helps people manage their subscriptions, to determine which service providers are most likely to drop their prices if... [...]
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Amazon Music Unlimited 4-Month Membership just $0.99!

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Amazon Music Unlimited 4-Month Membership just $0.99!
This post may contain affiliate links. Read my disclosure policy here. As an early Amazon Prime Day deal, you can get a HOT deal on an Amazon Music Unlimited membership! {Did you see that you can also get a FREE 3-month subscription to Kindle Unlimited right now?!} If you’re a Prime member who has never tried Amazon Music Unlimited, you can currently get a 4-month subscription for just $0.99! This is a HOT deal, because you get 30 days for free and then pay $7.99 each month after that. That means you’re saving $22.98 with this deal! With this music streaming service, you’ll get: Completely ad-free music streaming. Tens of millions of songs and thousands of expert-programmed playlists and stations. The ability to listen to any song, anytime, anywhere, on all your devices – smartphone, tablet, PC/Mac, Fire TV, and Alexa-enabled devices like Amazon Echo. Personalized recommendations based on your listening habits. Offline listening with downloadable songs and playlists. The hottest new releases from today’s most popular artists. The choice of an individual or family plan. *Note: After your first 4 months of Amazon Music Unlimited, your plan will automatically renew at the monthly rate of $7.99 per month. If you don’t wish to continue at the full price each month, be sure to cancel before your first 4 months is up. Valid ONLY for Prime members who are new subscribers, through July 16th. Go here to get started with your 4-month subscription. Psst! Are you ready for Amazon Prime Day?! [...]
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This New Video-Game Freelance Marketplace Pays Gamers to Play

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This New Video-Game Freelance Marketplace Pays Gamers to Play
An online video-game marketplace is adding to the many ways gamers can make serious money from their hobby. Gameflip recently announced the launch of “Gigs,” a freelance platform for gamers. It’s still in beta testing and works, in many ways, like other freelance websites. Users can create a free profile, write a bio with their experience or niche skills and then list their services for a price. The platform offers “gamers a way to make money doing what they love,” says Gameflip’s Marketing Associate, Steve Caracappa. “Experienced gamers can teach new players strategies and techniques to help them improve or play dedicated roles in groups to assist lower-level players.” Buyers can search through an index of those services, and choose what they need. When a purchase is made, Gameflip takes 20% of the listing price as a fee and gives 80% to the seller, almost identical to the fee structures of most other freelance platforms. The gigs available during the beta test are split into four main categories. Carry — In gaming lingo, “carries” are the allstars. They’re so good that they carry their team to victory. This gig is for people who have serious competitive skills and can help other players rack up wins. Coach — Coaches show new players the ropes and get them familiar with basic verbiage and objectives, or they can teach complex strategies to people trying to up their game. Create — This gig is for video-game related services. Graphic designers can sell logos and artwork that serious gamers can display on their Twitch streams and YouTube channels, while programmers can code bots for Discord (an instant-messaging app geared toward video games). Entertain — Entertainers don’t necessarily have to be good at games to get paid. If they’re funny enough, people will pay to play with them. And sometimes, people just need a healer to balance out a team. No one likes to play healers. According to Capacarra, changes are to come after the beta test later in 2019. Is Gameflip Legit? For years, gaming enthusiasts have used Gameflip to buy and sell video games, in-game virtual items, gift cards and more through a bustling marketplace that boasts more than 3 million users. The company strives to position itself as a serious contender to GameStop. The new Gigs feature introduces yet another way to make money playing video games. And as with most online marketplaces, that opens more opportunities for scammers. The platform is run by users with aliases who have been screened on the backend by Gameflip via linked bank accounts and/or government IDs. Because funds and bank account information are stored on the site, users need to be extra careful with their personal information, never sharing passwords or usernames with anyone. Pro Tip Be sure to check the website address before logging on. Scammers create fake websites that look real. When you try to log in on their fake websites, they steal your username and password information. To curb trading scams, the company implemented a Gameflip Guarantee, which “protects both buyers and sellers with a 100% cash-back guarantee,” Carcappa says. “Until the buyer agrees that the transaction was completed successfully, the funds are held in escrow.” Potential scams aside, the website itself is a legit side hustle opportunity for gamers. In a Twitter thread, Gameflip asked how much their users save or earn on the site. Some reported $100 here, $1,000 there. Others use the site to pay off their student loans. So much money thousands of dollars. Need to earn $200 more dollars and I will have paid my off my college loan. I absolutely love selling things on gameflip. — TheUnarmedMan (@PfuntnerR) January 29, 2019 While Caracappa says a “completely overhauled platform” is on its way, getting in early during the beta has its perks: 10% cashback on all gigs, up to $1,000. Adam Hardy is a staff writer at The Penny Hoarder. He specializes in ways to make money that don’t involve stuffy corporate offices. Read his ​latest articles here, or say hi on Twitter @hardyjournalism. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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