How Much Should I Spend on Rent?

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How Much Should I Spend on Rent?
Before you start scanning Craigslist and Zillow for rental options, determine how much you can truly afford. Here are a few ways to figure that out. The 30% rule One popular rule of thumb is to spend around 30% of your gross income on rent. So if you earn $2,800 per month before taxes, you... Kelsey Sheehy is a writer at NerdWallet. Email: ksheehy@nerdwallet.com. The article How Much Should I Spend on Rent? originally appeared on NerdWallet. [...]
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Stop Waiting Until Your Kids Are Teenagers to Talk to Them About Money!

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Stop Waiting Until Your Kids Are Teenagers to Talk to Them About Money!
“When do you start talking to your kids about money and how old should they be before you talk to them about it?” We get this question often and we decided to tackle it head on in today’s podcast episode. And by that, I mean we talked about a number of things that might be a little be controversial. 🙂 We approach the conversation of money with our kids much like we approach anything else in our parenting — with the desire to lead by example and raise future adults. In this episode, we share when we begin talking about money with our kids, why we think it’s important to let your kids handle money from a young age, why we involve our kids in financial conversations and decisions, how we offer our kids opportunity to earn money, and why we are okay with letting our kids make mistakes with money. In This Episode:  [01:14] What’s saving our lives? It’s all about Christmas decorating,  [06:14] Off the bookshelf: A Cross to Kill by Andrew Huff and Families Where Grace is in Place by Jeff VanVonderen. [13:57] Learn four strategies to help kids learn how to think about and handle money. [14:58] Strategy number 1: Set a Great Example. More is caught than taught. [18:22] The second strategy: Start Teaching From a Young Age. It’s never to early to begin! [21:39] Strategy number 3: Involve Your Kids as Much as Possible. Make it a family conversation and work together to achieve your financial goals! [24:42] The fourth strategy: Let your kids make mistakes. Save them the $3000 and $30,000 mistakes later by letting them make $3 and $30 mistakes now. [28:12] Why we let our kids earn and handle money and what this looks like for us. Links and Resources: A Cross to Kill by Andrew Huff Families Where Grace is in Place by Jeff VanVonderen Why We Pay Our Kids For Doing Chores Crystal’s Favorite Things on Amazon CrystalPaine.com MoneySavingMom.com Crystal’s Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal@moneysavingmom.com How to Listen to The Crystal Paine Show The podcast is available on iTunes, Android, Stitcher, and Spotify. You can listen online through the direct player we’ll include in the show notes of each episode. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.) Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app. Note: This post contains affiliate links. If you click through and make a purchase, we may receive a small commission — at no additional cost to you. Thank you so much for your support! [...]
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The Disney Princess Cookbook

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The Disney Princess Cookbook
If you have a little one that is starting to get into cooking, this would make a fantastic gift idea. You can getThe Disney Princess Cookbook for only $6.35 right now. You will be saving 60% on this purchase because it is normally $15.99. Be sure that you grab this deal soon because the prices ... Read More about The Disney Princess Cookbook The post The Disney Princess Cookbook appeared first on Penny Pinchin' Mom. [...]
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