Is Lack of Trust a First Order Function in Narrowing the Insurance Protection Gap?

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Is Lack of Trust a First Order Function in Narrowing the Insurance Protection Gap?
image The Geneva Association released an ambitious discussion of trust and its effect on insurance transactions, particularly in the perspective of well-known ‘protection gaps’ that are pervasive across many lines of insurance within mature economies.  Is, as Jad Ariss, Association Managing Director notes in the publication’s foreword, a “lack of trust fundamentally impeding insurance demand,” […] The post Is Lack of Trust a First Order Function in Narrowing the Insurance Protection Gap? appeared first on Daily Fintech. [...]
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All the Best Cyber Monday and Black Friday Deals Still Available!

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All the Best Cyber Monday and Black Friday Deals Still Available!
Make sure you don’t miss out on any of the best Cyber Monday and Black Friday Deals with this round-up! This year has had a CRAZY amount of Cyber Monday Deals and Black Friday Deals, so we thought we’d round them all up in one post for you! Crystal’s Top 10 Picks: Get a year of Hulu at just $1.99 per month! Chromebook Cyber Monday Deals | Acer Chromebook for $124.99 shipped, plus more! Denise Albright 2020-2021 Planner Bundle for just $19.95 + shipping! Get over 50% off one of my favorite sweaters for Cyber Monday!! Oral-B Genius Pro 8000 Electronic Power Rechargeable Battery Electric Toothbrush for just $89.94 shipped (Originally $250)! Old Navy: Sherpa Pullovers for the Family only $10 today! *HOT* The Children’s Place: Fleece Pullovers and Pants just $4.99 shipped! Instant Pot 6-Quart 7-in-1 Programmable Pressure Cooker only $49.99 shipped! DaySpring Hand-Thrown Mugs for just $2.80 each! *HOT* TaoTronics Essential Oils Diffuser for just $6.99!! Cyber Monday Deals Still Available: Get 50% off ALL of my courses! Hypoallergenic Shredded Memory Foam Pillows for just $14.99 each, shipped! Amazon FreeTime Unlimited | 3 Months for just $0.99! {$29 Savings!!) Shark Vacuum Cyber Monday Deals *HOT* 61-Piece 3D Magnetic Building Tile Play Set only $19.49 (Reg. $100!) MUK LUKS Anais Moccasin Slippers only $12.99 shipped! Target: 40% Off Bedding and Bath! T-Rex & Triceratops Dinosaur Bump & Go Toy Cars (Set of 4) only $14.99 shipped! Ring Video Doorbell with Echo Dot 3rd Generation only $79.99 shipped (Reg. $150!) *HOT* Free $5 Starbucks Gift Card with $20 Gift Card Purchase {Limited Quantity!} Carter’s: 7-Pack Baby Bodysuits only $10 shipped! 50% off Hydro Flask Bottles at REI! Carter’s: Toddler & Girl’s Leggings only $5 shipped! Cricut Explore Air 2 only $179.99 shipped, plus more! Dreamworks Holiday Collection DVD for just $6.99! HOT Deals on Marvel Action Figures! HOT Discounts on Play-Doh Sets, Playskool Toys, My Little Pony, Littlest Pet Shop, and Baby Alive Dolls! *HOT* HUGE Savings on Monopoly and Hasbro Games! HOT Cyber Monday Deals on LEGO, Lincoln Logs, Tegu Blocks, K’Nex, Playmobil, and Tinkertoys!! *HOT* Up to 50% off Nerf Toys! Keurig K-Mini Single Serve K-Cup Coffee Maker for just $42.49 shipped (Reg. $90)! Bose SoundSport Wireless Headphones for just $139 shipped!! Dinosaur Racetrack for just $16.99 shipped! Men’s Croft & Barrow Festive Microfleece Sleep Pants only $3.99! Converse Chuck Taylor All Star High & Low Top Sneakers only $25 shipped! Black Friday Deals Still Available: Holiday Doormats and Accent Rugs as low as $3.99! Dick’s Sporting Goods: 25% off Hydro Flask Bottles and Tumblers! Canon EOS Rebel T6 DSLR Camera Kit for just $260.99 shipped (Reg. $750)! Robotic Vacuum Black Friday Deals Apple Macbook Air for just $649.99 shipped (Reg. $999)!! Gift an Amazon Prime membership at 10% off! Women’s Sweaters only $7.99! Muk Luks Women’s Bootie Slippers for just $7.99 shipped! Elmer’s Rainbow Slime Starter Kit only $4.99! LEGO Classic Creative Fun Box for just $20! Dick’s Sporting Goods: Extra 25% off YETI Tumblers, Coolers and Mugs! *HOT* Sam’s Club Membership Deal | $50 in Savings! Echo Show 5 for just $49.99 shipped! Echo Dot 3rd Generation for just $22! HOT Deals on Dinosaur Toys!!! Matching Family Pajamas 60% Off! Get two holiday graphic shirts as low as $14.98 each, shipped! Women’s Boots only $19.99 at JCPenney! Royal Luxe White Goose Feather & Down Comforter (Any Size) for just $50.99 shipped!! *HOT* Pura Vida Bracelets Black Friday Sale | 50% Off Plus Free Shipping! LEGO Minifigures Series 19 Building Kit only $2.99! Nike Men’s Running Shoes only $29.99 shipped (Reg. $60!) Mega Bloks Building Basics Let’s Get Learning 150-Piece Set only $12.97! ABCmouse Deal: Annual subscription for just $3.75 per month! American Explorer Hardside Luggage for just $39.99 (Reg. $180)! *HOT* Roku Streaming Stick+ only $29! Kindle Black Friday Deals | Lowest Prices on Record! *HOT* Adventure Academy Annual Subscription for just $3.75 per month! Starbucks Black Friday Deal: Free Coffee & Tea in January with Tumbler Purchase Amazon Fire TV Cube for just $89.99 shipped! Black Friday Deals on Sony and Beats Headphones at Target! Fire Tablet Black Friday Deals | Lowest Prices on Record! *HOT* ReadingIQ Deal: Annual subscription for just $2.49 per month! {Silas loves this app!} *HOT* Amazon Fire TV Stick with Alexa Voice Remote for just $19.99! Step2 Modern Cook Kitchen Set for just $34.99! KiwiCo Promo Code: Get a box for just $7.98 shipped! We hope you grabbed some great deals over the past week! Also, be sure to sign up for our Hot Deals newsletter and join our Deal Seekers Facebook group so that you don’t miss out on any of the hottest, time-sensitive deals as soon as they go live throughout the rest of the holiday season! [...]
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Green Kid Crafts Promo Code | Get a box for just $8.99 shipped!

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Green Kid Crafts Promo Code | Get a box for just $8.99 shipped!
This post may contain affiliate links. Read my disclosure policy here. This is a RARE discount on a Green Kid Crafts box! Green Kid Crafts — a monthly subscription box of hands-on science and art activities — is offering a super rare deal to get 70% off your first box! That means you’ll pay just $8.99 shipped for a box! Just use coupon code BLACK70 during checkout to grab this deal. Green Kid Crafts allows kids to explore educational topics like oceans, safaris, space, volcanoes, music, and much more. Each Discovery STEAM Box is themed and comes with 4-8 science, technology, engineering, art, and math kits for kids ages 2-10! This deal is valid through December 1, 2019. {Note: When you sign up for this deal, you’ll have to choose a subscription plan. After your first discounted box, your subscription will continue at the regular monthly price. If you don’t wish to continue, you can cancel at any time after receiving your first box, though!} Go here to get your Discovery STEAM Box for just $8.99. Looking for more Black Friday Deals? You can go here for all of the best online Black Friday Deals as we live blog them all week long! Also, be sure to sign up for our Hot Deals newsletter and join our Deal Seekers Facebook group so that you don’t miss out on any of the hottest, time-sensitive deals as soon as they go live throughout the rest of the holiday season! [...]
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Could you use an extra $50? (time sensitive)

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Could you use an extra $50? (time sensitive)
Could you use an extra $50 this week? What about every single week? I believe wholeheartedly that the majority of families in America could make some simple changes in their menu and grocery purchases that could pretty easily reduce their grocery expenses by $50 or more each week! This might seem like a strong statement, but after years of talking to and teaching thousands of families all across America how to lower their grocery bill, I truly stand behind it. Think about it: what could you do with an extra $50 each week? If you could spend an extra 4-8 hours per month and save $200, is that worth it? If so, I strongly encourage you to check out my brand-new ebook called Slash Your Grocery Bill? It’s a comprehensive guide with simple, realistic short-cuts and time-saving tips to lower your grocery bill. It’s for anyone who has ever wished they could figure out the secrets for how to eat well on a small budget. If you follow even some of the tips in it, I can guarantee without a doubt that you WILL lower your grocery bill! Get it for just $7 — through midnight tonight! Slash Your Grocery Bill will usually be priced at $17, but to celebrate the launch, through midnight tonight, you can get it for just $7! Yes, that’s right. Only $7. And I can almost promise you will save twice or three times that much on your very first shopping trip using the techniques I share. So it’s a really fantastic investment that could pay off over and over and over again! Answering Your Questions Now, I know that some of you have written in with questions about the eBook and wondering if it’s really for you. I love how you are carefully evaluating your purchases to make sure you’re not spending money on something that isn’t going to truly work for you or save you money. Let me answer some of the most-asked questions… Is this going to require a lot of time? I believe that you should always see good return on your investment of time. I also know you probably don’t have hours of time to spend chasing deals and clipping coupons. This eBook is for busy women (and men!) who need to cut their grocery bill but don’t have a lot of extra time to do so! We eat all organic. Will your strategies apply to us? Not every strategy in this eBook will work for every family, but many of the strategies in this eBook can be implemented or adapted to work for you — no matter what type of food you eat or stores you shop at! Will I have to clip coupons? Nope! You are welcome to clip coupons if you’d like, but as I’ll show you in this eBook, there are SO many other ways to slash your grocery bill. Are you going to say that we have to eat beans and rice? Full disclosure: I am going to encourage you to consider creative ways to eat less meat or and save on meat costs in one of the chapters, but I promise that this is not just a 99 different ways to eat beans and rice! What if we only have one grocery store in our town? While there are definitely advantages to having more options when it comes to shopping, if you only have one store, I’ll still show you lots of ways you can save. Plus, there are benefits to only having one store: it keeps things simple and streamlined! How long will I have access to this eBook? When you purchase, you’ll have immediate access to the eBook via a link online and a link I’ll send you in your email. And best of all, you will have lifetime access to it! Is there a money-back guarantee? I want you to spend your money wisely and I do not want you to invest money in something that isn’t going to benefit your family and save you money. If you purchase this eBook and discover that you are already doing everything in it, please contact me for a full refund (also, way to go on being such a savvy saver!) What I’ll Teach You… In Slash Your Grocery Bill, you’ll learn: How to strategically plan a menu in just minutes each week Multiple menu-planning methods that have worked well for me How to set up a realistic grocery budget How to determine a grocery budget that actually will work for your family Why you should consider rotating the stores you shop at How practicing the Buy Ahead principle can save you hundreds of dollars each year How to stock your pantry on a limited budget DIY and homemade mix ideas, short-cuts, and time-saving tips Inexpensive and yummy snack ideas Our favorite budget-friendly pantry meal ideas And so much more! Yes! Please Help Me Cut My Grocery Bill! “Slash Your Grocery Bill had something for everyone in their journey to joyful frugality–whether you’re just beginning, or a veteran budgeter. For me, a mom of six who already keeps a steadily low grocery budget, the ‘Aha!’ section was all the ways I could use technology to help. And even though I’ve been doing it on my own for years, Crystal’s printables and other resources are going to make my grocery bill slashing a whole lot easier.” -Faith I promise the strategies in this eBook will work for you! I wrote Slash Your Grocery Bill in the hopes that no matter where you live, who lives at your house, or what kind of food you eat, you will be able to cut your grocery bill. I’ve taught hundreds of thousands of people in a myriad of different seasons and life situations how to save. So I promise that there will be many strategies in this eBook that will work for you. I stand behind my promise – or you get your money back! If you buy the eBook and are already doing every thing it suggests and/or the rest of the ideas won’t work for you, guess what? I will happily offer you your money back! I do not want you to spend money on something that isn’t truly going to save you money and benefit your life! Truly, it’s a no risk purchase! There’s nothing to lose and you just might end up gaining an extra $50 each and every week! What are you waiting for? Go here to grab your copy of Slash Your Grocery Bill for just $7! P.S. This $7 price is only good through tonight! Don’t miss out. After tonight, the price goes up to $17! Hurry and get your copy while it’s this low price! [...]
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Washington, D.C., First-Time Home Buyer Programs of 2019

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Washington, D.C., First-Time Home Buyer Programs of 2019
Washington, D.C., is an expensive place to live, making homeownership feel out of reach for many first-time buyers. The District of Columbia’s Housing Finance Agency, or DCHFA, offers several programs designed to help. First-time home buyers in Washington, D.C., may also benefit from the relaxed qualification requirements that some national loan programs offer. Explore all...The article Washington, D.C., First-Time Home Buyer Programs of 2019 originally appeared on NerdWallet. [...]
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7 Things I Always Buy at Estate Sales

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7 Things I Always Buy at Estate Sales
Zadorozhnyi Viktor / Shutterstock.com I love a good estate sale. It’s one of the few opportunities in life to walk into someone’s home, look around and take away whatever catches my eye. Who could resist? My love of estate sales started in Chicago, a city where weekend “estate sale-ing” is practically a contact sport. Twenty years later, it’s still my favorite way to... [...]
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