Converse Chuck Taylor All Star High Tops & Low Tops only $25 shipped (Reg. $55!)

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Converse Chuck Taylor All Star High Tops & Low Tops only $25 shipped (Reg. $55!)
This post may contain affiliate links. Read my disclosure policy here. Love Converse? You can score them for just $25 shipped right now! Through January 15th, Converse is offering Converse Chuck Taylor All Star Seasonal Colors High Tops or Low Tops for only $25 when you use the promo code JAN25 at checkout! Even better, get free shipping when you create a Converse.com account (free to join). Here are some deal ideas: Chuck Taylor Unisex All Star Seasonal Colors as low as $39.97 (regularly $55) Use promo code JAN25 Shipping is free for Converse account members $25 shipped after code Chuck Taylor Unisex All Star Seasonal Color High Tops as low as $44.97 (regularly $55) Use promo code JAN25 Shipping is free for Converse account members $25 shipped after code Chuck Taylor Infant and Toddler Seasonal Color Easy-On Chuck Taylor All Star Low Tops as low as $29.97 (regularly $35) Use promo code JAN25 Shipping is free for Converse account members $25 shipped after code Valid through January 15, 2020. Thanks, Hip2Save! [...]
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SEC Proposes New Rules to Implement Resource Extraction Disclosure Rules

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SEC Proposes New Rules to Implement Resource Extraction Disclosure Rules
On December 18, the Securities and Exchange Commission voted to propose new rules to require resource extraction issuers to disclose payments made to foreign governments or the US government for the commercial development of oil, natural gas or minerals, as required by Section 13(q) of the Securities Exchange Act of 1934 (the Exchange Act). These disclosure rules are mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act and follow the SEC’s 2012 rules, which were vacated by the US District Court for the District of Columbia, and 2016 rules, which were disapproved in part by a joint resolution of Congress pursuant to the Congressional Review Act on the grounds that the compliance burden on issuers was viewed as too significant. The new proposed rules, applicable to domestic and foreign issuers that engage in the commercial development of oil, natural gas or minerals and that are required to file annual reports with the SEC under the Exchange Act, would require annual disclosure on Form SD of applicable payments made to foreign governments or the US government. The new proposed rules differ from the 2016 rules in that they, among other things, allow for aggregation of payments by applicable jurisdiction, raise the thresholds for excluded de minimis payments and include an exemption from disclosure where such disclosure would conflict with applicable foreign law or pre-existing contract terms. Issuers with a fiscal year ending on or before June 30 would be required to submit the Form SD no later than March 31 in the calendar year following its most recent fiscal year, while issuers with a fiscal year ending after June 30 would be required to submit the Form SD no later than March 31 in the second calendar year following its most recent fiscal year. The new proposed rules also exempt smaller reporting companies and emerging growth companies from the disclosure requirements. In addition, the new proposed rules provide that required disclosure be treated as “furnished” and not “filed” for purposes of liability under Section 18 of the Exchange Act and provide that a newly public company would not be required to furnish the resource extraction disclosure until its Form SD for the first fiscal year following the fiscal year in which its initial public offering is completed. The full text of the SEC’s proposing release is available here. [...]
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The 6 Best High-Interest Checking Accounts for Letting Your Money Grow

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The 6 Best High-Interest Checking Accounts for Letting Your Money Grow
You’ve probably always thought that if you want to earn interest on your money, you move it to a savings account. Your checking account is just for paying bills and the like, right? Not anymore.  With the rise of online-only banks that don’t have the overhead of brick-and-mortar locations, the competition for your checking dollars has gotten fierce. One of the big benefits of this battle is that many banks are now offering interest-yielding checking accounts. And while you may not rake in giant interest rates, you can definitely earn a little something on that money — and why wouldn’t you? Here are our top six high-interest checking accounts that could help your money grow. How We Picked the 6 Best Checking Accounts That Pay Interest Our methodology for this list is pretty simple: According to the FDIC, the average interest rate for interest-bearing checking accounts is currently 0.05%. We’re looking for checking accounts that beat that average. Beyond the interest rate, we looked at what else the account brings to the table. We gave preference to those accounts that don’t have maintenance fees or high minimum balances and that offer ATM fee reimbursement.  The 6 Best High-Interest Checking Accounts Without further adieu, here are the six best high-interest checking accounts where you can use your money and make a little money at the same time. 1. SoFi  One of the highest interest rates we’ve found for an online checking account is from SoFi Money. That checking account earns you 1.6% APY, or annual percentage yield, which is percent in interest (including compound interest) you’ll earn on your money in a year. Frankly, that’s practically unheard of. That’s more than 32 times higher than the average interest-bearing checking account. Heck, it’s better than the rate on a lot of savings accounts. SoFi Money takes a number of steps to make the transition to online banking easy: ATMs: With automatic reimbursement of ATM fees, you can use just about any ATM anywhere for free. Checks: If you occasionally need a physical check — to pay your landlord or whatever — you can get checks from SoFi for free. Website: SoFi’s website and mobile apps have detailed FAQs, and they make it simple and easy for you to find any information you want. 2. NDKC Personal Checking The NBKC Personal Checking Account offers 1.01% interest on all balances and has no minimum balance requirement. That’s a pretty sweet deal at 20 times the national average. It also features $0 overdraft and non-sufficient funds charges, so if you tend to overextend your money, you won’t get dinged.  Do you use ATMs? NBKC Personal Checking also offers up to $12 monthly to refund those pesky ATM fees. This account has a minimum opening deposit of $5, but you’d probably deposit at least that much anyway.  3. Memory Bank You may not have heard of Memory Bank. Or maybe you did and you just forgot. (Get it?) Anyhoo, Memory Bank’s EarnMore Checking Account is another great option for a high-interest checking account with 0.90% APY.  Memory Bank is a great choice for those of us who like the perks of online banking, but also want to know that we can get personal service when we need it. They offer live support by phone, email, or online chat. That can be a great benefit when you just need to ask a quick question, but don’t want to get stuck on an automated phone system for an hour.  4. Capital One 360 The real beauty of the Capital One 360 Checking Account is the pure ease of its online banking setup. Both the website and the app are remarkably intuitive. Plus, you won’t have any minimum balance or fees to deal with.  The base APY right now for the Capital One 360 is 0.2%, which is a respectable four times the national average. However, if you manage to save up a little, you’ll earn even more. Balances from $50,000 to $100,000 earn 0.5%. Balances above $100,000 earn 0.75%.  FROM THE BANKING FORUM This week in... The Penny Hoarder Community 11/8/19 @ 9:28 AM Happy November! 11/1/19 @ 1:47 PM Fed cut rates again! Anyone taking advantage? 10/30/19 @ 3:01 PM Social security Representative Payee bank account 9/26/19 @ 1:16 PM L See more in Banking or ask a money question 5. Charles Schwab OK, when you think Charles Schwab, you probably don’t think about checking accounts. That could change. Its High Yield Investor Checking is a free account that earns 0.15% APY on your balance.  It also features unlimited ATM fee rebates worldwide. That’s pretty cool if you travel a lot.  This account has no minimum balance, no minimum opening deposit and no maintenance fees.  There is one catch: You need to have a Schwab One brokerage account linked to your checking to avoid maintenance fees. It may not be for everybody, but if you already invest, why not take advantage of it?  6. Ally Interest Checking Account As the name suggests, you’ll earn interest with the Ally Interest Checking Account. For balances under $15,000, you’ll earn 0.1%, which isn’t all that remarkable.  But, if you tend to have $15,000 or more on hand, you can earn 0.5%. While 0.5% may not seem like much, that’s 10 times the national average for checking accounts that pay interest.  Ally’s Interest Checking really makes its mark with the other perks. The account has: No maintenance fees. No minimum balance requirement. No minimum opening deposit. Easy online access. Another nice perk is that Ally will reimburse you for up to $10 worth of ATM fees charged by other banks per statement cycle.  How to Choose a High-Interest Checking Account If you’re thinking about moving to a high-interest checking account, take a few things into consideration. Look for accounts that won’t negate those interest earnings by charging you fees. However, if you will carry a high balance, it may be worth paying a small fee to get a better interest rate. Do the math. Keep an eye on minimum balance requirements. We focused on accounts that don’t require a minimum balance, but if you know that you’ll consistently have at least $1,000 in your account at all times, you may want to shop around a bit more. There may be a great deal out there. Look at the requirements. Maybe you don’t use your debit card that much or you don’t want to have direct deposit. Choose an account that fits with the way you like to use your account. Keep ATMs in mind if you use them. It’s 2019, and you shouldn’t have to pay those fees. There are too many banks that are willing to cover those for you. The app. If you do a lot of banking on your phone, make sure the bank you choose has a solid banking app. Once you find the checking account that checks all the right boxes for you and how you like to use your account, sign up and start earning money on your money already.  Tyler Omoth is a freelance writer covering topics from personal finance to career advice and even lawn care. His work has been featured on TopResume.com, Writersweekly.com and more. He is also the author of over 70 educational books for children and a proud parent of twin toddlers. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stor [...]
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Uber’s New App Matches Service-Industry Workers With Local Businesses

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Uber’s New App Matches Service-Industry  Workers With Local Businesses
Uber is adding to the ways gig workers can find on-demand jobs. The company launched a new app Friday called Uber Works. Currently available only in Chicago, it connects people with local, temporary gigs. The company also debuted Works.co, a new website ahead of the app’s release. The new platform was announced in a blog post Wednesday. “We believe that finding work shouldn’t have to be a job in itself. For positions as diverse as being a prep cook, warehouse worker, a commercial cleaner or event staff, Uber Works aims to make it easier to find and claim a shift,” the company said in the announcement. Uber tested the staffing platform in Los Angeles last year before moving operations to Chicago for the launch. The new staffing services come as a deviation from the company’s heavy focus on transportation. How Does Uber Works Work? Local gig seekers can download the app on Android and iOS devices to find shifts from a variety of businesses in the area. Users must be 18 or older. “Uber Works app users can get detailed information about shifts they’re interested in, including information about gross pay, work location and skills, or required attire,” the company said in an announcement. “Uber Works also serves as a one-stop shop for all time-tracking needs, allowing users to clock in and out and log breaks.” Gigs are provided by local businesses, not by Uber Works itself, and are primarily related to food services, event setup, general labor and cleaning. In the announcement, Uber said that it won’t directly hire workers. Instead, Uber Works relies on staffing-agency partners to employ workers and handle their pay and benefits. After downloading the app and setting up an account, users can create their own schedule and search gigs from nearby businesses within that time frame. The app’s terms and conditions outline a disciplinary system based on “marks” for tardiness or absences after a worker accepts a job. Two marks are applied for every 15 minutes a worker is late. Six marks are applied for a no-show. Workers who incur 10 marks over a 30-day period are banned from the app. FROM THE MAKE MONEY FORUM Making $$$ from home 10/2/19 @ 5:18 PM work at home 4/3/19 @ 9:26 PM business development 10/1/19 @ 10:27 PM T FlexJobs 9/27/19 @ 5:43 PM s See more in Make Money or ask a money question While Uber Works services are different than many other popular freelance platforms like Upwork and Freelancer, the concept isn’t novel. Chicago-based digital staffing agency Shiftgig was founded in 2012, and it offers essentially the same services across multiple states. Uber has been experimenting with several new services in recent years — including a foray into e-scooters, public transit and now on-demand staffing — in a bid to reach profitability surrounding its IPO in May. In August, the company reported a record $5.2 billion loss in its second-quarter results. In recent months, Uber has laid off more than 800 employees. Adam Hardy is a staff writer at The Penny Hoarder. He specializes in ways to make money that don’t involve stuffy corporate offices. Read his ​latest articles here, or say hi on Twitter @hardyjournalism. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
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10 Colleges That Offer Free Tuition for Seniors

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10 Colleges That Offer Free Tuition for Seniors
Monkey Business Images / Shutterstock.com Seniors enjoy discounts for just about everything. Did you know that can even include the cost of higher education? Some schools think it’s a smart idea. Whether through a state-supported program or school-based initiatives, there are plenty of opportunities to learn — and earn credit toward a degree — without the burden of crippling... [...]
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Gretchen’s Grocery Shopping Trip and Weekly Menu Plan for 5

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Gretchen’s Grocery Shopping Trip and Weekly Menu Plan for 5
Dillons 2 Enlightened Ice Creams – $5.47 each, used $1/1 e-coupon and $5.99 Ibotta rebate AND $5.99 Kroger cash back rebate – Free plus $1.40 overage after coupons and rebates 1 Yoplait Gogurt – Marked down to $0.49 1 Sara Lee Loaf Bread – $2.49, used $1/1 e-coupon – $1.49 after coupon 2 bags Kroger Tortilla Chips – $1.25 each 5 bags Kroger Cheese – $1.99 each, used $0.50/1 e-coupon x 5 – $1.49 each after coupon 1 bag Apples – Marked down to $0.99 2 pkg Kroger Applesauce – $1.29, used $0.30/1 e-coupon x 2 – $0.99 each after coupon 1 Kroger Eggs – Marked down to $0.49 2 Mott’s Fruit Snacks – $1.99 each, used $1/1 e-coupon x 2 – $0.99 each after coupon 1 bag Kroger Flour – $1.59 1 Kroger Sour Cream – $1.39 1 bag Green Peppers – Marked down to $0.99 2 pkg Strawberries – $2.88 each, used $0.50/1 e-coupon – $2.63 each after coupon 3.32 lbs Bananas – $1.63 2 Green Leaf Lettuce – $1.29 each 1 Stonyfield Yogurt – Marked down to $1.79, used $0.50/1 e-coupon – $1.29 after coupon Received $0.10 Ibotta rebate Received $0.09 Coinout rebate (I’m loving this new app!) Total after coupons and rebates: $30.51 Aldi 2 bag Frozen Broccoli – $0.95 each 1 Half & Half – $1.59 1 pkg Butter – $2.88 1 bag Frozen Peas – $0.79 1 bag Frozen Chicken Breasts – $5.99 1 bag Baby Carrots – $0.99 1 pkg Cream Cheese – $0.99 1 pkg Taco Seasoning – $0.39 1 pkg Flour Tortillas – $1.19 1 box Cheese Crackers – $1.49 1 pkg Chocolate Chips – $1.89 1 can Refried Beans – $0.79 1 can Cream of Chicken Soup – $0.49 2 Cucumbers – $0.59 each 1 gallon Milk – $1.49 1 pkg Granola Bars – $1.59 Received $0.03 Coinout rebate Total: $25.60 Total for both stores: $56.11 Menu Plan for This Week We are still getting veggies from our garden which I will be using this week! Breakfasts Cereal, Toast, Eggs, Fruit, Oatmeal Lunches Peanut Butter & Jelly Sandwiches, Tossed Salad Bar, Fruit/Veggies/Cheese, Cheese Quesadillas, Mac & Cheese, Leftovers Dinners Chicken & Noodle Casserole, Steamed Broccoli Dinner with Lifegroup (I’m bringing Chips and Bean Dip!) BBQ Meatballs, Rolls, Steamed Peas, Mashed Potatoes Pancakes, Eggs, Fruit Salad Out to dinner for our wedding anniversary Homemade Cheese Pizza, Breadsticks, Tossed Salad Taco Bar [...]
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