Jobs With Tips: Here’s How to Find the Best Paying Ones

click photo for more information
Jobs With Tips: Here’s How to Find the Best Paying Ones
Whether you’re looking for full-time income or part-time work, you might want to consider jobs that offer the chance to earn tips.  The minimum wage for tipped positions is $2.13 per hour in more than 17 states. Seven states require that employers pay tipped employees the full state minimum wage before tips. The remaining states require employers to pay tipped employees a minimum cash wage above $2.13 an hour. But more relevant than your local minimum wage is the fact that you can consistently make good money from tips. Not all tipped jobs are lucrative, though, so how do you choose the right job and earn the most tips? Find the Best Jobs for Tips Tipping is expected and common in many jobs, but clearly some will be better than others for total pay. Here’s a partial list of traditionally tipped positions:  Waiter Casino dealer Taxi driver Pizza delivery driver Cruise steward Bartender Room service waiter Golf caddy Busboy Tour guide Hotel room cleaner Ski instructor Naturally, you’ll enjoy and be more qualified for some jobs over others. Use these preferences to help narrow down that list.  Then, look for the positions where you’ll make the most money. If cleaning hotel rooms and waiting tables are both still on your list, go for the restaurant job.  Remember that to earn the most money, you should seek out employment where tips and base wages are above average. Increase Your Base Rate Many employers pay a base rate of minimum wage. If you’re interested in moving, you could go to a state that has a higher minimum wage for tipped employees.  For example, the minimum wage in Idaho is just $3.35 per hour, while next door in Washington it’s $12.00 per hour and in Oregon it’s  $10.75 per hour. Of course, even in a state with a $2.13 minimum wage, some employers will pay a higher base rate. Ask about the pay before applying. Tips are usually what matter most, but making an extra $5 or $6 per hour on your base rate can help a lot. Work at Expensive Venues One of the most important factors affecting tips, especially in the food and beverage industry, is the size of the average bill. Customers tip according to the bill amount more than anything else.  The average tip in U.S. restaurants is now 18.1%, according to a 2018 Zagat survey. So, as a waiter, if you serve a dozen $40 tables in an evening, you’ll average nearly $87 in tips, but if the bills are $90, you’ll take in more than $195. This is true for other tipped positions as well. Ask any bartender who has worked in both a dive bar and a high-end pub. Work for pricy places when possible.  Work in Busy Locations Even a restaurant with expensive meals might not be a great place to work if you wait on just three tables per shift. Serving twice as many customers usually means you earn twice as much in tips. Look for busy businesses. Pick the Right Employer Once you decide what kind of job you want, pick which state you’ll work in, and identify some expensive, busy places, it’s time to investigate specific employers. Start by asking about the base rate, as mentioned.  Tip income varies widely by employer, even those with similar businesses and price levels. One employer might let you keep all of your tips, while another makes employees share them. For example, I once worked at a pizza place where it was policy to split large tips (over $5) with all employees. And it’s common for wait staff to “tip out” busboys and hosts with 10% or more of what they take in. For large employers, you can often find the relevant pay information on Glassdoor. Otherwise, get friendly with employees of prospective employers so you can ask about their wages. Also check with your friends and family members who happen to work as waiters, casino dealers, bartenders and so on.  Ask how tips are handled and how much they usually amount to. Listen carefully to employees, but don’t place much importance on stories about one-time tips or memorable shifts. In fact, ask about the worst days. You might get lucky and discover a job where the worst tip days are still pretty good. You want an average, and most employees don’t bother to calculate that accurately. But if you ask for examples from ordinary shifts and bad shifts, you can put together a relatively safe guesstimate of the tips you’ll make at a given job. Then you can calculate what you’ll make with the base rate included. FROM THE MAKE MONEY FORUM I have a question about those cash game apps from Google Play store? 1/14/20 @ 8:16 PM Selling My Things 1/2/20 @ 8:12 AM I am working part time any suggestions 1/9/20 @ 1:40 PM Being a Match Maker. 1/7/20 @ 12:33 AM See more in Make Money or ask a money question   What If You Lack Experience? If you lack experience, you won’t qualify for the best positions and may not get hired at the best places. In that case use a longer-term strategy. For example, caddy at a slow golf course as a resume builder so you can get hired at a better place.  Use a position as a busboy as a temporary stop on the way to being promoted to waiting tables. Take a job in a restaurant kitchen only if your employer says you can join the wait staff as soon as you prove yourself. There are always opportunities to build your resume or places where you can quickly advance. For example, many bars won’t hire an inexperienced bartender, but will hire you as a bar-back.  Once you have a job where you make good tips, you can move on to part two of your plan: Implementing strategies for making even more tips. Steve Gillman is the author of “101 Weird Ways to Make Money” and creator of EveryWayToMakeMoney.com. He’s been a repo-man, walking stick carver, search engine evaluator, house flipper, tram driver, process server, mock juror, and roulette croupier, but of more than 100 ways he has made money, writing is his favorite (so far). This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. [...]
1
27

Favorite! Would you like to add notes/tags?

How I Earned 112 Swagbucks Today (in just a few minutes!)

click photo for more information
How I Earned 112 Swagbucks Today (in just a few minutes!)
This post may contain affiliate links. Read my disclosure policy here. Want to earn some free gift cards to cover some of your Christmas expenses? I highly recommend signing up for Swagbucks. Swagbucks is one of my favorite ways to earn free gift cards to Amazon, Walmart, Target, and more! There are lots of ways to earn — printing coupons, watching videos, signing up for offers, taking surveys, and more. Go sign up for Swagbucks here and then check out my extensive post here on how to earn more Swagbucks fast. I earned 112 SBs (these are points you can redeem for free gift cards) + a daily bonus today in just a few minutes. I earned most of these by clicking on the Earn 2 SBs offer at the bottom of the Swagbucks homepage, letting the video/ad run, and then clicking on it. I usually do this on my laptop while I’m in the middle of something else. I just go click every minute or so and earn 2 more SBs. Today, I did this while I was getting ready for the day and doing some work on my phone. This is such a simple way to earn points to cash in for free gift cards! And you always know exactly how much you going to earn! 2 SBs might not seem like much, but it adds up quickly and it requires almost zero extra work. How many SBs did you earn today? What are your favorite ways to earn SBs? Looking for more ways to earn free gift cards? You can earn free gift cards from Shopkick and Fetch Rewards. And here are 15 More Ways to Earn Extra Money. [...]
1
54

Favorite! Would you like to add notes/tags?

Get two months of Adventure Academy for just $5!

click photo for more information
Get two months of Adventure Academy for just $5!
This post may contain affiliate links. Read my disclosure policy here. Do you have elementary or middle school aged kids who love online gaming? You might want to check out Adventure Academy!! Adventure Academy — a new educational MMO game created specifically for kids in elementary and middle school — is currently running a limited time special! You can get two months for just $5 right now — which is a savings of 74% off the regular monthly price! Developed by the top video gaming designers and crafted by a team of curriculum experts, Adventure Academy is a highly engaging and creative platform that focuses on building critical knowledge and skills in language arts, math, social studies, science, and more! Adventure Academy features thousands of educational learning activities, such as videos, reading experiences, games, quizzes, and many other interactive elements— all within the frameworks of U.S. (and international) curriculum standards. I checked it out and it plays a lot like an adventure game (think Zelda!) but within an educational framework. It’s really cool! If you wish to continue with the service after two months, you’ll be billed at $9.99 per month. If you do not wish to continue with the service, be sure to cancel your subscription before the first two months ends so that you avoid any future charges to your credit card. It’s very easy to cancel at any time by logging in and clicking “my account.” {If you’d rather try it for free, you can still sign up for a free 30-day trial here. You just won’t be able to take advantage of this introductory two month offer. You’ll be billed $9.99 per month after the free trial, if you wish to continue.} Go here to sign up for two months of Adventure Academy for just $5. [...]
1
60

Favorite! Would you like to add notes/tags?

15+ Gluten-Free Gifts Under $30

click photo for more information
15+ Gluten-Free Gifts Under $30
This post may contain affiliate links. Read my disclosure policy here. Looking for unique gluten-free gifts to give someone with food allergies? We have you covered with this Gluten-Free Gift Guide — and they’re all under $30 to help you stick to your gift budget! This Gluten-Free Gift Guide was thoughtfully put together by Olivia on the MoneySavingMom team. Olivia loves cooking but has had to learn to be creative in the kitchen to avoid her food sensitivities (including gluten). She is happily married to her best friend Michael, who also has food sensitivities. Olivia considers it a fun challenge to make delicious meals that they both can enjoy! Do you know someone who has gluten allergies? You’d be surprised how many items contain gluten — chocolates, personal care items, and more. Check out this gift guide for some really unique gift ideas you can safely give someone who avoids gluten! Gluten-Free Gift Ideas 1. Spiralizer — Spiralizers allow you to turn fresh vegetables into faux pastas, which are a great gluten-free alternative to the traditional wheat noodles. This is a kitchen gadget every gluten-free person should have! 2. Gluten Conversion Chart — This refrigerator magnet would be a beneficial gift for the gluten-free baker! A gluten-free conversion chart is essential to have on hand while converting traditional wheat bread recipes to make them gluten-free. 3. Toaster Bags — Toaster bags are perfect for those who are concerned about cross-contamination. They can be used to cook or heat up all kinds of food in the oven, microwave, toaster, or on the grill and would be a great gift for someone who travels often or shares a kitchen with those who are not gluten-free. 4. Small Cooler — A lunchbox cooler is handy for those on a gluten-free diet as they often need to transport food when gluten-free food options are not available. This cooler not only works to keep foods cold but also warm! 5. Gluten-Free Diet Guide — This practical diet guide would be a great gift for someone who is new to the gluten-free diet. 6. Gluten-Free Labels — These labels would make a great gift for those who are gluten-free and share a kitchen. They guard against cross-contamination and also alert others of what is not gluten-free. 7. Food Storage Containers — Glass food storage containers work well for transporting gluten-free foods or keeping them fresh in the refrigerator. These are some of my favorite — I use them every day! 8. T-Shirt — This “gluten-free” t-shirt would be a fun gift for someone with a sense of humor who doesn’t mind being asked about their diet! 9. Bubble Bath — California Baby bubble bath is completely gluten-free and would make a wonderful gift for a child with very “sensitive skin, eczema, or allergy concerns.” The bubble wand included in the bottle provides more bath-time fun! 10. Natural Soy Cinnamon Rolls Candle — Enjoy the lovely aroma of traditional cinnamon rolls without the risk of coming in contact with gluten! I love products that smell like desserts, especially those desserts I can no longer eat! 11. Gluten-Free Snacks — Enjoy Life products are all gluten-free and incredibly yummy! Any of their cookies, snack bars, or baking mixes would make a great gift! 12. Loaf Pan — This bread pan is ideal for gluten-free loaves which require more support than traditional wheat loaves as they rise. This would make a good gift for a gluten-free baker! 13. Bread Thermometer — An instant-read bread thermometer is another kitchen tool every gluten-free bread maker should have. It can be difficult to know when the bread is cooked, but this thermometer will take out the guesswork! 14. Assorted Chocolates — These gluten-free chocolates would make an excellent gift for those with multiple allergies as they are free of many other common allergens too! Gluten-Free Stocking Stuffers 15. Play Dough — Traditional Play Doh contains wheat, so this is a great alternative for children with a gluten allergy! 16. Lip Balm — Many lip balms contain a small amount of gluten. These Badger lip balms are certified gluten free and would make a great gift for anyone avoiding gluten! 17. Whole Foods Gift Card — You can never go wrong with giving someone a gift card! Whole Foods offers a variety of options for those who are gluten-free. If you don’t have a local Whole Foods, consider giving a gift card to a natural health food store in your area. 18. Gluten-Free Living Magazine — Magazine subscriptions are a fun gift that keeps giving throughout the year! Gluten-Free Living is a magazine full of practical tips for the gluten-free individual! If the first issue doesn’t come in time, print a photo of the magazine cover and roll it up to stick in a stocking with a little personalized note! (Use code MONEYSAVING to get an extra 20% off the listed price!) Psst! Be sure to sign up for our hot deals newsletter to make sure you don’t miss any of the hottest deals each day! More Holiday Gift Guides Looking for other budget-friendly holiday gift guides? Don’t miss Gretchen’s Beauty Gift Guide! Stay tuned as we roll out several more gift guides over the next couple of weeks — put together by several different MoneySavingMom.com team members! [...]
1
196

Favorite! Would you like to add notes/tags?

5 Things to Know About the Key Cashback Credit Card

click photo for more information
5 Things to Know About the Key Cashback Credit Card
The Key Cashback credit card, issued by KeyBank, has an annual fee of $0 and features an appealing 2% cash back on every purchase, an ongoing flat rate that’s hard to beat. But there are some catches for that high rate: You will earn it only under certain conditions, and if those conditions aren’t met, you’ll... Kimberly Palmer is a writer at NerdWallet. Email: kpalmer@nerdwallet.com. Twitter: @kimberlypalmer. The article 5 Things to Know About the Key Cashback Credit Card originally appeared on NerdWallet. [...]
1
186

Favorite! Would you like to add notes/tags?

Truman’s Non-Toxic Household Cleaners Starter Kit for just $7.50 shipped!

click photo for more information
Truman’s Non-Toxic Household Cleaners Starter Kit for just $7.50 shipped!
This post may contain affiliate links. Read my disclosure policy here. Interested in non-toxic household cleaning options? Check out this deal on Truman’s Household Cleaners!! Have you heard of Truman’s? It’s a relatively new subscription service that delivers non-toxic household cleaners to your doorstep! Each Truman’s delivery includes four different cleaners for your kitchen, floors, bathroom, and glass surfaces. (And the kitchen spray is also an all-purpose cleaner!) You receive the spray bottles and cleaners on your very first delivery and then cleaner refill cartridges on each subsequent delivery. Each delivery of cleaners should last you 6 months, but you can pause, skip, cancel, or change your subscription at any time. And right now you can get 50% off your first subscription with code SUMMER at checkout. Here’s how: Head over to this page. Click on “Get Your Starter Kit.” Choose the $15 option. When you choose this option, you’ll be signed up for automatic subscriptions but you can pause, skip, or cancel your subscription at any time after your first order ships out. Click through to checkout. On the page where you enter all of your information, look on the right side of the page where it says “Have a discount code? Enter it here.” Use code SUMMER to get 50% off! You’ll pay just $7.50 and shipping is FREE. If you love Truman’s cleaning products and want to continue with your subscription, you’ll be automatically charged at the regular price of $15 for your subsequent deliveries. (Note: The next delivery ships out after 45 days, so be sure to go in and change that since each delivery lasts for 6 months!) If you don’t want to continue after your first discounted starter kit, just go in and cancel before your next shipment. Super simple! This seems really cool! Have any of you tried it yet? I’d love to hear in the comments! Go here to get your Truman’s Starter Kit for $7.50! (Just use code SUMMER.) [...]
1
218

Favorite! Would you like to add notes/tags?

How to Pay for Law School

click photo for more information
How to Pay for Law School
If you’re planning to go to law school, plan on going into debt: 75% of law students take out student loans, according to Law School Transparency, a nonprofit organization. Borrowing may be necessary for law school, but your first choice should be financial aid you don’t have to repay. Here are the types of aid available... Ryan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. The article How to Pay for Law School originally appeared on NerdWallet. [...]
1
440

Favorite! Would you like to add notes/tags?

Teach a Craft Or Run Errands — Plus 6 Other Gigs Perfect for Seniors

click photo for more information
Teach a Craft Or Run Errands — Plus 6 Other Gigs Perfect for Seniors
Older workers are re-entering or staying in the workforce in the highest numbers in decades. And many of them are giving the gig economy a shot. According to the latest workforce projections by the Bureau of Labor Statistics, the participation rate for seniors age 65 and up has increased nearly 20 percentage points since 1996. Flexible work arrangements through side-gig apps and work-from-home jobs are making the transition easier. The customer-service and retail industries are also tapping into this burgeoning population of workers with targeted recruiting through AARP and churches. All this amounts to a lot of competition among employers — and ripe job opportunities for retirees. 8 Jobs For Retirees From errands to English-teaching or from ride-sharing to renting, these part-time jobs for seniors are tailor-fit for any older worker who wants to make a little extra money. 1. Become an Airbnb Host Got a spare room, apartment, house ― even a tent in a serene backyard? You can rent it out for extra cash on Airbnb. Airbnb is an online marketplace that allows folks to list their space for short-term rentals. Airbnb, after all, is short for Air Bed and Breakfast, which refers to the co-founders’ initial idea of charging guests to stay on air mattresses to help pay their San Francisco rent. In our guide to becoming an Airbnb host, staff writer Carson Kohler outlines all the do’s and don’ts of hosting on Airbnb. The five big tenets to qualify are: You must be able to provide the essentials, including toilet paper, soap, linens, and at least one towel and pillow per guest. You must be responsive to your potential guests, answering requests and inquiries within 24 hours. You should accept reservation requests when you’re available. You should avoid cancellations. In fact, the Airbnb cancellation policy is pretty strict — you’ll find it outlined in our guide above. You should be able to keep a high overall rating from guests. Before listing your home or apartment online, be sure to check with your local government, which may regulate or outright ban short-term rentals. While there is no cost to register your rental, some things to consider are fees Airbnb charges every time someone books your space, in addition to municipal short-term rental taxes. Depending on your area, taxes and fees could reach as high as 21% of your listing price. 2. Chauffeur With Uber or Lyft By now, you probably know the gist of driving with ride-sharing services: You use an app to connect with people who need rides. You drive them somewhere in your own car, and they pay automatically through the app. The two biggest players in the space — Uber and Lyft — have an intense rivalry, but both apps are fair options if you’re just starting out. Each app is fundamentally the same for drivers: You log in when you want to work, wait for a notification that means someone’s hailed a ride, then pick them up and drop them off at their destination. You earn money based on how many rides you take, and you automatically get paid each week (or more often, if you choose) through direct deposit. To become a driver, applicants need: To be at least 21 years old. A four-door automobile, 2002 or newer. A valid U.S. driver’s license. At least a year of driving experience. Beyond that, senior editor Dana Sitar breaks down the nuances in our Lyft vs Uber guide. FROM THE MAKE MONEY FORUM tutoring business 6/16/19 @ 6:17 PM WFH Transcription Woes?? 6/16/19 @ 6:12 PM Need advice on working from home 6/14/19 @ 8:35 AM How to earn money with simple idea! 6/8/19 @ 8:25 AM See more in Make Money or ask a money question 3. Rent out Your Car If you don’t feel like chaufferring others around — or driving at all, for that matter — you can rent out your unused car. If you try to do that on your own, you’ll probably invalidate your insurance. And you have to find customers. But companies like GetAround and Turo will find the customers for you and provide the insurance. Even General Motors launched a car-sharing service called Maven for owners of a GM vehicle (Buick, Cadillac, Chevrolet or GMC) that’s a 2015 model or newer. Creating an account with all three companies is free. Listing your car on GetAround costs $20 a month, plus a one-time $99 installation fee for a remote receiver to unlock your car for customers. Maven and Turo don’t charge monthly fees but take a percentage of earnings from your listing. According to Maven estimates, renting out your car for a day could earn you between $80 and $225 depending on the model. Payout is in as little as five days (for Turo) or as much as a month (for Maven). 4. Run Errands for Others Through side-gig apps like TaskRabbit and Postmates, getting paid to run errands is as easy as it’s ever been. With both apps, users can browse through a list of tasks that locals need help with. Grocery runs, picking up a package from the UPS store, taking someone’s animal to obedience training — all fair game. Postmates is focused on delivery-related tasks. You can deliver via car, bicycle or foot. Just create a free account, then you’ll receive a welcome kit in the mail within a week (a free delivery bag and a prepaid card to make your purchases). Link the card to the Postmates Fleet app, and you’re off to earning extra money. TaskRabbit works a little differently. The services are much broader, including home improvement, maintenance, administrative, cleaning, event planning and — of course — delivery and other errand-related tasks. Creating an account is also free. Income from both apps varies on a task-by-task basis. There aren’t any minimums in the amount of tasks you’re required to complete, either. You’ll be able to see the rates and choose to accept them before embarking on the errand. While not average earnings, some high-performing users make more than $2,000 a month. See how these Taskers made thousands using TaskRabbit. 5. Teach Your Craft at Michael’s Can you knit? Do needlepoint? Build a ship in a bottle? These crafts, once thought of a throw-backs, are back in a big way. The arts-and-crafts retailer Michael’s unveiled its Community Classroom in late 2018. The program offers a way to connect local “Makers,” aka people skilled in hands-on crafts, to teach at the nearest Michael’s. It’s up to the teachers, however, to recruit students for their classes. Michaels splits the profits from student registration, with Michael’s keeping 30% of the course price, and the teachers pocketing 70%. The program is still in beta as it expands to all U.S. Michael’s locations, but most Michael’s stores currently offer it. No previous teaching experience is required and the program is open to everyone — not just Michael’s employees. To become a Community Classroom instructor, submit a proposal that includes: A detailed description of what you plan to teach. A personal bio that explains your expertise, including a photo of yourself. Logistics, such as the location, required materials for the lesson, date and time. Accepted instructors receive Community Classroom ID and a 15% in-store discount. 6. Tutor English Online English-as-a-Second-Language (ESL) teachers are in high demand. To keep up, many [...]
1
251

Favorite! Would you like to add notes/tags?

8 Things Private Equity Firms Look for in Companies

click photo for more information
8 Things Private Equity Firms Look for in Companies
The post 8 Things Private Equity Firms Look for in Companies appeared first on ONEtoONE Corporate Finance. [...]
1
278

Favorite! Would you like to add notes/tags?